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2024

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Best Homeowners Insurance Agencies in Nevada

Our Recommended Top 15

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Nevada Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1818Reviewed

1096Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Las Vegas

Expertise.com Rating

Why choose this provider?

Legacy Insurance Group offers the best and most affordable risk management products in Nevada. It also provides coverage in California, Arizona, Utah, Colorado & Texas. It serves the insurance needs of individuals and families, including helping them obtain customized homeowners' insurance. The independent agency furnishes liability, personal property, additional living expense, and dwelling coverages to protect them from unforeseen events, such as fire, hail, theft, and vandalism. It also provides life and auto policies as well as business, condominium, motorcycle, automobile, and ATV insurance. Additionally, they serve business owners who want to obtain BOP, contractors' liability, and workers' compensation policies. Owner and CEO Michael Payne has been in the insurance industry for more than two decades and partners with multiple carriers to find you the best rates available.

Henderson

Expertise.com Rating

Review Sources

Google
5.0 (333)
Yelp
4.3 (16)

Why choose this provider?

Nick Sage is the leading State Farm insurance agent in Nevada who helps clients find the most affordable personal protection plans with the best coverage. He offers homeowners' insurance to protect families and their properties and valuables from unforeseen events like natural disasters and theft. He assists policyholders in filing claims for physical injuries and damaged or missing belongings. The specialist also processes life, health, and renters' insurance. Additionally, he serves business owners who want to acquire commercial insurance. Nick is a member of the National Association of Insurance and Financial Advisors.

Expertise.com Rating

Review Sources

Google
4.9 (11)

Why choose this provider?

Ochsner Insurance is the best agency operating in Nevada. It caters to individuals and families, providing them with an array of personal protection products. The independent company helps clients acquire homeowners' insurance plans to protect them from financial losses caused by unexpected events, such as natural disasters and theft. It also processes life, health, and auto insurance. It represents various carriers, including Travelers, CNA, and Encompass. Founder Jeremey Ochsner has been in the sales industry since 2002.

Las Vegas

Expertise.com Rating

Why choose this provider?

Juan Diaz is one of the more than 19,000 State Farm agents in the country. He is the best insurance agent in New Mexico who provides homeowners with protection plans. His service is available for those in need of auto, life, health, pet, and business insurance policies. He also serves individuals seeking financial products, including annuities, banking, and mutual funds. Diaz has been offering State Farm products and services since 2002. He is a member of the National Association of Insurance and Financial Advisors.

Sparks

Expertise.com Rating

Why choose this provider?

High Sierra Insurance serves individuals and families in Nevada. It provides the best personal protection plans, helping clients acquire homeowners' insurance. The independent company customizes loss of use, personal property, liability, and dwelling coverages. It assists policyholders in filing claims to secure reimbursements for property damage and physical injuries. Its agents also process umbrella, condominium, motorcycle, automobile, and ATV insurance. Additionally, they serve business owners who want to obtain BOP, contractors' liability, and workers' compensation policies.

Las Vegas

Expertise.com Rating

Review Sources

Google
4.9 (102)
Facebook
5.0 (10)
Yelp
5.0 (5)

Why choose this provider?

Blue Sky Insurance Group provides a wide selection of the best personal protection plans in Nevada. It assists individuals and families in choosing the best homeowners' insurance products, which include personal property, dwelling, and additional living expense coverages. The independent agency helps policyholders secure reimbursement for physical injuries and property damage due to natural disasters and theft. Its specialists also process life, umbrella, auto, motorcycle, and RV insurance. The company works with multiple carriers, such as Nationwide, Allstate, Travelers, and Progressive.

Las Vegas

Expertise.com Rating

Why choose this provider?

InsureWise LLC has been offering the best risk management solutions to customers in Nevada since 2020. It assists individuals and families in acquiring personal protection plans, including homeowners' insurance. The agency writes custom coverages to protect clients and their personal belongings from vandalism, theft, and natural disasters. Its agents also process policies for renters, condominiums, and rental properties, as well as businesses. InsureWise's owner, James Clayton, has been in the industry for more than five years.

Expertise.com Rating

Review Sources

Google
5.0 (87)
Yelp
4.7 (15)
Facebook
5.0 (1)

Why choose this provider?

Rose Fox is an insurance agent who caters to individuals and families in Nevada. She offers a variety of personal protection products, which include homeowners' insurance. She helps clients find the best coverages to protect them from financial losses due to unforeseen events like natural disasters, theft, and fire. The specialist also processes life, health, auto, and motorcycle insurance. Additionally, Fox serves business owners who want to acquire workers' compensation and general liability policies. She has been affiliated with State Farm since 1996.

Henderson

Expertise.com Rating

Review Sources

Facebook
4.9 (73)
Google
4.8 (71)
Yelp
5.0 (15)

Why choose this provider?

All Risk Insurance Solutions provides a selection of cheap personal protection plans in Nevada. It processes homeowners' insurance, which includes personal property, liability, and loss of use coverages. This type of insurance protects individuals and families from monetary losses due to unforeseen events, such as natural disasters, vandalism, and theft. The independent agency helps policyholders file claims for physical injuries and property damage. It also furnishes Medicare, umbrella, life, auto, and motorcycle insurance. The company partners with the best carriers, such as Foremost, Nationwide, and Chubb.

Las Vegas

Expertise.com Rating

Why choose this provider?

Accupro Insurance Service offers risk management solutions in Nevada. It caters to families and individuals, helping them find cheap homeowners' insurance plans. The independent company customizes coverages to protect clients from monetary losses due to perils like fire, hail, vandalism, and theft. It also processes other personal protection policies, including life, automobile, motorcycle, and renters' insurance. In addition, it processes commercial auto insurance coverages. Accupro Insurance Service represents various carriers, such as Liberty Mutual, Dairyland, and Progressive.

Henderson

Expertise.com Rating

Why choose this provider?

American Independent Insurance Group offers the best personal protection plans in Nevada. It caters to families and individuals, helping them obtain homeowners' insurance. The agency furnishes liability and personal property coverages to protect policyholders' from monetary losses caused by property damage and physical injuries. Its agents also process renters', motorcycle, and automobile insurance. In addition, they provide business insurance products. The company works with multiple carriers, such as CNA, Travelers, Progressive, The Hartford, and Safeco.

Las Vegas

Expertise.com Rating

Review Sources

Google
4.9 (115)
Facebook
5.0 (90)
Yelp
3.6 (9)

Why choose this provider?

A and H Insurance is the best independent agency serving Nevada. It provides an array of personal protection products, which include homeowners' insurance. The company crafts customized policies to protect individuals and families from financial losses caused by damaged properties and stolen personal belongings. Its agents also furnish coverages for mobile and manufactured homes. In addition, they accommodate business owners who want to purchase workers' compensation and surety bond plans. The enterprise has been in operation for over six decades.

Las Vegas

Expertise.com Rating

Review Sources

Google
5.0 (520)
Yelp
4.8 (171)
Facebook
5.0 (81)

Why choose this provider?

All Kinds of Insurance helps families and individuals find the best policies in Nevada. It offers a wide selection of personal protection products, including homeowners' insurance. The independent company provides customized personal property, liability, dwelling, and additional living expense coverages. It assists clients in filing claims to secure reimbursements for property damage and physical injuries due to perils like fire and theft. It also furnishes renters', umbrella, auto, motorcycle, and condominium insurance. The locally owned and operated business was established in 2009.

Las Vegas

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

WaFd Insurance Group provides services to families and individuals in Nevada. It offers a selection of personal insurance products, helping clients find cheap homeowners' policies. The independent company furnishes family or personal liability, loss of use, medical expense, and dwelling coverages. It assists policyholders in filing claims for physical injuries and property damage due to natural disasters and theft. It also processes life, umbrella, and automobile insurance. WaFd Insurance Group caters to business owners who want to obtain BOP, workers' compensation, and contractors' insurance plans.

Las Vegas

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (12)
Yelp
4.6 (11)

Why choose this provider?

I Love My Rates Insurance is an independent agency that serves individuals and families in Nevada. It processes personal protection plans, including cheap homeowners' insurance. The business offers customized liability, dwelling, and additional living expense coverage to secure reimbursements for property damage and valuables due to perils like theft and fire. It also furnishes auto and Medicare insurance policies. The locally owned and operated company represents multiple carriers, including Progressive and Travelers. Its agent, Adam Zukowski, has been in the insurance services industry for over a decade.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Legacy Insurance Group
10777 W. Twain Ave Suite 222, Las Vegas, NV 89135
Nick Sage
780 Coronado Center Dr Ste 100, Henderson, NV 89052
Ochsner Insurance
3670 Grant Drive, Suite 106, Reno, NV 89509
Juan Diaz
1718 S Eastern Ave, Las Vegas, NV 89104
High Sierra Insurance
4894 Sparks Blvd, Sparks, NV 89436
Blue Sky Insurance Group
7485 West Azure Drive, Las Vegas, NV 89130
Insure Wise LLC
5550 Painted Mirage Rd, Suite 320, Las Vegas, NV 89149
Rose Fox
6500 S Virginia St, Reno, NV 89511
All Risk Insurance Solutions
223 South Water Street, Henderson, NV 89015
Accupro Insurance Service
3650 South Jones Blvd Suite 5, Las Vegas, NV 89103
American Independent Insurance Group
70 East Horizon Ridge, Suite 110, Henderson, NV 89002
A and H Insurance
Las Vegas, NV
All Kinds of Insurance
5532 S. Fort Apache Rd. #100, Las Vegas, NV 89148
WaFd Insurance Group
1880 Warm Springs Road, Las Vegas, NV 89119
I Love My Rates Insurance
2340 Paseo Del Prado Suite D-304, Las Vegas, NV 89102

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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