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Best Homeowners Insurance Agencies in Salem, OR

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Salem Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

3700 River Road North, Keizer, OR 97303 Rating

Review Sources

5.0 (3)
5.0 (3)

Why choose this provider?

Johnson & Johnson Insurance Services helps clients from Salem find the best insurance policies that will cover their needs. The independent insurance agency offers home insurance that can help protect clients' properties from disasters like fire or incidents like theft. It can also cover injuries sustained by other people in the policy owner's house. The firm's home insurance specialists can customize insurance packages that will cater to clients' different risks and needs. Johnson & Johnson provides other personal and commercial insurance services. It also serves Wilsonville, Silverton, Woodburn, and Portland.

  • Personal Property Insurance
  • Flood
  • Earthquake

1295 Baxter Rd SE, Salem, OR 97306 Rating

Review Sources

4.7 (15)
5.0 (11)

Why choose this provider?

Valley Insurance Professionals is an independent insurance company serving Salem and nearby metros. Homeowners' insurance protection adds value to a property and maximizes potential savings when trained agents help determine the appropriate insurance coverage for given lifestyles. Renters' insurance aids in protecting personal items not covered by the landlord, such as personal valuables, furniture, and clothing in the event of fire and acts of nature like earthquakes. Valley Insurance Professionals give quotes on their website to help give an idea of its insurance costs and options.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Salem, OR Rating

Review Sources

5.0 (1)

Why choose this provider?

House of Insurance operates within the Salem metro area and sells homeowners insurance policies. It provides homeowners insurance policies and advises clients on their requirements and stipulations. Its agents also provide clients with rates so they can compare prices offered by multiple insurance carriers. Available policies cover structural replacement costs, replacement costs for personal belongings, and personal liabilities. House of Insurance also creates custom policies for clients with particular coverage needs.

  • Condos
  • Flood

4352 Commercial St SE, Salem, OR 97302-3914 Rating

Review Sources

4.9 (85)
5.0 (9)

Why choose this provider?

Salem-based Raven Schreiner, a State Farm insurance agent, provides insurance services to small businesses, families, and individuals. One of the insurance services he offers is homeowners' insurance. He has broad knowledge regarding insurance and financial risk, and he uses it to guide his clients in making their decisions when it comes to choosing their insurance policies. Schreiner also provides auto insurance, individual life insurance, and personal and general liability policies.

  • Multiple Policy Types

Salem, OR 97404 Rating

Review Sources

5.0 (3)

Why choose this provider?

GTW Insurance is a homeowners insurance agency in Salem that guides clients as they shop for policies and advises them on coverage options that serve their interests. Its agents help clients to assess the risks involved with their properties and provide rates offered by various carriers based on these risks. GTW Insurance gets clients coverage for property structures, personal items, floods, and medical expenses. This agency also offers personal liability coverage in case homeowners are sued by guests injured at their homes.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Johnson & Johnson Insurance Services
3700 River Road North, Keizer, OR 97303
Valley Insurance Professionals
1295 Baxter Rd SE, Salem, OR 97306
House of Insurance
Salem, OR
Raven Schreiner - State Farm Insurance Agent
4352 Commercial St SE, Salem, OR 97302-3914
GTW Insurance
Salem, OR 97404


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are some of the costly hazards faced by homeowners in Salem?

    Landslides, mudslides, and floods are among the costly hazards that Salem residents face. However, these are typically not covered by standard homeowners' insurance. Individuals interested in receiving comprehensive coverage for various geological hazards should contact the Department of Land Conservation and Development. The phone number for the department is 503-373-0050, the email address is, and the address is 635 Capitol Street NE Suite 150 Salem, OR 97301.

  • What is subrogation in homeowners' insurance in Salem?

    Subrogation is a general insurance process that allows an insurer to legally recover payment from a liable third party after it has paid the policyholder. This procedure is also applicable to a homeowners' insurance claim in cases of property damage caused by the actions of another person. When the insurer recovers a reimbursement, the policyholder in Salem may be reimbursed for all or part of their deductibles.

  • If an insurer obtains a credit report on a homeowner applying for insurance in Salem, will the credit score go down?

    No, a Salem homeowner's credit score will not decrease if an insurer pulls their credit report. It will only decrease if the insurer conducts rigorous credit checks on the homeowner. This is because hard inquiries indicate that an individual will open a new credit line. This process involves retrieving a person's information regarding their revolving debts, payment behavior or history, and current loans.

  • In Salem, how many days do insurance companies have to notify policyholders of non-renewal or cancellation of home insurance?

    If an insurance company cancels a homeowner's insurance policy due to nonpayment, state laws require the insurer to provide at least 10 days' notice. If a Salem homeowner's policy will not be renewed for reasons other than nonpayment, the insurer must provide at least 30 days' notice.

  • Will a homeowner's insurance policy in Salem cover damage from a slow leak?

    Not at all. In general, insurance serves as a safeguard against damage caused by unexpected or unintentional events. Slow leaks, pest infestations, seepage, and dry rot are not covered by Salem homeowners insurance because they are the result of poor maintenance. Remember that an insurer may cancel a policy for a home that has deteriorated so much that it no longer meets the underwriting standards.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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