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2024

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Best Homeowners Insurance Agencies in Staten Island, NY

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Staten Island Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

284Reviewed

176Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

74 Lincoln Avenue, Staten Island, NY 10306

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Thomas J. Carbone Insurance Agency has been providing homeowners insurance for Staten Island families since 1974. Backed by more than four decades of experience, the company's agents search and select the most affordable rates and appropriate policies suited to each homeowner's financial background. They choose from various plans, including renters insurance, secondary residence insurance, and condo insurance. This insurance agency is a member of the National Association of Professional Insurance Agents.

  • Multiple Policy Types

1775 South Ave, Ste 1, Staten Island, NY 10314

Expertise.com Rating

Review Sources

Google
3.8 (32)
Yelp
3.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Roth Insurance is an agency serving the financial security needs of residents in the Staten Island metro and surrounding areas. The company assists individuals in securing their homes and properties by customizing homeowners' insurance protection plans according to each client's needs. Its insurance specialists help in replacing canceled policies, provide quotes and answers to queries, and guide insurance buyers about specialized policies like no credit check programs. Roth Insurance has been serving the metro for more than 50 years.

  • Multiple Carriers
  • Multiple Policy Types

260 Christopher Lane, 3rd Fl., Staten Island, NY 10314
WebsiteLicense: 732119

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (1)

Why choose this provider?

Tillman Brokerage, Inc. is a provider of insurance products for clients in Staten Island and the surrounding areas. Its insurance offerings include homeowners', health and life, automobile, and commercial properties. Other insurance options are also available, particularly umbrella liability and business insurance. Its team works with various insurance companies, including Crum & Forster, Berkshire Hathaway Guard, Utica First, and National General. Tillman Brokerage has been helping clients secure their properties and future for more than 37 years.

  • Multiple Carriers

2059 Richmond Avenue, Staten Island, NY 10314

Expertise.com Rating

Review Sources

Google
4.8 (287)
Facebook
5.0 (16)
Yelp
5.0 (1)

Why choose this provider?

Christine Relyea - State Farm Insurance Agent provides insurance solutions from its Staten Island location. Relyea offers a variety of insurance products including homeowners' insurance. This policy financially protects homeowners' dwellings and personal belongings such as jewelry, appliances, furniture, electronics, and clothing. Homeowners' insurance also covers personal property even when policyholders are on vacation. Relyea has been working in the insurance industry since 2003. Aside from homeowners' insurance, the professional also offers life insurance, business insurance, auto insurance, and commercial auto insurance.

  • Multiple Policy Types
  • Flood
  • Condos

1228 Forest Avenue, Staten Island, NY 10310

Expertise.com Rating

Review Sources

Google
4.8 (142)
Facebook
5.0 (6)
Yelp
2.5 (5)

Why choose this provider?

Larissa Buerano State Farm Insurance is an agency that helps clients around Staten Island that seek professional assistance in securing insurance coverage for their homes. The Spanish-speaking firm focuses on helping homeowners recover from unexpected situations and ensure the security of their finances. Aside from home insurance, Buerano's firm also handles renter's, auto, business, and life insurance matters in addition to other financial services. Buerano has been helping Staten Island area residents with their insurance needs since 2008.

  • Renter's Insurance

1440 Forest Ave, Staten Island, NY 10302

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

DCAP is a New York state firm of insurance specialists that services the Staten Island metro. DCAP provides various insurance solutions that cover automobiles, businesses, and homes. It has a team of home insurance agents who walk homeowners through their options in protecting their houses from fire, hurricanes, theft, and accident liabilities. The company has over 30 years of industry experience and also offers specialized insurance packages for classic cars, waterfront homes, and RVs.

  • Personal Property Insurance
  • Multiple Policy Types

2709 Coney Island Ave, Brooklyn, NY 11235

Expertise.com Rating

Why choose this provider?

GMI Brokerage Corp. is a full-service insurance agency serving the needs of individuals and businesses in Staten Island. It provides homeowners' insurance products for a variety of properties such as high-value estates, secondary dwelling places, and average homes. Its professionals assist clients in adding optional coverage to their policies and customize insurance plans for specialty houses like modular and motor homes. The company has been in business since 1995. It also serves the areas of New Jersey and Connecticut.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

4 Minthorne Street, Staten Island, NY 10304

Expertise.com Rating

Review Sources

Google
5.0 (406)
Facebook
5.0 (1)

Why choose this provider?

Home Insurance Agency is a local homeowners' insurance agency that serves individuals and families in Staten Island and the surrounding areas. Daniel and James Bentson specialize in providing the city's residents with tailor-fit home insurance plans. They focus on educating their clients about the coverage of a typical homeowners' insurance policy and assist them in finding an insurer that can cover all their home insurance needs. Aside from homeowners' insurance, they also offer flood insurance quotes.

  • Flood

1253 Richmond Avenue, Staten Island, NY 10314

Expertise.com Rating

Review Sources

Google
5.0 (116)
Facebook
5.0 (3)

Why choose this provider?

Alpha/Omega Coverage Corp is an independent insurance agency in Staten Island established in 1979. Its agents coordinate with a network of over 30 insurance carriers, including Safeco Insurance and Progressive. They work with clients to obtain comprehensive policies, compare rates, or make minor alterations to existing policies. Aside from standard homeowners' insurance plans, the company also carries inland marine insurance, which helps ensure the protection of personal property while they are in transit. Alpha/Omega Coverage Corp also provides personal auto and recreational insurance.

  • Renter's Insurance
  • Condos

2793 Amboy Rd, Staten Island, NY 10306

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Major Insurance Group provides a variety of policies and services to clients in Staten Island and the surrounding areas. One of its offered products includes home insurance, which provides coverage over the contents and structure of a home. It also protects the cost of additional living expenses and the client's liability to others. In addition, the insurance agency offers other policies such as personal auto, contractors' and construction, and NYC school and bus transportation insurance.

1132 Forest Avenue, Staten Island, NY 10310

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (5)

Why choose this provider?

DMAS Insurance has been catering to the insurance needs of residents and entrepreneurs in Staten Island for more than 75 years. The company helps homeowners obtain financial security against property damages, asset losses, and injury liabilities in case of natural calamities, accidents, and theft. Licensed agents at the firm create customized insurance plans that can cover home repairs or reconstruction, as well as medical fees, lost belongings, and extra living expenses. Other product offerings include personal, commercial, flood, and life and health policies. The company is a member of the Professional Insurance Agents.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

201 Edward Curry Avenue, Staten Island, NY 10314

Expertise.com Rating

Review Sources

Google
3.8 (4)
Facebook
4.0 (4)
Yelp
5.0 (1)

Why choose this provider?

RPM Insurance Agency is a Staten Island insurance agency that provides clients with insurance options and solutions covering an array of concerns. The company has been in operation for over a century and has integrated itself into the Staten Island community through its comprehensive homeowners' insurance policies that cover damage from most kinds of natural disasters. The standard policies usually cover damage to properties owned, as well as liability for injuries and property damage inflicted on other people by members of the family and even pets.

  • Multiple Policy Types

201 Edward Curry Ave, Staten Island, NY 10314
WebsiteLicense: 1481752

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
5.0 (6)
Yelp
1.0 (1)

Why choose this provider?

TCE Insurance Services Inc. is an independent insurance agency that provides home insurance policies for clients in Staten Island. As part of its personal insurance lines, it helps homeowners in seeking and securing coverage of homes and properties from damage caused by fire, flood, and storm. The company guides clients in navigating steps to acquire property protection by advising them on possible home dangers and risks. In addition to personal lines of insurance, it provides companies with construction, transportation, and environmental insurance options.

  • Personal Property Insurance

79 Sheraden Avenue, Staten Island, NY 10314

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Franklin I Ury Insurance is an independent agency with an office that is located in Staten Island. The agency's team of insurance counselors provides homeowners' insurance that safeguards clients from financial difficulties due to various risks. They have homeowners’ insurance plans available to renters, condos, apartments, houses, and co-ops. Franklin I Ury Insurance represents insurance companies like Progressive and Travelers. Other products it offers are inland marine insurance and boat insurance.

  • Renter's Insurance
  • Flood

Staten Island, NY

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

NY Home Insurance Quote offers personalized policies to homeowners in Staten Island. It covers losses from common incidents such as theft, vandalism, hail or wind, and injuries of guests during events. NY Home also offers options depending on the scope or commonality of hazards. These include frozen appliances and burst pipes; a specialty option for homes with added structures such as a basement or pool; and a comprehensive option that covers nuclear hazards, pest infestation damage, and earthquakes.

  • Fire

653 Forest Ave, Staten Island, NY 10310
WebsiteLicense: 691567

Expertise.com Rating

Why choose this provider?

Bentson & Company is a full-service independent firm that has been serving Staten Island since 1948. It carries home, condo, and co-op insurance. For business owners, it offers commercial property, workers' compensation, builders' risk, umbrella liability, and package policies. It also provides HMOs, PPOs, and health savings accounts to self-employed individuals and group employers. Bentson & Company structures insurance plans based on the client's needs and reviews existing coverage packages to identify deficiencies and find an opportunity to help them save on their premiums.

  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Thomas J. Carbone Insurance Agency
74 Lincoln Avenue, Staten Island, NY 10306
Roth Insurance
1775 South Ave, Ste 1, Staten Island, NY 10314
Tillman Brokerage, Inc.
260 Christopher Lane, 3rd Fl., Staten Island, NY 10314
Christine Relyea - State Farm Insurance Agent
2059 Richmond Avenue, Staten Island, NY 10314
Larissa Buerano - State Farm Insurance Agent
1228 Forest Avenue, Staten Island, NY 10310
Monica Granata - DCAP Insurance Agent
1440 Forest Ave, Staten Island, NY 10302
GMI Brokerage Corp.
2709 Coney Island Ave, Brooklyn, NY 11235
Home Insurance Agency
4 Minthorne Street, Staten Island, NY 10304
Alpha/Omega Coverage Corp
1253 Richmond Avenue, Staten Island, NY 10314
Major Insurance Group
2793 Amboy Rd, Staten Island, NY 10306
DMAS Insurance
1132 Forest Avenue, Staten Island, NY 10310
RPM Insurance Agency
201 Edward Curry Avenue, Staten Island, NY 10314
TCE Insurance Services Inc.
201 Edward Curry Ave, Staten Island, NY 10314
Franklin I Ury Insurance
79 Sheraden Avenue, Staten Island, NY 10314
NY Home Insurance Quote
Staten Island, NY
Bentson & Company
653 Forest Ave, Staten Island, NY 10310

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the difference between a monoline and a package policy for Staten Island home insurance?

    A package policy includes multiple types of coverage, whereas a monoline policy only includes one type of coverage. Liability, medical payment, and theft coverage are all options. A homeowner in Staten Island can save more money by purchasing a package policy rather than purchasing separate policies for each type of coverage.

  • In Staten Island, how much can you save on homeowner's insurance?

    On average, bundling multiple insurance policies, such as home and auto insurance, can save you up to 17%. Over the course of five years or more, loyalty discounts can save you up to 7%. Making your Staten Island home damage-resistant can earn you some insurance benefits. If you install the following equipment, you may be eligible for a discount: smoke alarm (2%), burglar alarm (5%), and sprinkler system (6%).

  • Why should one get coastal home insurance in Staten Island?

    Many beachfront property owners have difficulty obtaining traditional homeowners' insurance, so coastal home insurance may be appropriate for them. Coastal home insurance, like any other type of insurance, can provide coverage for a homeowner's dwelling and personal property, as well as liability. However, they may not get it from private insurers but they can turn to the NY Coastal Market Assistance Program (C-MAP). For more information on C-MAP, call the New York Property Insurance Underwriting Association at 1-212-208-9700 or send email to fairplan@nypiua.com.

  • Can a homeowner in Staten Island refuse the offer to buy flood insurance that was sent by the Federal Management Agency?

    Yes, a Staten Island homeowner may choose not to purchase the flood insurance indicated in a letter of determination from the Federal Emergency Management Agency. They are required to notify FEMA of their decision within 30 days of receiving the letter. If they require additional guidance from FEMA, they can contact the agency at (202) 646-2500.

  • Do Staten Island state laws govern the use of credit information when evaluating a homeowner's insurance application?

    Yes, insurance companies are required to follow both state and federal laws. They must notify the applicant in Staten Island that credit information will be used in the evaluation process of the homeowner's insurance application. Insurers must also inform applicants of their right to dispute any errors on their credit report. Finally, they are not permitted to raise insurance rates or cancel policies due to changes in the policyholder's credit information.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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