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2024

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Best Homeowners Insurance Agencies in Oklahoma

Our Recommended Top 13

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Oklahoma Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2272Reviewed

1368Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Oklahoma City

Expertise.com Rating

Review Sources

Google
4.9 (231)
Facebook
4.7 (23)
Yelp
1.0 (1)

Why choose this provider?

MWI Insurance Brokers works with individuals and families all over Oklahoma. Its agents shop for the best and cheapest homeowner's insurance from over 100 various carriers, including Safeco, Chubb, Prudential, and Progressive. The homeowner's policy they write secures clients financially in case of unforeseen events, such as fire and theft. This can also include coverage in case someone is injured on the premises of the policyholder. Should a claim be filed, the firm's specialists act as liaisons with the insurer.

Oklahoma City

Expertise.com Rating

Review Sources

Google
5.0 (82)

Why choose this provider?

OKC Insurance Brokers provides the best security and risk management solutions to the people of Oklahoma. Its specialists write a homeowner's policy, covering property damage, lost or stolen items, liability, medical expenses, and additional living expenses. They assist clients with the application process, educate them on the risks, and assess whether they need to obtain additional coverages for their home premium plans. Other coverage options include umbrella, automobile, flood, earthquake, and jewelry insurance. The firm is also considered the best insurance brokerage in Texas.

Piedmont

Expertise.com Rating

Review Sources

Google
5.0 (156)
Facebook
5.0 (91)
Yelp
5.0 (3)

Why choose this provider?

ECI Insurance is the best family-owned agency in Oklahoma that has been protecting individuals and families for more than 56 years. Its insurance professionals work with clients to develop custom policies that protect their homes from covered events. Under homeowners� insurance, policyholders have financial security against property damage and lost contents, medical costs, additional living expenses, and liability. In addition, the firm offers off-premises theft insurance, which covers clients' valuables away from the main residence.

Oklahoma City

Expertise.com Rating

Why choose this provider?

Dugar Insurance is an agency that has been serving the people of Oklahoma for over four decades. Its professionals craft the best homeowner's insurance policies that provide financial protection to homeowners against losses caused by damage to personal belongings and the home. In addition, the insurance offers coverage against potential lawsuits resulting from injuries or property damage the policyholders, their families, or pets may cause to others. Among the carriers it represents are Foremost Insurance Group, Progressive, Kemper, and Traders Insurance.

Broken Arrow

Expertise.com Rating

Why choose this provider?

Chris Mathurin is the best State Farm agent in Oklahoma who has been serving clients since 2013. He owns and operates an office that provides premiums for valuable assets, including private residences. Mathurin and his team write homeowners' plans that pay for the replacement costs of damaged structures, as well as the policyholders' liability for injuries attributable to the property. They also serve renters and condo unit owners. Home and auto insurance bundle options are available.

Oklahoma City

Expertise.com Rating

Why choose this provider?

LW Insurance Services is the best risk management agency in Oklahoma. It provides both personal and commercial lines of insurance, which includes homeowner's protection plans. The company's agents write homeowner's policies to secure clients financially in the event of unforeseen circumstances or disasters, such as fire and tornado. They strive to find the right premiums from different carriers, like Liberty Mutual, Chubb, and Main Street. The agency is a member of the Independent Insurance Agents Association.

Oklahoma City

Expertise.com Rating

Review Sources

Google
4.9 (218)
Facebook
4.9 (32)

Why choose this provider?

Randy Willingham runs the best State Farm agency in Oklahoma. He offers various risk management solutions, including homeowners' insurance, which reimburses losses from theft, vandalism, fire, and natural disasters such as hail and lightning. He also writes policies that protect homeowners' electronic appliances, gadgets, furniture, and clothing and cover HVAC system tear damage. Additionally, he customizes plans to include jewelry and collectibles coverage. Randy, who speaks Italian, also insures drivers. His other products include life, health, and business insurance.

Oklahoma

Expertise.com Rating

Why choose this provider?

Michael Garey is the best State Farm insurance professional in Oklahoma who has been working in the field for 14 years. His firm provides a variety of insurance products for personal and commercial lines. These include homeowner's plans, which secure individuals and families financially in unforeseen catastrophes. In addition, the policies underwrite liability for sustained property damage or injuries. Michael and his team also assist clients who want to purchase homeowners' or renters' insurance in conjunction with auto policies.

Lawton

Expertise.com Rating

Why choose this provider?

Dismuke Insurance Agency is a family-owned business that works with clients in Oklahoma. As a general firm and partner of various carriers, it has the flexibility to compare different insurance plans and find the best rate and coverage for each client. Among its offerings include homeowners� and renters� policies, which are designed to insure the dwelling and important belongings against theft, water damage, and fire. Dismuke Insurance Agency has been offering personal and business lines for over 25 years.

Oklahoma City

Expertise.com Rating

Why choose this provider?

Freeland Insurance Inc. is the best locally operated agency that provides coverage solutions in Oklahoma, Texas, and Kansas. Since its establishment in 2006, the indepedent agency has been handling personal and business lines of insurance, which include coverage premiums for homes. The homeowners' policy reimburses the cost of repairing the property's structure and replacing contents following covered events, such as severe weather damage, home invasions, or vandalism. The company�s financial professional, Chris Freeland, has been in the insurance industry since 2002.

Oklahoma City

Expertise.com Rating

Review Sources

Google
4.6 (23)

Why choose this provider?

Thomas Baste Insurance AAA Agency has been in business for over 25 years. We do weird things like “actually speak with our clients” we “actually answer the phone”. We “actually get to know YOU”. When you have an insurance need or an insurance question we treat it with URGENCY…Those things sound simple but you typically can’t find them in other Agencies. We provide personal and commercial insurance.

Oklahoma City

Expertise.com Rating

Why choose this provider?

Sherman-Hume Insurance Agency, Inc., caters to clients in Oklahoma. It writes the best policies to insure customers' dwellings and personal belongings against unforeseen events, such as flooding and storms. Its homeowners' insurance also provides personal injury and liability coverage. The agency's other products include protection plans for condominiums, mobile homes, and rented properties. As an independent brokerage, it helps policy buyers find cheap products that best suit their needs through its partnership with various carriers.

Edmond

Expertise.com Rating

Why choose this provider?

Statewide Insurance Agency has been providing the best and cheapest homeowner's coverage options in Oklahoma since 2009. Its professionals have 109 years of combined experience writing and preparing insurance policies for individuals and families seeking to secure their private houses or mobile homes. They also offer policies for rental properties and secondary residences. The agency represents 10 insurance carriers, helping clients find the right combination of coverage and rates. One of its principals, Von Nix, holds the Chartered Property Casualty Underwriter designation.

  • Multiple Policy Types
  • Multiple Carriers
  • Renter's Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
MWI Insurance Brokers
9002 N. May Ave., Oklahoma City, OK 73120
OKC Insurance Brokers
5350 S Western Ave Suite 724, Oklahoma City, OK 73109
ECI Insurance
325 Piedmont Road North, Piedmont, OK 73078
Dugar Insurance
1320 NE 23rd St, Oklahoma City, OK 73111
Chris Mathurin - State Farm Insurance Agent
500 South Elm Place, Broken Arrow, OK 74012
LW Insurance Services
1010 NW 45th St, Oklahoma City, OK 73118
Randy Willingham
2600 NW Expressway, Oklahoma City, OK 73112
Michael Garey
2219 W I-240 Service Rd, Suite 107, Oklahoma, OK 73159
Dismuke Insurance Agency
507 Southwest Sheridan Road, Lawton, OK 73505
Freeland Insurance
6017 Shiloh Drive, Oklahoma City, OK 73179
Thomas Baste Insurance Agency
8503 S Western Avenue, Oklahoma City, OK 73139
Sherman-Hume Insurance Agency, Inc.
1225 West Britton Road, Oklahoma City, OK 73114
Statewide Insurance Agency
2814 N Kelly Ave, Edmond, OK 73003

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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