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Best Homeowners Insurance Agencies in Nebraska

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Nebraska homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1119Reviewed

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14Top Picks

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Providers

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Best Homeowners Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Why choose this provider?

Genny Noerrlinger works as the best State Farm insurance agent that has been serving Nebraska since 2003. Starting her career in claims and as an underwriter, she now educates individuals and families about a variety of homeowners' insurance options to help them in making well-informed decisions. The customizable solutions include protection from financial losses caused by circumstances like theft, fire, and liability. Genny utilizes her background in customer service in communicating with clients. She and her team also offer life, business, and pet insurance.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
5.0 (117)

Why choose this provider?

Insurance Solutions Of Omaha is a local agency assisting individuals, families, and businesses in Nebraska. The state's leader in insurance, it offers a wide variety of options for homeowners, renters, and landlords and properties such as houses, condos, townhomes, and apartments. Its team of professionals guides clients in shopping through the insurance marketplace to find tailored coverages that fit their needs and lifestyles. The company also insures automobiles and has products that cover crimes and interruptions on businesses. It represents multiple insurance carriers, including MetLife, Travelers, Progressive, Farmers Mutual, and Bristol West.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Vander Vorst Insurance is an agency that has been serving Nebraska since 1984. It offers a range of the best home insurance options for homeowners' liability, mobile homes, scheduled properties, and in-home businesses. The policies protect individuals and families from damages and losses caused by unexpected events like fire, theft, injuries, and severe weather conditions. Its team of professionals also writes insurance plans for automobiles, businesses, and workers' compensation. The agency represents multiple insurance carriers including Genworth, Banner Life, and Midwest Family Mutual.

Best Homeowners Insurance Agencies Serving Nebraska
Elkhorn

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

The Insurance Center is an independent agency operating in Nebraska. Regarded as the best in the state, it presents a wide range of homeowners' insurance coverage options for personal property, other structures, medical expenses, loss of use, and personal liability. The customizable policy covers losses from damages caused by unexpected circumstances like hail, vandalism, and theft. Its team of professionals reviews existing policies of clients and helps them in navigating through the insurance marketplace for a new one. The agency also offers insurance plans for businesses and farms and agricultural properties.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Why choose this provider?

All Lines Insurance is the best family-owned local business that has been serving Nebraska since 2007. It helps individuals protect their families and personal belongings from different kinds of unexpected circumstances such as floods, fires, and personal liability. Coverage is available for various types of roofs, including shake. Its team of professionals guides clients on choosing from policies offered by providers like Allstate, Safeco, and Liberty Mutual. The agency also provides insurance coverages for renters, automobiles, and motorcycles.

Best Homeowners Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

GTA Insurance Group is the best independent agency serving Nebraska individuals and businesses. It helps individuals and families plan for unexpected circumstances like fire, theft, or pipe leaks through a homeowners' insurance policy. A range of coverage options is available including property damage, loss of use, personal liability, medical expenses, and umbrella policies. The agency provides insurance plans for businesses, employee benefits, and agribusiness. One of its executive directors, John Thompson, is a Certified Insurance Counselor who has a background in real estate.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Why choose this provider?

Nia Insurance Agency, Inc., is the best independent insurance agency serving individuals across Nebraska. It provides a range of insurance services, offering homeowner's insurance plans from multiple carriers in the industry. Its homeowner's insurance policies cover damage and losses within the property, liability, and medical and living expenses. Additionally, the agency provides coverage for high-value residences, jewelry, and flood and earthquake damage. Condo, auto, boat and watercraft, and commercial property insurance plans are also available.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
5.0 (199)
Facebook
5.0 (29)
Yelp
3.0 (2)

Why choose this provider?

Sherman Willis is the best State Farm insurance agent that has been serving Nebraska since 2013. He educates individuals and families about a range of homeowners' insurance options that help them in making well-informed decisions for protecting their investment and personal belongings. The customizable solutions he offers cover financial losses caused by unexpected circumstances like theft, fire, and liability. Willis provides pet, life, and health insurance. His team also communicates with clients in Tagalog, and Visayan.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
4.9 (12)

Why choose this provider?

Jensen Insurance is the best independent agency serving individuals and businesses in Nebraska. It partners with different insurance carriers to provide homeowners' insurance plans, such as Bristol West, American Modern, The Hartford, Hull & Company, and Burns & Wilcox. The coverage options include liability, personal property, medical expenses, property coverage, and living expenses. Its team of professionals helps clients in understanding their risks and determining if they need additional coverages along with their homeowners' insurance policy for cars, jewelry, and personal umbrella.

Best Homeowners Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.7 (64)

Why choose this provider?

Brokers Insurance Agency is a full-service company serving Nebraska. It customizes homeowners' insurance coverage options based on the needs of individuals for unexpected circumstances that result in property damage and losses. Its team of agents, the best of the best in the Cornhusker State, educates clients about the extent of the policy they need to cover replacement costs of personal belongings and rebuilding expenses for their properties. The company also provides insurance policies for classic cars, employee benefits, and individual health.

Best Homeowners Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.9 (79)
Facebook
5.0 (12)

Why choose this provider?

Barney Insurance Group is the best locally owned business serving Nebraska. It provides a wide range of property insurance products for homeowners, renters, condos, and mobile and manufactured homes. The homeowners' policy covers damages caused by unexpected events, liability for damages or injuries caused by property occupants, and costs incurred after a claim. Policy additions for earthquakes, floods, and specialty dwellings are available. With more than 400 years of combined experience, its team of professionals also guides clients in shopping for Medicare and church insurance.

Best Homeowners Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Why choose this provider?

Ogden Insurance Agency, Inc., is a company that has been serving Nebraska since 1998. It evaluates the needs of homeowners and their residential properties to provide the best protection plans that cover their assets. Insurance products are also available for vacant and high-risk dwellings, as well as mobile homes. Its team of independent agents represents multiple carriers, including Grinnell Mutual, Bristol West, and Farmers Mutual. The company helps its clients in filing a claim, requesting an auto ID card, and acquiring a certificate of liability.

Best Homeowners Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Why choose this provider?

Copple Insurance Agency, Inc., is a local business that has been serving the residents of Nebraska since 1993. Its team helps individuals protect their families, personal belongings, and residential properties from harm, lawsuits, and costs of rebuilding. Its staff of independent agents represents a variety of providers, which include MetLife, General Casualty, and BITCO Insurance. The company also conducts periodic reviews of its clients' insurance programs to identify coverage gaps and overlapping or redundant add-ons.

Best Homeowners Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
4.7 (47)
Facebook
5.0 (17)

Why choose this provider?

Dodge Partners Insurance is an independent agency providing personal and commercial lines of insurance in Nebraska. It conducts consultations with clients to determine their needs, aspirations, and goals in order to provide tailored homeowners' insurance policies. The protection plans cover the home itself, the personal belongings inside it, and the occupants against accident liabilities. Insurance products are also available for renters, condominiums, rental properties, high-value home products, and farms and ranches. Considered the best agency in the state, the agency partners with multiple providers, like Aetna, Cigna, and CNA Surety.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Genny Noerrlinger
6710 L Street Suite 110, Lincoln, NE 68510
Insurance Solutions Omaha
17055 Frances St Ste 101, Omaha, NE 68130
Vander Vorst Insurance
15037 Industrial Road, Omaha, NE 68144
The Insurance Center
1520 N. 205th St. Suite 104, Elkhorn, NE 68022
All Lines Insurance
2722 S 114th St, Omaha, NE 68144
GTA Insurance Group
4200 Lucile Drive, Suite A200, Lincoln, NE 68506
Nia Insurance Agency Inc
5119 Leavenworth St., Omaha, NE 68106
Sherman Willis
4915 N 120th St, Ste 107, Omaha, NE 68164
Jensen Insurance
16909 Burke St Ste 125, Omaha, NE 68118
Brokers Insurance Agency
3325 A St, Lincoln, NE 68510
Barney Insurance Group
2855 S 70th St Ste 101, Lincoln, NE 68506
Ogden Insurance Agency, Inc.
8531 Lexington Ave. Ste. 102, Lincoln, NE 68505
Copple Insurance Agency, Inc.
1640 L Street, Suite A, Lincoln, NE 68508
Dodge Partners Insurance
8701 W. Dodge Rd, Suite 100, Omaha, NE 68114

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Nebraska Homeowners Insurance Agency FAQs

  • If you have issues with your homeowners' insurance claim, can the Nebraska Department of Insurance help?

    Yes, the Insurance Complaint Division can help provide an expert review of your homeowners' insurance claim. It can guide you if you have an incorrect understanding of your policy or if your claim has issues such as missing documentation. The Nebraska Department of Insurance can also check if your insurer complies with the law. Contact the division at 877-564-7323 or 402-471-0888, or by email at doi.insurancecomplaints@nebraska.gov. The mailing address is: Nebraska Department of Insurance P.O. Box 95087 Lincoln, NE 68509-5087

  • How can you be ineligible for homeowners' insurance in Nebraska?

    In many cases, not meeting the qualifications for homeowners' insurance can be a reason for ineligibility. Some of these qualifications include maintaining an adequate insurance score and not skipping payments. Nebraskan policyholders with more submitted claims or a criminal conviction may also have difficulty getting insurance. If you work from home, you may run into issues with your homeowners' insurance.

  • Is homeowners' insurance expensive in Nebraska?

    Yes, homeowners' insurance in Nebraska, which is $3,510 on average per year, is twice the cost of the nationwide average of $1,754. This is because of the state's higher incidence of severe weather, such as extreme winter and lightning storms, making insuring homes costly. It is also part of the so-called Tornado Alley, the area where most tornadoes frequently pass.

  • Can you get insurance assistance from the Nebraska Homeowner Assistance Fund?

    Yes, you can seek financial assistance for past-due homeowners' or flood insurance. The Nebraska Homeowner Assistance Fund can also help you avoid cancellation of your property-related insurance policy. There are eligibility requirements, such as having an income equal to or less than 100% Area Median Income of the residence county. For more information, contact the NHAF at 1-844-565-7146 or email NHAF@nifa.org.

  • What kind of home insurance types can you buy in Nebraska?

    The three main kinds of home insurance you can buy in Nebraska are based on the basic levels of coverage. The first one, actual cash value, offers financial coverage on the damaged property without considering its depreciation cost. The second one is replacement cost, which provides coverage plus the depreciation costs. The last one is extended replacement cost, which can be purchased as an optional add-on to extend the coverage up to 50% of rebuilding costs.

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