Best Homeowners Insurance Agencies in Michigan

Warsen Insurance is a family-owned company that has been serving clients in Michigan since 1949. It offers the best insurance policies in the state, including homeowners', auto, boat, and motorcycle insurance. Its agents assist in choosing various coverage options for life, disability, and long-term care plans. In addition, the company provides auto, general liability, property, and workers' compensation coverage to small businesses and specific industries like manufacturing, restaurant, and brewery and distillery. Warsen Insurance works with Michigan Insurance Company and Progressive as an independent agency.

E&Y Agency, LLC, is an independent broker providing the best insurance solutions to Michigan residents. Its agents compare quotes from various carriers and offer the most affordable homeowners' policies, protecting clients' homes and their possessions from damage or theft. In addition, the company handles other insurance products, including life, health, truck, and auto. It also caters to commercial clients, covering workers' compensation, general liability, and business vehicles. Regarded as the best insurance company in the state, E&Y Agency is a member of the Michigan Association of Insurance Agents.

Preferred Insurance Network is a family-owned company that has been providing services in Michigan since 1988. It offers the best homeowners' policies and handles other personal products, such as renters', landlord, condo, individual life and health, and recreational vehicle insurance. Its agents also assist businesses in choosing various coverage options, including management liability, employee benefits, and risk solutions. Preferred Insurance Network operates as an independent agency and works with carriers like Travelers, Safeco, The Hanover, and General Casualty.

Blackmore Rowe Insurance is a family-owned independent agency that serves clients throughout Michigan. It offers the best homeowners' insurance policies that include a wide variety of coverage, including structural damage, personal property, additional living expenses, personal liability, fire damage, and off-premises theft. It also extends its protection to high-valued possessions like art, jewelry, collectible cars, and wine collection. Its agents handle other personal insurance products, covering renters, condos, mobile homes, and vacant dwellings. The company has been in operation since 1915.

Macomb-Gerlach Agency, Inc., has been providing the best insurance plans in Michigan for more than 150 years. Its policies for homeowners cover their property's physical structure, personal belongings, and additional living expenses. It offers personal liability coverage to safeguard clients against legal responsibility for injuries sustained in their homes. Macomb-Gerlach's team handles other personal and commercial insurance products and manages notary and probate bonds. The agency is a member of the Michigan Association of Insurance Agents.

Envision Insurance is a local business that provides the best risk mitigation services throughout Michigan. Its homeowners' insurance plans include dwelling, additional living expenses, personal property, and guest medical coverage options. The company's policies for homeowners extend to high-value possessions, such as gun collections, jewelry, and expensive electronic equipment. As an independent agency, Envision partners with carriers like American Modern, Safeco, and Foremost to offer customizable personal, group, and commercial insurance programs to its clients.

The Rathbun Agency has been offering risk management services and financial solutions to clients throughout Michigan since 1956. It provides the best homeowners' policies in the state and handles other personal coverage, including renters', condo, and landlord insurance. The company worked with various insurance carriers as an independent agency. Its president, Ben Rathbun, holds the Chartered Property Casualty Underwriter and Accredited Adviser in Insurance designations. He was named the Young Agent of the Year by the Independent Insurance Agents and Brokers of America in 2020.

Ottawa Kent is the best independent agency that offers insurance and risk management solutions to individuals and businesses in Michigan. Its advisors compare homeowners' plans from various insurance carriers to provide the best coverage, protecting clients from financial costs from personal liability, property damage, personal injury, medical expenses, and loss of use. Its policies also cover renters, condominiums, mobile homes, and rental properties. The company represents more than 20 high-net-worth insurance providers. Its team has an average of 25 years of experience in the industry.

Doug Zuidema has been an insurance agent for State Farm since 2011. His firm operates as the best in Michigan, offering personal and commercial lines of insurance to clients in the state. He helps clients protect their dwellings by finding the best coverage options. He crafts homeowners� policies that underwrite damaged structures and stolen belongings like appliances, furniture, and clothing. In addition, the policies provide liability protection for lawsuits related to property damage and personal injuries sustained by third parties within the policyholders' premises.

Loyalty Insurance is a local independent agency that caters to individuals in businesses throughout Michigan. It offers the best homeowners' insurance policies that protect clients from financial loss due to personal property theft, vandalism, liability, fire or smoke damage, and natural disasters like windstorms and hail. It also provides an option to extend its coverage to scheduled properties, including jewelry, fine arts, bicycles, cameras, and musical instruments. Loyalty Insurance has managed more than 10,000 accounts since its establishment in 1992.

Michigan's leading agency Bois Insurance is a fourth-generation family-owned business that has been delivering the best policies in the state since its establishment in 1919. It offers homeowners' insurance plans covering property damage and personal liability. It also handles other products, such as life, health, recreational vehicle, and auto coverage. Additionally, its agents cater to commercial clients, providing general liability, commercial auto, and workers' compensation insurance. As an independent agency, Bois Insurance works with various carriers like Pioneer State Mutual, Progressive, and Accident Fund.

Aspen Insurance Group is an independent company that provides services to clients in Michigan. It offers the best home insurance policies, securing financial protection against fire or natural disasters, property damage, personal liability for injuries within the property, and loss of personal belongings. It also handles other products, such as life, boat, motorcycle, recreational vehicle, umbrella, and business insurance. Aspen Insurance Group works with different carriers to personalize coverage, including Liberty Mutual, Foremost, The Hartford, and MetLife.

Kirk Byrens is a State Farm Insurance Agent who provides services to clients in Michigan. He offers the best homeowners' insurance coverage in the state. The policy protects clients from financial loss caused by personal liability in accidents within the property, damage from natural disasters, and loss of personal belongings like musical instruments, jewelry, and furniture. In addition, he helps select coverage options for health, life, auto, pet, and business insurance products. Byrens also addresses financial needs through State Farm's banking solutions.