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2024

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Best Homeowners Insurance Agencies in Brockton, MA

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Brockton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

45Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

675 Warren Ave, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
4.7 (13)
Yelp
5.0 (1)

Why choose this provider?

Ace Insurance Services, Inc., is an independent insurance brokerage based in Brockton. Established in 1998, this company aims to educate clients on various insurance options and helps determine applicable insurance products for their needs. It has an online quote request form for homeowners' insurance plans and much more. It works with different nationally recognized and reputable insurance companies, to provide custom home insurance solutions. Their multi-lingual staff work hard to provide policyholders with necessary financial protection for home and property-related losses or damages.

  • Multiple Policy Types

1575 Main Street, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (8)

Why choose this provider?

Roger Keith & Sons Insurance Agency serves the Brockton area. This independent insurance agency offers a wide range of insurance options for clients to choose from. It provides homeowners' insurance policies that may cover dwelling, personal property, secondary structures, loss of use, and personal liability. Its insurance agents make sure to explain each policy in a thorough manner to help clients determine which one best suits their needs. Other services include the provision of car insurance and personal insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

78 South Street, Wrentham, MA 02093

Expertise.com Rating

Review Sources

Yelp
4.0 (6)
Google
5.0 (2)

Why choose this provider?

Eastern Insurance is a large insurance agency helping customers in and around Brockton choose a policy best suited to their needs. With over 400 trained professionals and a 24/7 customer service center, the company offers coverage for dwellings, other structures, and personal assets. Additionally, it covers losses which the client is personally liable. Eastern Insurance represents 25 local and national carriers, so customers have a wide choice of available policies.

  • Multiple Policy Types

480 Forest Ave, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
4.8 (743)
Yelp
3.0 (9)

Why choose this provider?

A-Affordable Insurance Agency, Inc., which serves Brockton and nearby areas, is an insurance agency that has been helping clients find insurance policies since 1984. It works to ensure that the homeowners' insurance it provides clients can financially protect properties, structures on the properties, and personal belongings in the home from incidents like theft, fire, or weather damage. A-Affordable Insurance Agency, Inc. also provides condo, renters, flood and earthquake, and business insurance.

  • Multiple Policy Types

45 Dan Rd, Canton, MA 02021

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Oak Grove Insurance serves homeowners in Brockton. Its agents help clients to select the coverage options that suit their personalized needs. The company's policy covers premises and attached structures such as garages for hazards such as rain, lightning, fire, floods, and smoke. The insurance also protects personal belongings including jewelry and artwork and includes a loss of use clause to cover temporary lodging expenses. Oak Grove Insurance provides coverage for medical payments for minor injuries suffered by non-dwellers.

  • Personal Property Insurance
  • Multiple Policy Types

1081 North Main Street, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
4.7 (38)
Yelp
5.0 (1)

Why choose this provider?

J.M. Sullivan Insurance Agency Inc. is a Brockton-based insurance agency. Since its founding in 1996, it has provided a wide range of insurance policies that are tailored to fit the client's needs. It caters to individuals and families seeking to protect their homes through homeowners' insurance. The company is committed to taking care of each client and providing them with honest service. J.M. Sullivan Insurance Agency Inc. also specializes in providing auto insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

60 Burlington Mall Road, Burlington, MA 01803

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
4.4 (7)

Why choose this provider?

Bearingstar Insurance assists people in the Brockton area who need home insurance. Qualified agents can help clients choose the best homeowners, renters, or condominium insurance specifically for them. The company offers coverage for flooding, earthquakes, identity theft, and water backup/sump overflow. It also has options that cover jewelry/silverware, watercraft, and home office businesses. A client protection process is used to collaborate with clients to select the appropriate insurance. Life and auto insurance are also available.

  • Renter's Insurance
  • Multiple Policy Types

68 Evergreen Street, Kingston, MA 02364

Expertise.com Rating

Why choose this provider?

Twinbrook Insurance is an independent insurance agency that has been serving residents of the Brockton area for more than five decades. It provides homeowners with customized insurance plans that can cover the most common disasters. The coverage includes the structure of the home, personal belongings, liability protection, and additional living expenses if the client is temporarily unable to live in the home. Condo and renters insurance plans are available, as well.

  • Multiple Policy Types

1776 Main Street, Brockton, MA 02304

Expertise.com Rating

Review Sources

Google
4.3 (17)
Facebook
5.0 (16)
Yelp
5.0 (3)

Why choose this provider?

Based in Brockton, the Cushman Insurance Group has been meeting the insurance needs of its clients since 1922. The company has a broad range of personal and business insurance products, including homeowners' insurance. Its home insurance offering is customizable depending on clients' needs. This policy aims to help ensure the homes of its clients are financially covered in case they are damaged due to unexpected disasters or the constantly-changing New England weather. Additional coverages such as service line protection and flood insurance are also available.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

360 Oak Street, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
4.7 (46)
Facebook
5.0 (3)
Yelp
1.0 (1)

Why choose this provider?

Rocco Rose provides various insurance products for homeowners in Brockton. The company's agents are dedicated to writing customized policies that match the characteristics of each client's property and financial background. These can help protect personal belongings and dwellings for individuals who reside in single-family homes, multi-family units, condominiums, and mobile homes. Aside from providing personal and business insurance products, Rocco Rose also offers in-house financing for those who encounter issues involving canceled vehicle insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

111 Torrey Street, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
4.4 (26)
Facebook
5.0 (10)

Why choose this provider?

D'Agostino Insurance is a local homeowners' insurance agency consisting of independent insurance specialists based in Brockton. Since 1986, the agency's staff has been helping the community residents in getting home insurance policies that suit their lifestyle and needs. They represent home insurance carriers that provide affordable rates, good coverage, and reliable service. Their list of insurers includes American Strategic Insurance, Foremost Insurance Group, Hartford Insurance, National General Insurance, Progressive, and Travelers. D'Agostino Insurance also offers condo, landlord, and renters' insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

821 Pleasant Street, Brockton, MA 02301

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Pembroke Insurance Agency provides its services to homeowners in and around Brockton. It is a homeowners' insurance agency with policies from many insurance provider partners, offering coverages customized to the client's needs. It has policies for income-generating dwellings that are rented out to families. It also has coverages that include flood insurance along with umbrella policies that extend the coverage of the primary policy. Pembroke Insurance Agency is a family-owned and -operated business established in 1962.

  • Multiple Policy Types

3 Union Street, Weymouth, MA 02190

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Ralph Talanian Insurance Agency Ltd. is a family-founded homeowners insurance agency that has assisted residents in Brockton and the surrounding areas since 1962. The agency provides cost-effective home insurance plans from a range of local carriers such as Arbella Mutual Insurance, Mass Fair Plan, Quincy Mutual Insurance, and Swyfft Insurance. Ralph Talanian's agents advise clients on how to safeguard their home and assets with additional life insurance coverage that includes mortgage protection.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Ace Insurance Services, Inc.
675 Warren Ave, Brockton, MA 02301
Roger Keith & Sons Insurance Agency
1575 Main Street, Brockton, MA 02301
Eastern Insurance
78 South Street, Wrentham, MA 02093
A-Affordable Insurance Agency, Inc.
480 Forest Ave, Brockton, MA 02301
oakgroveins.com
45 Dan Rd, Canton, MA 02021
J.M. Sullivan Insurance Agency Inc.
1081 North Main Street, Brockton, MA 02301
Bearingstar Insurance
60 Burlington Mall Road, Burlington, MA 01803
Twinbrook Insurance
68 Evergreen Street, Kingston, MA 02364
Cushman Insurance Group
1776 Main Street, Brockton, MA 02304
Rocco Rose
360 Oak Street, Brockton, MA 02301
D'Agostino Insurance
111 Torrey Street, Brockton, MA 02301
Pembroke Insurance Agency
821 Pleasant Street, Brockton, MA 02301
Ralph Talanian Insurance Agency, Ltd.
3 Union Street, Weymouth, MA 02190

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is it required to get homeowners' insurance in Brockton?

    There is no law in Brockton requiring homeowners to get insurance. However, if you are to apply for a mortgage, the lender may make it a condition for you to have adequate homeowners' insurance before granting you a loan. Some lenders may even require you to pay back the full amount you have borrowed if you fail to keep up with insurance payments.

  • What are the types of homeowners' insurance policies you should consider when buying a house in Brockton?

    The two most common types of homeowners' insurance policies in Brockton are Broad Form insurance, or HO-2, and Special Form insurance, or HO-3. Broad Form insurance sets out exactly what risks the policy covers. It usually covers the most common risks or perils that can cause damage to a home, including fire, storms, and collisions with other vehicles. Meanwhile, Special Form insurance encompasses several potential risks without explicitly specifying them.

  • Does homeowners' insurance in Brockton provide coverage for bringing homes up to modern building codes?

    Most homeowners' insurance policies in Brockton do not cover the extra repair costs due to changes in building codes. It is advisable for homeowners to pay for an endorsement to rebuild a damaged home to meet new or updated building codes. This endorsement or clause will assist in covering the costs of bringing an older property up to modern building standards. Furthermore, this entails paying an increased price for the addition of optional coverage.

  • Does a homeowners' insurance policy in Brockton cover tree damage?

    It depends on the situation. If a homeowner has failed to remove dead or dying trees before property damage occurs, their homeowners' insurance will not cover the damage. Additionally, homeowners' insurance does not cover simple tree removals unless the tree falls on top of an insured structure or blocks access to your insured home.

  • Is swimming pool damage covered in a homeowners' insurance policy in Brockton?

    As long as the insurer and the owner agree that a covered peril like wind or fire caused the damage, homeowners' insurance policies in Brockton will pay for swimming pool damage. However, neglect or poor maintenance won't make homeowners' insurance pay for damage to a pool. Note that some insurance companies regard pools as a part of the home, while others view them as an external structure. If the pool is an integral element of the house, it should be included in the replacement cost value of the home. To be covered, a detached structure must be specified on the insurance policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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