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2024

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Best Homeowners Insurance Agencies in High Point, NC

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored High Point Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75Reviewed

50Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10547 North Main Street, Archdale, NC 27263

Expertise.com Rating

Review Sources

Google
4.7 (14)
Yelp
4.5 (11)

Why choose this provider?

Webster Insurance & Associates is a full-service insurance company. that offers homeowners coverage in High Point. It provides financial protection for when a home is damaged by fire, floods, and theft. It discusses what clients need and inspects their inventory. The company also considers added options like wine collections and secondary homes. It also covers guests and visitors that get injured within the premises. The company also has plans for auto insurance.

  • Renter's Insurance
  • Fire

606 Idol Street, High Point, NC 27262

Expertise.com Rating

Review Sources

Google
4.4 (14)
Facebook
5.0 (10)

Why choose this provider?

Murray White Insurance Agency, Inc., is a company in High Point that offers commercial, personal, health, and life insurance solutions. An independent insurance agency with over eight decades of industry experience, this firm represents multiple insurance carriers and helps homeowners obtain adequate insurance coverage for their properties and belongings. Policyholders under homeowners' insurance mitigate damage, loss, and liability risks, and safeguard their financial security. Murray White Insurance Agency, Inc., has combined auto and home insurance options.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

2510-A Randleman Road, Greensboro, NC 27406

Expertise.com Rating

Review Sources

Google
4.7 (30)
Facebook
5.0 (5)

Why choose this provider?

Protective Agency is an insurance company that serves clients in the High Point area. It's been operating for more than 80 years, helping the area's residents to obtain home insurance policies, as well as coverage for their vehicles. This agency prides itself on providing affordable insurance policies for its clients. Its team is fully licensed to sell insurance throughout North Carolina. In addition to helping clients purchase insurance, this agency also offers help with claims and policy changes.

  • Multiple Policy Types

810 Eastchester Dr, High Point, NC 27262

Expertise.com Rating

Review Sources

Google
4.6 (40)

Why choose this provider?

Mark Thompson Insurance has been serving High Point and other areas in the two Carolinas since 1999. The firm offers various personal and commercial insurance products, including homeowners' insurance policies. Home insurance protects homeowners in case of burglaries, thefts, vandalism, natural disasters, water damage, and liability suits. As an independent firm, Mark Thompson Insurance allows clients to avail themselves of products from the insurance companies of their choice. The firm also has renters', life, and auto insurance products.

  • Earthquake
  • Personal Property Insurance
  • Flood

2255 Lewisville-Clemmons Road, Clemmons, NC 27012

Expertise.com Rating

Review Sources

Google
4.9 (105)
Yelp
5.0 (1)

Why choose this provider?

Fortress Insurance Group is located near High Point. It provides insurance for homeowners throughout the city's metro area, as well as a range of other insurance products. The company's team of agents has more than 85 years of combined experience. They're dedicated to helping clients determine how much coverage to purchase and to helping them find it at an affordable rate. Fortress Insurance Group is a Trusted Choice Independent Insurance Agency.

  • Renter's Insurance
  • Multiple Policy Types

2212 Eastchester Dr # 2B, High Point, NC 27265

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Olde Town Insurance Agency, Inc., is an independent insurance company in High Point, North Carolina. The company provides insurance solutions to clients needing protection and coverage for their homes, businesses, vehicles, and belongings. It offers comprehensive homeowners' insurance policy packages that will suit various needs and address different risks. Its basic package covers properties, personal belongings, liability, medical expenses, and living expenses. This package can then be customized to include more coverage depending on the client's budget and needs.

  • Personal Property Insurance
  • Multiple Policy Types

1308 East Wendover Avenue, Greensboro, NC 27405

Expertise.com Rating

Review Sources

Google
4.5 (57)

Why choose this provider?

Jim Young State Farm Insurance Agent is available seven days a week to provide claims assistance and help new clients obtain State Farm policies. Mr. Young has been working with state Farm for more than 48 years and has a comprehensive understanding of how its claims department operates. He offers help with home insurance policies, as well as auto, property, business, life, and health insurance coverage. Jim Young State Farm Insurance Agent also offers mutual funds and annuities.

  • Multiple Policy Types

3793 Samet Drive, High Point, NC 27265

Expertise.com Rating

Review Sources

Google
4.9 (76)
Facebook
5.0 (22)
Yelp
5.0 (1)

Why choose this provider?

Tim Westfall is a State Farm insurance agent operating in High Point. Active since 2014, Tim offers homeowners' coverage to pay for any unexpected accidents or damage to the house. He speaks to his clients and uses over two decades of insurance experience to find a plan that matches their budget and needs. His customers include traditional homeowners and those wanting to relocate to the state. Tim and his staff also provide vehicular, business, and life insurance.

  • Multiple Policy Types

110 Scott Avenue, High Point, NC 27262

Expertise.com Rating

Review Sources

Google
4.9 (49)
Facebook
5.0 (3)

Why choose this provider?

Paramount Insurance Agency, Inc. is an independent agency in High Point that has been serving the residential and commercial community since 1994. Its team of agents assists its clients in determining the protection policy that is best suited to their needs and budget. It works with several insurance carriers including Safeco, Progressive, National General, Foremost, and Central Insurance Companies. It also offers condo, flood, and earthquake insurance. Its staff is available via phone, fax, email, or in-person.

  • Multiple Policy Types

1407 North Carolina 66, Kernersville, NC 27284

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Russell & Cook Insurance provides personal insurance products for clients in the High Point area. Its team sells home insurance, protecting clients from severe financial loss when major events such as fire, storms, or vandalism damage their homes. In addition to homeowners' policies, this company also offers auto, business, life, and health insurance. Russell & Cook works with a broad range of trusted carriers. That includes The Hartford, Utica National Insurance Group, and Nonprofits Insurance Alliance Group.

  • Personal Property Insurance
  • Multiple Policy Types

2106 West English Road, High Point, NC 27262

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (10)
Yelp
1.0 (1)

Why choose this provider?

Zimmerman Insurance Agency offers personal and commercial insurance policies to individuals and business owners in High Point and the neighboring communities. The agents discuss with clients the right homeowners' insurance policy to get depending on their needs and preferences. Their homeowners' insurance policy may cover the repair and rebuilding of their property in the event of an emergency such as a fire or tornado disaster. Zimmerman Insurance Agency also offers auto and business insurance.

  • Multiple Carriers

2223 North Church Street, Greensboro, NC 27405

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Chandler & Trogdon Insurance provides commercial and personal insurance products for clients in the High Point area. This agency has been in business for more than 20 years, helping homeowners obtain adequate insurance to protect their financial wellbeing in case of loss, theft, or a major catastrophic event. Chandler & Trogdon Insurance works with a variety of carriers. That includes Travelers Insurance, National General Insurance, and Commonwealth Underwriters. Other types of insurance it carries include auto and umbrella policies.

  • Personal Property Insurance
  • Multiple Policy Types

2855 South Church Street, Suite A, Burlington, NC 27215
WebsiteLicense: 1000037556

Expertise.com Rating

Review Sources

Google
4.6 (22)
Facebook
5.0 (13)

Why choose this provider?

Central Carolina Insurance helps High Point homeowners find the ideal insurance coverage for their properties and families. It provides home insurance products that cover various risks, including fire, flood, and water backup damage, as well as personal liability and loss of use. It also offers coverage for wine collections, collectible cars, jewelry, and fine art in residential properties. The independent insurance agency has access to multiple carriers allowing its licensed insurance advisors to tailor policies according to homeowners' specific coverage needs and cost preferences.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Webster Insurance & Associates
10547 North Main Street, Archdale, NC 27263
Murray White Insurance Agency, Inc.
606 Idol Street, High Point, NC 27262
Protective Agency
2510-A Randleman Road, Greensboro, NC 27406
Mark Thompson Insurance
810 Eastchester Dr, High Point, NC 27262
Fortress Insurance Group
2255 Lewisville-Clemmons Road, Clemmons, NC 27012
Olde Town Insurance Agency, Inc.
2212 Eastchester Dr # 2B, High Point, NC 27265
Jim Young - State Farm Insurance Agent
1308 East Wendover Avenue, Greensboro, NC 27405
Tim Westfall - State Farm Insurance Agent
3793 Samet Drive, High Point, NC 27265
Paramount Insurance Agency, Inc
110 Scott Avenue, High Point, NC 27262
Russell & Cook Insurance
1407 North Carolina 66, Kernersville, NC 27284
Zimmerman Insurance Agency
2106 West English Road, High Point, NC 27262
Chandler & Trogdon Insurance
2223 North Church Street, Greensboro, NC 27405
Central Carolina Insurance
2855 South Church Street, Suite A, Burlington, NC 27215

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does homeowner's insurance cover damage caused by a tree falling on an insured High Point property?

    Your High Point homeowner's insurance covers tree damage and removal costs for covered perils. However, if the tree fell due to decay or negligence, the coverage may be null and void. Similarly, if you are found negligent for the damage caused by a tree on your property to a neighbor's property, you will be held liable.

  • Can you get discounts on High Point homeowners insurance for a newly built house?

    Homeowners in newly built homes in High Point can receive insurance discounts of up to $224. This is because the risk of filing a claim due to damage is significantly lower for newer buildings than for older houses. Rates for 40- and 50-year-old homes have increased by $22 and $40, respectively.

  • Can you take your current homeowner's insurance policy to your new High Point house?

    No, your homeowner's insurance policy will no longer cover either address once you have moved out of your High Point home and into your new one. Furthermore, the new owner of your home will be unable to use it. If you have decided to sell your home, contact your agent as soon as possible to assist you with policy cancellation, premium refunds, and new coverage set up at your new home.

  • Does acquiring High Point homeowners insurance require an appraisal?

    It depends. When you and your High Point homeowner's insurance provider disagree on the assessed value of your property, an appraisal is usually required. To arrive at a mutually acceptable property valuation, each party will hire independent appraisers. If the appraisers are unable to agree on a final value, an umpire will review the two valuations and resolve the disputed value issue.

  • Would you benefit from a higher home insurance deductible in High Point?

    A higher deductible can help you save money on your annual High Point homeowners insurance premiums. A $2,500 deductible, for example, would result in a payment savings of more than $234. However, you should only select a high deductible if you can comfortably afford to pay out of pocket for minor losses, such as claims for less than the deductible on your policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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