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2024

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Best Homeowners Insurance Agencies in Plymouth, MN

Our Recommended Top 15

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Our goal is to connect people with the best local professionals. We scored Plymouth Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

40Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

815 Wayzata Boulevard, Wayzata, MN 55391

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

AmeriStar Agency is active in the Plymouth metro area and provides clients with access to comprehensive insurance services when they need coverage for their homes. This company has been operating for over 30 years and can help clients to cover dwellings, additional structures, and any valuables that they have inside of those structures. Its agents also help clients to insure themselves against liability if they are sued for guest injuries. Business insurance options are available.

  • Multiple Policy Types

2725 43rd Street NE, Saint Michael, MN 55376

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Zachman Insurance Agency provides clients in the Plymouth metro area with assistance and service when they need to purchase homeowners insurance. The agency evaluates properties to offer comprehensive coverage for structures and assets held within them. It gives clients advice on how to best insure the assets that they have and services their policies when they need help or need to make claims. Zachman Insurance Agency is experienced with farm and crop insurance too.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

4900 Highway 169 N, New Hope, MN 55428

Expertise.com Rating

Review Sources

Google
5.0 (70)
Yelp
5.0 (4)

Why choose this provider?

Erin Janke - Farmers Insurance Agent is an insurance agency serving clients throughout the Plymouth metro area. Ms. Janke has been a licensed insurance agent with Farmers Insurance for over 10 years and she has experience with helping clients secure proper homeowners insurance coverage. The agency can set clients up with policies that protect their dwelling as well as its valuable contents. Ms. Janke is also licensed to sell insurance products in Wisconsin.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

3030 Harbor Lane North Suite 205, Plymouth, MN 55447

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
4.4 (7)

Why choose this provider?

City Insurance offers property damage coverage to homeowners in Plymouth. Its homeowners' insurance policies cover common hazards such as falling objects, hail, fire, smoke, theft, and vandalism. Beyond securing repair or replacement costs for a client's dwelling, these also cover select personal belongings, including furniture, clothing, and electronics; scheduled personal property such as jewelry, art, and collectibles; and additional living expenses. Furthermore, the home insurance policies include liability protection against property damage or injury claims and medical expenses for the affected parties.

  • Multiple Carriers
  • Multiple Policy Types

4021 Vernon Avenue South, St. Louis Park, MN 55416

Expertise.com Rating

Review Sources

Google
4.9 (29)
Facebook
5.0 (2)

Why choose this provider?

Hatzung Insurance does business with clients throughout the Plymouth metro area, providing assistance with homeowners insurance policies. It advises clients on purchasing the right coverage to protect the structures of their homes, their belongings inside, their furnishings, and any other structures that stand on their properties. It also assists with personal liability coverage to protect homeowners from lawsuits and can make suggestions based on their properties and circumstances. Auto and ATV insurance policies are offered.

  • Renter's Insurance
  • Flood
  • Earthquake

18205 45th Avenue North, Plymouth, MN 55446

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
4.7 (25)

Why choose this provider?

Lake Country Insurance Services is an independent insurance agency operating in Plymouth. It covers homeowners for property damage or loss due to fire, natural disasters, crime, and other unexpected perils. It examines each clients' home, its value, and the belongings inside to outline all risks and concerns. The agency then searches a catalog of plans offered by Safeco, Progressive, and other insurance carriers, to find a good match. It also provides special policies for condos, apartments, and those renting.

  • Multiple Policy Types

7066 East Fish Lake Road, Maple Grove, MN 55311

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (6)

Why choose this provider?

Serving clients near Plymouth, Minnesota Lakes Insurance is an independent agency that gives clients the prerogative to choose the best homeowners' insurance policy that fits their needs from several insurance carriers. It has been in business for 25 years, providing insurance policies for renters and property owners of all kinds of homes, whether condominiums, apartments, or houses. Minnesota Lakes Insurance also provides other insurance products like condo, renters', motorhome/RV, life, auto, business, and personal umbrella policies.

  • Multiple Carriers
  • Multiple Policy Types

4900 Highway 169 N. Suite 304, New Hope, MN 55428

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (8)

Why choose this provider?

State Insurance Agency provides property damage coverage for homeowners in Plymouth. Beyond securing repair costs for a client's dwelling, its offered policies cover select personal belongings and additional living expenses in the event of complete property loss. They also include liability protection against claims of property damage or injury to others and medical expenses for the affected parties. State Insurance also offers other lines of personal property coverage, including renters' and condo insurance.

  • Multiple Carriers
  • Multiple Policy Types

10405 6th Avenue North, Plymouth, MN 55441

Expertise.com Rating

Review Sources

Google
5.0 (55)
Facebook
5.0 (3)

Why choose this provider?

North Risk Partners can assist anyone looking for homeowners insurance in Plymouth. This agency deals with a wide variety of carriers so that clients have many options when purchasing dwelling coverage and insuring their valuable items. Agents consult clients on their assets and their lifestyles to suggest policies that protect them as thoroughly as possible. North Risk Partners is also a versatile insurance agency that offers auto, recreation, and health and life insurance policies too.

  • Multiple Policy Types

6595 Edenvale Boulevard, Eden Prairie, MN 55346

Expertise.com Rating

Why choose this provider?

A Act One Insurance serves the Plymouth metro area and assists clients with needs related to homeowners insurance. This company sells policies to protect people from serious financial loss if their homes are destroyed or valuables inside are damaged. It gives clients advice on policies that may serve their needs and helps them to compare rates by carriers who can insure their assets. A Act One Insurance also sells coverage for automobiles.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

15600 35th Avenue North, Plymouth, MN 55447

Expertise.com Rating

Review Sources

Google
4.5 (16)
Facebook
5.0 (4)
Yelp
3.5 (3)

Why choose this provider?

McKee & Andrews Insurance Agency, Inc., helps individuals and businesses in Plymouth mitigate financial risks. This firm works with different insurance companies to provide an array of insurance products from which clients can choose. Its insurance advisors assist homeowners in identifying potential risks and determining applicable coverage options. They review home insurance policies to ensure homeowners understand terms and exclusions and obtain adequate protection for home and structural repairs, loss of personal items, and liability exposures.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

12805 Highway 55, Plymouth, MN 55441

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Affiliated Insurance Services, LLC, is an independent homeowners' insurance agency that serves the natives and settlers in the Plymouth area. The company's home insurance experts represent a wide variety of carriers, which include American Modern, Encompass Insurance, Foremost Insurance Group, Integrity Insurance, and West Bend Insurance. They compare quotes from these providers and offer the best options to the homeowners. In addition, the team at Affiliated Insurance Services, LLC, also provides insurance assistance to condo owners, landlords, and renters.

  • Multiple Policy Types

4205 Lancaster Lane North, Plymouth, MN 55441

Expertise.com Rating

Review Sources

Google
4.9 (50)
Facebook
5.0 (14)

Why choose this provider?

Cassandra Spear, State Farm Insurance, provides homeowners insurance options to people in the Plymouth metro area. Its agents help people to shop for and purchase policies that cover the replacement costs of their homes and assets and act as contacts when they need to make claims. They can advise on coverage for structures, additional structures, personal items, and personal liability. Cassandra Spear, State Farm Insurance, sells auto insurance coverage as well.

  • Multiple Policy Types

3555 Plymouth Boulevard, Plymouth, MN 55447

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (18)

Why choose this provider?

Located in Minnesota, Kaplan Insurance is an independent insurance agency serving residents of Plymouth and surrounding areas. It offers exhaustive, personalized homeowners' insurance policies inclusive of coverage for damaged property, various disasters, theft and vandalism, legal responsibility for injuries and damage to others, and damage caused by household pets. Clients may also avail themselves of supplementary coverage for floods and earthquakes. Auto and business insurance packages are available in the agency as well. Additionally, Kaplan Insurance provides 24/7 customer service.

  • Multiple Policy Types

505 North Chestnut Street, Chaska, MN 55318

Expertise.com Rating

Review Sources

Google
3.9 (48)

Why choose this provider?

Martinson Agency LLC serves the Plymouth metro area and assists clients with a multitude of needs related to homeowners insurance. This agency consults each client to determine their needs and recommends insurance policies to cover aspects of their properties that are susceptible to damage and repair costs. Its agents can also recommend extended personal liability coverage if clients have pools, animals, or other hazards. Auto insurance policies are offered here as well.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
AmeriStar Agency
815 Wayzata Boulevard, Wayzata, MN 55391
zachmaninsurance.com
2725 43rd Street NE, Saint Michael, MN 55376
Erin Janke - Farmers Insurance Agent
4900 Highway 169 N, New Hope, MN 55428
City Insurance
3030 Harbor Lane North Suite 205, Plymouth, MN 55447
Hatzung Insurance
4021 Vernon Avenue South, St. Louis Park, MN 55416
Lake Country Insurance Services
18205 45th Avenue North, Plymouth, MN 55446
Minnesota Lakes Insurance
7066 East Fish Lake Road, Maple Grove, MN 55311
State Insurance Agency
4900 Highway 169 N. Suite 304, New Hope, MN 55428
North Risk Partners
10405 6th Avenue North, Plymouth, MN 55441
A Act One Insurance
6595 Edenvale Boulevard, Eden Prairie, MN 55346
McKee & Andrews Insurance Agency, Inc.
15600 35th Avenue North, Plymouth, MN 55447
Affiliated Insurance Services, LLC
12805 Highway 55, Plymouth, MN 55441
Cassandra Spear - State Farm Insurance
4205 Lancaster Lane North, Plymouth, MN 55441
Kaplan Insurance
3555 Plymouth Boulevard, Plymouth, MN 55447
Martinson Agency LLC
505 North Chestnut Street, Chaska, MN 55318

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How expensive is homeowners' insurance in Plymouth?

    Homeowners' insurance in Plymouth costs an average of $1,818 per year in terms of premium payments. This is greater than the national average of $1,173, while the average for the state is $1,323. Minnesota ranks 13th in terms of the cost of homeowners' insurance. However, expect actual home insurance quotes to be different from the amount above because rates are calculated individually based on several factors.

  • What factors influence the cost of homeowners' insurance in Plymouth?

    Homeowners' insurance in Plymouth is influenced by the value, age, and size of the house, with more expensive and older assets being more expensive to insure. Having multiple rooms and floors will affect the price of coverage, and the applicant's credit score is also a factor. Bundling with other plans like car insurance can lower costs.

  • Why are independent local homeowners' insurance agents preferable in Plymouth?

    Independent local homeowners' insurance agents are preferable in Plymouth because the locality makes the professionals more familiar with the specific needs and circumstances in the client's immediate vicinity. Independence is good to have because it prevents an agent from being constrained to select within a limited pool of assurance choices.

  • What is the difference between personal liability and medical coverage in homeowners' insurance plans in Plymouth?

    Personal liability coverage in Plymouth insures the homeowner against tort cases due to incidents where the insured is culpable. It extends to every accident in any place in the world. Medical coverage extends only to those who were inside the homeowners' property when an injury occurred, and it covers the costs of medical treatment.

  • What is umbrella insurance concerning homeowners' coverage in Plymouth?

    Umbrella insurance in Plymouth extends the liability protections offered in homeowners' and automobile insurance plans. It expands upon the monetary limits originally set in a policy, increasing the sums payable when a contingency occurs. This is useful for scenarios like a fire spreading to nearby houses or a pet going wild on the street and biting multiple children.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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