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2024

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Best Homeowners Insurance Agencies in Henderson, NV

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Henderson Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

157Reviewed

100Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1300 W Sunset Rd Ste 1537, Henderson, NV 89014

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Your Insurance Agency is located in Henderson, Nevada. It's an independent insurance broker that works with a variety of carriers to provide Vegas Valley residents with reliable home insurance solutions. Policies include coverage for the policyholder's property and the structures located on it, as well as personal belongings, personal liability, and expenses incurred due to displacement that occurs for a covered reason. In addition to home insurance, Your Insurance Agency offers auto and small business insurance.

  • Personal Property Insurance
  • Homeowners

2475 S Jones Blvd Ste 7, Las Vegas, NV 89146

Expertise.com Rating

Review Sources

Facebook
5.0 (28)
Google
4.2 (13)

Why choose this provider?

Durante Insurance is an independent insurance agency based in Las Vegas, Nevada, with an additional office in Henderson. The home insurance provider is a locally-owned small business that prides itself on its one-on-one relationships with its clients. It represents a long list of carriers for all types of insurance with Hallmark and Universal being among its home insurance providers. The agency locates policies for homeowners, renters, and landlords for homes of all types, including condos and mobile homes.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

4401 E Sunset Rd. Suite 9, Henderson, NV 89014
WebsiteLicense: 845992

Expertise.com Rating

Review Sources

Google
4.9 (115)
Yelp
2.5 (12)

Why choose this provider?

Craddolph Insurance Group delivers homeowners' policies to consumers in Henderson and the surrounding areas. The office offers protection against loss or harm caused by natural disasters and criminal acts. The firm also provides business and disability assurance plans. Craddolph Insurance Group has products from established providers, such as The Hartford and Nevada General. It maintains a blog to teach customers how to estimate a house's value and notify insurers of changes to a property.

  • Renter's Insurance

2551 North Green Valley Parkway, Henderson, NV 89014

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Assurnet Insurance, Inc., is a Henderson-based insurance agency established in 1990. It offers homeowners' insurance coverages that financially protect residential properties against disasters, such as fire, theft, and vandalism. The policies can also cover personal possessions from damages and liability protection for the policyholder's family and pets in case they cause injury or property damage to other people. As an independent agency, Assurnet Insurance works with several insurance carriers to provide homeowners the ideal plans suited to their needs.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

7485 West Azure Drive, Las Vegas, NV 89130
WebsiteLicense: 3242691

Expertise.com Rating

Review Sources

Google
4.9 (131)
Facebook
5.0 (11)
Yelp
5.0 (5)

Why choose this provider?

Blue Sky Insurance Group provides its services to clients in Henderson. The company offers a wide range of products, including home, auto, health, and life insurance, in addition to business and workers' compensation coverage. Its homeowners' insurance policy covers additional structures, dwellings, personal property and liability, and loss of use. The clients can also include additional coverage for debris removal, theft charges, and loss assessment. The company is affiliated with numerous insurance carriers, including Aetna, Travelers, Humana, and Progressive.

  • Multiple Policy Types
  • Homeowners

2651 Paseo Verde Parkway Suite 265, Henderson, NV 89074
WebsiteLicense: 768865

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Platinum Insurance caters to clients in Henderson. It offers homeowners' insurance products that cover replacement costs, home structures, liability, personal possessions, and expenses if homes get damaged due to disasters. It also gives clients an option to choose additional coverage for their valuables, including jewelry. The company also carries insurance products that secure businesses, cars, and life. Principal Adam Mason uses his experience in handling an independent and all-state insurance agency to operate Platinum Insurance.

  • Homeowners

780 Coronado Center Dr Ste 100, Henderson, NV 89052
WebsiteLicense: 970246

Expertise.com Rating

Review Sources

Google
5.0 (372)
Yelp
4.1 (16)

Why choose this provider?

Nick Sage is a State Farm insurance agent that operates in Henderson. He leads a team of account managers and representatives, who have over 50 years of insurance experience. Nick and his team offer homeowners' insurance for first-time applicants and seasoned policyholders. They review each client's house and financial status to create customized plans that may include vandalism, flooding, and medical liability coverage. Outside the office, Nick is a member of the Henderson Chamber of Commerce and the NAIFA.

  • Homeowners

3277 East Warm Springs Road, Las Vegas, NV 89120

Expertise.com Rating

Review Sources

Google
4.8 (27)
Facebook
4.8 (24)
Yelp
4.0 (8)

Why choose this provider?

Located near Henderson, Bill Davis State Farm Insurance Agent helps his clients obtain homeowners insurance that covers their houses and the contents they keep inside of them. In addition to home insurance, this agency also offers auto, renters, and business insurance policies. Mr. Davis is fully licensed to sell insurance throughout Nevada and is a Life Underwriter Training Council Fellow. He has working relationships with local bank representatives to help his clients finance their insurance investments.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

301 North Pecos Road, Henderson, NV 89074

Expertise.com Rating

Review Sources

Google
4.9 (419)
Yelp
4.5 (18)
Facebook
5.0 (7)

Why choose this provider?

Western Pacific Insurance is a Henderson-based agency that helps homeowners secure protection for their properties in preparation for unexpected situations. The agency helps property owners identify policies that suit their needs and ensure financial security for covered events such as fire, pipe leaks, floods, and other forms of property damage. Western Pacific Insurance also assists in obtaining coverage for personal liabilities, medical expenses, and items such as collectibles, fine art, and jewelry. The agency has been in operation since 2003.

  • Homeowners
  • Renter's Insurance
  • Multiple Policy Types

70 East Horizon Ridge, Suite 110, Henderson, NV 89002

Expertise.com Rating

Review Sources

Facebook
4.9 (17)
Google
4.7 (13)

Why choose this provider?

American Independent Insurance Group is based in Henderson and offers insurance policies to residents and commercial establishments in the metro. Policies provided by the agency include homeowners' insurance, auto insurance, life insurance, RV/boat insurance, and business insurance. The company focuses on providing homeowners with policies that cover property damages and liability for injuries caused to other people. The agency works with different insurance carriers such as Progressive, Travelers, CNA, and Safeco Insurance. Clients can request a policy change and file a claim via the company website.

  • Renter's Insurance
  • Homeowners

10120 S Eastern Ave Ste 202, Henderson, NV 89052
WebsiteLicense: 4573861

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
3.7 (3)
Yelp
5.0 (3)

Why choose this provider?

Scott Goodman Insurance offers various homeowners' policies to consumers living in Henderson. These plans guard against damage and loss to real properties, including apartments, condos, and mobile homes. The firm also delivers specialty options such as flood, umbrella, and antique car contracts. It provides choices from brands like Travelers, Progressive, and Safeco. Scott Goodman is an independent agent who has been in the assurance industry for over 20 years. He started with the Farmers Insurance Group.

  • Personal Property Insurance

107 N Green Valley Pkwy, Henderson, NV 89074

Expertise.com Rating

Review Sources

Yelp
4.5 (6)
Google
3.0 (4)

Why choose this provider?

Just In Case Insurance is an insurance company that serves the Henderson metro and nearby areas. It protects families and homeowners by crafting an insurance policy that can protect them against any accidents. It crafts policies that will pay for the costs of rebuilding a home ruined by several natural disasters, such as hurricanes, volcanoes, tornados, earthquakes, landslides, and fires. Its other insurance products include auto, boat and bike, and business insurance. Just In Case has over 40 years of experience in protecting families' future.

  • Earthquake
  • Homeowners
  • Flood

1489 W Warm Springs Rd Ste 110, Henderson, NV 89014

Expertise.com Rating

Review Sources

Google
5.0 (70)

Why choose this provider?

With more than 30 years of insurance experience, Duane Hutchings has owned Hutchings LTD Insurance since 2015. The independent broker partners with insurance agencies to provide clients the most affordable coverage and comprehensive service. A detailed evaluation designed to match the client with the correct carrier ensures repairs and replacement value are properly covered. Other aspects of a comprehensive policy include homeowner liability, appropriate coverage of personal possessions, and supplemental disaster policies.

  • Renter's Insurance
  • Fire
  • Flood

170 S Green Valley Pkwy 300, Henderson, NV 89012
WebsiteLicense: 957498

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Paradigm Insurance Agency provides insurance solutions for homeowners in Henderson. The company's insurance specialists closely coordinate with clients to determine the risks associated with their property. As independent insurance agents, the company's professionals guide homeowners whenever they want to file a claim or adjust their coverage according to their changing needs. Paradigm Insurance Agency's homeowners' insurance policies cover damages resulting from fire, vandalism, and theft. The company coordinates with reputable insurance carriers such as Liberty Mutual, Safeco Insurance, and Allied Insurance.

  • Earthquake
  • Homeowners
  • Flood

375 North Stephanie Street, Henderson, NV 89014

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Nevada Families Insurance provides financial protection for Henderson residents. Headed by Jeremy St. Arnault, the company creates different types of home insurance policies for its clients. Its standard home insurance plan covers lost or damaged goods due to disasters, vandals, burglars, and home intruders. It can protect various kinds of belongings, such as furniture, appliances, and electronics. The agency also offers home insurance policies with additional protection for stolen or damaged structures such as fences, garages, and decks.

  • Personal Property Insurance
  • Renter's Insurance
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Your Insurance Agency
1300 W Sunset Rd Ste 1537, Henderson, NV 89014
Durante Insurance
2475 S Jones Blvd Ste 7, Las Vegas, NV 89146
Craddolph Insurance Group
4401 E Sunset Rd. Suite 9, Henderson, NV 89014
Assurnet Insurance Inc
2551 North Green Valley Parkway, Henderson, NV 89014
Blue Sky Insurance Group
7485 West Azure Drive, Las Vegas, NV 89130
Platinum Insurance
2651 Paseo Verde Parkway Suite 265, Henderson, NV 89074
Nick Sage
780 Coronado Center Dr Ste 100, Henderson, NV 89052
Bill Davis - State Farm Insurance Agent
3277 East Warm Springs Road, Las Vegas, NV 89120
Western Pacific Insurance
301 North Pecos Road, Henderson, NV 89074
American Independent Insurance Group
70 East Horizon Ridge, Suite 110, Henderson, NV 89002
Scott Goodman Insurance
10120 S Eastern Ave Ste 202, Henderson, NV 89052
Just in Case Insurance
107 N Green Valley Pkwy, Henderson, NV 89074
Hutchings LTD Insurance
1489 W Warm Springs Rd Ste 110, Henderson, NV 89014
Paradigm Insurance
170 S Green Valley Pkwy 300, Henderson, NV 89012
Nevada Families Insurance
375 North Stephanie Street, Henderson, NV 89014

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much does the average Henderson homeowner pay for insurance in a month?

    The average homeowner in Henderson pays $82 a month for insurance, which is below the average national monthly rate. The cost of a homeowners' insurance policy is influenced by several factors, such as the home's value, the worth of the homeowner's personal belongings, and building materials. The home's location can also have an impact on insurance rates.

  • What are the types of insurance policy options typically available to homeowners in Henderson?

    Among the various insurance options accessible to homeowners in Henderson is property or dwelling coverage, which aids in the reconstruction or repair of the home following a covered catastrophe. An alternative choice is personal liability coverage, which protects homeowners in situations where they are deemed accountable for injuries or damages. Homeowners can also opt for medical coverage to address injuries sustained by visitors while at their residences.

  • What benefits Henderson homeowners can gain from bundling their home and car insurance policies?

    Henderson homeowners who buy their home and car insurance policies from the same insurance company can see annual savings of 11% on average. Bundling refers to the practice of combining multiple insurance policies from the same provider into a single package. Additionally, bundling simplifies the insurance management process as all policies are managed by one provider. This makes it easier to keep track of coverage and payments.

  • What are the factors Henderson homeowners must consider before purchasing an insurance policy?

    Henderson homeowners must discuss with their insurance agents the cost of rebuilding their homes and replacing personal belongings if they are damaged or destroyed. Additionally, owners of residential properties should inquire about potential discounts related to having multiple policies, security systems, and fire resistance measures. It is equally important to ask about the procedure for initiating and finalizing an insurance claim.

  • What is the difference between homeowners’ insurance and home warranty in Henderson?

    Homeowners' insurance is primarily designed to protect Henderson residents financially in the event of damage to their homes or personal belongings due to events like fire, theft, or natural disasters. On the other hand, a home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. These two are entirely distinct and offer separate coverage, but when combined, they can deliver more comprehensive protection.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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