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2024

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Best Homeowners Insurance Agencies in Shreveport, LA

Our Recommended Top 9

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Shreveport Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

122Reviewed

76Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3825 Gilbert Drive, Shreveport, LA 71104

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Watley Insurance Group helps businesses, families, and individuals in Shreveport manage daily risks. The company's wide array of insurance services include homeowners, renters, life, motorhome, and flood insurance products. For homeowners, its insurance agents provide comprehensive insurance coverage, considering diverse factors such as house age, electrical system risks, loss due to theft, and damages due to harsh weather conditions. Their assistance also covers financial asset protection plans, including liability claims and related medical and repair costs.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

3801 Southern Ave, Shreveport, LA 71106

Expertise.com Rating

Review Sources

Google
4.8 (6)
Facebook
5.0 (3)

Why choose this provider?

Parnell-Robinson Insurance is a full-service agency that has been providing homeowners insurance to residents of Shreveport since 1969. This independent insurance provider offers tailor-fit coverage for individuals using its state-of-the-art computer database which allows it to search and rank policies that specifically meet its clients' needs. It works with dozens of insurance providers in the country offering comprehensive automobile, health, life, renters, and business insurance as well. When claiming insurance payouts, this company oversees the process to ensure prompt and fair payment.

  • Personal Property Insurance
  • Multiple Policy Types

221 Traffic Street, Bossier City, LA 71111

Expertise.com Rating

Review Sources

Google
4.2 (6)

Why choose this provider?

Red River Insurance Agency, LLC, covers for clients in Shreveport. It offers to protect homeowners from financial expenses caused by theft, storms, or fires. It also covers the personal belongings of homeowners and renters. The company helps those who are injured at home or are forced to live elsewhere temporarily. Founded in 2014, the company also provides automotive insurance, life insurance, and commercial insurance. It also covers those with "toys," passion projects, or hobby collections like sports cars.

  • Renter's Insurance
  • Personal Property Insurance

880 Bert Kouns Industrial Loop, St B, Shreveport, LA 71118

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Bromell Agency, Inc., is an insurance company with an office in Shreveport. The insurance specialist assists clients in a wide range of areas, including homeowners' insurance. Its team helps clients obtain home insurance policies that include dwelling and structure coverage. Its agents also create policies that protect personal property. Personal property coverage provides repair and replacement for personal belongings, such as clothing and home furnishings. Bromell Agency also insures recreational vehicles, motorcycles, and businesses.

  • Personal Property Insurance
  • Multiple Policy Types

1656 Benton Road, Bossier City, LA 71111

Expertise.com Rating

Review Sources

Google
4.1 (151)
Facebook
3.7 (6)

Why choose this provider?

Jackson Insurance Agency & Jackson Auto Title provides insurance services to Shreveport residents. The agency assists clients in obtaining various insurance policies, including home insurance. Its team offers home insurance policies that include coverage for damages resulting from fire, theft, or vandalism. Apart from home insurance, the company also deals with policies for cars, motorcycles, and boats. Jackson Insurance Agency & Jackson Auto Title is a family-owned business that has been in service for more than two decades.

  • Renter's Insurance
  • Multiple Policy Types

220 Carroll St #c-1, Shreveport, LA 71105

Expertise.com Rating

Review Sources

Google
4.5 (4)

Why choose this provider?

Leonard Doughty is a Shelter insurance agent who offers home insurance to individuals, families, and businesses in Shreveport and the surrounding areas. Doughty provides home insurance policies that cover losses and damages to an individual's home and belongings. The types of coverage he offers are dwelling, other structures, personal property, additional living expenses, and medical payments. The agency also has a mobile home, condominium, dwelling, apartment owners, and personal articles insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

766 Professional Dr N, Shreveport, LA 71105

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Bernard Insurance Agency, LLC was established in 1980 and provides insurance options to clients in Shreveport. It offers homeowners insurance products that cover two areas: property and liability. Property insurance covers the residential structure and valuable items not permanently attached to the house, while personal liability insurance protects policyholders from legal and financial obligations if an individual suffers from an injury caused by the homeowners or the property. Bernard Insurance Agency, LLC also offers other personal insurance products, as well as business, life, and group/health insurance.

  • Personal Property Insurance
  • Multiple Policy Types

710 North Spring Street, Shreveport, LA 71101

Expertise.com Rating

Review Sources

Facebook
5.0 (43)
Google
5.0 (24)

Why choose this provider?

Sarah Kirk is a State Farm insurance agent who offers homeowners' policies to clients in Shreveport. State Farm's home insurance covers costs of repairs and replacements even when a client is away. The company covers damages brought about by disasters, such as wind or hail; sudden incidents of theft or vandalism; and affected personal belongings, from hobby items to gardening equipment. With over seven years of experience in State Farm, Sarah also offers auto, life, health, and renters' insurance.

  • Multiple Policy Types

7607 Fern Ave STE 1104, Shreveport, LA 71105

Expertise.com Rating

Review Sources

Google
4.9 (7)
Facebook
4.7 (7)

Why choose this provider?

Muslow Insurance Agency, founded in 1980, has been catering to individuals, families, and businesses in Shreveport that are in need of insurance products. These include homeowners' insurance plans, which pay for the damages to the structure of the home and the items inside due to covered disasters or accidents. The policy also includes liability protection, which protects against lawsuits for any injury or property damage another person sustains because of the policyholder. As an independent insurance agency, the company has access to more than a dozen insurance carriers.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Watley Insurance Group
3825 Gilbert Drive, Shreveport, LA 71104
Parnell-Robinson Insurance
3801 Southern Ave, Shreveport, LA 71106
Red River Insurance Agency, LLC
221 Traffic Street, Bossier City, LA 71111
Bromell Agency, Inc.
880 Bert Kouns Industrial Loop, St B, Shreveport, LA 71118
Jackson Insurance Agency & Jackson Auto Title
1656 Benton Road, Bossier City, LA 71111
Leonard Doughty - Shelter Insurance agent
220 Carroll St #c-1, Shreveport, LA 71105
Bernard Insurance Agency, LLC
766 Professional Dr N, Shreveport, LA 71105
Sarah Kirk - State Farm Insurance Agent
710 North Spring Street, Shreveport, LA 71101
Muslow Insurance Agency
7607 Fern Ave STE 1104, Shreveport, LA 71105

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What do homeowners' insurance agencies in Shreveport mean when they discuss deductibles?

    When homeowners' insurance agencies in Shreveport talk about deductibles, they refer to the amount of money a homeowner pays out of their own pocket before the home insurance coverage kicks in. For example, if the covered claim is worth $10,000 and you, as the policyholder, have a deductible of $1,500, you will be responsible for paying the $1,500, while the insurance company will pay the remaining $8,500.

  • How long do homeowners' insurance agencies have to pay claims in Shreveport?

    In Shreveport and other parts of Louisiana, homeowners' insurance agencies or companies have 30 days to pay a policyholder's claim that has received satisfactory proof of loss as required by the Louisiana Revised Statute 22:1892. If they fail to fulfill their responsibility within this period, then the policyholder/homeowner may file a formal complaint and the insurer would likely be required to pay for attorney fees and awarded bad faith damages.

  • Do homeowners' insurance policies in Shreveport include coverage for flooding?

    Generally, no. Most home insurance policies in Shreveport do not provide coverage for water damage caused by flooding. However, homeowners are not left without any options, as they can obtain flood insurance from the National Flood Insurance Program. This insurance alternative was established in 1968 and is managed by the Federal Emergency Management Agency.

  • How can one lower their home insurance costs in Shreveport?

    One of the things you can do to save money on homeowners' insurance in Shreveport is to purchase a newly built house instead of an old one. Houses typically develop issues over time and may require new roofing, plumbing, or wiring, which can drive up home insurance costs. Another tip is to choose a policy with higher deductibles, as this usually lowers the required monthly premiums.

  • Do homeowners' insurance agencies cover damage if the property in Shreveport is mainly used for business purposes?

    In Shreveport and the rest of Louisiana, home insurance policies are not typically intended to cover damage if the property is primarily being used for business. This means that if the homeowner is using the property to earn money, such as renting it out through a peer-to-peer rental company like Airbnb, the insurer will unlikely cover any damage. The same applies to damage to a neighboring property caused by the renter or guest or any medical or legal costs incurred by the occupants while they are on the rented property.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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