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Best Homeowners Insurance Agencies in Kalamazoo, MI

Our Recommended Top 13

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Our goal is to connect people with the best local professionals. We scored Kalamazoo homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

38Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Kalamazoo
5300 Kalamazoo Avenue Southeast, Kentwood, MI 49508

Expertise.com Rating

Review Sources

Google
4.4 (24)

Why choose this provider?

Andy Steensma Insurance Agency is an insurance agency that has been serving Kalamazoo residents and educators for over six decades. The agency focuses on helping clients get the right homeowners' insurance coverage customized to their specific needs. The agency was established by a group of teachers back in 1978 to help the educational community in Michigan to find insurance coverage. Andy Steensma Insurance Agency also offers automobile, recreational vehicle, boat, motorcycle, and life insurance.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
443 South Drake Road, Kalamazoo, MI 49009

Expertise.com Rating

Review Sources

Google
4.5 (46)
Facebook
4.4 (8)

Why choose this provider?

Boot Haan Insurance Agency, located in Kalamazoo, opened in 1962 to help clients protect what's important to them by finding the best homeowners' insurance policy for their specific needs. Basic homeowners insurance policies cover the home's structure, personal belongings, liabilities, and temporary living expenses. Supplemental policies like jewelry and floater insurance, umbrella insurance, and flood insurance policies can also be added. Boot Haan Insurance Agency also provides auto and commercial insurance policies.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
8125 Valleywood Lane, Portage, MI 49024

Expertise.com Rating

Review Sources

Google
4.3 (19)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Barry Dickinson is a State Farm insurance agent who serves clients based in and around Kalamazoo. Since 2013, he has helped clients make complex decisions about what kind of homeowners' insurance policy they need and what coverage it should include. Homeowners' insurance policies can cover all risks or only named risks, depending on what the client needs. Barry Dickinson also provides other State Farm products, including property, life, health, pet, auto, and business insurance policies.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
1623 West Centre Avenue, Portage, MI 49024

Expertise.com Rating

Review Sources

Google
4.5 (16)
Yelp
4.0 (1)

Why choose this provider?

Phillip R. Davis & Associates has been helping renters and homeowners in Kalamazoo mitigate financial risks for over three decades. The company's insurance professionals seek to understand homeowners' needs and help determine the most appropriate coverage packages. They work closely with clients to ensure they receive adequate financial protection. Homeowners' policies provide compensation for losses or damages due to fire, theft, vandalism, frozen pipes, and lightning. Policyholders may also opt for add-ons, such as earthquake and flood insurance coverages.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
444 West Michigan Avenue, Kalamazoo, MI 49007

Expertise.com Rating

Review Sources

Google
4.7 (91)

Why choose this provider?

Keyser is a full-service insurance agency that serves clients in Kalamazoo. The company assists individuals and families in finding the right homeowners' insurance plan that can protect their homes, personal belongings, and loved ones in times of crisis. Its independent insurance agents represent multiple carriers that can provide a variety of coverage options for natural and man-made disasters like theft, fire, and accidents. The company also offers commercial insurance. President Chris Fisher has been in the financial services business for over two decades.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
4341 South Westnedge Avenue, Kalamazoo, MI 49008

Expertise.com Rating

Review Sources

Google
4.1 (19)

Why choose this provider?

Wilk and Son Insurance provides property damage coverage for homeowners in Kalamazoo. The company's offered policies secure damages to client's dwelling sustained from common hazards such as fire, smoke, lightning, and theft. they also cover select personal belongings, additional living expenses in the event of displacement, liability protection against claims of property damage or injury to others, and medical expenses for the affected parties. Founded in 1927, Wilk and Son Insurance's other lines of coverage include auto, health, and life.

  • Multiple Policy Types
  • Multiple Carriers
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Kalamazoo
5579 Stadium Dr, Kalamazoo, MI 49009

Expertise.com Rating

Review Sources

Google
4.7 (102)
Yelp
2.0 (1)

Why choose this provider?

Serving clients in the Kalamazoo area, Nulty Insurance provides homeowners insurance, as well as a range of other insurance products. This agency was founded in 1945 and is an independent insurance agency. It works with a variety of trusted carriers to provide reliable insurance policies for its clients. In addition to homeowners insurance, Nulty Insurance also offers a variety of other personal insurance products, as well as business insurance and employee benefits.

  • Multiple Policy Types
  • Renter's Insurance
  • Fire

Best Homeowners Insurance Agencies Serving Kalamazoo
5865 Venture Park Drive, Kalamazoo, MI 49009

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Lake Michigan Credit Union is a homeowners' insurance agency that assists both new and existing policyholders in its Kalamazoo office. Its team of home insurance professionals offers homeowners' insurance plans that can protect the homeowners, their home properties, and their personal belongings against unforeseen situations. Through these plans, they are covered from medical expenses, as well as home restoration and repair costs. The team at Lake Michigan Credit Union also offers renter's insurance to occupants of rental dwellings.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
280 Ann Street Northwest, Grand Rapids, MI 49504

Expertise.com Rating

Review Sources

Facebook
4.7 (163)
Google
4.3 (155)
Yelp
4.4 (7)

Why choose this provider?

Compass Insurance Agency is a homeowners' insurance company that services individuals, families, and groups in Kalamazoo and the surrounding areas. Located in Grand Rapids, the agency is connected to 20 home insurance providers who supply quotes that can match a homeowner's lifestyle and needs. The team at Compass Insurance Agency compares these home quotes and recommends the best policy to their clients. Some of the agency's home insurers include Citizens Insurance, Liberty Mutual Insurance, and Nationwide.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
8709 Gull Road, Richland, MI 49083

Expertise.com Rating

Review Sources

Google
4.9 (306)
Facebook
5.0 (17)
Yelp
5.0 (6)

Why choose this provider?

Lance Greer State Farm Insurance Agent offers insurance assistance for clients in Kalamazoo and throughout its nearby communities. Mr. Greer and his team offer a range of insurance products, including homeowners insurance that covers the cost of damages resulting from fire, storms, break-ins, and other disasters. Other products sold at this agency include auto, property, life, and health insurance. Lance Greer helps current State Farm clients to navigate the claims process and make changes to their policies whenever necessary.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
452 North Grand Street, Schoolcraft, MI 49087

Expertise.com Rating

Review Sources

Google
5.0 (47)

Why choose this provider?

Trust Shield Insurance Group helps homeowners in the Kalamazoo area obtain reliable home insurance policies from top carriers. Its team has been serving clients in the area for more than 30 years, helping them to obtain coverage that prevents them from financial strain should an unexpected event result in loss or damage of their home or its contents. Trust Shield works with an array of carriers, including Cincinnati Insurance Companies and Hastings Mutual Insurance Group.

  • Renter's Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
212 West State Road, Hastings, MI 49058

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Mid-Michigan Group is an insurance agency that works with clients in the Kalamazoo area. This full-service financial and insurance firm provides an array of solutions for homeowners. Working with carriers such as SafeCo Insurance and Progressive, it provides affordable options for its clients that include coverage for a broad range of unexpected events and catastrophes. In addition to home insurance, Mid-Michigan Group also offers auto and life insurance, as well as investment services.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Kalamazoo
2275 South 11th Street, Kalamazoo, MI 49009

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Troy Weldon is an insurance agent with State Farm who serves the residents and business entities of Kalamazoo. He helps clients find the right State Farm homeowners' insurance policy with the coverage they need to protect themselves and their properties. Troy Weldon has been a State Farm agent since 2000. Besides home insurance, he also offers other State Farm insurance products, including property insurance, auto insurance, pet insurance, life insurance, health insurance, and business insurance.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Andy Steensma Insurance Agency - Meemic Insurance Agent
5300 Kalamazoo Avenue Southeast, Kentwood, MI 49508
Boot Haan Insurance Agency
443 South Drake Road, Kalamazoo, MI 49009
Barry Dickinson - State Farm Insurance Agent
8125 Valleywood Lane, Portage, MI 49024
Phillip R. Davis & Associates
1623 West Centre Avenue, Portage, MI 49024
Keyser
444 West Michigan Avenue, Kalamazoo, MI 49007
Wilk and Son Insurance
4341 South Westnedge Avenue, Kalamazoo, MI 49008
Nulty Insurance
5579 Stadium Dr, Kalamazoo, MI 49009
Lake Michigan Credit Union - Kalamazoo Insurance Office
5865 Venture Park Drive, Kalamazoo, MI 49009
Compass Insurance Agency
280 Ann Street Northwest, Grand Rapids, MI 49504
Lance Greer - State Farm Insurance Agent
8709 Gull Road, Richland, MI 49083
Trust Shield Insurance Group
452 North Grand Street, Schoolcraft, MI 49087
Mid-Michigan Group
212 West State Road, Hastings, MI 49058
Troy Weldon - State Farm Insurance Agent
2275 South 11th Street, Kalamazoo, MI 49009

Kalamazoo, MI Homeowners Insurance Agency FAQs

  • Are homeowners in Kalamazoo legally compelled to carry insurance for their houses?

    No, homeowners in Kalamazoo are not legally compelled to carry insurance for their homes. However, those with mortgages will be forced to insure their homes because the lender will get the policy and charge the premiums to the borrower. This is because mortgagors have an interest in the real estate as collateral.

  • Can anyone in Kalamazoo obtain homeowners' insurance?

    No. There are individuals in Kalamazoo who are not qualified to obtain homeowners' insurance policies. Those residential owners who are two years behind on real estate taxes will be ineligible for insurance coverage under Michigan law. Individuals who have been guilty of the use of explosives, the destruction of property, or consummated and attempted arson cannot be covered.

  • What are the advantages of choosing independent homeowners' insurance agents in Kalamazoo?

    In Kalamazoo, independent insurance agents are not beholden to any specific provider of homeowners' policies and are free to combine options as they see fit. The client gets a choice of multiple insurers and does not have to select from a limited range of products offered by a handful of corporations.

  • Is it safe to assume that a homeowners' insurance policy in Kalamazoo that covers natural disasters covers all weather phenomena and risks?

    No, it is not safe to assume that a homeowners' insurance policy in Kalamazoo that covers natural disasters protects the property from all weather phenomena and risks. It is possible that the policy excludes certain contingencies like floods and the related water damage caused. These added risks are best named overtly in the document.

  • What is umbrella insurance in Kalamazoo in relation to homeowners' insurance products?

    Regarding homeowners' insurance products in Kalamazoo, umbrella insurance options provide an extension to the liability coverage of existing programs. This is used in the context of premises liability and functions as an extension of the existing tort coverage maximum limit in the homeowners' policy.

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