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2025

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Best Homeowners Insurance Agencies in Maine

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

773Reviewed

466Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

South Portland

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (6)

Why choose this provider?

Dennis Hersom is known as the top State Farm Insurance agent in Maine providing the best policies throughout throughout the state. He offers homeowners' insurance that covers home repairs and replacement of personal property like jewelry, musical instruments, appliances, and furniture in case of natural calamities or random acts of theft and vandalism. His insurance plans also protects clients from personal liability in accidents that occur in their homes. Additionally, he handles other insurance products, including auto, life, health, and pet. Dennis brings over more than 40 years of experience in the industry.

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
4.1 (9)
Yelp
5.0 (1)

Why choose this provider?

Garnsey Brothers Insurance is an independent agency that offers the best services throughout Maine. It provides the best homeowners' insurance policies, including repair and rebuilding, personal liability, medical coverage, additional living expenses, and personal property. It also handles renters', condo, and landlord insurance and protects owners from property damage caused by natural events, like earthquakes and floods. The company has been in operation since 1947. It is partnered with various insurance carriers, such as Bristol West, Allstate, Farmers Insurance Group, The Hartford, and Safeco Insurance.

South Portland

Expertise.com Rating

Review Sources

Google
4.9 (133)
Facebook
4.9 (25)
Yelp
5.0 (3)

Why choose this provider?

Noyes Hall & Allen Insurance is a locally owned and locally managed company that has been providing the best coverage in Maine since 1933. It offers homeowners' insurance plans that protect clients from personal liability and costs due to property damage. The company also handles other products, covering automobiles, condominiums, and renters. Its agents cater to a range of business clients from small restaurant owners and contractors to local and international corporations. The company represents various carriers, including Foremost, The Hartford, and Liberty Mutual.

Expertise.com Rating

Why choose this provider?

Lotfey Dennett Insurance Brokers is an independent agency that provides the best protection to clients in Maine. It offers home insurance policies that cover fire, structural damage, and burglary of personal belongings. It also handles other insurance products, covering high-value homes, secondary dwellings, mobile homes, condominiums, and renters. Additionally, it caters to commercial clients, delivering a range of policies from cyber liability to workers' compensation. The company's founding partner, Nick Lotfey, has been in the industry since 2009 and is a Certified Insurance Counselor.

Expertise.com Rating

Why choose this provider?

Sanford Insurance Agency is a local company that caters to individuals, families, and businesses in Maine. Its homeowners' insurance plans offer the best coverage for the property's physical structure, replacement cost, personal possessions, liability, and additional living expenses in the event of a natural disaster or a covered loss. It also handles condominium, renters', and flood insurance. In addition, the company carries other insurance products, such as commercial property and workers' compensation policies. Sanford Insurance Agency has been serving clients since 1970.

Expertise.com Rating

Review Sources

Google
4.5 (4)

Why choose this provider?

Coastal Insurance Agency is a locally owned business that provides risk management services in Maine. It offers the best homeowners' insurance that protects policyholders and their tangible assets from damage or theft. The company's other products include protection plans for cars and recreational vehicles. It also caters to commercial clients, personalizing policies for artisans and specific industries, such as retail and manufacturing. The agency has been in operation for over 20 years and partners with more than 20 insurance carriers.

Expertise.com Rating

Why choose this provider?

Marsh Agency Insurance is a family-owned business that provides the best policies along with the cheapest rates throughout Maine. It offers the best home insurance plans that cover losses from theft, fire, and storm and protects clients from lawsuits in injuries sustained within the property. Other home-related policies that the company handles include renters', condo, second home, and landlord insurance. Marsh Agency has been serving communities for over 25 years. It is a founding member of the Portland Buy Local Independent and Community Alliance.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Dennis Hersom - State Farm Insurance Agent
210 Western Avenue, South Portland, ME 4106
Garnsey Brothers Insurance
909 Main Street, Sanford, ME 4073
Noyes Hall & Allen Insurance
170 Ocean Street, South Portland, ME 4106
Lotfey Dennett Insurance Brokers
500 Washington Ave 2nd floor, Portland, ME 4103
Sanford Insurance Agency
242 St John St #128, Portland, ME 4102
Coastal Insurance Agency
558 Brighton Avenue, Portland, ME 4102
Marsh Agency Insurance
560 Brighton Avenue, Portland, ME 4102

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