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Best Homeowners Insurance Agencies in Pennsylvania

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Pennsylvania homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7263Reviewed

4363Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Pennsylvania
Erie

Expertise.com Rating

Review Sources

Google
5.0 (32)
Yelp
1.0 (1)

Why choose this provider?

Founded in 1972, Northshore Insurance Agency, LLC, offers the best risk management solutions in Pennsylvania. It has homeowners' insurance plans to protect individuals and families in case of unforeseen events like fire, vandalism, and theft. The independent agency helps policyholders secure reimbursements for property damage and physical injuries. Its agents also process business insurance, which includes workers' compensation, BOP, and commercial auto policies. Owner Marybeth Baran is a Certified Insurance Counselor and a Certified Insurance Service Representative.

Best Homeowners Insurance Agencies Serving Pennsylvania
Erie

Expertise.com Rating

Review Sources

Facebook
4.8 (44)
Google
4.3 (18)

Why choose this provider?

Lafaro Insurance Agency caters to families and individuals in Pennsylvania. It provides cheap personal protection plans, helping clients obtain homeowners' insurance. The independent company customizes liability, personal property, and replacement cost coverage plans to protect policyholders from unforeseen events like fire, storm, theft, and vandalism. Its specialists also offer life, auto, and motorcycle insurance. They work with various carriers, including Progressive, Erie, and Travelers. Lafaro Insurance Agency has been in operation for over five decades.

Best Homeowners Insurance Agencies Serving Pennsylvania
Philadelphia

Expertise.com Rating

Review Sources

Google
4.9 (142)
Facebook
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Mackley Insurance Inc. serves the best personal protection products in Pennsylvania. It provides customized homeowners' insurance plans to protect families and individuals from monetary losses in case of fire, theft, and vandalism. The independent agency furnishes liability, dwelling, medical expense, and dwelling coverages. It also processes classic car, life, health, flood, and earthquake insurance. Its agents work with multiple carriers, including Travelers, The Hartford, and Progressive. Mackley Insurance has been in the industry for over two decades.

Best Homeowners Insurance Agencies Serving Pennsylvania
Narvon

Expertise.com Rating

Why choose this provider?

Lehman Insurance Agency, Inc., has been helping clients acquire the best policies in Pennsylvania since 1969. It offers personal protection products, which include homeowners' insurance. The independent company writes customized coverages and helps customers file claims for property damage and injuries due to perils like theft, fire, and hail. Its agents also handle risk management solutions for flood, automobiles, boats, and RVs. The company is a member of the Insurance Agents and Brokers and the Keystone Insurers Group.

Best Homeowners Insurance Agencies Serving Pennsylvania
Allentown

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

Ian D. Webb Insurance Agency has been providing a variety of risk management solutions in Pennsylvania for 70 years. It offers the best personal insurance products, which include homeowners' plans. The company writes customized liability, loss of use, medical payment, and personal property coverage to protect people from perils like natural disasters and theft. It also furnishes life and auto insurance. Owner Mike Givey is a Certified Insurance Counselor and an Associate in Claims. He purchased the agency in 2016.

Best Homeowners Insurance Agencies Serving Pennsylvania
Philadelphia

Expertise.com Rating

Review Sources

Google
4.8 (63)
Yelp
3.0 (2)

Why choose this provider?

Jeffrey Gottesman is the best State Farm insurance professional in Pennsylvania. He leads a group of 15 agents that assist clients in finding coverage plans with a suitable level of protection for their private residences. The homeowner's policy underwrites structural damage, lost or stolen personal possessions, and liability of the policyholders. Home or renter's policies can also be purchased together with automobile insurance. His agency has been in operation since 1997. It provides services in 11 different languages.

Best Homeowners Insurance Agencies Serving Pennsylvania
Edinboro

Expertise.com Rating

Review Sources

Google
4.8 (33)

Why choose this provider?

Hamilton Insurance Agency has been providing the best risk protection services in Pennsylvania for over 30 years. It processes various personal protection plans, which include homeowners' insurance. The independent company writes customized personal property and liability coverages to shield families from financial losses in case of unexpected fire and theft. It also offers renters', life, auto, motorcycle, and boat insurance. Hamilton Insurance Agency is a member of the National Association of Professional Insurance Agents and the Independent Insurance Agents and Brokers of America, Inc.

Best Homeowners Insurance Agencies Serving Pennsylvania
Leesport

Expertise.com Rating

Why choose this provider?

Snyder Insurance Agency is a family-owned and family-operated business serving Pennsylvania. It helps families and individuals find the best personal insurance products, including homeowners' plans. This type of insurance protects policyholders from financial losses due to unforeseen events, such as fire, hail, vandalism, and theft. The independent company assists clients in securing reimbursements for property damage and medical expenses. Its agents also offer life, auto, and motorcycle insurance. Snyder Insurance Agency has been operating as the best in its industry for over eight decades.

Best Homeowners Insurance Agencies Serving Pennsylvania
Scranton

Expertise.com Rating

Why choose this provider?

Gilmartin Insurance Agency offers the best risk management solutions in Pennsylvania. It furnishes the best homeowners' insurance plans to protect individuals and families from financial losses caused by events like fire, theft, and vandalism. The company assists clients in filing claims to secure reimbursements for injuries and property damage. It also processes other products, such as umbrella, auto, and life insurance. Its agents have access to multiple carriers, including Progressive and Nationwide. Gilmartin Insurance Agency has been in operation for over two decades.

Best Homeowners Insurance Agencies Serving Pennsylvania
Erie

Expertise.com Rating

Why choose this provider?

Domino Insurance Agency, Inc., helps families and individuals find the best insurance coverage in Pennsylvania. It provides a variety of personal protection products, which include homeowners' insurance. The independent company processes personal property, liability, and loss of use plans. It writes policies for fine arts, pieces of jewelry, and collectible cars. Its agents also furnish umbrella, auto, motorcycle, and renters' insurance. Additionally, they serve clients in the hospitality and dealership industries. Domino Insurance Agency has been operating for over four decades.

Best Homeowners Insurance Agencies Serving Pennsylvania
Philadelphia

Expertise.com Rating

Why choose this provider?

McCollum Insurance has been providing cheap insurance policies in Pennsylvania since 2002. It caters to individuals and families, helping them acquire homeowners' insurance. This type of plan protects policyholders from monetary losses due to perils like theft, vandalism, and fire. The independent agency assists clients in filing claims for injuries and property damage. Its specialists also process health, life, umbrella, condominium, and auto insurance. They have access to multiple carriers, including Travelers and Progressive. Founder Brian McCollum is a Certified Insurance Counselor.

Best Homeowners Insurance Agencies Serving Pennsylvania
Denver

Expertise.com Rating

Why choose this provider?

Unruh Insurance Agency, Inc., has been providing the best risk management services in Pennsylvania since 1977. It processes various personal protection plans, including homeowners' insurance. The independent agency writes customized plans to protect individuals and families from perils like fire, hail, lightning, vandalism, and explosion. Its agents also craft life and motorcycle insurance, as well as policies for businesses. One of the company's owners, Curtis Unruh, is a Life Underwriting Training Council Fellow and a Certified Insurance Counselor.

Best Homeowners Insurance Agencies Serving Pennsylvania
Fairview

Expertise.com Rating

Review Sources

Google
4.9 (93)
Facebook
4.7 (19)
Yelp
5.0 (1)

Why choose this provider?

Michelle Toth has been operating the best State Farm agency in Pennsylvania for over a decade. She is an insurance specialist who helps individuals and families find cheap personal protection products. She offers homeowners' insurance plans to protect clients from financial losses caused by natural disasters, vandalism, and theft. The agent assists policyholders in securing reimbursements for injuries and property damage. Toth also furnishes life, health, and auto insurance. Additionally, she provides retirement and investment planning assistance.

Best Homeowners Insurance Agencies Serving Pennsylvania
Downingtown

Expertise.com Rating

Why choose this provider?

Miller's Insurance Agency provides the best services in Pennsylvania. It accommodates individuals and families who want to acquire homeowners' insurance. The independent company offers personal property and liability, loss of use, and medical expense coverages to protect clients from monetary losses due to perils like natural disasters and theft. It crafts personalized policies for collectible cars, and pieces of jewelry. It also furnishes other personal protection products, including renters' and life insurance. Miller's Insurance Agency has been in the industry for over 45 years.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Northshore Insurance Agency, LLC
2340 West Grandview Boulevard, Erie, PA 16506
Lafaro Insurance Agency
4627 Peach Street, Erie, PA 16509
Mackley Insurance Inc.
248 Geiger Road, Philadelphia, PA 19115
Lehman Insurance Agency, Inc.
2403 Main Street, Narvon, PA 17555
Ian D. Webb Insurance Agency
827 North 19th Street, Allentown, PA 18104
Jeffrey Gottesman
1631 East Passyunk Avenue, Philadelphia, PA 19148
Hamilton Insurance Agency
207 Erie Street, Edinboro, PA 16412
Snyder Insurance Agency
1020 James Drive, Leesport, PA 19533
Gilmartin Insurance Agency
1440 N Washington Ave, Scranton, PA 18509
Domino Insurance Agency Inc.
3209 Greengarden Road, Erie, PA 16508
McCollum Insurance
4169 Main Street, Philadelphia, PA 19127
Unruh Insurance Agency, Inc.
335 Main Street, Denver, PA 17517
Michelle Toth - State Farm Insurance Agent
7388 West Ridge Road, Fairview, PA 16415
Miller?s Insurance Agency
255 W. Uwchlan Avenue, Downingtown, PA 19335

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Pennsylvania Homeowners Insurance Agency FAQs

  • What should people do if they receive notice of a homeowners' insurance cancellation in Pennsylvania?

    After receiving the notice, holders of homeowners' insurance policies in Pennsylvania must investigate the reasons for termination. If they have any concerns about the listed reasons, they must file an electronic request for review with the Pennsylvania Insurance Department within 10 days. Individuals who received a homeowners' insurance cancellation notice must also call their insurer to investigate the reasons for the cancellation, which include failing to remedy the property danger and failing to pay the premium.

  • How much is the average cost of homeowners' insurance policies in Pennsylvania?

    The average cost of homeowners insurance in Pennsylvania is $1,760 per year, or $146 per month, which is 47% less than the national average. This figure is based on $300,000 in liability coverage, a $1,000 deductible, a $300,000 residence, and a 2% hurricane deductible. These costs, however, fluctuate depending on a number of factors, including the policyholder's claim history, the coverage they select, and the age of their property.

  • What are the excluded coverages of the Pennsylvania Fair Plan Act?

    Other structures utilized in whole or in part for business purposes, such as farming, manufacturing, and commercial operations, are not covered under the Pennsylvania Fair Plan Act. It does, however, cover these spaces if they are wholly owned by the policyholder or a renter of the dwelling and do not comprise liquid or gaseous fuel. The Pennsylvania Fair Plan Act does not apply to grave markers such as mausoleums.

  • Are destroyed HVAC units covered by the homeowners' insurance policy in Pennsylvania?

    Yes, homeowners' insurance policies in Pennsylvania cover the cost of repairing broken HVAC equipment if the damage is caused by a covered risk such as windstorms or lightning. However, if the HVAC system is destroyed due to normal wear and tear, the policy will only cover the repair costs up to the coverage maximum minus the deductible. Homeowners' insurance policies may also cover the replacement of stolen HVAC units up to the level of personal property coverage.

  • How does one determine whether a Pennsylvania homeowners' policy insurer is licensed?

    Individuals in Pennsylvania must verify the licensing status of their insurer by searching their full name and location on the Pennsylvania Insurance Department's website. Policyholders who cannot find their insurer on the website or who want to confirm the licensing status of their insurer can call the Office of Corporate and Financial Regulation at 717-787-2735 or email ra-in-company@pa.gov. They can also visit the facility, which is located at 1345 Strawberry Square in Harrisburg, Pennsylvania.

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