Best Homeowners Insurance Agencies in Charlotte, NC

North Carolina Business Insurance Agency is a service provider that caters to homeowners in Charlotte. It offers renters', secondary, condo, and vacant home insurance programs. Its policies cover a property's exterior and the owner's liability or personal possessions, as well as unexpected replacement costs and additional living expenses. The agency also offers a flood insurance policy that covers appliances, electrical and plumbing systems, and furniture. Its founder and agent, Michael Goodman, has been in the insurance business for over 30 years.

Megan Koterba is a second-generation State Farm insurance agent that serves the residents of Charlotte and its surrounding metros. She guides homeowners through the insurance process, creating personalized plans and accessing policies that suit their unique needs. She offers coverage options that help protect homes and personal belongings while mitigating risks and liabilities. She also assists in insurance relocation procedures for clients moving to the metro. Megan caters to clients looking for auto, life, health, and business insurance policies.

Capstone Insurance Agency, LLC, is an independent company that serves clients in Charlotte and the surrounding communities. It offers homeowners' insurance policies that cover various events, including fire, flood, personal and real property damage, personal liability, and additional living expense. It provides other personal insurance options, such as renters', condo, and mobile home insurance. Additionally, the company offers life and business coverage. Capstone Insurance Agency has been providing financial protection to clients for more than 30 years.

Allen Tate Insurance is an independent agency headquartered in Charlotte that offers risk management solutions. Its agents help clients in protecting their homes from possible loss and damage due to fire, smoke, hail, vandalism, falling objects, and theft. They create insurance policies tailored to the protection needs of clients, assist in customizing endorsements and riders, and guides clients in understanding policy conditions and limits. The company also provides insurance coverages for businesses, vehicles, and tenants.

Founded in 2006, The Jordan Insurance Agency is a multiple-line company that serves the Charlotte metro. It strives to provide customer-focused services to help families and individuals obtain homeowners' insurance. The full-service agency creates personalized coverages for policyholders' properties, medical expenses, and personal belongings like clothes, appliances, and furniture. Its team also offers other personal and business policies, such as renters', life, health, BOP, and builders' risk insurance. The Jordan Insurance Agency served as the endorsed local provider for the Dave Ramsey Show in 2011.

Select Insurance Group helps homeowners protect their homes and everything in it, as well as keep their property covered from damages and accidents. The agency has been serving the community of Charlotte and its nearby areas since 2008. It represents a vast network of insurance carriers to help clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of untoward accidents and incidents in a client's home. Other insurance products include commercial, motorcycle, and auto insurance.

O'Connor Insurance Associates is an independent insurance agency that serves clients in Charlotte and nearby communities. Established in 2000, it is run by the husband-and-wife team of Michelle & Terry O'Connor. They help first-time homeowners, and longtime residents create suitable home insurance policies. This includes general policy plans and specific coverages like theft, property damage, and premises liability. The agency has helped over 1500 clients throughout its twenty-year operation. Its other policy options include auto insurance, business insurance, and long-term care plans.

Home Insurance Agency provides policies to clients in Charlotte and the surrounding communities. It provides homeowners' insurance to cover damage caused by natural disasters like hail, windstorms, lightning, and fire. Clients can also customize their policies to extend coverage to other structures within the property, such as tool sheds and garages, or in the event that the property becomes uninhabitable. The agency works with insurance providers like The Andover Companies, Homeowners of America, Narragansett Bay Insurance Company, and Velocity Risk Underwriters.

Pegram Insurance is an independent agency serving families and individuals in the Charlotte metro. It helps clients acquire homeowners' insurance to protect them from financial losses caused by natural disasters, theft, and vandalism. The company offers personal property and liability, living and medical expenses, and flood insurance. It also provides commercial insurance, such as general liability and workers' compensation coverages. Pegram Insurance is a locally owned and operated business that has been operating for over 15 years.

Pruitt Keener Insurance Services, Inc., provides risk management assistance from its Charlotte location. It offers a range of home insurance plans that cover renters and homeowners, townhomes, and condominiums. With access to a variety of policies from numerous carriers such as Nationwide, Progressive, and Erie Insurance, its team of risk management professionals also furnish auto and business insurance plans. Pruitt Keener Insurance Services has been protecting individuals, families, and business owners since 2001.

All Points Insurance Agency is a financial services company that serves clients in Charlotte. The company offers homeowners insurance services and helps clients protect their homes, condos, or duplexes from liability. It also deals with business insurance and provides commercial auto, workers' compensation, and general liability insurance options. The company's other insurance offerings include automobile, motorcycle, and RV insurance. It has been operating since 1991. The company's owner, Mike Fitzpatrick, is certified in insurance counseling from The Society of Certified Insurance Counselors.

A State Farm insurance agent since 2010, Jeremy Fulkerson offers homeowners' insurance to clients in Charlotte and nearby areas. Client benefits from homeowners' insurance through financial coverage in situations that call for repairs such as accidents, hail, snow, fire, or vandalism. Homeowners' insurance also has several options, including protection for valuables, home guests, and pets. Fulkerson is actively involved in community service by supporting non-profit organizations, including Project 658 and the Roc Solid Foundation.

Based in Charlotte, Premier Insurance is an agency that offers financial protection plans for individuals and businesses in and around the metro. It assists clients in protecting their properties by providing homeowners' insurance which can be designed to cover repairs, medical expenses, and legal claims-related costs. It also offers other insurance policies for commercial properties, general liabilities, professional liabilities, cars, mobile homes, and pets. Premier Insurance has been in the industry for more than five years.

Lockhart Insurance is a company that serves the residents in the Charlotte area. The family-owned business was founded in 1972 by Charles Lockhart and is now presided by Gregg Lockhart. It provides homeowners' insurance policies that cover damage caused by poor maintenance, floods, and earthquakes. It also offers coverage options for home injuries, theft, and vandalism. Lockhart provides auto insurance policies and offers products that include property, liability, and medical coverage options. Lockhart Insurance also offers life and pet insurance policies.

Kevin Brewer & Associates helps clients in finding insurance products appropriate for their requirements in Charlotte. It has home coverage options that include homeowners' liability. This coverage encompasses claims for others' property damage, injury to others, defense costs, and medical expenses. Other home indemnity products include mortgage protection and landlord policies. This Trusted Choice independent insurance agency, which has been serving customers since 1993, also has licenses to operate in Georgia and South Carolina. It carries products from providers like Nationwide, Progressive, Berkley Southeast, and Donegal.

Wallah Richardson is a full-service insurance agent with State Farm who serves individuals, families, and businesses in the Charlotte metro. He educates clients about homeowners' insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their homes. The policies offered also provide coverage for liability and medical payments in case a guest gets injured on the client's premises. Other insurance products include business, life, health, property, and auto insurance.

Jake Fulkerson offers a wide range of insurance products to clients in Charlotte and the surrounding areas. As a State Farm insurance agent, Jake helps homeowners insure their properties against natural and human-induced incidents. He also caters to condominium owners and renters looking to protect themselves and their belongings against losses from unexpected events like fire and theft. Jake has been representing State Farm for over 20 years. He also provides customers with auto and life insurance options.

Hutch Ham Agency, Inc., is an independent company that has been operating in Charlotte since 1949. It helps individuals and families in protecting their homes and personal belongings by providing homeowners' insurance coverage options. The customizable policy can include protections from fire, property damage, and personal liability. Its team conducts discussions with clients to explain the available options and present tailored policies from partner insurance carriers. The agency also offers insurance products for cyber liability, workers' compensation, and valuable possessions.