Expertise.com Homepage
Expertise.com Homepage

2025

Last updated:

Best Homeowners Insurance Agencies in Omaha, NE

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Omaha homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

264Reviewed

164Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Omaha
11516 Nicholas St, Ste 100, Omaha, NE 68154
Visit WebsiteLicense: 8805310

Expertise.com Rating

Review Sources

Facebook
4.3 (19)
Google
5.0 (2)

Why choose this provider?

Farmers National Company provides homeowners' insurance solutions to residents of Omaha and its surrounding communities. For more than three decades, the independent insurance agency has been helping its customers minimize risk. Its staff delivers a range of options to fit its clients' protection needs, lifestyles, and preferences. In addition to offering homeowners' insurance, the agency provides umbrella and rental property policies. Farmers National Company has access to multiple carriers, such as Chubb, Safeco, and Progressive.

Best Homeowners Insurance Agencies Serving Omaha
17055 Frances St Ste 101, Omaha, NE 68130
Visit WebsiteLicense: 3000712350

Expertise.com Rating

Review Sources

Google
5.0 (90)

Why choose this provider?

Insurance Solutions Omaha offers its services to families and individuals in the local metro. It provides a range of personal insurance policies, including homeowners' plans. The company creates personalized coverages to protect policyholders from financial losses caused by theft, fire, and storm. It also helps clients acquire life, auto, umbrella, workers' compensation, and business interruption insurance. As an independent agency, Insurance Solutions Omaha works with multiple carriers, including Farmers Mutual, MetLife, Progressive, Safeco, and Bristol West.

  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Omaha
7406 N.30th St, Omaha, NE 68112

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (3)

Why choose this provider?

Anchor Insurance is a local agency that serves Omaha and its surrounding communities. It offers customizable insurance products for homeowners, renters, condos, and landlords. Its team of independent agents helps clients choose among policies from different insurance providers, such as CNA Surety, American Modern, Berkley Classics, and Nationwide Brokerage Solutions. The agency also provides other protection plans for both individuals and businesses. These include motorcycle, SR-22, boat, commercial, and personal umbrella insurance, as well as bonds.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Omaha
11720 West Dodge Road, Omaha, NE 68154

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Pat Lemmers Insurance has been in the industry for nearly three decades. Based in Omaha, this company specializes in helping homeowners design an insurance policy suited to the potential risks unique to their properties. Its specialists coordinate with a vast network of reputable providers to acquire coverage for a client's possessions. They can also shop for policies that cover possible injuries or lawsuits resulting from non-resident damages. This firm carries various types of insurance ranging from personal lines to life and health.

  • Homeowners
  • Earthquake
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Omaha
18021 Oak St., Suite B, Omaha, NE 68130
Visit WebsiteLicense: 100213681

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
4.9 (24)

Why choose this provider?

Southwell Insurance Agency is a family-run insurance brokerage firm serving clients in the Omaha area. The agency carries products from different providers and tailors insurance policies according to clients’ specific needs. Its personal coverage offerings include automobile, homeowners', condominium, manufactured homes, flood, and renters' insurance. Its other products also cover contractors, business owners, health, life, general liability, and long-term care insurance. Owner Bruce Southwell has been working in the insurance industry for over three decades.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Omaha
14010 FNB Parkway Suite 300, Omaha, NE 68154
Visit WebsiteLicense: 100195779

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
4.5 (11)

Why choose this provider?

FNIC is a local insurance agency that serves Omaha and nearby areas. It tailors homeowners' and renters' insurance coverage for clients from a variety of insurance carriers. It provides risk management and financial security solutions, which include personal and commercial insurance, employee benefits, and surety bonds. It partners with professional associations, such as NMAIG, IOWAMED Insurance, and NCIG. Scott Hill, the company president, contributes volunteer hours and supports fundraisers for nonprofit organizations in the metro. The agency has been in business for over 100 years.

  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Omaha
1520 N. 205th St. Suite 104, Elkhorn, NE 68022

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

The Insurance Center is an independent agency serving clients in Omaha and the neighboring communities. It offers homeowners' insurance plans that provide coverages for the actual structure, personal belongings, medical and living expenses, and personal liabilities of policyholders. The company also assists individuals in obtaining risk management solutions for ATVs, businesses, and general liabilities. The Insurance Center partners with several insurance carriers, allowing its agents to compare coverage options that suit the unique needs and financial conditions of clients.

  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Omaha
1640 L Street, Suite A, Lincoln, NE 68508

Expertise.com Rating

Review Sources

Google
4.8 (24)

Why choose this provider?

Copple Insurance Agency, Inc., caters to individuals in Omaha. Its renter's insurance service helps clients cover their personal belongings and pay their houses' expenses when they become uninhabitable because of covered claims. In addition, its homeowners' policy protects clients from lawsuits and reimbursement harms, as well as provides basic coverage for personal possessions. It also offers workers' compensation policies that help individuals obtain state-mandated benefits due to disability, injury, or disease. Copple Insurance Agency has been in operation since 1993.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Omaha
3901 Q Street, Omaha, NE 68107

Expertise.com Rating

Review Sources

Google
3.8 (4)

Why choose this provider?

Mech Insurance is an independently owned and locally operated company that has been serving clients in Omaha and its nearby areas since 1945. The agency helps clients who own houses, apartments, or condominiums find and purchase adequate homeowners insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their properties. Its homeowners' policies also provide coverage for liability and medical payments in case a guest gets injured on the client's premises.

  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Omaha
11132 O St, Omaha, NE 68137
Visit WebsiteLicense: 100186533

Expertise.com Rating

Why choose this provider?

Omaha Insurance Services is an independent agency that serves Omaha and the neighboring areas. The company represents a wide network of insurance providers that offer coverage for clients' specific needs and goals. One of its product offerings is homeowners' insurance, which provides personalized coverage for structural and personal property damage, premises liability, and additional living expenses. As an independent agency, it assesses each client's needs and matches them with the most appropriate policy from a broad selection of products.

  • Homeowners

Best Homeowners Insurance Agencies Serving Omaha
17117 Burt Street, Omaha, NE 68118

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
5.0 (2)

Why choose this provider?

NR Insurance provides the residents of Omaha with various home insurance products. These cover the interiors and exteriors of homes, as well as any personal belongings within the premises. The plans also have liability coverage should guests suffer physical injuries while visiting. Additionally, NR Insurance provides life, automobile, business, and workers' compensation insurance from carriers like the Liberty Mutual Group. Its insurance advisor, Tara Bailey, joined in 2021, bringing over a decade of experience.

  • Renter's Insurance
  • Condos

Best Homeowners Insurance Agencies Serving Omaha
15037 Industrial Road, Omaha, NE 68144

Expertise.com Rating

Why choose this provider?

Vander Vorst Insurance provides financial security to individuals and companies throughout the Omaha metro. Since 1984, the locally owned company has been offering comprehensive homeowners' insurance to help clients protect their investments. Its professional agents recommend suitable packages based on discussions with clients and serve flexible policy options, including homeowners' liability, property, renters, condo, and mobile home coverage. The company is also licensed in 25 states and customizes its offerings by combining policies.

  • Homeowners

Best Homeowners Insurance Agencies Serving Omaha
13520 Discovery DR Ste 224, Omaha, NE 68137

Expertise.com Rating

Review Sources

Google
4.6 (21)
Facebook
5.0 (12)

Why choose this provider?

Guardian Insurance Protective Services is a local independent agency that serves individuals and families in Omaha. The company offers a wide selection of coverage, including homeowners', renters', condo, auto, life, and commercial insurance. Its agents work closely with policy buyers to understand their needs and determine the coverage that fits them best. They design a policy that protects the interior and exterior content of the client's home. This policy also covers rebuilding expenses in events of natural disasters and replaces stolen items.

  • Personal Property Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Omaha
4915 N 120th St, Ste 107, Omaha, NE 68164
Visit WebsiteLicense: 16513155

Expertise.com Rating

Review Sources

Google
5.0 (220)
Facebook
5.0 (30)
Yelp
3.0 (2)

Why choose this provider?

Sherman Willis is a State Farm agent that serves the needs of clients in Omaha. He has been in the industry for over 10 years, striving to help clients cover their properties against liabilities and damages by providing comprehensive homeowners' insurance policies. Willis also offers options for auto, life, health, pet, and business insurance. To maintain his involvement in the community, Willis participates in various organizations, including the Omaha Children's Museum and the Mildred D Brown Memorial Study Center.

  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Omaha
12020 Shamrock Plaza, Suite 200, Omaha, NE 68154

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Ed Thompson Insurance Agency caters to clients in Omaha and the surrounding communities. It helps individuals protect themselves and their families by offering home insurance policies that cover property damage and lost items due to burglary or natural disasters. It also serves clients who wish to apply for auto, watercraft, renters, condo, and life insurance products. Company founder Ed Thompson has been in the insurance industry since 2001. He also extends his insurance services to clients in Kansas, Missouri, Iowa, Colorado, and Texas.

  • Renter's Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Omaha
16909 Burke St Ste 125, Omaha, NE 68118

Expertise.com Rating

Review Sources

Google
4.9 (10)

Why choose this provider?

Jensen Insurance is a full-service insurance agency that services Omaha residents. Every client of the firm is assigned an insurance agent who can help them choose the best homeowners' insurance policy for their needs. The firm represents a number of insurance companies that can offer a wide range of coverage options, including property, personal property, liability, medical expenditures, and additional living expenses. Local insurance agent Jay Jensen owns and operates the agency, which specializes in both personal and commercial lines.

  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Farmers National Company
11516 Nicholas St, Ste 100, Omaha, NE 68154
Insurance Solutions Omaha
17055 Frances St Ste 101, Omaha, NE 68130
Anchor Insurance
7406 N.30th St, Omaha, NE 68112
Pat Lemmers Insurance
11720 West Dodge Road, Omaha, NE 68154
Southwell Insurance Agency
18021 Oak St., Suite B, Omaha, NE 68130
FNIC
14010 FNB Parkway Suite 300, Omaha, NE 68154
The Insurance Center
1520 N. 205th St. Suite 104, Elkhorn, NE 68022
Copple Insurance Agency, Inc.
1640 L Street, Suite A, Lincoln, NE 68508
Mech Insurance
3901 Q Street, Omaha, NE 68107
Omaha Insurance Services
11132 O St, Omaha, NE 68137
NR Insurance
17117 Burt Street, Omaha, NE 68118
Vander Vorst Insurance
15037 Industrial Road, Omaha, NE 68144
Guardian Insurance Protective Services
13520 Discovery DR Ste 224, Omaha, NE 68137
Sherman Willis
4915 N 120th St, Ste 107, Omaha, NE 68164
Ed Thompson Insurance Agency
12020 Shamrock Plaza, Suite 200, Omaha, NE 68154
Jensen Insurance
16909 Burke St Ste 125, Omaha, NE 68118

Omaha, NE Homeowners Insurance Agency FAQs

  • What makes investing in reliable homeowners' insurance important for Omaha residents?

    Omaha experiences volatile winter weather and a notable tornado risk, resulting in significant property damage annually. The city was once ranked as the fifth coldest major U.S. city, with an average of 28.7 inches of winter snowfall. Since 1950, an average of 135 cyclones have occurred yearly in the spring. Omaha residents are urged to get dependable homeowners' insurance coverage to protect their homes against these natural calamities.

  • Is homeowners' insurance legally mandatory for Omaha residents?

    No, homeowners' insurance is not legally required in Omaha. However, if one has a mortgage, the lender usually mandates this coverage. Without adequate insurance, homeowners would need to bear the entire cost of repairing damages or rebuilding after a total loss, which could lead to severe financial strain. While not legally obligatory, having homeowners' insurance is a wise financial decision for Omaha residents.

  • Does a homeowners' policy in Omaha extend coverage to a roommate's belongings?

    No. In Omaha, homeowners' policies do not extend coverage to the personal belongings of roommates, as these items are not encompassed within the scope of insurance provided by the policy. They are responsible for acquiring their own coverage to secure their property and liability. Your policy's coverage does not extend to your roommate's items, making it essential for them to acquire their own insurance to safeguard their belongings.

  • How do homeowners' insurance in Omaha address wind and hail damage to siding?

    Homeowners' insurance covers damaged sections of siding from specific losses. Matching vinyl or metal siding coverage works by initially replacing the damaged parts. Additionally, if undamaged siding coverage is present, up to $20,000 can be reimbursed for replacing the remaining undamaged siding to achieve a uniform appearance. Wind and hail damage is common in Omaha and can cause significant harm to homes.

  • In Omaha, will your homeowners' insurance cover the repairs for water damage due to plumbing issues or burst pipes?

    Homeowners' insurance in Omaha can assist if water damage occurs from internal plumbing problems or burst pipes. Dwelling protection covers repair costs for the home, while personal property coverage aids in repairing or replacing damaged belongings, such as furniture and electronics. It's important to note that coverage addresses accidents rather than long-term maintenance negligence.

Related Articles

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2025

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2025

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....