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2024

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Best Homeowners Insurance Agencies in North Las Vegas, NV

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored North Las Vegas Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

146Reviewed

93Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3012 West Charleston Boulevard, Las Vegas, NV 89102

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
5.0 (3)

Why choose this provider?

Founded in 1964, Aniello Insurance Agency is a full-service insurance broker in Las Vegas. Its homeowner's insurance policy covers property damage risks arising from fire and theft. The coverage comprises compensation for lost personal items, the liability of policyholders, and lodging expenses. Its agents help clients understand other risks and assist them to evaluate whether they need additional coverage. They also offer coverage options for personal umbrella, automotive, and jewelry insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

2700 E Lake Mead Blvd # 7, North Las Vegas, NV 89030

Expertise.com Rating

Review Sources

Google
4.9 (97)
Facebook
5.0 (12)
Yelp
1.0 (1)

Why choose this provider?

Always Affordable is an insurance agency that provides services for customers in the North Las Vegas metro. Its agents help clients decide the right level of coverage to meet their unique needs. It offers homeowners' insurance plans that protect from financial losses in the event of fire, plumbing system failure, theft, and other insured events. Its plan also safeguards the home's contents. Life insurance is also available that offers income replacement if the policyholder passes away.

  • Multiple Carriers

3224 North Rancho Drive, Las Vegas, NV 89130

Expertise.com Rating

Review Sources

Google
4.6 (57)
Facebook
5.0 (28)
Yelp
1.0 (2)

Why choose this provider?

Express Auto Insurance LLC is a provider of homeowners' insurance to clients in North Las Vegas. Its policies can cover various liabilities such as property damage and bodily harm to guests. It can also include coverages for loss-of-use, repair costs, and additional living expenses. As an independent agency, it shops for insurance coverages across multiple providers to offer policies appropriate for the client's requirements and needs. Other insurance programs it offers include commercial auto insurance and renters insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

1880 Warm Springs Road, Las Vegas, NV 89119

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

WaFd Insurance Group Inc. assists individuals seeking the services of a homeowner's insurance agency in North Las Vegas. The company offers multiple insurance options to make sure all bases are covered against theft, destructive weather, and accidents. Its homeowner's policy also covers personal liabilities such as medical bills for guests injured at the policyholder's home and damage to other people's valuables. WaFd Insurance Group was named one of America's Best Insurance Workplaces by Insurance Business America in 2020.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

7251 West Lake Mead Boulevard, Las Vegas, NV 89128

Expertise.com Rating

Why choose this provider?

Robert Ryan and Associates is an independently owned insurance agency that helps people find homeowners insurance in the Las Vegas area. In addition to homeowners insurance, this company handles other forms of insurance like auto, life, and health insurance. It represents many major insurance company brands including, Progressive, Central, Safeco, and Mercury insurance. Robert Ryan and Associates strives to provide customized service to their customers to find the insurance best suited for their life.

  • Renter's Insurance
  • Flood
  • Condos

Las Vegas, NV

Expertise.com Rating

Review Sources

Google
4.9 (77)
Facebook
5.0 (68)

Why choose this provider?

A and H Insurance is a full-service insurance company that's been serving North Las Vegas area residents with homeowner's insurance since 1957. The company provides policies for all types of homes, including mobile and manufactured homes. It helps clients get the coverage they need for repairing or replacing their homes if damaged or destroyed. The agency also protects renters and their belongings from unexpected occurrences such as fire, natural disasters, and theft. A and H Insurance additionally provides pet and auto insurance.

  • Personal Property Insurance

4357 Corporate Center, North Las Vegas, NV 89030

Expertise.com Rating

Review Sources

Google
4.8 (34)
Yelp
5.0 (4)

Why choose this provider?

Dwayne Murray - State Farm Insurance Agent is an insurance specialist located in North Las Vegas. Together with his team, Murray assists clients with various insurance needs, including home insurance policies. The company's home insurance coverage helps financially protect clients from unexpected occurrences such as fire and theft. It also offers protection for personal belongings such as jewelry and collectibles. Murray has a background in accounting and healthcare. He began his career as an insurance agent in 2016.

  • Multiple Policy Types

2225 Civic Center Dr., Suite 134, North Las Vegas, NV 89030
WebsiteLicense: 65671

Expertise.com Rating

Review Sources

Google
4.2 (33)
Yelp
3.0 (8)
Facebook
5.0 (1)

Why choose this provider?

Eric Moreno is a State Farm insurance agent serving clients residing in North Las Vegas and the surrounding areas. Together with his team members, Moreno provide homeowners' insurance to protect clients valuable assets from unforeseen circumstances, such as fire, vandalism, theft, and other covered events. Its policy includes liability protection that pays for claims of physical injury and property damage caused by people for which the policyholder or covered members of the household are legally accountable. Auto, life, and health insurance products are also available.

  • Renter's Insurance

1953 N Decatur Blvd, Las Vegas, NV 89108

Expertise.com Rating

Review Sources

Google
4.5 (32)
Yelp
4.0 (17)
Facebook
5.0 (4)

Why choose this provider?

Las Vegas Auto Insurance is a full-service insurance company that has been providing personal and commercial financial solutions, including homeowners' insurance, in North Las Vegas since 2009. Its team of licensed agents assists homeowners in protecting their residential properties against damages and losses. The firm represents top-rated insurance companies that provide policies for renters, autos, motorcycles, recreational vehicles, businesses, as well as life and health. The company also serves clients in Paradise, Winchester, and Spring Valley.

  • Multiple Carriers
  • Renter's Insurance
  • Personal Property Insurance

4855 W. Desert Inn Rd. #102, Las Vegas, NV 89102

Expertise.com Rating

Review Sources

Yelp
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Aztec Insurance Agency is a family-owned insurance agency that has been serving the North Las Vegas area for over 17 years. Its homeowner's insurance can cover damage done by fires, windstorms, lightning, theft, and even vandalism. If a client's circumstances make it difficult to get insurance, its team will work with them, comparing prices across a dozen providers to find the best rates possible that will work with their budget.

  • Personal Property Insurance

375 East Warm Springs Road, Las Vegas, NV 89119

Expertise.com Rating

Review Sources

Google
4.9 (97)
Yelp
5.0 (32)
Facebook
4.8 (31)

Why choose this provider?

AssuredPartners of Nevada LLC has been providing homeowner's insurance solutions near North Las Vegas since 1998. The company's homeowner's policy covers damage to homes, loss of personal items such as furniture, and destruction of attached structures, including pools. It also helps clients with replacement cost valuation on their homes and properties, and it covers additional living expenses and personal liability. The company offers optional coverage for floods, equipment breakdowns, and earthquakes.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

7495 W Azure Dr Ste 201, Las Vegas, NV 89130

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

A & J Insurance is a homeowners insurance company selling policies that protect customers from serious financial losses if their properties are destroyed by natural disasters, fires, or other incidents. This company advises customers on their coverage options and sells them policies that cover their main residences, additional dwellings on their properties, and any belongings inside of their homes or on their land. A & J Insurance offers auto insurance and business insurance as well.

  • Fire
  • Personal Property Insurance

2109 East Lake Mead Boulevard, North Las Vegas, NV 89030

Expertise.com Rating

Review Sources

Google
4.3 (44)

Why choose this provider?

Hansen & Hansen Agency, Inc., is a homeowners insurance agency that serves families in the North Las Vegas area. Its team of skilled insurance agents focuses on helping clients get the most suitable home insurance policy from leading providers such as Key Insurance, Mercury, Progressive, and Safeco. They also offer products such as condo insurance, landlord insurance, personal umbrella insurance, and renters insurance. In addition, Hansen & Hansen Agency, Inc., also provides various business insurance and vehicle insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

6875 West Russell Road, Las Vegas, NV 89118

Expertise.com Rating

Why choose this provider?

Selection Insurance Agency is an independent insurance agency that has served clients in the North Las Vegas area for over 10 years. It strives to provide its clients with a personalized approach to their homeowner's insurance plan. The agency also offers professional assistance in finding the right health, valuables, life, business, and auto insurance policies so that clients and their assets are covered if and when the time calls for it.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Aniello Insurance Agency
3012 West Charleston Boulevard, Las Vegas, NV 89102
Always Affordable
2700 E Lake Mead Blvd # 7, North Las Vegas, NV 89030
Express Auto Insurance
3224 North Rancho Drive, Las Vegas, NV 89130
WaFd Insurance Group
1880 Warm Springs Road, Las Vegas, NV 89119
Robertson Ryan & Associates
7251 West Lake Mead Boulevard, Las Vegas, NV 89128
A and H Insurance
Las Vegas, NV
Dwayne Murray - State Farm Insurance Agent
4357 Corporate Center, North Las Vegas, NV 89030
Eric Moreno
2225 Civic Center Dr., Suite 134, North Las Vegas, NV 89030
Las Vegas Auto Insurance
1953 N Decatur Blvd, Las Vegas, NV 89108
Aztec Insurance
4855 W. Desert Inn Rd. #102, Las Vegas, NV 89102
AssuredPartners of Nevada LLC
375 East Warm Springs Road, Las Vegas, NV 89119
A & J Insurance
7495 W Azure Dr Ste 201, Las Vegas, NV 89130
Hansen & Hansen Agency, Inc.
2109 East Lake Mead Boulevard, North Las Vegas, NV 89030
Selection Insurance Agency
6875 West Russell Road, Las Vegas, NV 89118

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much does homeowners insurance cost in North Las Vegas?

    Homeowners insurance costs an average of $1,256 each year in North Las Vegas, which amounts to around $105 per month. It has a difference of 5% from the state average. The annual rate in Nevada is $1,191 – or around $99 per month – for a policy that has a dwelling coverage of $300,000. This is 32% less expensive compared to the average cost of policies in the entire U.S., which is $1,754 per year.

  • How can the proposed Windsor Park Environmental Justice Act help North Las Vegas homeowners and residents?

    The Windsor Park Environmental Justice Act can help North Las Vegas homeowners and residents by allocating 37 million dollars to relocate them away from their sinking neighborhood. It was sponsored by Senator Dina Neal and was signed into law last June 16, 2023, which residents welcomed with resolve and satisfaction. It will help with the decades-old issue of subsidence of Windsor Park caused by the removal of the groundwater, which made living conditions in the area hazardous.

  • What has been the major problem of Windsor Park residents and homeowners in North Las Vegas for decades?

    A major problem of Windsor Park residents and homeowners in North Las Vegas that has been unresolved for decades is the neighborhood’s bleak housing and hazardous living conditions, which include broken doors that cannot be locked, bursting pipes, and slanted houses. Federal funding amounting to 14.4 million dollars for home repair and relocations during the 90s did not solve the problem. The community dwindled to 90 homes from an original number of 242.

  • What are some claims that have a good chance of being denied by North Las Vegas homeowners insurance companies?

    A claim that has a good chance of being denied by homeowners insurance companies in North Las Vegas involves property damage caused by the area’s scorching and extreme heat and excessive increases in energy consumption. Soaring temperatures count as one of the complexities that the metro’s residents face. Other claims that are commonly denied include damages due to floods, winds, and storms.

  • What are some factors that a North Las Vegas resident should consider in determining how much coverage to get?

    Several factors must be considered when determining how much homeowners insurance coverage a North Las Vegas resident should get. Examples of key questions include the following: -Are there expensive collections requiring separate protection? -Does the home have a swimming pool? -Is replacement of belongings preferred over cash value? -Are water backup, identity theft, and other non-standard coverages desired? Knowing what one wants can help in deciding the appropriate coverage in their specific situation.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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