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2025

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Best Homeowners Insurance Agencies in New Jersey

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored New Jersey homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5036Reviewed

3026Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving New Jersey
Elizabeth

Expertise.com Rating

Review Sources

Google
4.8 (110)
Facebook
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

One of the best insurance agents in New Jersey is Angel Rodriguez. He offers personal and commercial insurance products, including homeowners' protection plans. Other insurance policies are for car, motorcycle, life, personal and commercial liability, and workers' compensation. Financial products such as banking, mutual funds, and annuities are also available. Rodriguez has been an insurance agent representing State Farm since 2009. Together with his team, they help clients understand the insurance they are getting and how they can protect their families. Spanish services are available.

Best Homeowners Insurance Agencies Serving New Jersey
Brooklyn

Expertise.com Rating

Review Sources

Google
4.9 (43)

Why choose this provider?

Greenpoint Insurance Brokerage provides clients in New Jersey with the best personal and commercial protection plans. Its homeowners' insurance policy covers expenses caused by damage to property and protects the policyholders and their families against legal responsibility for injuries and property damages. It offers auto, motorcycle, life, health, and commercial insurance plans. The agency extends its services to business owners who need help with tax preparation, notary public, and corporate formation. It represents several carriers to meet the different insurance needs of each client.

Best Homeowners Insurance Agencies Serving New Jersey
Jersey City

Expertise.com Rating

Review Sources

Google
4.9 (37)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Preferred Choice Insurance Agency helps the New Jersey community get protection plans. It offers the best types of homeowners' insurance policies covering expensive, luxury, one- and two-story, and standard houses. The coverage also includes protection for the policyholder's personal belongings. Its agents also provide insurance for auto and business owners. The full-service insurance provider has been serving for more than 12 years. It partners with several insurance carriers to provide clients with a variety of options.

Best Homeowners Insurance Agencies Serving New Jersey
Belleville

Expertise.com Rating

Why choose this provider?

Michael F. Iacangelo & Co., Inc., is the best insurance agency serving clients in New Jersey. Its team of professionals helps individuals select the homeowners' insurance policy suitable to their needs. This product also protects the existing and future assets of the policyholder. The agency's other protection plans cover cars, boats, motorcycles, and rental properties. It has been handling the community's insurance needs since 1957 and is available any time of the day for immediate assistance.

Best Homeowners Insurance Agencies Serving New Jersey
Jersey City

Expertise.com Rating

Why choose this provider?

Joe Nachbaur helps homeowners in New Jersey secure the best insurance policy. Nachbaur offers insurance plans for auto, life, and pets. Insurance coverages for business owners are also available. He helps clients on financial matters involving annuities, banking, and mutual funds. Nachbaur is one of the 19,000 State Farm insurance agents in the USA. He has been a part of the insurance industry since 1996. His independent agency has received several awards, including the State Farm Chairman�s Circle and Legion of Honor.

Best Homeowners Insurance Agencies Serving New Jersey
Glen Rock

Expertise.com Rating

Review Sources

Google
5.0 (134)
Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Since 1927, Donnelly & Sproul, Inc., has been providing the New Jersey community with a full line of insurance products for personal and business protection. It offers the best homeowners' insurance policies protecting properties against risks such as fire, smoke, hail, windstorm, lightening, and civil commotion. The insurance plan reimburses clients for replacement costs of the home and mortgage requirements. Auto, life, and umbrella insurance are also available. For commercial clients, the company offers general liability and workers' compensation insurance.

Best Homeowners Insurance Agencies Serving New Jersey
Caldwell

Expertise.com Rating

Review Sources

Google
4.6 (37)
Facebook
4.8 (21)

Why choose this provider?

DeStefano Associates, LLC, is the best insurance agency that serves all of New Jersey. Its homeowners' insurance pays policyholders in case their personal properties or tangible assets are damaged in a fire or other disaster. It also protects clients against liability from someone injured in their home. Its personal insurance offerings include auto, motorcycle, travel, and valuable items. For business owners, builders� risk, and general, professional, and cyber liability insurance policies are available. The third-generation independent insurance provider has been serving the state since 1961.

Best Homeowners Insurance Agencies Serving New Jersey
Marlboro

Expertise.com Rating

Review Sources

Google
4.9 (791)
Facebook
5.0 (175)

Why choose this provider?

Rick Duran offers different insurance products in New Jersey. Duran is one of the best agents in the state who helps homeowners get insurance plans. Other insurance policies cover life, cars, pets, and businesses. Assistance in financial matters, such as banking and annuities, is offered. Duran opened his independent insurance agency in 2014. Duran and his team also cater to the Spanish community. He is a part of the over 19,000 insurance agents of State Farm. He is also licensed in New York and Pennsylvania.

Best Homeowners Insurance Agencies Serving New Jersey
Linden

Expertise.com Rating

Why choose this provider?

Marc Torres is an insurance agent who serves clients residing in New Jersey. His office is the best in providing homeowners' insurance policies in the state. The other products that he offers are auto, life, and business insurance plans. He extends his services to individuals in need of assistance with banking and mutual funds. Torres, who started working as an agent for State Farm in 2002, leads a team made up of professionals fluent in Spanish.

Best Homeowners Insurance Agencies Serving New Jersey
Newark

Expertise.com Rating

Review Sources

Facebook
4.7 (15)
Google
4.7 (13)

Why choose this provider?

Atlantis Agency offers the best protection coverages for personal and commercial clients in New Jersey. Its agents provide homeowners with the cheapest insurance plans that protect their dwelling, surrounding structures, and personal property. The homeowners' insurance plan covers additional living costs and expenses related to reasonable repairs or debris removal. Auto, life, renters', and business insurance are also available. The multi-line agency's role is to identify and minimize the clients' exposure to risk by helping them select a policy from multiple insurance carriers.

Best Homeowners Insurance Agencies Serving New Jersey
New York

Expertise.com Rating

Why choose this provider?

Jewelz Santiago is the best insurance agent who has been representing State Farm for more than 16 years in New Jersey. She provides owners of homes, apartments, and condo units with insurance coverages. Life, health, auto, boat, motorcycle, and business insurance policies are available. She also helps clients with financial products such as banking and annuities. Santiago's independent agency is licensed in New York, Connecticut, and Pennsylvania. Her affiliation, State Farm, has been offering insurance products and services for over 100 years.

Best Homeowners Insurance Agencies Serving New Jersey
Philadelphia

Expertise.com Rating

Review Sources

Google
4.7 (282)
Facebook
4.9 (88)
Yelp
3.7 (6)

Why choose this provider?

Marat Ioshpa has been a State Farm insurance agent in New Jersey since 2010. He helps homeowners secure their properties by offering them the best and cheapest insurance policies. Other insurance plans available include life, health, auto, pet, and business coverage. He extends his services to clients in need of assistance regarding financial products such as mutual funds, banking, and annuities. State Farm is one of the institutions in the insurance industry as it has been serving for over 100 years.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Angel Rodriguez - State Farm Insurance Agent
815 Elizabeth Avenue, Elizabeth, NJ 7201
Greenpoint Insurance Brokerage
680 Manhattan Avenue, Brooklyn, NJ 11222
Preferred Choice Insurance Agency
110 Central Ave, Jersey City, NJ 7306
Michael F. Iacangelo & Co., Inc.
73 Newark Avenue, Belleville, NJ 7109
Joe Nachbaur
505 Central Avenue, Jersey City, NJ 7307
Donnelly & Sproul, Inc.
55 Harristown Road, Glen Rock, NJ 7452
DeStefano Associates, LLC
307 Bloomfield Avenue, Caldwell, NJ 7006
Rick Duran - State Farm Insurance Agent
8 South Main Street, Marlboro, NJ 7746
marctorres.com
433 North Wood Avenue, Linden, NJ 7036
Atlantis Agency
177 Adams Street, Newark, NJ 7105
Jewelz Santiago - State Farm Insurance Agent
3657 Broadway, New York, NJ 10031
Marat Ioshpa - State Farm Insurance Agent
8420 Bustleton Avenue, Philadelphia, NJ 19152

New Jersey Homeowners Insurance Agency FAQs

  • In New Jersey, how does the local fire department affect homeowners insurance?

    Homeowners insurance rates in New Jersey are affected by the proximity of the fire station to your house. A home located five miles away from the station will take firefighters longer to reach, which means there might be a high risk of damage. Because of this, homeowners insurance premiums may be higher as well.

  • Does personal property coverage in New Jersey only cover items that are inside the home?

    Personal property coverage in New Jersey also covers items that are outside the home. If someone steals your laptop or cellphone inside your car, for example, your homeowners insurance can pay for the replacement cost. You must inform your agent or agency about the incident to have your item replaced.

  • Is it possible for property owners in New Jersey to save money on their homeowners insurance?

    Property owners in New Jersey can save money on their homeowners insurance by investing in protection devices, such as deadbolts, smoke detectors, and alarm systems with central monitoring and sprinkler systems. They can also save money if they bundle their homeowners and auto insurance through the same carrier. In addition, seniors, retirees, and non-smokers can enjoy discounts.

  • If the flooring of your house was damaged due to an earthquake, can your homeowners insurance in New Jersey cover the repair cost?

    A standard homeowners insurance in New Jersey does not cover earthquake-related damage. You could acquire an earthquake insurance policy from private insurance companies, and this type of coverage can be added to your regular homeowners insurance. Earthquake insurance covers structural damage, personal property, and house replacement or temporary housing expenses.

  • What should you do when purchasing homeowners insurance in New Jersey?

    When purchasing homeowners insurance in New Jersey, you must get an accurate estimate of the rebuilding cost to make sure that you do not get less coverage. You must choose dwelling coverage that suits the amount for rebuilding your property. Plus, you must consider add-on coverage for expensive items, such as art collectibles and jewelry.

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