Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Edmond, OK

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Edmond Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

40Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

748 North Santa Fe, Edmond, OK 73003

Expertise.com Rating

Review Sources

Google
4.2 (17)
Yelp
1.0 (1)

Why choose this provider?

LeBlanc & Associates offers insurance options to residents and business property owners in Edmond and the surrounding areas. The company's standard policy covers the dwelling itself and the contents in it. Its homeowners' insurance experts customize each specific package based on clients' specific situations, such as the common risks in the area where a property is located. The agents can also provide a comparison list of the insurance rates for the customers to choose from. Additionally, the company has access to multiple insurance carriers.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

2901 Northwest 156th Street, Edmond, OK 73013

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Loftis & Wetzel Insurance is an independent agency founded in 1931 that operates from four locations across Oklahoma, serving customers in 11 states. The family-owned business has a branch in Edmond that can offer home insurance covering everything from a fire and flooding to meeting the costs of a burglary, natural disaster, and liability against a visitor being injured. Coverage can also be extended to a second property. Additionally, Loftis & Wetzel Insurance provides insurance to business owners.

  • Condos
  • Multiple Carriers

640 Northwest 150th Street, Edmond, OK 73013

Expertise.com Rating

Review Sources

Google
4.8 (56)

Why choose this provider?

Rightway Insurance is a private, independent insurance agency that serves Edmond and the whole of Oklahoma. It offers comprehensive homeowners' insurance, which includes coverage for the home, personal property, personal liability, medical expenses, and living expenses. Separate policies for flood, earthquake, and extended property coverage may be added to this policy for greater protection. Rightway Insurance is qualified to deal with products from Travelers, Great American, The Hanover, The Hartford, and Kemper.

  • Earthquake
  • Condos
  • Multiple Policy Types

325 Piedmont Road North, Piedmont, OK 73078

Expertise.com Rating

Review Sources

Google
5.0 (160)
Yelp
5.0 (2)

Why choose this provider?

ECI Insurance is a locally owned and family-operated agency near Edmond that's been providing coverage for clients throughout the surrounding communities since 1964. Its independent agents can search a range of policies to find the best ones for homeowners who need coverage against structural damage, theft, and liability. ECI Insurance partners with many insurers to offer its clients a wider choice of policies. Its partners include Hawksoft and The Hanover Insurance Group.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

210 North Odor Street, Arcadia, OK 73007

Expertise.com Rating

Review Sources

Facebook
4.7 (5)
Google
5.0 (2)

Why choose this provider?

Courtney Insurance Solutions LLC was formed in 2010 by two brothers who already had more than 20 years of experience in the insurance industry. The independent agents regularly help homeowners and mobile home owners find policies that provide the coverage they need at premiums within their budgets. Policies can cover losses caused by natural disasters, such as tornadoes, and misfortune, including theft and burst pipes. The agency also provides coverage for businesses.

  • Multiple Policy Types

1816 S Air Depot blvd, Midwest City, OK 73110

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Bruce Shook is a State Farm insurance agent who has been helping customers get the best policies for their needs since 2004. The licensed agent can help homeowners cover the repair costs that follow accidental and natural disasters, such as fires, flooding from broken pipes, and roof damage caused by tornadoes. He can also arrange coverage for the properties' contents and limited liability against claims from visitors injured in the home.

  • Personal Property Insurance
  • Multiple Policy Types

10 East Ayers Street, Edmond, OK 73034

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
4.8 (9)
Yelp
5.0 (1)

Why choose this provider?

VIP Insurance is an Edmond-based agency that's been owned and operated by the same family since it first opened its doors in 2009. Its agents can help homeowners choose from a wide selection of policies that cover them against structural damage to their properties, second homes, and investment properties. They can also arrange supplementary policies that cover property contents. VIP Insurance partners with some of the industry's biggest brands, such as Travelers, Foremost, and Hallmark.

  • Multiple Carriers

6444 Northwest Expressway, Oklahoma City, OK 73132

Expertise.com Rating

Review Sources

Google
4.9 (28)
Facebook
4.4 (7)

Why choose this provider?

Womack Insurance Agency is an independent agency that can help customers choose from a wide range of policies offered by some of the biggest names in the industry, such as Bristol West, Chubb, and Farmers Mutual. It can help homeowners find coverage for repairs should their properties be affected by fires, flooding, or a natural disaster, such as storms. Additionally, the agency can arrange a wide choice of policies for business owners.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

2500 South Broadway, Edmond, OK 73013

Expertise.com Rating

Review Sources

Facebook
4.3 (11)
Google
4.7 (3)

Why choose this provider?

Tilghman Insurance Services offers insurance options to residents and business property owners in Edmond and the surrounding areas. The team of agents helps clients decide on a homeowners' insurance policy that will suit their needs at a rate that fits the clients' budget. The standard homeowners' insurance policy includes property coverage, personal property protection, liability protection from lawsuits, medical expenses for guests injured while on the client's property, and temporary living expenses in the case of complete loss of home.

  • Renter's Insurance
  • Condos

2814 North Kelly Avenue, Edmond, OK 73003

Expertise.com Rating

Review Sources

Google
4.9 (45)

Why choose this provider?

Statewide Insurance Agency is a family-owned and family-operated business that helps customers in Edmond and neighboring metros protect their assets. It strives to provide quality coverage by tapping into more than 10 carriers, allowing its agents to customize policies for each client and find the right company to address their insurance needs. It offers homeowners' plans that include house structure, personal properties, personal liability, and additional living expenses. Statewide Insurance Agency employs staff members who have an average of over 20 years of industry experience.

  • Bundling Discounts
  • Car Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
LeBlanc & Associates
748 North Santa Fe, Edmond, OK 73003
Loftis & Wetzel Insurance
2901 Northwest 156th Street, Edmond, OK 73013
Rightway Insurance
640 Northwest 150th Street, Edmond, OK 73013
ECI Insurance
325 Piedmont Road North, Piedmont, OK 73078
Courtney Insurance Solutions LLC
210 North Odor Street, Arcadia, OK 73007
Bruce Shook - State Farm Insurance Agent
1816 S Air Depot blvd, Midwest City, OK 73110
VIP Insurance
10 East Ayers Street, Edmond, OK 73034
Womack Insurance Agency
6444 Northwest Expressway, Oklahoma City, OK 73132
Tilghman Insurance Services
2500 South Broadway, Edmond, OK 73013
Statewide Insurance Agency
2814 North Kelly Avenue, Edmond, OK 73003

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the average monthly cost of homeowners' insurance in Edmond?

    The average monthly cost of homeowners' insurance in Edmond is $213. However, the price still depends on the weather risks and crime rates in the area. The monthly average also varies according to the value and size of the property, its claims history, and the materials used to build the home.

  • Why is it important for Norman residents to have homeowners' insurance?

    Residents in Norman are advised to obtain homeowners insurance due to the frequency of hailstorms in the area. This severe weather could cause them financial problems due to damage to their home's structures, roofs, gutters, windows, and siding. They do not have to pay out-of-pocket for replacement and repair costs if they have adequate homeowners' insurance.

  • Can your Edmond homeowners' insurance cover the replacement cost of your engagement ring if it is lost?

    It is determined by the value of the engagement ring. A standard homeowners' insurance policy in Edmond will typically cover lost jewelry up to $1,500. If your engagement ring is worth more than $10,000, it is recommended that you obtain valuable items blanket coverage. With this type of coverage, you can replace your engagement ring without spending any of your own money.

  • Can your Edmond homeowners' insurance cover the victim's medical expenses if your dog attacks a visitor?

    Yes. Homeowners' insurance in Edmond has personal liability coverage. This pays for the injuries sustained by other people while they are within your premises. Medical expenses and negligence claims will be paid without you having to pay anything out of pocket. The victim's rehabilitation and physical therapy are covered as well.

  • Can an insurance company cancel your homeowners' insurance in Edmond?

    Yes, insurance companies in Edmond can cancel your homeowners' insurance if you violate any local fire, safety, health, construction, or building regulation or ordinance. Your insurance contract may also be terminated if you willfully act in a way that increases any hazards, fail to pay insurance premiums, or commit fraud.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.