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2024

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Best Homeowners Insurance Agencies in Bend, OR

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bend homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

30Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1843 Northeast 3rd Street, Bend, OR 97701

Expertise.com Rating

Why choose this provider?

For over 25 years, Graybeal Group Inc. has helped homeowners and businesses in Bend obtain the insurance plan that meets their needs and budget. It offers home insurance policies that include coverage for personal belongings, living expenses, and injury liability. The agency has insurance options for apartment renters who want to protect their valuables from fire, floods, and theft. Other types of insurance provided by Graybeal Group include crop, auto, boat, life, and umbrella.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

195 Southeast 3rd Street, Bend, OR 97702

Expertise.com Rating

Review Sources

Google
4.6 (44)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

People's Insurance is an independent homeowners insurance agency that caters to residents in the Bend area. The company's insurance agents provide policies that incorporate protection against extreme weather events common to the area as well as plans with public liability coverage for home-based businesses. Discounts apply for customers consolidating home and vehicle insurance. People's Insurance also issues coverage policies to RV owners, renters, and landlords and provides roadside assistance plans.

  • Renter's Insurance
  • Multiple Policy Types

320 Southwest Upper Terrace Drive, Bend, OR 97702

Expertise.com Rating

Review Sources

Google
4.9 (48)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Century Insurance Group, LLC is an insurance agency based in Bend. It was founded in 1996 by five insurance agents with the commitment to help clients prepare and manage future risks. The company offers homeowner's insurance policies to protect a client's home and its contents. Depending on the client's needs, these policies can cover a wide range of areas including damages due to fires, storms, or floods, as well as replacement costs for personal properties.

  • Multiple Policy Types

2214 Northeast Division, Bend, OR 97703

Expertise.com Rating

Review Sources

Google
4.6 (28)
Facebook
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

Jim Bowlin - State Farm Insurance Agent is an insurance professional who assists individuals and families in Bend and the surrounding areas. With experience dating back to 1995, he helps clients choose insurance that best fits their needs and lifestyle. His mission is to help them recover from the unexpected, such as damage from fire, theft, vandalism, freezing of a plumbing system, the weight of ice, snow, or sleet, or bulging heating or cooling systems.

  • Multiple Policy Types

1201 Northwest Wall Street, Bend, OR 97701

Expertise.com Rating

Review Sources

Google
3.4 (13)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Headquartered in Bend, Cascade Insurance Center offers assistance to homeowners that want to ensure financial security for their properties in the event of a disaster. The firm helps clients address losses or damages brought by covered risks such as theft, vandalism, and fire. Cascade Insurance Center also works to identify coverage options suited for unique needs involving property structures, personal belongings, and temporary living expenses. The agency also covers insurance issues associated with liabilities for injured persons within a property.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Graybeal Group, Inc.
1843 Northeast 3rd Street, Bend, OR 97701
People's Insurance
195 Southeast 3rd Street, Bend, OR 97702
Century Insurance Group, LLC
320 Southwest Upper Terrace Drive, Bend, OR 97702
Jim Bowlin - State Farm Insurance Agent
2214 Northeast Division, Bend, OR 97703
Cascade Insurance Center
1201 Northwest Wall Street, Bend, OR 97701

Bend, OR Homeowners Insurance Agency FAQs

  • How much does homeowners insurance cost in Bend?

    On average, homeowners insurance in Bend, Oregon costs around $868 annually, equivalent to approximately $72 per month. This rate is based on a policy with $300,000 in dwelling coverage, which serves as a general guideline for homeowners insurance costs in the area. However, specific rates can vary depending on factors like the location, the value of your home, and your chosen coverage options.

  • What are the common risks of not having homeowners insurance in Bend?

    Avoiding homeowners insurance in Bend can leave you vulnerable to various risks, including damage from fire, wind, lightning, hail, water, and freezing. Non-theft property damage, third-party injury liability, and theft of property are also common threats. Handling these situations by paying for everything yourself could lead to significant financial difficulties, with costs ranging from thousands to hundreds of thousands of dollars.

  • Where can you check the license of a homeowners insurance company in Bend?

    You can check the license of a homeowners insurance company in Bend by visiting the State of Oregon's Department of Financial Regulation website. You can also refer to the Producer licensing information provided by the Insurance Industry section of the State of Oregon. If you need more information, you can call the division at 1-888-877-4894 for assistance.

  • Does homeowners insurance provide coverage for extra costs when you can't stay in your home during repairs in Bend?

    Homeowners insurance typically provides coverage for additional living expenses or ALE when you can't stay in your home during repairs in Bend. This coverage helps pay for costs like hotel bills, meals, and other necessary expenses while your home is being repaired due to damage from an insured disaster. It's designed to ensure you have a place to stay and maintain your standard of living during the repair process

  • How long is the time frame for insurance companies to approve or deny a homeowners insurance claim in Bend?

    Insurance companies in Bend are required to inform policyholders of the approval or denial of homeowners insurance claims within 30 days after receiving a properly executed proof of loss. This legal requirement ensures that policyholders receive timely responses regarding the status of their claims, allowing them to proceed accordingly with necessary repairs or replacements if their claims are approved, or to seek further assistance or remedies if their claims are denied.

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