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2025

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Best Homeowners Insurance Agencies in Westland, MI

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Westland homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

37Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Westland
29195 Plymouth Road, Livonia, MI 48150

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

Warrendale Insurance Agency is an independent insurance agency that serves clients located in Westland. It helps clients find suitable coverage in their homeowners' insurance policies, which can protect against disasters, accidents, and liabilities. Depending on the policy's inclusions, it may cover damage to the property, damage or loss of personal belongings, liabilities including medical coverage, and temporary living expenses. Warrendale Insurance Agency also has other insurance lines, including rental dwelling, vacation home, second home, and high-value home policies.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Westland
32646 Five Mile Rd, Livonia, MI 48154

Expertise.com Rating

Review Sources

Google
4.7 (32)

Why choose this provider?

Metro Agency, Inc., is a company near Westland that helps protect homes from financial risks. Founded in 1959, this firm offers insurance solutions for homeowners, renters, and condominium owners. Its home insurance plans provide financial compensation in case of covered losses, whether due to legal liabilities, natural disasters, or random acts. Its insurance professionals seek to understand their clients' needs and assist in creating custom homeowners' insurance policies. Metro Agency also provides separate flood insurance products.

  • Personal Property Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Westland
3028 South Wayne Road, Wayne, MI 48184

Expertise.com Rating

Review Sources

Google
4.3 (10)

Why choose this provider?

Professional Insurance Associates offers a wide variety of insurance policies to businesses and families throughout Westland and nearby communities. The professionals from this business provide homeowners' insurance solutions for newly built homes, modern condominium townhouses, or even a home that is still in construction. They can also insure rental homes, tenants, and the contents. Combining multiple policies with the company can help reduce the chances of overlaps of the client's insurance protection.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Westland
218 South Main Street, Plymouth, MI 48170

Expertise.com Rating

Review Sources

Google
5.0 (100)

Why choose this provider?

Kennedy Nemier Insurance Agency, Inc., serves clients in Westland. The company covers homeowners from unexpected damages to their house caused by bad weather or accidents. Its agents examine each house and any features, like security cameras or smoke alarms, to find a plan that matches the client's needs. This includes covering repair fees and paying cash value for stolen belongings. The company works with national insurance carriers like Safeco Insurance, Progressive, and The Hartford.

  • Multiple Policy Types
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Westland
41575 Joy Road, Canton, MI 48187

Expertise.com Rating

Review Sources

Google
4.8 (120)
Yelp
4.0 (2)

Why choose this provider?

Loyalty Insurance is an independent agency that has been serving individuals, families, and businesses around the Westland area since 1992. The company's agents offer homeowners' insurance that covers falling objects, fire, liability, lightning, smoke damage, and windstorms, as well as theft and vandalism. They also offer protection for clients' art, cameras, fur, jewelry, musical instruments, and other valuable items. Aside from homeowners' insurance, the agency deals with auto, business, and life insurance.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Westland
48225 Michigan Avenue, Canton, MI 48188

Expertise.com Rating

Review Sources

Google
4.3 (55)
Facebook
5.0 (24)
Yelp
3.5 (3)

Why choose this provider?

Tucker Insurance Agency is an independent agency founded more than 12 years ago to serve clients in the Westland metro area. The family-owned and operated company routinely assists homeowners looking for coverage for their main, second, and investment properties. The agency can find a choice of policies offered by leading carriers and discuss their pros and cons with clients. Additionally, the agents can help clients with life, disability, and auto insurance.

  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Westland
23498 Michigan Avenue, Dearborn, MI 48124

Expertise.com Rating

Review Sources

Facebook
4.0 (72)
Google
2.7 (7)

Why choose this provider?

Karcher Agency is an independent insurance agency in Westland. With more than 75 years of industry experience, this firm is experienced at designing insurance plans for families and individuals seeking to protect their homes and finances. Its professionals can compare rates and coverage from reputable insurance carriers, ensuring that each insurance plan addresses each home's potential risks. The company also offers a dwelling fire policy for landlords and vacant home policies for unoccupied residential properties.

  • Multiple Policy Types
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Westland
201 North Wayne Road, Westland, MI 48185

Expertise.com Rating

Review Sources

Google
4.0 (23)
Facebook
5.0 (7)

Why choose this provider?

Choice Insurance Agency is a Westland-based service with many years of experience helping homeowners get the coverage they need for their properties with premiums within their budgets. The agency typically offers coverage for structural damage, loss of personal items, and liability. It can also offer additional coverage for valuable personal items, such as jewelry and art. The claims service at Choice Insurance Agency is accessible 24-hours a day, seven days a week.

  • Personal Property Insurance
  • Fire

Best Homeowners Insurance Agencies Serving Westland
5724 N Canton Center Rd #102A, Canton, MI 48187

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
4.0 (2)

Why choose this provider?

Canton Insurance Pros delivers personal and business insurance solutions to clients in Westland and the rest of the region. Its agents advise clients who are looking to ensure their new house or to upgrade or change their existing homeowners' insurance policy. Each insurance policy is customized to suit the policyholder's specific needs, priorities, and budget. The client can choose from more than 12 insurance carriers that the independent insurance agency represents.

  • Personal Property Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Westland
5918 North Lilley Road, Canton, MI 48187

Expertise.com Rating

Review Sources

Google
4.9 (16)
Facebook
4.5 (9)
Yelp
5.0 (1)

Why choose this provider?

Jeffery Balazs is a Farm Bureau insurance agent near Westland. Farm Bureau has been serving clients in the surrounding areas since 1949, including homeowners in need of coverage for their primary and secondary properties and outhouses. Mr. Balazs can tailor home insurance products to meet the client's coverage requirements, explain the policy so they know what they're getting, and discuss additional coverage that the client may not have considered, such as the replacement of valuable items.

  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Warrendale Insurance Agency
29195 Plymouth Road, Livonia, MI 48150
Metro Agency, Inc.
32646 Five Mile Rd, Livonia, MI 48154
Professional Insurance Associates
3028 South Wayne Road, Wayne, MI 48184
Kennedy Nemier Insurance Agency, Inc.
218 South Main Street, Plymouth, MI 48170
Loyalty Insurance
41575 Joy Road, Canton, MI 48187
Tucker Insurance Agency
48225 Michigan Avenue, Canton, MI 48188
Karcher Agency
23498 Michigan Avenue, Dearborn, MI 48124
Choice Insurance Agency
201 North Wayne Road, Westland, MI 48185
Canton Insurance Pros
5724 N Canton Center Rd #102A, Canton, MI 48187
Jeffery Balazs - Farm Bureau Insurance Agent
5918 North Lilley Road, Canton, MI 48187

Westland, MI Homeowners Insurance Agency FAQs

  • Is homeowners' insurance in Westland cheaper without a mortgage?

    No. Homeowners' insurance in Westland is not cheaper without a mortgage because insurance companies provide the same policies regardless of mortgage status. Unless there are drastic changes to the home that decrease its value, it is still necessary for individuals to have the same coverage, even if they have already paid their mortgage.

  • How can you determine if you can afford a higher homeowners' insurance deductible in Westland?

    In Westland, you can determine if you can afford a higher homeowners' insurance deductible by evaluating your budget. This can help you know how much money you need to save to pay for your insurance deductible. You can use budget applications to stay on track with your savings and spending.

  • Can you insure your townhouse in Westland using homeowners' insurance?

    It depends on your situation. If your townhouse association in Westland has master policies, you can obtain a tenant homeowners' insurance policy to protect your personal property. However, if your association does not have one, you can purchase a homeowners' insurance policy for your property and prevent monetary losses in case of unforeseen perils.

  • In Westland, when are individuals considered ineligible for homeowners' insurance?

    Individuals in Westland who want to apply for homeowners' insurance can be considered ineligible if the property they want to insure is used for dangerous or illegal purposes and the value of the home does not meet the requirements. They can also be ineligible if they have been found guilty of fraud, arson, destroying property, or the use of explosives within the past five years.

  • What factors affect homeowners' insurance premiums in Westland?

    In Westland, properties' age and condition and policyholders' assets can increase homeowners' insurance premiums. Most of the time, insurance rates are higher for older homes. Insurance rates can also be higher if the location of the home is prone to crimes and natural disasters. In addition, if the property was built using brick or masonry, policyholders might pay lower insurance premiums.

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