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2024

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Best Homeowners Insurance Agencies in Edison, NJ

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Edison homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

45Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

505 Thornall Street, Edison, NJ 08837

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

World Insurance Associates LLC is a multi-awarded insurance agency established in 2012 that has a location serving clients near Edison. It was founded by four insurance agent principals who have more than 40 years of combined insurance experience. World Insurance Associates LLC helps clients find homeowners' insurance policies that are either open perils (covering all risks not excluded in the policy) or named perils (covering specific incidents and losses). The agency also provides various types of personal and business insurance.

  • Multiple Policy Types

22 Meridian Road, Edison, NJ 08820

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

NJ Group Services discusses insurance policy options with residents and business property owners in Edison and the surrounding areas. The homeowners' insurance policy compensates for financial losses and damage to the home and its contents that are caused by disasters such as fire, storm, theft, and other incidents specified in the client's policy. The policy also protects the clients from legal responsibility in the case of guests getting injured on the clients' property.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

1014 Livingston Avenue Ste 102,, North Brunswick, NJ 08902
WebsiteLicense: 8021363

Expertise.com Rating

Review Sources

Google
4.0 (13)

Why choose this provider?

S. Lombardo Agency, Inc., is a risk management specialist that offers various products for Edison residents, including homeowners' insurance. The independent agency works with a number of providers like Progressive, Travelers, MetLife, and Liberty Mutual, allowing its team of agents to access different policies and present a range of options to clients. In addition to home insurance, they also furnish protection plans for renters. S. Lombardo Agency was founded in 1980. It caters to English, Spanish, and Italian-speaking clients.

  • Homeowners
  • Renter's Insurance

20 Highland Avenue, Metuchen, NJ 08840

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
3.0 (2)

Why choose this provider?

Global Indemnity Insurance Agency, Inc. is a multi-line and full-service insurance agency that started with only five employees in 1988. This independent insurance agency works with multiple carriers to provide insurance products to clients in Edison looking for financial protection. It offers homeowners' insurance to help property owners protect one of their biggest financial investments. Coverage options are flexible, and the agency also has renters, landlords, mobile home, condo, homeowners liability, and in-home business insurance available.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

498 Inman Avenue, Woodbridge Township, NJ 07067
WebsiteLicense: 1697698

Expertise.com Rating

Review Sources

Google
5.0 (43)

Why choose this provider?

Essential Insurance Services is an independently owned franchise of the GlobalGreen Insurance Agency that serves residents of Edison. It helps clients explore different homeowner insurance options and services and connects them with their ideal insurance provider. Essential Insurance Services works with over 20 insurance providers in the homeowner insurance industry. It also helps clients with auto, small business, and life insurance. Essential Insurance Services is a veteran-owned business, with owner Kris Yee having served the U.S. Navy for six years.

  • Renter's Insurance
  • Condos
  • Personal Property Insurance

495 Main Street, Metuchen, NJ 08840

Expertise.com Rating

Review Sources

Google
4.2 (5)
Facebook
5.0 (3)

Why choose this provider?

The Schenck Agency, Inc., serves Edison residents through its business and personal insurance solutions. Its homeowners' insurance policy offers a financial compensation package, covering property damage and legal responsibility due to injuries or damage caused by household pets or family members. This type of insurance also applies to renters and condominium owners, providing coverage for liability and building items. The company's agents help clients understand policy terms and exclusions and ensure adequate protection from specific risks.

  • Multiple Policy Types

430 Hamilton Boulevard, South Plainfield, NJ 07080
WebsiteLicense: 1683522

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (2)

Why choose this provider?

Daniel Barros is a State Farm insurance agent that aims to help Edison area residents financially protect their homes against unforeseen events. Barros has been with State Farm for over two years and leads a team that works to guide homeowners through identifying insurance policies that suit their individual needs. Barros' team is multilingual and provides assistance in Spanish, Arabic, and Portuguese. Former clients have said that Barros prioritizes client interests and is transparent, honest, and responsive in his work.

  • Homeowners

2253 South Ave Ste 8, Scotch Plains, NJ 07076
WebsiteLicense: 1545516

Expertise.com Rating

Review Sources

Google
4.0 (160)

Why choose this provider?

John Powell is an independent State Farm Insurance agent that caters to residential and commercial clients in Edison and its surrounding areas. He offers a wide range of insurance products and services, including homeowners, auto insurance, business, and commercial insurance. John has been working in the insurance industry for over six years. His experience and access to various insurance networks enable him to provide each client with a detailed recommendation on each insurance coverage.

  • Homeowners

929 Washington Avenue, Green Brook Township, NJ 08812
WebsiteLicense: 8020915

Expertise.com Rating

Review Sources

Google
4.0 (119)

Why choose this provider?

EAB Group is an insurance agency that serves Edison area homeowners in need of guidance through managing their properties' financial risks. Founded in 1950, the independent agency helps homeowners identify suitable policies that would cover major losses and prevent financial ruin. EAB Group works to guide clients through determining coverage options for factors such as fire, liabilities, flood, high-value items, and additional living costs. The agency largely values community efforts and supports over 25 nonprofit organizations.

  • Personal Property Insurance
  • Homeowners

811 Amboy Avenue, Edison, NJ 08818

Expertise.com Rating

Review Sources

Google
4.3 (6)
Yelp
1.0 (1)

Why choose this provider?

Fraser Brothers Insurance Agency is a New Jersey insurance agency that has been operating since 1903. The company services the Edison metro and offers a variety of insurance solutions that cover personal and commercial needs and risks. It provides clients with a comprehensive homeowners' insurance package that protects properties and contents from damage and theft, as well as the homeowner from accidents and injury liability. It also offers packages that protect from specific natural disasters such as floods.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

142 Livingston Avenue, New Brunswick, NJ 08901
WebsiteLicense: 1513541

Expertise.com Rating

Review Sources

Google
5.0 (132)

Why choose this provider?

Yeni Mendez Romero is an independent State Farm Insurance agent that caters to residential and commercial clients in Edison and its surrounding areas. She offers a wide range of insurance products and services, including homeowners, auto insurance, as well as property and business insurance coverage. Yeni has been working in the insurance industry for six months. Her access to and expertise in various insurance services and products enables her to work with each client to find the best insurance coverage for their needs.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
World Insurance Associates LLC
505 Thornall Street, Edison, NJ 08837
NJ Group Services
22 Meridian Road, Edison, NJ 08820
S. Lombardo Agency, Inc.
1014 Livingston Avenue Ste 102,, North Brunswick, NJ 08902
Global Indemnity Insurance Agency, Inc.
20 Highland Avenue, Metuchen, NJ 08840
Essential Insurance Services
498 Inman Avenue, Woodbridge Township, NJ 07067
The Schenck Agency, Inc.
495 Main Street, Metuchen, NJ 08840
Daniel Barros
430 Hamilton Boulevard, South Plainfield, NJ 07080
John Powell
2253 South Ave Ste 8, Scotch Plains, NJ 07076
EAB Group - Green Brook
929 Washington Avenue, Green Brook Township, NJ 08812
Fraser Brothers Group, LLC
811 Amboy Avenue, Edison, NJ 08818
Yeni Mendez Romero
142 Livingston Avenue, New Brunswick, NJ 08901

Edison, NJ Homeowners Insurance Agency FAQs

  • Is there an optional homeowners’ insurance coverage that pays for the repair to the undamaged portion of an Edison home?

    Yes, the ordinance or law insurance coverage protects Edison homeowners from the costs of having to comply with updated building codes or ordinances following a covered loss or damage. This also includes the cost of demolishing residential property parts that cannot be salvaged or repaired in accordance with updated building codes.

  • What homeowners’ insurance discounts are offered by insurers in Edison?

    Multi-policy discounts are common homeowners' insurance discounts offered by insurance companies in Edison. Residents who bundle their homeowners' insurance with other policies, such as auto insurance, are eligible for this. Another benefit of installing home security systems is the security system discount. Some insurers will also give you a discount if you have been with them for a certain number of years.

  • What important information about homeowners' insurance should Edison residents be aware of?

    The exclusion of flood insurance from a homeowners' insurance policy is an important aspect of homeowners' insurance that residents of Edison should be aware of. Residents will have to purchase flood insurance on their own through the National Flood Insurance Program. Furthermore, those who own residential properties are cautioned against over-coverage. When calculating the necessary coverage, including the land's value as well as the home's value may result in unnecessary increases in insurance premiums.

  • Is it mandatory for Edison residents to purchase an all-risk policy, a type of homeowners' insurance?

    Some insurance companies require Edison homeowners to buy all-risk insurance, which covers a wide range of perils that could cause damage or loss to the insured property. Demolition and debris removal are examples of risks that are typically excluded from standard homeowners' insurance. Because of their extensive coverage, all-risk insurance policies typically have higher premiums.

  • How much does homeowners' insurance cost in Edison and throughout New Jersey?

    The average annual homeowner's insurance premium in Edison, as well as the state of New Jersey, is $1,192. This amount is greater than the national average and corresponds to a monthly cost of $99 on average. Geographic area, coverage extent, and local crime rates are all factors that influence homeowners' insurance premiums. Other factors include the age of the house, the number of primary occupants, and previous insurance claims.

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