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2025

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Best Homeowners Insurance Agencies in Jackson, MS

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Jackson homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

108Reviewed

68Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Jackson
1923 Dunbarton Drive, Jackson, MS 39216

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

R.W. Aiken Insurance Agency, Inc. is an insurance agency in Jackson that has been in business since 1950. The independent insurance agency works with multiple carriers to provide homeowners insurance that can financially protect property owners from disasters, accidents, and liabilities. R.W. Aiken Insurance Agency, Inc. works with insurance carriers like Foremost Insurance Group, State Auto Insurance Companies, Progressive, and Safeco Insurance. It also helps customers find the right vehicle, health, life, and business insurance policies.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Jackson
1647 Lakeland Dr, Jackson, MS 39216

Expertise.com Rating

Review Sources

Google
4.9 (92)
Facebook
5.0 (9)

Why choose this provider?

Pyron Group Insurance is an insurance company that is headquartered in Jackson. It has been offering insurance solutions to families and businesses for the last three decades. Its insurance agents provide a homeowner's policy that covers expenses for damages caused by fire, theft, water damage, and wind and hail damage. It also has liability protection, which covers the expenses for injuries and damaged properties of others caused by pets. Other services are business insurance and long-term care insurance.

  • Multiple Policy Types
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Jackson
1700 University Boulevard, Jackson, MS 39204

Expertise.com Rating

Review Sources

Google
4.8 (11)

Why choose this provider?

Victory Insurance Agency offers various insurance packages to homeowners and landlords in Jackson. The agency presents insurance services that protect residential properties, including single-family or multi-family homes, against disasters such as earthquakes and floods. Aside from the structure itself, these services also cover the people, their belongings, and even their pets that are inside the premises. Its agent, Kingsley, helps in understanding the clients' needs and in choosing the insurance service that fits customer specifications.

  • Renter's Insurance
  • Multiple Carriers
  • Flood

Best Homeowners Insurance Agencies Serving Jackson
P.O. Box 2773, Jackson, MS 39204

Expertise.com Rating

Review Sources

Google
4.1 (8)
Facebook
5.0 (7)

Why choose this provider?

Porter's Insurance Agency, Inc. is a team of professionals in Jackson that addresses the insurance needs of individuals, businesses, and families. Founded in 1983, this firm represents several different insurance carriers, including Progressive Insurance Company and Infinity Insurance Company. Its insurance agents work with homeowners to identify clients' needs, design custom protection programs, and help select suitable insurance policies. They also assist in claim settlements and conduct periodic reviews of policies to ensure adequate home coverage.

  • Multiple Carriers
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Jackson
2382 Highway 80 W, Jackson, MS 39204

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

FLM Insurance, LLC, is an insurance agency that started back in 1969. The company provides homeowners' insurance to residents in Jackson. It covers damages to the property caused by natural disasters like fire and storms, theft, and pets. The insurance agency helps clients with filing the most appropriate policy for their respective houses. It believes in providing professional and personalized service through its agents. Previous customers praise the company for being informative.

  • Renter's Insurance
  • Flood

Best Homeowners Insurance Agencies Serving Jackson
1800 East County Line Road, Ridgeland, MS 39157

Expertise.com Rating

Review Sources

Facebook
5.0 (29)
Google
4.6 (8)

Why choose this provider?

Southern Farm Bureau Casualty Insurance Company provides financial assistance for residents in Jackson. Included in its line of services is homeowners' insurance. The agents are committed to helping homeowners protect their personal belongings and properties through home insurance plans. They also provide financial protection for renters. Southern Farm Bureau Casualty Insurance Company allows clients to review their policies, contact a local agent, and report claims through the Mobile Agent application. The agency has been providing financial protection since 1947.

  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Jackson
5500 Plaza Drive, Flowood, MS 39232

Expertise.com Rating

Review Sources

Google
4.9 (74)
Facebook
5.0 (50)

Why choose this provider?

Insurance Protection Specialists is an independent insurance agency servicing the Jackson community. It offers homeowners' insurance policies that can protect property, personal assets, and homeowners from liability circumstances. The protections are significant when a home or personal belongings are damaged and if a person ever files a lawsuit after being injured on the property. A team of insurance agents helps clients find the most ideal policy depending on their needs. The agency also offers renters' insurance.

  • Renter's Insurance
  • Homeowners
  • Flood

Best Homeowners Insurance Agencies Serving Jackson
707 Beau Pre Drive, Ridgeland, MS 39157

Expertise.com Rating

Review Sources

Google
4.9 (15)
Yelp
5.0 (4)

Why choose this provider?

Seabrook Insurance Agency handles the insurance needs of homeowners and residents in Jackson and the surrounding areas. It has partnerships with nationally respected insurance carriers, such as Progressive, Foremost Insurance Group, Safeway Insurance Group, and MetLife, to make sure clients find the best homeowners' insurance coverage for their specific needs. It also helps customers with mobile homes, landlord rental, seasonal renters personal property, and coastal home insurance. Chad Seabrook is the founder and principal of Seabrook Insurance Agency.

  • Homeowners
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Jackson
4505 Interstate 55 North Frontage Road, Jackson, MS 39206

Expertise.com Rating

Review Sources

Google
5.0 (406)
Facebook
4.3 (27)

Why choose this provider?

Preston Derivaux is a State Farm agent who helps homeowners in Jackson safeguard their properties through appropriate insurance coverage. Having been in the insurance industry since 1985, Derivaux leads a team of insurance agents aiming to provide custom home insurance plans. Under State Farm's homeowners' insurance, policyholders can mitigate risks associated with belongings such as pictures and jewelry, lawn decorations, musical instruments, cameras, and sports equipment. Insurance coverage further includes threats from natural disasters, accidents, and random acts.

  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Jackson
1000 Highland Colony Parkway, Ridgeland, MS 39157

Expertise.com Rating

Review Sources

Google
4.7 (15)
Facebook
5.0 (3)

Why choose this provider?

Southern Gulf States Insurance is an insurance agency that offers asset protection plans tailored to meet the specific needs of clients in Jackson. It represents reliable providers that offer a range of auto, business, property, and home insurance products. The agents at this company present a variety of coverage options to help clients protect their homes and families. The homeowners' insurance coverage may include dwelling, personal property, and liability protection.

  • Renter's Insurance
  • Earthquake
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
R. W. Aiken Insurance Agency, Inc.
1923 Dunbarton Drive, Jackson, MS 39216
Pyron Group Insurance
1647 Lakeland Dr, Jackson, MS 39216
Victory Insurance Agency
1700 University Boulevard, Jackson, MS 39204
Porter's Insurance Agency, Inc.
P.O. Box 2773, Jackson, MS 39204
FLM Insurance, LLC
2382 Highway 80 W, Jackson, MS 39204
Southern Farm Bureau Casualty Insurance Company
1800 East County Line Road, Ridgeland, MS 39157
Insurance Protection Specialists
5500 Plaza Drive, Flowood, MS 39232
Seabrook Insurance Agency
707 Beau Pre Drive, Ridgeland, MS 39157
Preston Derivaux - State Farm Insurance Agent
4505 Interstate 55 North Frontage Road, Jackson, MS 39206
Southern Gulf States Insurance
1000 Highland Colony Parkway, Ridgeland, MS 39157

Jackson, MS Homeowners Insurance Agency FAQs

  • Is homeowners insurance required by law in Jackson?

    State law does not require residents in Jackson to get homeowners insurance for their property, but if the resident is financing their home, then their lender may require them to get a homeowners insurance policy. The coverages in such a plan are meant to safeguard both their assets and property.

  • What are the coverages that may be included in a Jackson homeowners insurance?

    Coverages that may be included in a Jackson homeowners insurance include the following:

    • Dwelling coverage – to protect the home and its attached structures such as the porch.
    • Other structures coverage – to protect detached structures including the shed and fence.
    • Personal property coverage – to protect personal belongings.
    • Personal liability coverage – for another’s injuries or property damage.
    • Medical coverage for others.
    • Loss of use – to help cover increases in living costs if the owner cannot stay in the home during repair or rebuilding.
  • How much does home insurance cost in Jackson?

    Homeowners insurance prices in Mississippi, where Jackson belongs, have an average yearly rate of 1,900 dollars for a dwelling coverage of 250,000 dollars. This is significantly higher than the nationwide average, which is 1,428 dollars. The high rates may be partly due to the frequency of tornadoes it experiences; Mississippi is the state with the most tornadoes per year. In addition, its coastal regions are prone to damage from hurricanes and tropical storms.

  • What is the premium that homeowners insurance providers in Jackson ask from their clients?

    The homeowners insurance premium is the payment that Jackson insurance providers ask from clients for their policy, and it is usually paid either monthly or yearly. The premium amount and payment options vary among insurers. Homeowners who opt to escrow get to include their premium in the mortgage payment that they pay each month, although there is an option to separate these payments.

  • Is the installation of modifications and upgrades for the disabled and elderly covered by Jackson homeowners insurance?

    The installation of modifications and upgrades for the disabled and elderly are not covered by Jackson homeowners insurance. The plan may, however, cover existing modifications and upgrades in a home when it was destroyed or damaged, and the peril is covered. An option is to add coverage for home modifications that have been built after obtaining the policy.

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