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Best Homeowners Insurance Agencies in Hillsboro, OR

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hillsboro Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

Learn about our selection process.


featured provider = Featured Provider

4145 SW Watson Ave #350, Beaverton, OR 97005 Rating

Review Sources

5.0 (205)
4.9 (35)
4.5 (13)

Why choose this provider?

Atkinson Insurance Group has been providing insurance products and services to Oregonians in Hillsboro for over 30 years. It specializes in building extensive homeowners' insurance plans, providing repair guarantees, additional living expenses, supplemental coverages, home replacement guarantees, and extended dwelling coverage on top of standard home policies. Clients may also avail of discounts for a claim-free history, multiple policies, new homes, and alarm systems. The agency provides consultation services for coverage options and has a 24-hour claims hotline.

  • Multiple Policy Types

1975 8th Avenue, West Linn, OR 97068 Rating

Review Sources

4.6 (22)
4.8 (22)

Why choose this provider?

Gelfand Insurance Group helps its clients to obtain affordable, reliable insurance policies. Serving individuals and families throughout the Hillsboro area for more than 20 years, this agency represents a broad range of notable carriers. That includes Liberty Mutual Insurance, Kemper, The Hartford, and Foremost Insurance Group. Its agents help clients to determine how much coverage they need for their homes and other personal property and shop around on their behalf to find the best policies and rates.

  • Multiple Policy Types

2911 East Portland Road, Newberg, OR 97132 Rating

Review Sources

4.7 (15)
5.0 (2)

Why choose this provider?

Susan Schibel State Farm Insurance Agent is located near Hillsboro. Ms. Schibel and her team provide a variety of personal and commercial insurance solutions for their clients. That includes home and property insurance. This agency is committed to providing sound advice to clients when it comes to how much insurance they should purchase and what they should be willing to pay for it. Other types of policies this agency sells include auto, life, and health insurance.

  • Personal Property Insurance
  • Multiple Policy Types

1548 East 1st Street, Newberg, OR 97132 Rating

Review Sources

5.0 (3)

Why choose this provider?

Michael McBride is an insurance agent living and working in Hillsboro. He works for Farmers Insurance and helps homeowners pay for any repairs or replacements resulting from unexpected damages. He offers coverage for risks such as fire, lightning, and falling objects. He also evaluates the belongings of each client and assesses value in case items need to be replaced or reimbursed. Michael has worked in insurance for more than 35 years and offers car, life, and health insurance.

  • Multiple Policy Types

1615 SE TV Hwy, STE 1, Hillsboro, OR 97123 Rating

Review Sources

5.0 (12)
3.5 (4)

Why choose this provider?

Westside Portland Insurance Company provides homeowners' insurance to clients in Hillsboro and nearby areas. It is an independent insurance agency that works with different carriers including MetLite, Dairyland Insurance, Stillwater Insurance Group, and others. Its priority is to grant clients a homeowners' insurance policy that will protect them from damages and liability issues. The insurance agency also offers insurance bundling with auto, business, and life insurance for better coverage. It also provides contractor bonds, workers' compensation, and general liability insurance.

  • Personal Property Insurance
  • Multiple Policy Types

35305 Millard Road, St. Helens, OR 97051 Rating

Review Sources

5.0 (6)

Why choose this provider?

Pacific Infinity Insurance is based in the Hillsboro area. This insurance agency provides homeowners' insurance policies from top carriers, including Foremost Insurance Group, MetLife Auto & Home, and Nationwide. Its team is committed to helping clients find comprehensive coverage at affordable rates. Agents act as a liaison between clients and carriers. In addition to homeowners' insurance, Pacific Infinity Insurance also provides personal umbrella insurance, auto insurance, and an array of commercial insurance solutions.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Atkinson Insurance Group
4145 SW Watson Ave #350, Beaverton, OR 97005
Gelfand Insurance Group
1975 8th Avenue, West Linn, OR 97068
Susan Schibel - State Farm Insurance Agent
2911 East Portland Road, Newberg, OR 97132
Michael McBride - Farmers Insurance Agent
1548 East 1st Street, Newberg, OR 97132
Westside Portland Insurance Company
1615 SE TV Hwy, STE 1, Hillsboro, OR 97123
Pacific Infinity Insurance
35305 Millard Road, St. Helens, OR 97051


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is getting homeowners insurance required by law in Hillsboro?

    Getting homeowners insurance is not required by state law in Hillsboro. Nonetheless, mortgage companies usually require borrowers to get a policy prior to funding home loans or equity lines of credit. Even if a homeowner does not have a mortgage loan, a homeowners insurance policy is still valuable as protection against damage to their property and personal possessions.

  • What are the benefits of bundling Hillsboro homeowners and car insurance?

    Bundling Hillsboro car and homeowners insurance policies results in more time saved and fewer hassles, compared to managing multiple policies from various companies. The insurance provider may be able to offer more flexibility when changes in coverages need to be made, such as transitioning from a renter to a homeowner or from a single-driver to a multi-car family.

  • How can a Hillsboro policyholder get homeowners insurance discounts?

    Hillsboro policyholders may get discounts by bundling their auto and homeowners insurance. If an event occurs where both coverages apply, they may only pay for a single deductible. They may also get discounts for fire and burglar alarms, sprinklers, cameras, and security systems. Similarly, new home construction or purchase, transitioning to renters insurance, opting to get policy documents through email, and paying for 12 months upfront may qualify for discounts.

  • Do mortgage lenders in Hillsboro impose certain requirements regarding homeowners insurance?

    Hillsboro mortgage lenders usually have homeowners insurance requirements before they agree to fund a home. For example, they may require the homeowner to fo the following:

    • Purchase “hazard insurance” or dwelling coverage.
    • Purchase a separate earthquake or flood insurance.
    • Pre-pay the policy for one year.
    • Provide proof of purchase of the insurance 3 to 15 business days prior to the loan’s closing.
    • Inform them beforehand if the insurance is going to be canceled.
  • What is the difference between a Hillsboro homeowners insurance and an umbrella policy?

    A Hillsboro umbrella policy provides protection beyond the limits of auto and homeowners insurance coverages. It is considered an extra liability coverage in addition to an existing insurance plan or a “personal umbrella” for homeowners and their assets. It may be an affordable means of protecting the home, vehicles, and other belongings if the policyholder is sued. Available coverage includes 1- to 10-million dollar increments.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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