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2024

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Best Homeowners Insurance Agencies in Quincy, MA

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Quincy Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

46Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

300 Congress Street, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
4.7 (36)

Why choose this provider?

Established in 1926, Tonry Insurance Group, Inc., is a Massachusetts-based insurance agency catering to clients in Quincy. It provides exhaustive homeowners' insurance plans with extensive liability coverage—for incidents like dog bites, injured visitors, other's property damage, and food poisoning—on top of the standard home insurance coverage. It also offers other property insurances such as flood insurance, condominium insurance, and renters' insurance. A broad range of personal and business insurance coverages is also available, from personal umbrella and life policies to employee benefits and specialty bonds.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

21 Franklin Street, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
5.0 (63)
Facebook
5.0 (16)
Yelp
4.5 (4)

Why choose this provider?

Agnitti Insurance Agency, Inc. is a Quincy-based independent insurance agency that was established by Tony Agnitti. The agency assists clients with their insurance needs, such as finding them a homeowners insurance policy that will best suit their needs. It also offers a wide range of benefits, like personal claims handling, electronic funds transfers, and easy payment plans. Serving the South Shore area since 1987, Agnitti Insurance Agency was recognized as the Best Insurance Agency by the Best of Quincy Survey from 2013-2016.

  • Multiple Policy Types

126 Franklin Street, Quincy, MA 02169

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Celia Insurance Agency services the Quincy area and caters to residents that seek financial securities for their homes. The agency helps clients identify suitable insurance policies that cover damages and losses in cases such as fire, burglary, and inclement weather. Celia Insurance Agency also assists clients in securing coverage for personal belongings in addition to fulfilling insurance requirements for mortgage lenders. Founded in 1947 by George Celia Sr., the firm also handles insurance matters for condo owners and renters.

  • Personal Property Insurance
  • Multiple Policy Types

14 Franklin St, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
4.8 (14)
Yelp
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Burgin Platner and Company is an independent insurance agency serving residents of Quincy. It has been providing insurance products and solutions since 1925. Its fully-customized homeowners' insurance plans cover personal property, property damage, loss of use, personal liability, and personal injury and medical expenses. It also offers coverage options for flooding, secondary homes, wine collections and classic cars, water back-up, and off-premises theft. Other insurance products include high net worth insurance, personal umbrella, recreational insurance, cyber liability coverage, and special event coverage.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

11 Independence Avenue, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
4.6 (17)
Facebook
5.0 (7)
Yelp
4.0 (5)

Why choose this provider?

Marchionne Insurance has been providing personal, business, auto, and home insurance products and services in Quincy, South Shore, and the Greater Boston area since 1949. This independent insurance agency offers a variety of home insurance coverage options from top insurance carriers. Its team builds coverage plans to protect personal property and valuables. The agents also educate clients on other insurance options available for them such as condominium unit, rental, coastal home, dwelling fire, and flood insurance.

  • Multiple Policy Types

1245 Hancock Street, Quincy, MA 021689

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Cullen & Townsend Insurance Agency is a company of insurance professionals in Quincy that provides various insurance solutions to clients in the metro. It offers a wide range of personal and business insurance coverages, as well as specialized protection for the disabled. The company provides homeowners' insurance plans that financially protect properties from damages. It can include additional services, such as replacement cost analysis and review of liability insurance versus assets.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

812 Chief Justice Cushing Highway, Cohasset, MA 02025

Expertise.com Rating

Review Sources

Facebook
4.6 (43)

Why choose this provider?

McSweeney & Ricci Insurance is a locally owned and operated insurance agency that serves clients in the Quincy area. Its agents help clients to determine the right amount and types of coverage to protect their financial health in case of loss or damage in their homes. In addition to home insurance, this agency also sells car and business insurance policies. Carriers that McSweeny & Ricci represents include AIG, Berkley One, and AmTrust Financial.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

511 Washington Street, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
4.1 (12)
Yelp
5.0 (1)

Why choose this provider?

A family-operated independent insurance agency in Quincy, Imaginative Insurance Products, Inc. helps its clients find the best insurance options to protect their investments like their home. The agency's services include comparing various homeowners insurance rates from different insurance providers and choosing the one that suits the clients' needs. With around 30 years of experience in the industry, Imaginative Insurance Products also offers business insurance and other personal insurance policies like auto, life, motorcycle, and renters insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

82 Willard St, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (4)

Why choose this provider?

Founded in 1975, McDonald Insurance is a family-owned independent company that offers property damage coverage to homeowners in Quincy. Its policies cover common hazards such as fire, wind, hail, and theft, and include personal liability coverage. McDonald opens coverage options tailored to a property's features such as its home security systems, fire emergency equipment, and possible coastal location. Other property coverages it offers include flood, multi-family dwellings, condominiums, rentals, and vacation properties.

  • Condos
  • Multiple Policy Types
  • Multiple Carriers

51 Hancock St, Quincy, MA 02171

Expertise.com Rating

Review Sources

Google
4.8 (94)
Yelp
4.5 (3)
Facebook
5.0 (1)

Why choose this provider?

Chan Insurance Agency is an independent insurance agency located in Quincy that started in 1983. It provides different insurance products like homeowners insurance. With access to more than 40 insurance companies, the agency can provide the homeowners insurance with all the right coverages tailored to suit its clients' needs. Chan Insurance Agency is a member of the Satellite Agency Network, Strategic Insurance Agency Alliance, and Massachusetts Association of Insurance Agents. The agency has another location in Boston.

  • Condos
  • Renter's Insurance
  • Personal Property Insurance

100 Ledgewood Place, Rockland, MA 02370

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (4)

Why choose this provider?

Northeast Insurance Solutions is an independent insurance agency that serves clients in Quincy and throughout its nearby areas. This agency helps clients select policies from top carriers, including Foremost Insurance Group, Kemper, and Progressive. Its agents help clients determine how much coverage they need and shop around for quotes to find the best rates and coverage to suit clients' needs. In addition to homeowners' policies, Northeast Insurance Solutions also sells auto, commercial, and contractors insurance.

  • Personal Property Insurance
  • Multiple Policy Types

50 Billings Road, Quincy, MA 02171

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Beacon Insurance Alliance, LLC is a Quincy-based insurance agency with more than three decades of experience in the insurance industry. The homeowners' insurance policy of the agency covers the home, personal belongings, and personal liability of its clients. It protects its clients against unforeseen and devasting events affecting their properties. The insurance agents of Beacon Insurance Alliance, LLC, guide its clients so they can find the most suitable insurance policy that meets their needs.

  • Renter's Insurance
  • Multiple Policy Types

21 Mayor Thomas J McGrath Highway, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Bos Insurance Agency is a Massachusetts-based independent insurance firm providing insurance products and solutions to homeowners in Quincy. Its team of agents is proficient in writing comprehensive homeowners' insurance policies tailored to the clients' needs and requirements. The homeowners' policy includes coverage for the dwelling, other structures, personal belongings, and the majority of natural disasters. The agency also offers policies for condominium coverage and renters' coverage. Other insurance products include auto insurance, recreational RV insurance, boat insurance, and umbrella policies.

  • Renter's Insurance
  • Multiple Policy Types
  • Fire

21 McGrath Highway, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Tobman, Molignano & Weiner Insurance Agency, Inc., is a Quincy full-service independent insurance agency established by Morris L. Tobman in 1936. The agency provides comprehensive personal and commercial insurance programs. One of these programs is homeowners' insurance. Its staff analyzes its clients' needs, tailors client-specific protection programs, compares various homeowners' insurance rates, and helps them save money. Tobman, Molignano & Weiner Insurance Agency is a member of the Massachusetts Association of Insurance Agents. It represents several insurance providers like AIG, Chubb, CNA, MetLife, and Travelers.

  • Renter's Insurance
  • Personal Property Insurance

306 Washington Street, Norwell, MA 02061

Expertise.com Rating

Review Sources

Google
5.0 (68)
Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

Founded more than 70 years ago, Gordon Atlantic Insurance provides personal insurance policies for clients in the Quincy area. The agency's team works with a variety of carriers to help clients find economical insurance options for homeowners. Agents are committed to making sure that policies sold include sufficient coverage for clients' homes and the contents stored within them. In addition to homeowners insurance, Gordon Atlantic Insurance also offers life, condo, umbrella, and auto insurance policies.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tonry Insurance Group, Inc.
300 Congress Street, Quincy, MA 02169
Agnitti Insurance Agency, Inc.
21 Franklin Street, Quincy, MA 02169
Celia Insurance Agency
126 Franklin Street, Quincy, MA 02169
Burgin Platner and Company
14 Franklin St, Quincy, MA 02169
Marchionne Insurance
11 Independence Avenue, Quincy, MA 02169
Cullen & Townsend Insurance Agency
1245 Hancock Street, Quincy, MA 021689
McSweeney & Ricci Insurance
812 Chief Justice Cushing Highway, Cohasset, MA 02025
Imaginative Insurance Products Inc.
511 Washington Street, Quincy, MA 02169
McDonald Insurance
82 Willard St, Quincy, MA 02169
Chan Insurance Agency
51 Hancock St, Quincy, MA 02171
Northeast Insurance Solutions
100 Ledgewood Place, Rockland, MA 02370
Beacon Insurance Alliance, LLC
50 Billings Road, Quincy, MA 02171
Bos Insurance Agency
21 Mayor Thomas J McGrath Highway, Quincy, MA 02169
Tobman, Molignano & Weiner Insurance Agency Inc.
21 McGrath Highway, Quincy, MA 02169
Gordon Atlantic Insurance
306 Washington Street, Norwell, MA 02061

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can a Quincy resident escalate their concerns if they are dissatisfied with the insurance company's resolution?

    Residents of Quincy have the right to take their homeowners' insurance complaints to the Massachusetts Department of Insurance. They accept complaints via email, postal mail, or fax. If your issue falls outside the Division's purview, they will direct you to the appropriate agency. They do not, however, provide legal advice or mediate disputes between lawyers and their clients.

  • How can Quincy homeowners ensure that their insurance policy adequately covers their belongings and any recent home improvements?

    Quincy residents should carefully inventory all of their possessions to make future replacement easier. They must also immediately notify their insurance agents if they make any changes to their properties so that the reimbursement reflects these changes. It is also critical to confirm any specific coverage limits imposed by the insurance. Additionally, a yearly review of the policy ensures that it takes into account current assets as well as any changes made in the previous year.

  • If a Quincy resident's insurance policy is not renewed, how should the insurer communicate this decision, and how much notice should they provide?

    According to Massachusetts regulations, if an insurer chooses not to renew a policy in Quincy, they must notify the policyholder 45 days before the policy's expiration date. They are not required to use certified mail; simply sending a letter to the policy's registered address will suffice. Individuals facing non-renewals can consult their agents about alternative carriers they represent or contact the Massachusetts Property Insurance Underwriting Association to discuss coverage requirements.

  • Is it typical for a standard homeowners' insurance policy to cover short-term rentals like Airbnb for Quincy residents?

    In Quincy, a standard homeowners' insurance policy may not cover home-sharing services like Airbnb. Prior to engaging in short-term rentals, it is imperative that homeowners consult with their insurance agent. They can advise you on customized options for protection against property damage and potential claims of personal liability arising from such rentals.

  • Is proof of ownership, such as receipts, required in Quincy when filing a claim for stolen items covered by the homeowners' insurance policy?

    Yes, proof of ownership is required when filing a claim for stolen items listed on a Quincy homeowners' insurance policy. In the absence of sales receipts, insurers will typically accept photographs, owner's manuals, credit card bills, canceled checks, warranties, service contracts, or even videos showcasing the items. Making a proactive inventory of personal belongings is recommended to facilitate claims in potential future losses.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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