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Best Homeowners Insurance Agencies in Mississippi

Our Recommended Top 13

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Our goal is to connect people with the best local professionals. We scored Mississippi homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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13Top Picks

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Providers

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Best Homeowners Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Why choose this provider?

Preston Derivaux is a second-generation State Farm insurance agent operating a local office in Mississippi. He helps clients secure the best insurance for their homes, protecting them from financial losses when fire, storm, theft, or vandalism wreak havoc in their properties. His agency also offers customizable options, such as liability coverage and pet medical insurance. Preston Derivaux has been working with State Farm since 1985. He holds the Chartered Property Casualty Underwriter and Chartered Life Underwriter designations.

Best Homeowners Insurance Agencies Serving Mississippi
Biloxi

Expertise.com Rating

Why choose this provider?

Located in Mississippi, US Select Insurance LLC is an independent agency with access to local, regional, and national carriers. Its team assists clients in finding the best homeowners' insurance policies, whether they own a single-family home or an apartment. The product covers the insured from financial burdens caused by fire, disasters, and personal injury claims. The firm also offers life, health, and disability benefits. US Select Insurance is a member of the Independent Insurance Agents & Brokers of America and the National Association of Insurance and Financial Advisors.

Best Homeowners Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (8)

Why choose this provider?

R.W. Aiken Insurance Agency Inc. has been providing the best coverages to clients in Mississippi since 1950. It is an independently owned and locally operated firm offering homeowners' insurance products, which protect policyholders financially in case of fire, theft, or vandalism. Its team also allows customers to add medical costs, additional living expenses, and personal liability coverages to their policies. For increased protection, the agents write separate flood and earthquake insurance. R.W. Aiken has multiple partners, such as Safeco, Progressive, and Foremost.

Best Homeowners Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Why choose this provider?

Local State Farm agent Teri Eaton offers the best insurance products in Mississippi. She writes policies for homeowners, which protect them from financial burden when unforeseen circumstances like fire, storm, theft, or vandalism occur in their properties. She lets customers choose from several customizable options, such as liability coverage. As a Chartered Life Underwriter, Eaton also addresses her clients' concerns regarding life insurance. She has been serving clients in the area for over 40 years.

Best Homeowners Insurance Agencies Serving Mississippi
Diamondhead

Expertise.com Rating

Review Sources

Facebook
4.6 (12)
Google
3.7 (9)

Why choose this provider?

DeWitt Insurance Agency is a locally operated company catering to clients across Mississippi. Since 1956, it has been helping people get the best deals on homeowners' insurance. Its team of agents customizes policies with various provisions, including dwelling, personal liability, medical, and additional living expense coverage options. They also provide supplementary protection such as flood and earthquake insurance. As an independently owned brokerage, DeWitt Insurance Agency offers products from multiple carriers, including Foremost, Progressive, Travelers, and Safeco.

Best Homeowners Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Why choose this provider?

FLM Insurance LLC is a brokerage established in 1969. It helps families across Mississippi find the best homeowners' insurance products with coverages for disaster-related property damage and personal liabilities. The policies it crafts also cover losses caused by theft and vandalism. Its team accommodates clients in the market for auto, life, health, and commercial insurance plans. The agency has two offices in the state, and it partners with carriers such as Progressive, Travelers, and Allstate.

Best Homeowners Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Why choose this provider?

Pyron Group Insurance, the best independent agency in Mississippi, has several offices in the state. Its team of agents customizes homeowners' insurance products with coverages for property damage and losses caused by fire, water, wind, hail, and theft. These policies also protect homeowners from injury liabilities and unexpected living expenses while displaced from their homes during repairs. Founder Doug Pyron has been in the insurance business for more than three decades. Some of the carriers his company partners with are Progressive, Safeco, and Travelers.

Best Homeowners Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Why choose this provider?

Ard Insurance Group is a locally owned and operated business that serves clients located in Mississippi. It tailors homeowners' insurance products for clients' primary and secondary homes. It also provides the best coverages for mobile homes, vacant houses, and rental properties. Its team of agents handles auto, motorcycle, boat, life, and commercial insurance plans. Warren Ard , the firm's president, had worked as a career agent from 1996 to 2001 before opening the brokerage in 2002.

Best Homeowners Insurance Agencies Serving Mississippi
Ridgeland

Expertise.com Rating

Why choose this provider?

Southern Gulf States Insurance accommodates clients who are looking for the best protection plans in Montana. Its team customizes homeowners' insurance that covers structural damage caused by fire and weather-related catastrophes. This type of product also protects the insured against financial losses due to injury claims, personal property loss, and additional living expenses. Founders Greg Jones and Jerry Brewer, who started their insurance careers with Farm Bureau in 2009, are both Life Underwriter Training Council Fellows.

Best Homeowners Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Google
4.5 (12)

Why choose this provider?

Victory Insurance Agency is a local brokerage firm that serves residents and business owners in Mississippi. Its agents, who are some of the best in the state, write homeowners' insurance products covering property damage and losses caused by fire other natural disasters. The team helps homeowners protect themselves from injury liabilities and financial losses when vandals and thieves attack their properties. In addition, it assists customers in securing insurance for cars, motorcycles, and commercial assets. Victory's partners include Progressive, Bristol West, and Illinois Mutual.

Best Homeowners Insurance Agencies Serving Mississippi
Flowood

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
4.9 (77)
Yelp
3.0 (2)

Why choose this provider?

Insurance Protection Specialists is an independent brokerage firm that serves residents in Mississippi. Tjhe Magnolia State's number one insurance agency with connections to over 30 carriers helps clients find the best deals in homeowners' insurance. Its team offers policies with provisions for property damage and liability coverage. It also provides insurance solutions for renters. Owners and operators Chip Jones and Bubba Howell share over 50 years of experience in risk management. IPS gives back to the community by supporting various causes, such as the Mustard Seed and the Wounded Warrior Project.

Best Homeowners Insurance Agencies Serving Mississippi
Ridgeland

Expertise.com Rating

Review Sources

Google
4.9 (17)
Yelp
5.0 (3)

Why choose this provider?

Seabrook Insurance Agency works with various carriers, such as Progressive and MetLife. The broker offers the best homeowners' insurance products to individuals and families in Mississippi, whether for their first or second homes. In addition, it provides protection plans for mobile houses, coastal homes, and rental properties. Seabrook Insurance Agency also furnishes policies for diverse businesses, including contracting firms, food service providers, beauty parlors, farms, and automotive shops. The company has been serving the community since 2006.

Best Homeowners Insurance Agencies Serving Mississippi
Ridgeland

Expertise.com Rating

Why choose this provider?

Southern Farm Bureau Casualty Insurance Company serves clients throughout Mississippi. It is the best multi-line risk management agency in the state and has been around for over 72 years. Its team of agents helps customers obtain homeowners' insurance, which safeguards residential properties and their contents against losses and damage. They also offer add-ons such as liability and flood coverage. Originally founded to serve farming communities, it currently crafts a wide variety of products, including policies for automobiles and boats.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Preston Derivaux - State Farm Insurance Agent
4505 Interstate 55 North Frontage Road, Jackson, MS 39206
US Select Insurance LLC
169 Lameuse Street, Biloxi, MS 39530
R. W. Aiken Insurance Agency, Inc.
1923 Dunbarton Drive, Jackson, MS 39216
Teri Eaton - State Farm Insurance Agent
15016 Dedeaux Road, Gulfport, MS 39503
DeWitt Insurance Agency
4338 Park Ten Drive, Diamondhead, MS 39525
FLM Insurance, LLC
2382 Highway 80 W, Jackson, MS 39204
Pyron Group Insurance
1647 Lakeland Dr, Jackson, MS 39216
Ardé Insurance Group
750 East Pass Road, Gulfport, MS 39507
Southern Gulf States Insurance
1000 Highland Colony Parkway, Ridgeland, MS 39157
Victory Insurance Agency
1700 University Boulevard, Jackson, MS 39204
Insurance Protection Specialists
5500 Plaza Drive, Flowood, MS 39232
Seabrook Insurance Agency
707 Beau Pre Drive, Ridgeland, MS 39157
Southern Farm Bureau Casualty Insurance Company
1800 East County Line Road, Ridgeland, MS 39157

Mississippi Homeowners Insurance Agency FAQs

  • How old are homes in Mississippi on average and how does this affect coverage?

    The age of houses and apartments in Mississippi typically ranges from 29 to 34 years. The state has a relatively young housing stock — those in the Northeast part of the US are around 57 years old, while half of the houses in D.C. are 75 years old. Generally, it is easier to insure newer homes because older ones usually need upgrades and cost more to repair or replace. Insurers would also set higher premiums for older houses.

  • How can you reduce monthly premiums when insuring an older home in Mississippi?

    You can try to lower insurance costs by ensuring the older Mississippi home follows building codes. You might need to update the plumbing to copper or ABS materials and install copper wires and circuit breakers that can withstand modern electric usage. Ask your insurer if they have credits for security systems or special building materials like brick masonry. Increasing your deductible is also an option to reduce your monthly payment.

  • Why should you keep an updated home inventory in Mississippi?

    A home inventory will come in handy when you suffer a covered loss and need to claim your insurance settlement in Mississippi. Your inventory should include the serial numbers, value, and purchase dates of your furniture and all other possessions. Keep the list inside a safety deposit box or a fire- and water-proof case, along with your insurance documents. You can also use cloud storage or mobile apps.

  • What details should you prepare when shopping around for homeowners’ insurance in Mississippi?

    Before you shop around for quotes, note your home’s square footage, installed security devices, and distance to the closest fire station and hydrant. Think about whether you want a coverage equivalent or under the replacement value of your house. You should also prepare a brief description and photo of your Mississippi home.

  • Should you consider buying flood insurance in Mississippi?

    Yes, because your home in Mississippi could be susceptible to flash floods especially if it is within a flood zone. Even if your house is located outside the designated zones, it can still be flooded, and this is usually not covered by a standard homeowners’ insurance policy. Insurers may provide flood damage or loss coverage separately through the National Flood Insurance Program. The program offers dwelling and personal property coverage of up to $250,000 and $100,000, respectively.

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