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2024

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Best Homeowners Insurance Agencies in Fall River, MA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Fall River Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

37Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

709 Fall River Avenue, Seekonk, MA 02771

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Established in 1980, Towers-Lemos Insurance Agency is a local independent insurance agency that provides its services to Fall River. The agency's services include offering homeowners' insurance that will help its clients protect their homes. Its team of professional agents assists clients in getting an insurance policy that has accurate coverage at the rate that suits their budget. Towers-Lemos Insurance Agency serves Rehoboth, Seekonk, and Swansea in Massachusetts, as well as East Providence, Little Compton, and Tiverton in Rhode Island.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

10 Taunton Green, Taunton, MA 02780

Expertise.com Rating

Review Sources

Google
4.6 (5)
Facebook
5.0 (3)

Why choose this provider?

Costa Insurance caters to individuals and businesses in the Fall River area. Its team offers home insurance to individuals who want better financial protection for their properties. The policy provides compensation for theft and vandalism, along with damage caused by fires and natural disasters. It also covers injuries that occur inside the residence. In addition, commercial clients can get insurance for workers' compensation and professional liability claims. Its agents have more than 35 years of industry experience.

  • Personal Property Insurance

1 Crandall Road, Tiverton, RI 02878

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Partners Insurance Group is an independent insurance agency that serves the residents of Fall River. The agency creates homeowners' insurance policies that are tailored to fit the unique needs of its clients. The company's agents work closely with clients especially when they are experiencing a loss and seeking appropriate compensation. Partners Insurance Group carries insurance provider options such as MetLife Auto & Home, The Main Street America Group, and The Beacon Insurance Co.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

155 North Main Street, Fall River, MA 02720

Expertise.com Rating

Review Sources

Google
3.9 (37)

Why choose this provider?

Rua-Dumont-Audet Insurance Agency Inc. is an independent insurance agency in Fall River, MA, that offers personal and business insurance plans to clients in the area. The agency offers homeowners' insurance packages that protect homes from disasters and other damage. Its standard policies protect the dwelling structure, homeowners' liability, living expenses or loss of use, and personal belongings. RDA Insurance's history can be traced way back to 1908 and has evolved into its present form in 2005.

  • Personal Property Insurance
  • Multiple Policy Types

246 Gardners Neck Road, Swansea, MA 02777

Expertise.com Rating

Review Sources

Facebook
4.5 (13)
Google
5.0 (9)

Why choose this provider?

Frank Smith Insurance & Real Estate is an insurance company that serves clients in Fall River. It provides homeowners with coverage to pay for any repairs or replacement for any damage to the house and its plumbing, heating, or electricity. It covers additional parts of the house like sheds and fences. The company offers both a standard all-encompassing plan and a customized plan for specific issues like flooding. The company also does the handling of real estate purchases and sales.

  • Multiple Policy Types

434 American Legion Highway, Westport, MA 02790

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
5.0 (3)

Why choose this provider?

Arruda Insurance Agency caters to homeowners in the Fall River area that seek to ensure the financial security of their homes. The firm works to help clients identify insurance policies that fit their specific needs in terms of covered losses. Arruda Insurance Agency also handles specialty dwelling needs as well as common factors for insurance coverage including temporary living arrangements, liabilities, and special options for high-value assets. The agency has been servicing Bristol County communities since 1970.

  • Flood
  • Multiple Policy Types

1000 North Main Street, Fall River, MA 02720

Expertise.com Rating

Review Sources

Google
4.5 (12)

Why choose this provider?

Established in 1881, Stafford & Co. Insurance provides a host of financial and insurance services through its offices in Fall River and Somerset. The homeowners' insurance offering of the company covers all residential properties, including primary homes, rental properties, vacation homes, condominiums, and high-valued homes. Aside from damage to the primary homes, the insurance also covers the contents, personal liability, and loss of use. Additionally, an insurance professional from the company can help clients design a policy that fits their needs.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Towers-Lemos Insurance Agency
709 Fall River Avenue, Seekonk, MA 02771
Costa Insurance
10 Taunton Green, Taunton, MA 02780
Partners Insurance Group
1 Crandall Road, Tiverton, RI 02878
Rua-Dumont-Audet Insurance Agency, Inc.
155 North Main Street, Fall River, MA 02720
Frank Smith Insurance & Real Estate
246 Gardners Neck Road, Swansea, MA 02777
Arruda Insurance Agency
434 American Legion Highway, Westport, MA 02790
Stafford Insurance
1000 North Main Street, Fall River, MA 02720

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Where can you acquire homeowners' insurance in Fall River if your carrier did not renew your policy?

    If your insurance company in Fall River did not renew your policy, you may ask your agent if they write homeowners' insurance for other carriers. If not, you can purchase homeowners' insurance through the Massachusetts Property Insurance Underwriting Association (FAIR Plan). Individuals who cannot get coverage on the voluntary market can obtain coverage through this program. You may call (617) 723-3800 or 1-800-392-6108 for inquiries.

  • When filing a homeowners' insurance claim in Fall River, what can individuals do if they do not have sales receipts for stolen items?

    In Fall River, policyholders who do not have sales receipts for their stolen items are advised to present photos of their belongings, videotapes, servicing agreements, canceled checks, owner manuals, warranties, and credit card receipts. Most insurance companies encourage individuals to create an inventory of their belongings in case of unforeseen events happen.

  • Can residents in Fall River add identity theft coverage to their homeowners' insurance?

    Yes. Residents in Fall River can add identity theft coverage to their homeowners' insurance to protect them from out-of-pocket expenses they might face. This type of policy covers individuals' lost wages for missed time at work, civil and criminal legal defense fees, and shipping and extra phone usage expenses. It also covers the costs of obtaining credit reports and mental health counseling.

  • Will your homeowners' insurance payments in Fall River change without your knowledge?

    No. Insurance companies in Fall River must inform their clients that their homeowners' insurance payments might increase. Most of the time, insurance premiums go up every year because of high inflation rates. Your agent can help you determine whether your premiums will go up or if there are cheaper options for you during your annual renewal period.

  • Can you file a complaint against a homeowners' insurance service provider in Fall River?

    Yes. You can file a complaint against a homeowners' insurance service provider in Fall River to the Massachusetts Division of Insurance's Consumer Service Unit. You can file a complaint in three ways:

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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