Best Homeowners Insurance Agencies in St. Louis, MO

Powers Insurance & Risk Management is a St. Louis-based homeowners insurance agency providing various types of insurance to individuals and commercial clients. The agency offers personal insurance policies, such as life and homeowners plans, while commercial clients may avail of its risk management services and business coverages. The agency also provides insurance to high-value individuals and assets, and its risk management services are available for businesses in emerging markets, as well. The company is a proud affiliate of SIAA-VIAA and other insurance-related associations.

McNeil Insurance Group serves families and businesses in St. Louis and the surrounding areas. It offers various personal lines of coverage, including life, auto, recreational vehicle, and homeowners' insurance. It also handles business insurance policies that include product liability, vehicle, errors and omissions, home-based business, and property coverage. Policy owners have the option to bundle their home, business, and auto coverage. The agency works with over 20 insurance companies to provide clients with a suitable coverage that meets their needs.

Insurance Advisors of Saint Louis is an independent insurance agency that has been serving homeowners in the Saint Louis, Missouri, metro area since 1966. The company works with local and national insurance companies to help customers find their ideal policy to cover personal liability, contents lost due to robberies, and damage to their homes and outside structures caused by fire, wind, hail, and thunderstorms. Insurance Advisors of Saint Louis also offers business, auto, boat, motorcycle, business, and health insurance.

Spectrum is an independent insurance agency serving the St. Louis area. It offers a homeowners' insurance plan that consists of different types of protection, including medical, dwelling, personal property, and personal liability. The agency also offers auto, life, health, and business insurance plans. Founder Alissa Moore has been an insurance professional since 1999 and has worked as a captive agent for a Fortune 100 insurance company before establishing her own firm. She was also recognized as a McDonald's Outstanding Woman in the Community awardee in 2012.

Established in 1972, Charles Meyer Insurance serves clients in the St. Louis area. The company represents Travelers, Safeco Insurance, Progressive, and Nationwide. Owner Christine Meyer Blood has been working at the agency since 1988. She and her team help clients protect their assets by providing homeowners', renters', condo, and personal property insurance solutions. They also offer life, auto, motorcycle, boat, and business insurance. Charles Meyer Insurance has also assisted the Lemay Housing Partnership in obtaining a $15,000 grant from Safeco.

Jason Foust is an insurance specialist serving individuals and families in St. Louis. He has been working for State Farm since 2019, addressing his clients' insurance and financial needs. Foust offers homeowners', auto, life, health, pet, and business insurance. He customizes the policy based on the client's situation and requirements, such as coverage for their properties, belongings, and liabilities. His additional options include assistance with banking and annuities. Foust serves as a member of the Saint Charles First Capitol Lions Club.

Kreismann Bayer is an insurance agency that has been offering auto, high net worth, disability, life, and home insurance in St. Louis since 1894. It customizes insurance products to protect the valuable assets of commercial and residential clients according to their needs. Kreismann Bayer also provides specialty dwelling, flood, recreational vehicle, umbrella, health, and business insurance. The agency founder, Frederick Kreismann, once started as a clerk in German Mutual Fire Insurance Company of St Louis.

O'Connor Insurance serves the homeowners' insurance needs of customers in St. Louis. It helps clients in protecting their homes and personal belongings from a variety of risks, such as vandalism, fire, and theft. The independent insurance agency was founded by Robert O'Connor in 1975. Her daughter, Karen O'Connor Corrigan, joined the agency in 1985, and she currently serves as the sole owner and president. She also serves as an instructor for professional property managers and volunteer community leaders on risk management and best practices.

STL Insurance Stop offers a variety of insurance policies to clients in St. Louis and the surrounding areas. The firm is affiliated with numerous companies like Progressive and The Hartford in providing personalized insurance solutions to homeowners' needs. Its policies cover structural repairs for damages caused by fire, hurricanes, and explosions and protect clients against lawsuits and claims for accidents that occurred on their property. STL Insurance Stop also handles coverages for non-owners and renters.

Bly Insurance Group is a brokerage firm serving the people of St. Louis. The company offers coverage plans to individuals and families to secure their valuable assets, especially their homes. The homeowners’ policy underwrites the repair or replacement costs for damage to the property’s structure and contents. There are also protection plans designed for apartment complexes. The firm represents over 40 insurance companies to meet the demands of clients. Some of its partner carriers are MetLife, The Hartford, Chubb, and AllState.

Founded in 1994, Nathan Brekel Premier Insurance is a family-owned, independent insurance agency located in Saint Louis, Missouri. Home coverage specialists work with over 60 carriers, such as Progressive, Safeco Insurance, and Nationwide, to fit their clients' protection needs at competitive rates. Home policies cover four incidents, which include interior and exterior damage, loss or damage to personal items, and liability for on-site injuries. Other options include renters, tenant dwelling, auto, and business insurance.

Koury Insurance Agency is a financial security company that serves the needs of residents and business establishments throughout the St. Louis metro. It helps protect clients from unexpected situations by offering homeowners' insurance, automotive policies, and life plans. Its team understands the needs of individuals and aims to assist their transition by taking time to listen to them before finding a policy that fits their particular needs. It also walks clients through the insurance process and focuses on protecting their privacy.

Justin Foust is a full-service insurance agent with State Farm who serves individuals, families, and businesses in St. Louis and its neighboring communities. He has been with the company since 2012, helping clients with purchasing insurance products that fit their needs. Foust and his team also help homeowners protect their homes and everything in it, as well as keep their property covered from damages and accidents through comprehensive homeowners' insurance policies. Faust also offers auto, property, and life insurance.

Miller & Miller Insurance Agency is a family-owned business in St. Louis that has been serving the local community since 1952. The agency offers home insurance policies that provide coverage for theft and damage from explosions and natural disasters like fire, hail, and lightning. A replacement cost policy that pays for the repair of damaged property is also available. It also offers inflation guards, liability coverage, protection for expensive items, and reimbursement of additional living expenses after a disaster.

Insurance Source, Inc., is a local independent agency that serves residential and commercial clients in St. Louis, and its nearby areas. It provides various lines of homeowners' insurance, including renters' policies, and coverage for secondary, vacant, and out-of-state properties. Its personal insurance options extend to auto and life. It also offers business solutions, such as property and general liability insurance, and workers' compensation. The team comprises 30 brokers whose specializations cover a variety of industries.

Klein-Merwin-Karrer & Associates Inc. is a home insurance agency serving the residents of Saint Louis, Missouri, and its employees have a combined experience of over 100 years. The company represents providers, such as Progressive, National General Insurance, and Columbia Insurance Group, to offer its clients many options while looking for coverage. It sells homeowners and renters insurance, which covers damage to the home, stolen possessions, and liability. Klein-Merwin-Karrer & Associates also sells business and umbrella insurance.

Graves Insurance Group is a locally owned and operated business serving the St. Louis metro. It provides a range of personal plans, including homeowners' insurance policies. The full-service company offers personal or family liability, personal property, dwelling, loss of use, and medical expense coverages to protect policyholders from financial losses caused by theft, vandalism, and fire. Its team also helps clients obtain flood, earthquake, life, and health insurance. Graves Insurance Group has been providing financial protection since 2008.