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2024

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Best Homeowners Insurance Agencies in Beaverton, OR

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Beaverton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

42Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4145 SW Watson Ave #350, Beaverton, OR 97005

Expertise.com Rating

Review Sources

Google
5.0 (205)
Yelp
4.5 (13)
Facebook
5.0 (10)

Why choose this provider?

Atkinson Insurance Group is a Beaverton-based agency that has been specializing in personal lines insurance for more than three decades. Insurance agents at this company are dedicated to providing the right homeowners' insurance policy that meets the client's protection needs. Its homeowners' policy covers personal belongings such as jewelry, and specific perils, like floods and earthquakes. The policy also has liability protection coverage that protects the insured client from claims of injury to another person or damage to another's property.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1800 Blankenship Road, West Linn, OR 97068

Expertise.com Rating

Review Sources

Google
4.8 (14)
Yelp
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

The award-winning insurance agents at Cascade Summit Insurance have many years of experience serving the insurance needs of customers in Beaverton and throughout the surrounding region. It offers a wide range of home insurance options to protect homeowners from financial losses due to storms, fire, theft, and other events. The agency's renters insurance covers personal items lost in a fire or break-in. Cascade Summit Insurance also has automobile, life, health, and worker's compensation insurance plans available.

  • Renter's Insurance
  • Flood
  • Fire

8606 Southeast 17th Avenue, Portland, OR 97202

Expertise.com Rating

Review Sources

Google
5.0 (44)
Facebook
5.0 (11)
Yelp
5.0 (5)

Why choose this provider?

Scott Brennan - State Farm Insurance Agent is a local agency founded in 2015 that specializes in helping homeowners and new residents relocating to the area get the coverage they need for their properties. Mr. Brennan is licensed to help clients choose from State Farm's products, tailor them if necessary, and assist with claims. He can also help clients get life, health, auto, and pet insurance and companies get various forms of business insurance.

  • Multiple Policy Types

7787 Southwest Cirrus Drive, Beaverton, OR 97008

Expertise.com Rating

Review Sources

Google
4.8 (28)
Yelp
5.0 (12)
Facebook
5.0 (4)

Why choose this provider?

Hukari Insurance Agency is a local homeowners' insurance agency that serves clients in the Beaverton metro area. Since 1993, its team of insurance specialists has been offering various types of home insurance products, including homeowners', condo, and renters insurance, to the city's residents. The team also provides earthquake and flood insurance quotes. Aside from home insurance plans, Hukari Insurance Agency offers vehicle insurance, which ranges from auto and motorcycle insurance to ATV and RV insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

14355 Southwest Allen Boulevard, Beaverton, OR 97005

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Insurance Partners NW is a multi-insurance line agency offering homeowners coverage to clients in Beaverton. It provides policies that cover common perils, including fire, hail, lightning, and theft. Whether by replacement cost or actual cash value, the policies also secure select personal belongings, additional living expenses in the event of complete property loss, and liability to others. Insurance Partners NW also counsels clients on factors that determine their policy decisions, including the scope of their coverage and rebuilding costs.

  • Renter's Insurance
  • Fire
  • Multiple Policy Types

1100 Northeast Compton Drive, Hillsboro, OR 97006

Expertise.com Rating

Why choose this provider?

The insurance agents at VelaPoint have years of experience helping people in Beaverton and surrounding communities find the right insurance coverage. It has home insurance plans with options that include replacement coverage for dwellings, personal belongings, watercraft, and identity fraud. The agency offers travel insurance to cover the costs of a traveler's missing luggage and any medical expenses. VelaPoint also has individual, group, and family health insurance plans to fit a customer's needs and budget.

  • Multiple Policy Types

11501 Southwest Pacific Highway, Tigard, OR 97223

Expertise.com Rating

Review Sources

Yelp
5.0 (6)
Google
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Meridian Insurance Group is an independent insurance broker offering a variety of insurance options for homeowners and businesses in Beaverton and nearby communities. It works with over a dozen insurance carriers to find the right home insurance coverage that meets the customer's needs and budget. The broker also has insurance plans for mobile homeowners, landlords, and renters to cover their losses due to fire, theft, and other risks. Meridian Insurance also offers life, auto, boat, and restaurant insurance.

  • Renter's Insurance
  • Flood
  • Earthquake

3737 SW 117th Ave, Beaverton, OR 97005

Expertise.com Rating

Review Sources

Google
4.7 (15)
Yelp
5.0 (6)

Why choose this provider?

JMI Insurance has been providing homeowners insurance to residents in Beaverton and nearby communities for over 20 years. Its insurance agents represent clients in finding insurance coverage that will protect their property. The agency works with different insurance carriers which allows them to view a wide selection of insurance policies for specific homeowners. Its common home insurance policy will protect the home from natural disasters and burglaries. It also offers insurance for businesses, automobiles, restaurants, and recreational vehicles.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

14715 Northwest Hunters Drive, Beaverton, OR 97006

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Pacific Infinity Insurance is an independent agency based in Beaverton that's licensed to serve personal and business clients throughout Oregon, and in Washington and Idaho. Its agents' clients frequently include homeowners and new residents looking for home insurance that will cover them against the costs of disasters, such as fires, and misfortunes, such as theft. The agents can also help clients assess the coverage shortfalls of their current policies and discuss other forms of insurance, including auto and life.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

1615 Northeast Broadway, Portland, OR 97232

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Established in 1970, Timmco Insurance is an independent insurance agency that provides homeowners insurance in Beaverton. The agency aims to offer a homeowners insurance policy that will cover its clients' properties efficiently by making sure the policy meets all of their needs. Its team of professional agents helps the clients find the right coverage options and create a tailored protection plan according to their requirements. Timmco Insurance also offers auto, business, and life insurance.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Atkinson Insurance Group
4145 SW Watson Ave #350, Beaverton, OR 97005
Cascade Summit Insurance
1800 Blankenship Road, West Linn, OR 97068
Scott Brennan - State Farm Insurance Agent
8606 Southeast 17th Avenue, Portland, OR 97202
Hukari Insurance Agency
7787 Southwest Cirrus Drive, Beaverton, OR 97008
insurancepartnersnw.com
14355 Southwest Allen Boulevard, Beaverton, OR 97005
VelaPoint
1100 Northeast Compton Drive, Hillsboro, OR 97006
Meridian Insurance Group
11501 Southwest Pacific Highway, Tigard, OR 97223
JMI Insurance
3737 SW 117th Ave, Beaverton, OR 97005
Pacific Infinity Insurance
14715 Northwest Hunters Drive, Beaverton, OR 97006
Timmco Insurance
1615 Northeast Broadway, Portland, OR 97232

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does a Beaverton resident's homeowners' insurance policy cover their home business?

    Most homeowners' insurance policies don't extensively cover home-based businesses. While there might be minor provisions, particularly for electronic equipment such as computers, a more encompassing shield usually requires a distinct business owner's policy. It's crucial for Beaverton residents to examine their coverage details and consider supplementary protection if running a business from home.

  • What does homeowners' insurance guarantee residents of Beaverton?

    For Beaverton residents, homeowners' insurance ensures a financial safeguard against unexpected harm to both their residence and personal items within. This coverage guarantees monetary reprieve from unpredictable occurrences, like burglaries, blazes, tempests, and additional stipulated events in the agreement. Beyond protecting substantial fiscal investments, it also provides a liability buffer if an individual experiences harm while on the premises.

  • What does "replacement cost coverage" mean for homeowners in Beaverton?

    The "replacement cost coverage" is the amount an insurance company would pay to rebuild a home following a total loss. The insurer provides an estimate known as "dwelling value A." However, actual rebuilding costs can sometimes surpass this estimation. If Beaverton homeowners have a "guaranteed replacement cost," their insurer would cover the expenses exceeding "dwelling value A" without limit. Some policies may offer limited or no additional replacement, possibly resulting in out-of-pocket costs.

  • Does homeowners' insurance in Beaverton cover dog-related injuries?

    For homeowners in Beaverton, their insurance usually guards against claims arising from dog-related injuries. However, specific breeds might be exempt. Insurance providers review each claim's individual circumstances, ensuring the particular event doesn't fall under policy exceptions. Hence, individuals in Beaverton pondering dog ownership should engage with their insurance representatives to ascertain potential breed restrictions.

  • How does one determine the appropriate homeowners' insurance coverage for a residence in Beaverton?

    To determine the right homeowners' insurance for a Beaverton property, one must gauge the dwelling's total square footage and match it with the current local building expenses per square foot. It's essential to sidestep the land's valuation. This approach offers a reliable snapshot of contemporary reconstruction charges, bypassing original acquisition costs. For detailed build rates, consulting community property pros or insurance specialists can provide fresh perspectives.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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