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2024

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Best Homeowners Insurance Agencies in New Bedford, MA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored New Bedford Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

44Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

208 Washington Street, Fairhaven, MA 02719

Expertise.com Rating

Review Sources

Google
4.3 (46)
Yelp
5.0 (5)

Why choose this provider?

Kaplansky Insurance is an independently owned and operated insurance agency that has been working with the New Bedford community since 1974. The company offers homeowners insurance plans that cover the cost of repairing structural damage to the building that was caused by fire, smoke, and rain. It also sells policies that cover the contents of the home in the case of theft. Additionally, the company has coverage for clients' commercial and traditional vehicles, condos, and businesses.

  • Condos
  • Renter's Insurance
  • Multiple Carriers

4317 Acushnet Avenue, New Bedford, MA 02745

Expertise.com Rating

Review Sources

Google
4.7 (29)
Facebook
4.0 (4)

Why choose this provider?

Tetrault Insurance Agency is an independent insurance company that offers homeowners' insurance for residents of New Bedford. It offers home insurance policies that provide protection from loss and liability. Its standard insurance policy includes home structure coverage, personal belongings coverage, liability protection, and additional living expenses. If the house is damaged by lightning, hail, hurricane, or fire, the insurance pays for repairs and reconstructions. It works with several insurance providers like Arch Insurance Company and Foremost Insurance Company.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

64 Fairhaven Road, Mattapoisett, MA 02739

Expertise.com Rating

Review Sources

Facebook
4.8 (58)
Google
4.0 (5)
Yelp
2.5 (3)

Why choose this provider?

RogersGray is an independently owned and operated insurance company working with the people of New Bedford. The agency has been in operation for over a century, and its team is available to help clients locate and purchase homeowners insurance packages for their primary residences, condos and apartments, and vacation homes. The team also sells plans for clients who are renting their homes. Additionally, the company offers auto, life, and business insurance.

  • Multiple Policy Types

651 Orchard Street, New Bedford, MA 02744

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Flagship Insurance Agency offers insurance policy options to residents and business property owners in New Bedford and the surrounding areas. The agents educate the clients on the rating factors that determine the cost of homeowners' insurance policy. The policy is available for owners and renters and for different types of residences such as houses or apartments. In the unfortunate event of disasters such as a fire, the policy covers the repair and replacement cost of the house and its contents.

  • Multiple Policy Types

3263 Acushnet Ave, New Bedford, MA 02745

Expertise.com Rating

Review Sources

Google
4.7 (20)
Yelp
5.0 (1)

Why choose this provider?

Founded in 1989, FBinsure - New Bedford Office is a local insurance agency that provides custom insurance and risk solutions to individuals and businesses. Its insurance agents in New Bedford assist in evaluating property and assets, as well as educate clients on insurance options prior to purchase. FBinsure - New Bedford Office also has business insurance solutions for construction, snow and ice management, distribution and trucking, and sports camps and facilities.

  • Multiple Policy Types

1847 Acushnet Avenue, New Bedford, MA 02746

Expertise.com Rating

Review Sources

Google
4.3 (11)
Facebook
5.0 (6)

Why choose this provider?

Pacheco Insurance offers insurance policy options to residents and business property owners in New Bedford and the surrounding areas. The agents guide clients on the different homeowners' insurance policies they can choose from depending on their needs and budget. Each policy is customized depending on the type of residences the clients own, the valuables they want to cover, and the specific coverages included in the policy. The company has been in the industry since 1989.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

388 County Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Google
4.5 (13)
Yelp
5.0 (1)

Why choose this provider?

Paul & Dixon Insurance offers insurance policy options to residents and business property owners in New Bedford and throughout the region. Its homeowners' insurance policy provides protection for the structures, the clients' personal possessions, and any possible personal liability due to guests being injured while on the policyholder's property. There are various coverages available for homeowners and condominium unit owners and special programs for clients with businesses in their homes. The company has been in the industry since 1852.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

811 Ashley Boulevard, New Bedford, MA 02745

Expertise.com Rating

Review Sources

Google
4.7 (7)
Facebook
5.0 (4)

Why choose this provider?

Gilbert J. Costa Insurance Agency is an insurance agency that has been serving the residents of New Bedford and the nearby areas for over 50 years. The agency offers homeowners insurance policies that reimburse clients for spoiled food during power outages, covers damage to the house from specific disasters, and protects the client from lawsuits stemming from injuries on the property. It also sells packages for motor vehicles, businesses, and watercraft.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

199 Phillips Avenue, New Bedford, MA 02746

Expertise.com Rating

Review Sources

Google
4.3 (12)
Yelp
1.0 (1)

Why choose this provider?

Bergeron Insurance Agency LLC is an independent insurance agency serving New Bedford since 1927. The agency's homeowners insurance policy can cover losses to the home and its contents and loss of its use or property. It can also include an amount of liability insurance. Clients can select limits to their policy including liability limit selected along with an insurance umbrella. Homeowner discounts and credits are available which can vary from company to company due to the policy written on an individual basis. The agency also offers auto, life, and business insurance.

  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers

195 Kempton Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Google
4.9 (64)
Yelp
5.0 (2)

Why choose this provider?

Established in 1926, Humphrey, Covill & Coleman Insurance Agency serves the insurance needs of clients through its office in New Bedford. Its homeowners' insurance policy provides suitable coverage for the homes of its clients. The policy can cover the dwelling or the structure, unattached structures that are not used for business, and the personal belongings of the clients. Additionally, the policy can cover additional living expenses in case the clients need to temporarily vacate their home.

  • Multiple Policy Types

328 Bedford Street, Lakeville, MA 02347

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Roger Keith & Sons Insurance Agency is a independently owned and operated insurance agency that has been serving the New Bedford community since 1869. The company sells homeowners insurance policies that cover primary residences, vacant properties, belongings in the buildings, and secondary structures on the land. Its packages may also cover visitors who have been injured while on the property. Additionally, the company offers coverage for businesses, cars and motorcycles, and health care.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

330 Union Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Chas S. Ashley & Sons Inc. is a family-owned and operated insurance agency operating out of its New Bedford office. The company has been in operation for over 110 years, and it represents multiple insurance providers in order to help clients locate and purchase homeowners insurance coverage that is tailored to their specific needs. It also offers plans for automobiles, health care, and businesses. The company was given the 2012 Downtown New Bedford Business of the Year award.

  • Multiple Policy Types

960 Kempton Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Google
4.3 (3)

Why choose this provider?

Borden Insurance Agency has been offering insurance advice and products in New Bedford since 1909. Its insurance specialists seek to understand homeowners' needs and help obtain necessary financial protection through multiple insurance quotes from insurance companies. They also assist in ensuring home renovations are noted in homeowners' insurance policies. Homeowners receive compensation in case of a covered loss, such as property or home damage. Borden Insurance Agency has insurance solutions for tenants and condominium owners.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Kaplansky Insurance
208 Washington Street, Fairhaven, MA 02719
Tetrault Insurance Agency
4317 Acushnet Avenue, New Bedford, MA 02745
RogersGray
64 Fairhaven Road, Mattapoisett, MA 02739
Flagship Insurance Agency
651 Orchard Street, New Bedford, MA 02744
FBinsure - New Bedford Office
3263 Acushnet Ave, New Bedford, MA 02745
Pacheco Insurance
1847 Acushnet Avenue, New Bedford, MA 02746
Paul & Dixon Insurance
388 County Street, New Bedford, MA 02740
Gilbert J. Costa Insurance Agency
811 Ashley Boulevard, New Bedford, MA 02745
Bergeron Insurance Agency LLC
199 Phillips Avenue, New Bedford, MA 02746
Humphrey, Covill & Coleman Insurance Agency
195 Kempton Street, New Bedford, MA 02740
Roger Keith & Sons Insurance Agency
328 Bedford Street, Lakeville, MA 02347
Chas S Ashley & Sons Inc
330 Union Street, New Bedford, MA 02740
Borden Insurance Agency
960 Kempton Street, New Bedford, MA 02740

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Do homeowners insurance policies in New Bedford cover damage brought on by sewer backup?

    In New Bedford, standard homeowner insurance policies do not provide coverage for water baking up from sewers, as well as from sump pumps and drains. This implies that a homeowner might have to pay for the repairs out of their own money if this kind of water damage occurs to their home. To get coverage for this kind of damage, it's necessary to opt for the limited water backup endorsement.

  • Will your New Bedford homeowners insurance policy cover the cost of cleaning up an oil spill?

    Your homeowners insurance policy in New Bedford will not provide coverage for clean-up if your oil tank leaks. You must purchase the escaped fuel coverage to obtain coverage for clean-up and damage caused by an oil spill, which includes situations wherein it seeps into the groundwater. Other common exclusions are damages brought on by earthquakes and floods, as well as losses due to negligence, poor maintenance, and business.

  • What costs are normally covered by loss of use coverage in a New Bedford house insurance policy?

    Loss of use coverage in a New Bedford home insurance policy typically pays for the following costs: moving costs, laundry costs, parking and transportation costs, pet boarding, storage for household items, excess grocery or restaurant costs, and short-term housing like a hotel or apartment. The loss of use coverage's main goal is to give you financial support if you unexpectedly find yourself without a place to live due to covered perils.

  • What are the exclusions from equipment breakdown coverage in a New Bedford house insurance policy?

    The equipment breakdown coverage in a New Bedford house insurance policy usually does not provide coverage for damages resulting from rust, corrosion, mold, pest damage, normal wear and tear, poor maintenance, and manufacturer defects. Furthermore, there can be limitations on the systems and appliances in terms of their age and condition.

  • What must you do initially if your New Bedford homeowners insurance is dropped?

    Contacting your insurance company or agent should be your first move if your New Bedford homeowner's insurance is dropped. You must ask them about the cause and explore if there is something you can carry out to resolve it. For instance, if your insurance is being terminated for non-payment, check if you can work out a payment schedule with your insurer to make up the difference.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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