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2024

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Best Homeowners Insurance Agencies in Nashua, NH

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Nashua Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

41Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

194 Rockingham Road, Londonderry, NH 03053

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Financial Insurance Services Inc. is a local independent insurance agency offering insurance products in the Nashua metro. Its team of insurance agents helps clients secure their homes and properties through its homeowners' insurance policies that cover expenses for damages, losses, and disasters. The policies include homeowners' liability for accidents and injuries that happened within the property, as well as medical and living expenses accrued during a temporary stay in a different dwelling.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

11 Concord Street, Nashua, NH 03064

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Yelp
5.0 (3)

Why choose this provider?

Eaton & Berube Insurance Agency is an independently owned and operated insurance company serving the Nashua community. Founder Marc Berube has been working in the insurance field for over 35 years, and he sells homeowners insurance packages that cover clients' condos, vacation and vacant homes, primary residences, and mobile and manufactured properties. He also offers insurance for renters. Additionally, the agency provides clients with coverage for their cars, boats, and businesses.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

87 Main Street, Pepperell, MA 01463

Expertise.com Rating

Review Sources

Google
4.2 (6)

Why choose this provider?

L. F. Robbins Insurance Agency is an insurance agency that has partnered with Gallant Insurance Agency Inc., which has been in operation since 1957. The agencies have three locations in Nashua and the surrounding communities, and the team sells homeowners insurance to cover clients' primary residences, apartments, condos, and second homes. The team also sells insurance for vacant properties. Additionally, the agency provides clients with coverage for their cars, RVs, and businesses.

  • Renter's Insurance
  • Flood
  • Condos

88 Nashua Road, Londonderry, NH 03053

Expertise.com Rating

Review Sources

Google
4.9 (39)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Jamie Reynolds is an insurance agent that has been working with State Farm Insurance for over a decade. The agent has two offices around the Nashua area, and he offers insurance plans to cover clients' homes in the event of natural disasters, such as large storms and fires. He also sells packages to cover clients' motor vehicles, businesses, and pets. Reynolds and his team have qualified for the State Farm Ambassador Travel award.

  • Multiple Policy Types

115 Main Street, Nashua, NH 03060

Expertise.com Rating

Review Sources

Google
5.0 (63)
Yelp
5.0 (3)

Why choose this provider?

Corriveau Insurance Agency, Inc. is a family business that serves the insurance needs of residents based in the Nashua area. This independent agency provides homeowners' insurance policies that protect families and individuals from various hazards, dangers, liability losses, and damages. Its agents typically insure multi-family homes, high-value residences, condominiums, and rental properties. Corriveau Insurance Agency, Inc. also offers additional coverages for water and sewer backup, specific jewelry and musical instrument, earthquake, and flood.

  • Renter's Insurance
  • Flood
  • Earthquake

8 Main Street, Jaffrey, NH 03452

Expertise.com Rating

Review Sources

Google
5.0 (52)
Facebook
5.0 (18)

Why choose this provider?

Bellows-Nichols Insurance is an insurance agency that has been serving the residents of Nashua and the nearby areas for over 175 years. As an independent agency, the company represents a variety of insurance providers, such as Progressive, MMG Insurance, and National General. It uses its relationships with insurance providers to offer customized homeowners insurance plans for its clients that involve both property and liability coverage. The company also sells business and auto insurance.

  • Fire
  • Flood

393 DW Hwy, Merrimack, NH 03054

Expertise.com Rating

Why choose this provider?

Advantage Insurance is an independently owned and operated insurance company that has been in operation near Nashua since 1992. The company represents a number of insurance providers, such as Travelers Insurance, Foremost, and Allstate. Its team presents clients with personalized options regarding homeowners insurance. Policies are available to cover clients' homes, as well as the contents and visitors inside. Additionally, the company sells commercial and traditional auto, life, and workers' compensation insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

350 Main Street, Nashua, NH 03060

Expertise.com Rating

Review Sources

Google
4.8 (23)
Yelp
3.0 (4)

Why choose this provider?

Foy Insurance is a family-run firm that provides assistance to Nashua area residents in need of financial protection for their personal properties and homes. The agency helps clients determine insurance policies that cover damages and losses due to events such as fire, hurricanes, theft, or accidents within a property. Foy Insurance also assists homeowners in obtaining coverage for flood, earthquake, and wind damages as well as equipment breakdown and in-home businesses. The firm has approximately 100 years of experience in the insurance sector.

  • Renter's Insurance
  • Multiple Policy Types

375 Main Street, Nashua, NH 03060

Expertise.com Rating

Review Sources

Google
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Atlantic Insurance & Benefit Company services Nashua area homeowners that seek to obtain financial protection for their homes and personal possessions in cases of unexpected situations. Founded in 2007, the agency works to help clients identify coverage options for dwellings, personal items, detached structures, and temporary living expenses that are associated with damages or losses due to covered risks. Atlantic Insurance & Benefit Company also offers support for securing additional coverage for debris removal, fire department services, and identity theft.

  • Multiple Policy Types

3F Taggart Drive, Nashua, NH 03060

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Gate City Insurance is a local business providing insurance products and services throughout Nashua and nearby regions. Established in 1997, the family-owned insurance agency offers homeowners' insurance solutions to give clients financial protection from losses and damages. The group of professionals also provides personal umbrella and automobile insurance services. Principal agent Francisco Ginja is licensed in casualty and property insurance for personal and commercial lines. Ginja is fluent in Portuguese and has practical knowledge of Spanish.

  • Personal Property Insurance
  • Multiple Policy Types

361 Main Street, Nashua, NH 03060

Expertise.com Rating

Review Sources

Google
4.8 (16)

Why choose this provider?

J Bergeron Agency LLC offers homeowners' insurance and other insurance products to the residents of Nashua, York, and the surrounding areas. Standard homeowners' insurance covers the physical dwelling and all items within it from accidents and calamities. The agents at the firm can work with clients to increase their coverage according to their specific needs. Related products include renters', condo, and landlords' insurance. The team at J Bergeron Agency is composed of experienced agents who are licensed to operate in New Hampshire, Maine, and Massachusetts.

  • Personal Property Insurance
  • Multiple Policy Types

90 Parker Street, Gardner, MA 01440

Expertise.com Rating

Why choose this provider?

HUB International Gardner is a comprehensive insurance company that caters to residential and commercial clients in Nashua. It offers homeowners insurance plans for first-time and tenured policyholders. The company can tailor each policy to cover high-value residences, secondary properties, and coastal homes. Its coverages include reconstruction costs, temporary living payments, and replacements for jewelry or art. HUB's current president, Shawn McLaughlin, has been in the insurance industry for over 25 years. He and his company also provide policies for automobiles, workers' compensation, and healthcare facilities.

  • Health Insurance
  • Individual Plans
  • Group Plans

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Financial Insurance Services
194 Rockingham Road, Londonderry, NH 03053
Eaton & Berube Insurance Agency
11 Concord Street, Nashua, NH 03064
Gallant Insurance Agency, Inc.
87 Main Street, Pepperell, MA 01463
Jamie Reynolds - State Farm Insurance Agent
88 Nashua Road, Londonderry, NH 03053
Corriveau Insurance Agency, Inc.
115 Main Street, Nashua, NH 03060
Bellows-Nichols Insurance
8 Main Street, Jaffrey, NH 03452
Advantage Insurance
393 DW Hwy, Merrimack, NH 03054
Foy Insurance
350 Main Street, Nashua, NH 03060
Atlantic Insurance & Benefit Company
375 Main Street, Nashua, NH 03060
Gate City Insurance
3F Taggart Drive, Nashua, NH 03060
J Bergeron Agency LLC
361 Main Street, Nashua, NH 03060
HUB International Gardner
90 Parker Street, Gardner, MA 01440

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does a Nashua homeowner's insurance policy cover home-based businesses?

    In Nashua, a standard homeowner's insurance policy does not include protection for home-based businesses, even if those businesses are run from the insured person's residence. People who conduct work or businesses from their homes are legally required to purchase liability insurance. This coverage ensures safeguarding for their businesses, regardless of the locations where these operations occur.

  • In Nashua, whose homeowners' insurance should cover the costs of damage caused by a neighbor's tree falling on your property?

    If a windstorm causes your neighbor's tree to fall and cause damage to your Nashua home, your homeowner's insurance will cover the costs. However, if the tree had a disease and your neighbor did nothing about it, you must establish that the disease was the cause of the fall. Your insurer will then seek reimbursement from your neighbor's insurer.

  • Can you file homeowners' insurance claims frequently in Nashua?

    Yes, if you pay your premiums on time, you can file homeowners' insurance claims in Nashua on a regular basis. It is important to note, however, that insurance providers monitor the frequency of your claims. This means that if you file multiple claims within a certain timeframe, they may reject your claim or charge you more. As a result, it's best to file a homeowners' claim only when absolutely necessary.

  • Why is your Nashua homeowners' insurance getting more expensive?

    The rising cost of building materials is what drives up homeowners' insurance premiums in Nashua. There was a 4.7% increase in 2022, resulting in higher prices for items such as concrete blocks, drywall, and asphalt shingles. Construction labor shortages also contribute to higher insurance premiums. According to the Home Builders Institute, over 300,000 construction-related jobs will be unfilled in 2022. Because insurance companies cover construction costs, they are forced to raise premiums to compensate for financial risks.

  • Is service line coverage included in a Nashua homeowners' insurance policy?

    No, service line repair and replacement are not covered by a standard homeowners' insurance policy in Nashua. Residents can, however, supplement their current insurance with coverage for underground service lines and cables. This is especially important for Nashua residents due to the city's harsh winters, which can damage water pipes, gas lines, and power cables. This coverage also includes expenses for landscaping and excavation.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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