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2025

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Best Homeowners Insurance Agencies in Brooklyn Park, MN

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Brooklyn Park homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

39Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

327 Main Street Northwest, Elk River, MN 55330

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (10)
Yelp
3.5 (3)

Why choose this provider?

Elk Agency is a homeowner's insurance agency that has protected property owners in Brooklyn Park and the surrounding areas since 1999. The agency provides flexible coverage options for property insurance, homeowner's liability, home businesses, condos, and mobile homes. The company also writes insurance policies for renters and landlords. In addition, Elk Agency provides customized comprehensive coverage for log homes that includes extended liability to mitigate the potentially devastating threat of fires.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

17205 Yale St NW Ste B Elk River, MN 55330, Elk River, MN 55330

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Pampusch Agency, which is an insurance agency affiliated with Farmers Union Agency, specializes in providing personal and business insurance coverage in the Brooklyn Park area. Licensed agent Rob Pampusch has operated Pampusch Agency since 2006 and offers property, life, health, and accident insurance. Rob Pampusch became a Certified Insurance Counselor in 2010 and has maintained his certification throughout his career. In addition, Rob Pampusch has been awarded twice as a top producer of personal insurance.

  • Multiple Carriers

277 Coon Rapids Boulevard Northwest, Coon Rapids, MN 55433

Expertise.com Rating

Review Sources

Google
5.0 (114)
Facebook
5.0 (18)

Why choose this provider?

Matt Larsen - Capstone Insurance Group provides insurance services to the Brooklyn Park area, seeking to save clients money on new or existing policies. The agency emphasizes a personalized approach to auto, homeowners, and business insurance, working with multiple carriers to find the best protection and rates for each unique case. It helps find coverage for vehicles such as motorcycles and boats as well. Larsen leads the group using a combination of extensive knowledge and timely service.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

624 Central Avenue, Osseo, MN 55369

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Malone Insurance Agency is a local agency that serves the insurance needs of businesses and individuals in Brooklyn Park and nearby locations. Owner and insurance agent Ken Malone has been offering homeowners' insurance plans for more than two decades. Malone insures different types of dwellings such as condominiums, rental properties, and vacant homes. Ken Malone earned his certified insurance service representative designation from the National Alliance for Insurance Education and Research.

  • Multiple Policy Types

Minneapolis, MN 55419

Expertise.com Rating

Why choose this provider?

Erickson Insurance Agency of MN Inc is a family-owned and -operated independent insurance agency representing multiple insurance carriers. It serves residents of Brooklyn Park and nearby areas, helping clients find homeowners' insurance policies that protect their properties from various losses, accidents, and disasters. Aside from home insurance, it also offers renters, landlord, and flood insurance policies. Erickson Insurance Agency of MN Inc works with insurance companies like Chubb, Foremost Insurance Group, Progressive, The Hartford, and Safeco Insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

6160 Golden Hills Drive, Golden Valley, MN 55416

Expertise.com Rating

Why choose this provider?

Marsh & McLennan Agency is a full-service insurance company that serves homeowners living in Brooklyn Park and nearby cities. Its insurance specialists analyze members' policies and work with them to design a comprehensive program tailored to meet all their policy needs. The coverage comprises compensation for losses on their homes and personal property. The agents also provide automotive, private aviation, and life insurance services. Marsh & McLennan Agency is affiliated with the Central Virginia Apartment Association.

  • Personal Property Insurance
  • Multiple Policy Types

255 Minnesota 97, Forest Lake, MN 55025

Expertise.com Rating

Why choose this provider?

Owens Insurance Agency provides coverage for homeowners living in and around Brooklyn Park. It has been helping clients protect themselves against the financial consequences of natural disasters, fire, theft, and vandalism since 1993. Its policies include coverage for damage to a home and the loss of personal belongings. Owens Insurance Agency represents leading carriers such as Acuity, AAA Insurance, and Progressive. It also offers car, life, and small business insurance.

  • Multiple Policy Types

5740 Brooklyn Boulevard, Minneapolis, MN 55429

Expertise.com Rating

Why choose this provider?

Peyer Insurance Group is a family-owned homeowner's insurance agency that's been helping Brooklyn Park area residents protect their homes for more than 45 years. The company helps clients select the appropriate homeowner's insurance policy for their personalized needs. It assists clients in selecting suitable standard coverage policies to protect them from risks such as theft of personal belongings and liability for injuring someone on the property. The company has optional coverage options such as flood and identity theft insurance.

  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

1633 County Road 10, Spring Lake Park, MN 55432

Expertise.com Rating

Review Sources

Google
4.5 (13)
Facebook
5.0 (5)

Why choose this provider?

Gopher State Agency has been providing home insurance policies to communities in Brooklyn Park and surrounding areas since 1962. It ensures its clients are financially protected in the event of disaster. Its policies include coverage against damage to a home and loss of personal possessions such as clothing, furniture, and electronic equipment. The agency can provide personal liability coverage and additional living expenses. It also offers auto, business, and life insurance.

  • Multiple Policy Types

13750 Crosstown Drive Northwest, Andover, MN 55304

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Baker Insurance Brokers is an independent agency handling a variety of insurance policies, including homeowner's insurance for clients residing in Brooklyn Park and the nearby areas. The agents help homeowners with primary and secondary homes to get the right policy to cover their valuable assets and belongings. The company's policies cover personal property, property damage, medical expenses, and additional living expenses. The coverage also entails compensation for lost or damaged personal belongings such as jewelry and collectibles.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

333 North Washington Avenue N, Minneapolis, MN 55401

Expertise.com Rating

Review Sources

Facebook
4.7 (13)

Why choose this provider?

Insurance Specialists Team serves the residents of Brooklyn Park and surrounding towns with diverse insurance needs. The agents provide a wide range of homeowner's insurance options for clients to select the best policy for their home. The policy caters to replacement costs, damaged personal property, and personal liabilities, such as damage to other people's properties. Also, the company pays bills stemming from additional living expenses if whole-house repairs are needed. Insurance Specialists Team has specialty coverage options, including animal liability and umbrella insurance.

  • Multiple Policy Types
  • Flood

11264 86th Ave N, Maple Grove, MN 55369

Expertise.com Rating

Review Sources

Google
5.0 (48)
Facebook
5.0 (2)

Why choose this provider?

Teresa Rupkalvis - State Farm Insurance Agent offers a variety of insurance services to residents of Brooklyn Park and nearby communities. She opened her office in 1991 to help clients personalize their insurance to fit their needs, budget, and lifestyle, and protect their home and personal property. Ms. Rupkalvis is available 24/7 to respond to any queries via email or phone call. She also offers a free second opinion on the client's current insurance coverages.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Elk Agency
327 Main Street Northwest, Elk River, MN 55330
Robert Pampusch - Farmers Union Agency Insurance Agent
17205 Yale St NW Ste B Elk River, MN 55330, Elk River, MN 55330
Matt Larsen - Capstone Insurance Group
277 Coon Rapids Boulevard Northwest, Coon Rapids, MN 55433
Malone Insurance Agency
624 Central Avenue, Osseo, MN 55369
Erickson Insurance Agency of MN Inc
Minneapolis, MN 55419
Marsh & McLennan Agency
6160 Golden Hills Drive, Golden Valley, MN 55416
Owens Insurance Agency
255 Minnesota 97, Forest Lake, MN 55025
Peyer Insurance Group
5740 Brooklyn Boulevard, Minneapolis, MN 55429
Gopher State Agency
1633 County Road 10, Spring Lake Park, MN 55432
bakerinsurancebrokers.com
13750 Crosstown Drive Northwest, Andover, MN 55304
insurancespecialiststeam.com
333 North Washington Avenue N, Minneapolis, MN 55401
Teresa Rupkalvis - State Farm Insurance Agent
11264 86th Ave N, Maple Grove, MN 55369

Brooklyn Park, MN Homeowners Insurance Agency FAQs

  • What are typically covered under a standard homeowners insurance policy in Brooklyn Park?

    A standard homeowners insurance policy in Brooklyn Park will typically provide protection for your property, which consists of your dwelling and other structures. It also covers damages to your personal belongings, such as appliances, furniture, and clothing, while your vehicle, pets, and other motorized vehicles are excluded from the coverage. Standard homeowners insurance also covers personal liability, which provides protection against claims from guests who sustain an injury inside your property.

  • What information should you have to get a homeowners insurance quote in Brooklyn Park?

    To get a homeowners insurance quote in Brooklyn Park, you should have basic information about your property, such as the total lot area, construction type, date of construction, and photos of the property. You should also be able to furnish financial documents regarding mortgage status and any existing insurance policy.

  • Do you need separate insurance for floods and earthquakes in Brooklyn Park?

    You will need to get separate insurance coverage or endorsement for floods and earthquakes in Brooklyn Park, as your standard homeowners insurance policy does not cover expenses for damages incurred in the event of an earthquake or flood. However, your earthquake insurance excludes damages from tidal waves due to tremors.

  • How long does it take to process a homeowners insurance claim in Brooklyn Park?

    If you are filing for a homeowners insurance claim in Brooklyn Park, the maximum turnaround time is 60 days from the date of filing. However, there are insurance companies that respond to claims as fast as two days and set up programs that enable their insurance adjusters to issue checks to address the immediate needs of their insured clients.

  • Are your home improvements and renovations covered under your homeowners insurance policy in Brooklyn Park?

    Generally, any home improvement you make will be covered by your homeowners insurance policy in Brooklyn Park under your common perils list. Any damage should be due to sudden, unforeseen events for them to be covered. However, if the damage was due to substandard workmanship or wrong installation, your home improvement damage will not be covered, and you will have to file a lawsuit against your contractor.

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