Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Wyoming, MI

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wyoming Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

37Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1565 Burton Street Southwest, Wyoming, MI 49509

Expertise.com Rating

Review Sources

Google
4.1 (14)
Facebook
5.0 (8)

Why choose this provider?

Precision Insurance Agency is a Wyoming-based firm that offers commercial and personal insurance products. This company maintains partnerships with several insurance providers to help homeowners choose appropriate insurance plans from multiple insurance quotes. Its insurance professionals seek to understand clients' needs and assist in selecting applicable coverage options. This coverage includes named perils, liability exposures, physical losses, and additional living expenses for a temporary loss of use. Homeowners also receive guidance on replacement and actual cash values in damaged property compensation.

  • Multiple Policy Types

85 Campau Avenue Northwest, Grand Rapids, MI 49503

Expertise.com Rating

Why choose this provider?

Hylant is a homeowners insurance company near Wyoming that helps clients to look for and purchase homeowners insurance policies. It offers a complete assortment of services, including assessment services to provides clients with quotes from trusted carriers. It offers complete services for homeowners insurance to help clients select and purchase policies that cover the replacement costs of dwellings and personal property. Hylant also assists people with coverage for personal liability as well as any medical or living expenses related to displacement.

  • Personal Property Insurance
  • Multiple Policy Types

2663 44th Street Southwest, Wyoming, MI 49519

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

McClanahan Insurance Agency - Meemic Insurance Agent is an insurance agency in Wyoming that specializes in home and auto insurance solutions. The firm provides clients options for protecting their homes via insurance plans that cover dwellings, liability, personal properties, as well as scheduled personal properties. Its comprehensive plans also cover replacement costs for lost or damaged personal properties, work-from-home equipment, and perishable (refrigerated) goods, as well as educator liability coverage.

  • Personal Property Insurance
  • Multiple Policy Types

508 28th Street Southwest, Grand Rapids, MI 49509

Expertise.com Rating

Review Sources

Google
4.7 (133)

Why choose this provider?

Stedman Insurance Agency Inc. is an independently-owned local agency servicing Wyoming and nearby communities. It offers homeowners' insurance that guarantees the repair and replacement of a property and its owner's belongings. The policy serves all individuals living in a house, apartment, or condominium. Stedman Insurance Agency partners with different insurance carriers to find the best coverages depending on the client's needs. It prides itself on having strong ties with the community. The agency also offers auto, recreation, life and health, and business insurance.

  • Multiple Policy Types

1743 142nd Avenue, Dorr, MI 49323

Expertise.com Rating

Review Sources

Google
4.5 (15)
Facebook
5.0 (12)

Why choose this provider?

Booth Hilaski Grevenstuk Insurance is active in the Wyoming metro area and sells homeowners insurance policies to cover repair or replacement costs. Its policies can cover the costs of repairing and replacing dwellings, covering personal liability if guests are hurt on the grounds, and making medical payments for said guests. Booth Hilaski Grevenstuk Insurance advises clients on their available coverage options and helps them to select policy options that provide adequate protection.

  • Personal Property Insurance

1160 36th Street Southwest, Wyoming, MI 49509

Expertise.com Rating

Review Sources

Google
4.0 (23)

Why choose this provider?

DeLago & Associates is an independent insurance agency serving clients located in Wyoming. It provides homeowners with peace of mind and financial security by offering insurance policies to protect their homes against accidents or disasters. Policies can protect against liabilities, property damage, and personal belonging damage or loss. Homeowners' insurance may also include medical expenses and temporary living expenses. DeLago & Associates gives clients the power to choose their policies from many insurance carriers, including The Hanover Insurance Group, The Main Street America Group, Safeco Insurance, American Modern, and Bristol West Insurance Group.

  • Multiple Carriers
  • Multiple Policy Types

280 Ann Street Northwest, Grand Rapids, MI 49504
Website

Expertise.com Rating

Why choose this provider?

Compass Insurance Agency is an independent agency that consults clients and provides them with services for homeowners insurance needs. Its agents assess properties and give clients realistic estimates of insurance costs and available coverage options. This agency is affiliated with over 20 insurance carriers and offers clients a wide range of options to protect their properties. Available policies can cover the replacement costs of physical structures, pay for any damaged personal items, and cover any legal liabilities.

  • Personal Property Insurance

6157 28th Street Southeast, Grand Rapids, MI 49546

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Thornapple Insurance Agency provides information and guidance to clients interested in purchasing homeowners insurance. This agency offers complete coverage for property and liabilities and assesses each client's circumstances to advise them on their best options. It also provides an assortment of price offers from affiliated insurance carriers. It's experienced at insuring single-family homes, apartments, condominiums, and townhouses. Thornapple Insurance Agency offers landlords insurance and renters insurance products too. Car insurance is available as well.

  • Personal Property Insurance
  • Multiple Policy Types

7125 Kraft Avenue Southeast, Caledonia, MI 49316

Expertise.com Rating

Why choose this provider?

David Smith, State Farm Insurance Agent, provides homeowners insurance services to clients in the Wyoming metro area. Mr. Smith and his team help clients by answering questions they have about insurance policies and offering them a variety of policy options to protect vulnerable aspects of their properties. David Smith, State Farm Insurance Agent, also sells policies for condo insurance as well as renters insurance. Small business insurance services are available as well.

  • Multiple Policy Types
  • Condos
  • Renter's Insurance

6983 Division Avenue South, Grand Rapids, MI 49548

Expertise.com Rating

Why choose this provider?

Dan Charles Agency serves the Wyoming metro area and offers homeowners insurance products. It advises clients on their insurance options and helps them to shop for policies that can completely cover their financial liabilities. Policies are available to cover living expenses associated with sudden displacement or homelessness, pay for liabilities related to guest injuries, and protect clients in case they become victims of identity theft. Dan Charles Agency also sells life and health insurance policies.

  • Renter's Insurance
  • Fire

9830 100th Street Southeast, Alto, MI 49302

Expertise.com Rating

Review Sources

Google
4.8 (43)

Why choose this provider?

United Insurance Service is active in the Wyoming metro area and assists clients with a multitude of needs. It helps people to purchase homeowners insurance policies and guides them through the process while explaining policy options. Clients can insure personal property along with high-value items such as collectibles and artworks. United Insurance Service also communicates with clients when they need to file claims and acts as a liaison for policy questions.

  • Personal Property Insurance
  • Multiple Policy Types

6700 Division Avenue South, Grand Rapids, MI 49548

Expertise.com Rating

Review Sources

Google
4.9 (40)
Facebook
5.0 (16)

Why choose this provider?

Warsen Insurance is an independent insurance agency that serves homeowners in Wyoming and other areas near Grand Rapids. Its main insurance products include homeowners insurance, which provides comprehensive protection for the policyholder's home and all of its contents. Warsen Insurance is a fourth-generation family-owned business that has been in operation since 1949. Some of its partner insurance providers include Grand River Insurance, Citizen Property Insurance Corporation, Progressive, and the Michigan Insurance Company.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Precision Insurance Agency
1565 Burton Street Southwest, Wyoming, MI 49509
Hylant
85 Campau Avenue Northwest, Grand Rapids, MI 49503
McClanahan Insurance Agency - Meemic Insurance Agent
2663 44th Street Southwest, Wyoming, MI 49519
Stedman Insurance Agency Inc.
508 28th Street Southwest, Grand Rapids, MI 49509
Booth Hilaski Grevenstuk Insurance
1743 142nd Avenue, Dorr, MI 49323
DeLago & Associates
1160 36th Street Southwest, Wyoming, MI 49509
Compass Insurance Agency
280 Ann Street Northwest, Grand Rapids, MI 49504
Thornapple Insurance Agency
6157 28th Street Southeast, Grand Rapids, MI 49546
David Smith - State Farm Insurance Agent
7125 Kraft Avenue Southeast, Caledonia, MI 49316
Dan Charles Agency
6983 Division Avenue South, Grand Rapids, MI 49548
United Insurance Service
9830 100th Street Southeast, Alto, MI 49302
Warsen Insurance
6700 Division Avenue South, Grand Rapids, MI 49548

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • If you are running a business from your home, do you need special coverage in addition to your homeowners' insurance in Wyoming?

    Yes. If you run a small home-based business in Wyoming, you need to have a special insurance policy. Insurance carriers offer policies specifically catering to home-based businesses. These policies protect business-related equipment and provide you with personal liability coverage for your clients. They can also give you income loss protection and product liability coverage.

  • If your home is under extensive repair due to storm damage in Wyoming, will it be covered by your homeowners' insurance?

    Yes. Your homeowners' insurance policy in Wyoming will cover your expenses if you cannot use your home due to extensive repair. Generally, your loss of use coverage will shoulder any additional living expenses you will incur up to the maximum policy coverage while your home is undergoing significant reconstruction.

  • Can your insurance carrier in Wyoming cancel your homeowners' insurance?

    Yes. Your insurance carrier can cancel or revoke your homeowners' insurance policy in Wyoming if there is a breach in the contract, such as non-payment of monthly premiums and misrepresentation. If you also make any significant changes in your property and have been deemed uninsurable, your policy can be canceled as well.

  • When do you become ineligible to get a homeowners' insurance policy in Wyoming?

    Insurance carriers in Wyoming may refuse to issue homeowners' insurance if they find out you have been guilty of arson or fraud in the last five years. If the property you want to insure is being used as a drug den or has records of being used as a drug house, you won't be able to secure homeowners' insurance. This also holds true if your home poses a danger to the general public and its occupants.

  • What are the different types of homeowners' insurance in Wyoming?

    There are four main types of homeowners insurance in Wyoming and across the state of Michigan. The HO-2, or Broad, is coverage for your home and specifically listed perils. The HO-3, also known as the most common type of homeowners' insurance, provides coverage for all types of risks. There is also the renters' insurance, or HO-4, which covers the personal belongings of a tenant. Finally, the condominium insurance, or HO-6, is similar to the HO-4 in terms of coverage.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.