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2024

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Best Homeowners Insurance Agencies in Huntington, NY

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Huntington Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

128Reviewed

82Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

326 New York Ave, Huntington, NY 11743

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Located in Huntington, the J.W. Hirschfeld Agency, Inc. is a family-owned insurance agency that was established in the 1920s. With nearly a century in the business, the agency offers residential customers peace of mind through homeowners insurance. J.W. Hirschfeld Agency, Inc. provides various levels of homeowners insurance, some of them covering specified losses only, while others cover everything comprehensively. The agency also has umbrella policies to extend coverage further. J.W. Hirschfeld Agency, Inc.'s property coverage plans include condo, renters or landlord, and flood and earthquake insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

876 East Jericho Turnpike, Huntington Station, NY 11746
WebsiteLicense: 1012260

Expertise.com Rating

Review Sources

Google
4.8 (19)

Why choose this provider?

Garbe Associates Insurance Agency is an independent business that has been serving clients in and around Huntington for more than 25 years. It offers all lines of personal insurance including homeowners' insurance plans, renters' insurance plans, personal property protection, and liability coverage. It also handles vehicle insurance policies that cover RVs, boats, motorcycles, and classic cars. Moreover, it customizes commercial property, commercial umbrella, general liability, and business owners' insurance. It also carries term life and whole life insurance options. The agency was founded by Norbert Garbe in 1994.

  • Multiple Carriers
  • Multiple Policy Types

PO Box 245, Cold Spring Harbor, NY 11724
WebsiteLicense: 834177

Why choose this provider?

Bossio, Ross & Associates addresses the insurance needs of clients in Huntington. Since its establishment in 1977, the firm has helped thousands of individuals, families, and businesses by providing comprehensive insurance products. Its products include homeowners', life, auto, and business insurance. These policies provide clients with financial protection against natural disasters. Its agents also serve the needs of several industries and professionals, including hotels, apartments, physicians, and dentists. In addition, it represents several carriers, including Chubb, Progressive, Travelers, and MetLife.

  • Renter's Insurance
  • Homeowners

196 East Main Street, Huntington, NY 11743

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Headquartered in New York, Brooks & Brooks Insurance Agency, Inc. is an insurance firm catering to clients in Huntington and surrounding areas. Its insurance professionals specialize in constructing policies tailored to the needs of the client. Its homeowners' insurance coverage takes into consideration accidents and disasters such as sewer or septic tank backups, flood damage, sinkholes, replacement cost for personal property, and swimming pool liability. It also offers a broad range of commercial, personal, and life insurance products. Brooks & Brooks Insurance Agency is Trusted Choice-accredited.

  • Renter's Insurance
  • Flood
  • Multiple Policy Types

140 East Main Street, Huntington, NY 11743

Expertise.com Rating

Review Sources

Google
5.0 (110)
Facebook
5.0 (16)
Yelp
5.0 (1)

Why choose this provider?

Kelly Schumacher is a State Farm insurance agent who offers homeowners' coverage to clients in Huntington. State Farm covers costs of property damage incurred from natural disasters such as lightning, wind or hail, and ice, snow, or sleet. It also covers instances of theft, fire, and vandalism, as well as damage caused by faulty plumbing or HVAC systems. A Platinum sponsor of SCWBEC with over two decades of experience in State Farm, Kelly assists clients in determining which policy matches the needs of their homes.

  • Renter's Insurance
  • Condos

328 Hillside Avenue, Huntington, NY 11596
WebsiteLicense: 793385

Expertise.com Rating

Why choose this provider?

Haller-Zaremba Insurance Agency is a fourth-generation family-owned and family-operated agency that provides Huntington homeowners with insurance plans. It finds clients the appropriate insurance that would cover them financially in the event of loss because of fire, theft, or other events. Its coverage options can also offer protection for policyholders in case they sustain an injury while on the property. Haller-Zaremba Insurance Agency has been in business for over 81 years and represents various trusted insurance companies, including Cabrillo Coastal, AmTrust, and ShelterPoint.

  • Landlords
  • Homeowners
  • Flood

1985 New York Avenue, Huntington Station, NY 11746
WebsiteLicense: 973379

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Monica Murphy is a State Farm insurance professional offering her services to Huntington and the surrounding areas. Murphy provides access to a variety of insurance products, including homeowners' policies covering guest injuries and property damage. This type of insurance also protects personal belongings, such as clothing, furniture, appliances, sports equipment, and jewelry. Murphy, who has been working for State Farm since 1985, served in the fire claims and management area for 18 years before becoming an agent in 2003. The NAIFA member speaks English, Portuguese, and Spanish.

  • Homeowners

205 E Main St Suite 3-4, Huntington, NY 11743

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Intermarket Insurance Agency covers clients in Huntington. The company examines each customer's needs and objectives to create a fitting insurance plan for them. It protects homeowners from expenses incurred due to natural disasters or theft. It covers lots, mobile, and motor homes. The agency also covers those injured at their house or are forced to live elsewhere. It has been operating for over 70 years and believes in providing immediate payment and care.

  • Personal Property Insurance
  • Multiple Policy Types

223 Wall Street, Huntington, NY 11743

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

A.J. Bonocore Agency, Inc., has been providing insurance products to Huntington since 1968. Its team of independent agents offers homeowners, life, and auto insurance products to help individuals protect their families and properties. They also have business insurance services to help business owners with their product liability and workers' compensation coverage needs. A.J. Bonocore Agency is licensed to provide insurance services in all 50 states. It has also insured several construction projects, including Lilco-Northport Power Plant, Stony Brook University, and Laguardia Airport Parking Facilities.

9 Semon Rd, Huntington, NY 11743

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

Chris Stewart is a State Farm insurance agent who has been servicing Huntington and nearby areas since 2017. Stewart has been in the insurance and financial industry for more than 10 years. He helps customers arrive at informed decisions in choosing the right coverage for their life, home, health, auto insurance policies, and financial services. As a Start Farm agent, Stewart works to embody the company's approach to personalized service to policyholders. Aside from home insurance, Stewart provides New York Notary Public Services.

  • Personal Property Insurance
  • Multiple Policy Types

294 New York Avenue, Huntington, NY 11743

Expertise.com Rating

Why choose this provider?

Founded in 2006, Hamptons Risk Management Insurance Agency assists clients in the Huntington area find homeowners insurance. As an independent agency, the company partners with various insurance providers to offer homeowners different policy options custom to their needs. Among its partner insurance providers are Travelers, Progressive, QBE Insurance Corporation, National General Insurance, Zurich North America, and SageSure Insurance. The company also assists clients in matching for other insurance policies including personal insurance, commercial insurance, and life insurance.

  • Fire
  • Flood

1300 New York Avenue, Huntington Station, NY 11746
WebsiteLicense: 1216521

Expertise.com Rating

Review Sources

Google
4.3 (19)
Yelp
5.0 (1)

Why choose this provider?

Quick Auto Insurance is an independent broker that provides homeowners' insurance plans for customers in Huntington and the surrounding areas. Its team of insurance agents represents trusted insurance carriers to deliver a policy that best fits clients' specific needs. In addition, they also have personal and commercial auto insurance policies for various types of vehicles, including heavy and light-duty trucks, landscaping trucks, and motorcycles. Its owner, Laura Petriccione, has been providing the insurance needs of home and business owners for the last 25 years.

  • Multiple Policy Types

14 Roosevelt Avenue, Port Jefferson Station, NY 11776
WebsiteLicense: 629733

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (19)

Why choose this provider?

Newbrook Insurance Agency has been offering homeowners insurance products to clients in Huntington and the neighboring communities for more than 50 years. The firm focuses on providing coverages for homeowners and renters, including flood protection, loss of use, personal property, and personal liability. It also offers auto, business, and life insurance products. The independently owned firm is partnered with several insurance providers such as Travelers, The Hartford, Liberty Mutual, and Progressive.

  • Renter's Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
JW Hirschfeld Agency, Inc.
326 New York Ave, Huntington, NY 11743
Garbe Associates Insurance Agency
876 East Jericho Turnpike, Huntington Station, NY 11746
Bossio, Ross & Associates
PO Box 245, Cold Spring Harbor, NY 11724
Brooks & Brooks Insurance Agency, Inc.
196 East Main Street, Huntington, NY 11743
Kelly Schumacher - State Farm Insurance Agent
140 East Main Street, Huntington, NY 11743
Haller-Zaremba Insurance Agency
328 Hillside Avenue, Huntington, NY 11596
Monica Murphy
1985 New York Avenue, Huntington Station, NY 11746
Intermarket Insurance Agency
205 E Main St Suite 3-4, Huntington, NY 11743
A.J. Bonocore Agency, Inc.
223 Wall Street, Huntington, NY 11743
chrisstewarthuntingtonagent.com
9 Semon Rd, Huntington, NY 11743
Hamptons Risk Management Insurance Agency
294 New York Avenue, Huntington, NY 11743
Quick Auto Insurance
1300 New York Avenue, Huntington Station, NY 11746
Newbrook Insurance Agency
14 Roosevelt Avenue, Port Jefferson Station, NY 11776

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the coverages included a comprehensive homeowners insurance in Huntington?

    Huntington's comprehensive homeowners insurance offers the following coverage options:

    • Other structures: Protects structures that are not physically connected to your home.
    • Dwelling coverage: Safeguards your home from covered damage.
    • Personal property: Covers items like clothing and furniture.
    • Medical expenses: Pays for guest injuries on your property.
    • Loss of use: Covers living expenses if your home becomes unlivable.
    • Scheduled personal property: Protects valuables like jewelry or collectibles.
    • Family and personal liability: Shields you from responsibility for property damage or injuries to others.
  • Does Huntington's homeowners insurance extend coverage to your home-based business?

    You may need extra insurance coverage beyond your standard Huntington homeowners insurance policy if you run a business from your home or regularly work from there. While some business supplies or equipment may be covered by homeowners insurance, this protection often does not include liabilities related to your home-based business.

  • What does a homeowners insurance endorsement mean in Huntington?

    A homeowners insurance endorsement in Huntington is a voluntary coverage option that allows you to customize or modify your standard policy. For areas of your home or property that aren't covered by a standard policy, this typically offers additional coverage. Examples of endorsements include expanding coverage for a home-based business; safeguarding against water backup damage; and adding extra insurance for valuable items like jewelry, furs, cutlery, gold, or firearms.

  • Does your homeowners insurance policy in Huntington provide coverage for flooding?

    In Huntington, homeowners insurance policies usually do not include coverage for flooding. Situations where water enters your home from below may often be excluded, while damage caused by water entering from above, like rain damage to the roof, might be covered. You will therefore probably require both homeowners and flood insurance if you reside in a flood-prone area.

  • What advantages come with combining homeowners and auto insurance in Huntington?

    Some advantages of bundling homeowners' and auto insurance in Huntington are the following:

    • Streamlined insurance: Managing policies becomes simpler when they're from one provider.
    • Cost savings: Bundling can lead to substantial savings, preserving more of your income.
    • Enhanced insurability: Combining policies can make it harder for your insurer to terminate your coverage, even if you've made numerous claims or you reside in a high-risk house.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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