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2024

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Best Homeowners Insurance Agencies in Mississippi

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Mississippi Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1693Reviewed

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14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Jackson

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (8)

Why choose this provider?

R.W. Aiken Insurance Agency Inc. has been providing the best coverages to clients in Mississippi since 1950. It is an independently owned and locally operated firm offering homeowners' insurance products, which protect policyholders financially in case of fire, theft, or vandalism. Its team also allows customers to add medical costs, additional living expenses, and personal liability coverages to their policies. For increased protection, the agents write separate flood and earthquake insurance. R.W. Aiken has multiple partners, such as Safeco, Progressive, and Foremost.

Jackson

Expertise.com Rating

Why choose this provider?

Pyron Group Insurance, the best independent agency in Mississippi, has several offices in the state. Its team of agents customizes homeowners' insurance products with coverages for property damage and losses caused by fire, water, wind, hail, and theft. These policies also protect homeowners from injury liabilities and unexpected living expenses while displaced from their homes during repairs. Founder Doug Pyron has been in the insurance business for more than three decades. Some of the carriers his company partners with are Progressive, Safeco, and Travelers.

Flowood

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
4.9 (77)
Yelp
3.0 (2)

Why choose this provider?

Insurance Protection Specialists is an independent brokerage firm that serves residents in Mississippi. Tjhe Magnolia State's number one insurance agency with connections to over 30 carriers helps clients find the best deals in homeowners' insurance. Its team offers policies with provisions for property damage and liability coverage. It also provides insurance solutions for renters. Owners and operators Chip Jones and Bubba Howell share over 50 years of experience in risk management. IPS gives back to the community by supporting various causes, such as the Mustard Seed and the Wounded Warrior Project.

Jackson

Expertise.com Rating

Why choose this provider?

Preston Derivaux is a second-generation State Farm insurance agent operating a local office in Mississippi. He helps clients secure the best insurance for their homes, protecting them from financial losses when fire, storm, theft, or vandalism wreak havoc in their properties. His agency also offers customizable options, such as liability coverage and pet medical insurance. Preston Derivaux has been working with State Farm since 1985. He holds the Chartered Property Casualty Underwriter and Chartered Life Underwriter designations.

Gulfport

Expertise.com Rating

Why choose this provider?

Local State Farm agent Teri Eaton offers the best insurance products in Mississippi. She writes policies for homeowners, which protect them from financial burden when unforeseen circumstances like fire, storm, theft, or vandalism occur in their properties. She lets customers choose from several customizable options, such as liability coverage. As a Chartered Life Underwriter, Eaton also addresses her clients' concerns regarding life insurance. She has been serving clients in the area for over 40 years.

Biloxi

Expertise.com Rating

Why choose this provider?

Located in Mississippi, US Select Insurance LLC is an independent agency with access to local, regional, and national carriers. Its team assists clients in finding the best homeowners' insurance policies, whether they own a single-family home or an apartment. The product covers the insured from financial burdens caused by fire, disasters, and personal injury claims. The firm also offers life, health, and disability benefits. US Select Insurance is a member of the Independent Insurance Agents & Brokers of America and the National Association of Insurance and Financial Advisors.

Ridgeland

Expertise.com Rating

Review Sources

Google
4.9 (17)
Yelp
5.0 (3)

Why choose this provider?

Seabrook Insurance Agency works with various carriers, such as Progressive and MetLife. The broker offers the best homeowners' insurance products to individuals and families in Mississippi, whether for their first or second homes. In addition, it provides protection plans for mobile houses, coastal homes, and rental properties. Seabrook Insurance Agency also furnishes policies for diverse businesses, including contracting firms, food service providers, beauty parlors, farms, and automotive shops. The company has been serving the community since 2006.

Gulfport

Expertise.com Rating

Why choose this provider?

Ard Insurance Group is a locally owned and operated business that serves clients located in Mississippi. It tailors homeowners' insurance products for clients' primary and secondary homes. It also provides the best coverages for mobile homes, vacant houses, and rental properties. Its team of agents handles auto, motorcycle, boat, life, and commercial insurance plans. Warren Ard , the firm's president, had worked as a career agent from 1996 to 2001 before opening the brokerage in 2002.

Ridgeland

Expertise.com Rating

Why choose this provider?

Southern Farm Bureau Casualty Insurance Company serves clients throughout Mississippi. It is the best multi-line risk management agency in the state and has been around for over 72 years. Its team of agents helps customers obtain homeowners' insurance, which safeguards residential properties and their contents against losses and damage. They also offer add-ons such as liability and flood coverage. Originally founded to serve farming communities, it currently crafts a wide variety of products, including policies for automobiles and boats.

Jackson

Expertise.com Rating

Review Sources

Google
4.5 (12)

Why choose this provider?

Victory Insurance Agency is a local brokerage firm that serves residents and business owners in Mississippi. Its agents, who are some of the best in the state, write homeowners' insurance products covering property damage and losses caused by fire other natural disasters. The team helps homeowners protect themselves from injury liabilities and financial losses when vandals and thieves attack their properties. In addition, it assists customers in securing insurance for cars, motorcycles, and commercial assets. Victory's partners include Progressive, Bristol West, and Illinois Mutual.

Jackson

Expertise.com Rating

Why choose this provider?

FLM Insurance LLC is a brokerage established in 1969. It helps families across Mississippi find the best homeowners' insurance products with coverages for disaster-related property damage and personal liabilities. The policies it crafts also cover losses caused by theft and vandalism. Its team accommodates clients in the market for auto, life, health, and commercial insurance plans. The agency has two offices in the state, and it partners with carriers such as Progressive, Travelers, and Allstate.

Diamondhead

Expertise.com Rating

Review Sources

Facebook
4.6 (12)
Google
3.7 (9)

Why choose this provider?

DeWitt Insurance Agency is a locally operated company catering to clients across Mississippi. Since 1956, it has been helping people get the best deals on homeowners' insurance. Its team of agents customizes policies with various provisions, including dwelling, personal liability, medical, and additional living expense coverage options. They also provide supplementary protection such as flood and earthquake insurance. As an independently owned brokerage, DeWitt Insurance Agency offers products from multiple carriers, including Foremost, Progressive, Travelers, and Safeco.

Ridgeland

Expertise.com Rating

Why choose this provider?

Southern Gulf States Insurance accommodates clients who are looking for the best protection plans in Montana. Its team customizes homeowners' insurance that covers structural damage caused by fire and weather-related catastrophes. This type of product also protects the insured against financial losses due to injury claims, personal property loss, and additional living expenses. Founders Greg Jones and Jerry Brewer, who started their insurance careers with Farm Bureau in 2009, are both Life Underwriter Training Council Fellows.

Jackson

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (15)

Why choose this provider?

Porter's Insurance Agency Inc. is a full-service brokerage firm helping individuals and families find the best homeowners' insurance plans in Mississippi. It also offers other policies under personal lines insurance, such as auto, boat, and umbrella. In addition, the company's agents craft coverages for commercial applications, including general liability, workers' compensation, and business auto. Porter's Insurance Agency has been operating since 1983. Its carrier partners include Progressive, the Hartford, Western Surety Company, and Infinity Insurance.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
R. W. Aiken Insurance Agency, Inc.
1923 Dunbarton Drive, Jackson, MS 39216
Pyron Group Insurance
1647 Lakeland Dr, Jackson, MS 39216
Insurance Protection Specialists
5500 Plaza Drive, Flowood, MS 39232
Preston Derivaux - State Farm Insurance Agent
4505 Interstate 55 North Frontage Road, Jackson, MS 39206
Teri Eaton - State Farm Insurance Agent
15016 Dedeaux Road, Gulfport, MS 39503
US Select Insurance LLC
169 Lameuse Street, Biloxi, MS 39530
Seabrook Insurance Agency
707 Beau Pre Drive, Ridgeland, MS 39157
Ardé Insurance Group
750 East Pass Road, Gulfport, MS 39507
Southern Farm Bureau Casualty Insurance Company
1800 East County Line Road, Ridgeland, MS 39157
Victory Insurance Agency
1700 University Boulevard, Jackson, MS 39204
FLM Insurance, LLC
2382 Highway 80 W, Jackson, MS 39204
DeWitt Insurance Agency
4338 Park Ten Drive, Diamondhead, MS 39525
Southern Gulf States Insurance
1000 Highland Colony Parkway, Ridgeland, MS 39157
Porter's Insurance Agency, Inc.
P.O. Box 2773, Jackson, MS 39204

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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