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2024

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Best Homeowners Insurance Agencies in Metairie, LA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Metairie Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

88Reviewed

56Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2555 Severn Avenue, Suite 110, Metairie, LA 70002
WebsiteLicense: 716234

Expertise.com Rating

Review Sources

Google
4.9 (8)
Facebook
5.0 (1)

Why choose this provider?

Paulin Insurance Associates is a Metairie-based company providing clients with personal and commercial lines of insurance. Its selection of personal insurance products include homeowners', rental property, auto, and jewelry insurance. Its staff assists business owners and corporate executives in acquiring various kinds of commercial insurance, ranging from BOPs and commercial property coverage plans to insurance products for the company's environmental impact. Company president Chris Paulin has been working in the insurance industry since 1990 and holds the Chartered Property Casualty Underwriter designation.

10170 Jefferson Hwy, River Ridge, LA 70123

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (6)
Yelp
5.0 (2)

Why choose this provider?

Foundation Insurance Group, LLC is a locally owned and operated agency based in Metairie. The insurance company offers a wide range of insurance products, including home insurance. It provides homeowners with various coverage options such as dwelling coverage, fire coverage, flood coverage, and personal liability coverage. The agency also provides protection for condominiums and investment properties. Foundation Insurance Group, LLC is affiliated with multiple organizations including the Independent Insurance Agents & Brokers of America and Professional Insurance Agents.

  • Renter's Insurance
  • Flood
  • Fire

800 Metairie Road, Metairie, LA 70005

Expertise.com Rating

Review Sources

Google
4.7 (14)

Why choose this provider?

Theresa Hollander is a State Farm insurance agent that addresses the insurance needs of Metairie residents 24/7. She has been giving insurance assistance to individuals and businesses for over 30 years. She offers various insurance products, including business, home, property, life, health, and auto insurance policies. She also assists homeowners and renters in connecting with various carriers and finding tailored insurance coverages. Aside from handling home insurance, she also guides several entrepreneurs and small businesses in terms of commercial insurances.

  • Multiple Policy Types

2305 Veterans Memorial Boulevard, Metairie, LA 70002

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Dave Millet Insurance Agency has been providing insurance products and solutions to homeowners in Metairie since 1958. Its homeowners' insurance plans include coverage for the dwelling and other structures, personal property, loss of use, personal liability, and medical payments. It also provides supplementary policies such as inflation guard endorsement, increased special limits, increased limits for other structures, scheduled personal property, and personal property replacement costs. The agency also carries a plethora of personal and commercial insurances, including coverage for workers' compensation, inland marine, personal umbrella, builders' risk, and professional liability.

  • Multiple Policy Types

4444 York Street, Metairie, LA 70001

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Morrison Insurance Agency is a local homeowners' insurance agency that serves families and individual residents in Metairie and the surrounding areas. Its team of home insurance agents provides assistance to customers in purchasing policies for their home properties. They provide quotes that can protect the house and everything in it from losses caused by fires, natural calamities, and theft crimes. Morrison Insurance Agency customizes the home insurance policies for home business occupants, art collectors, and jewelry investors.

  • Fire
  • Multiple Policy Types

110 Veterans Memorial Boulevard, Metairie, LA 70005

Expertise.com Rating

Review Sources

Google
4.9 (40)
Facebook
5.0 (15)
Yelp
3.0 (2)

Why choose this provider?

Rick Rogers is a TWFG Insurance agent providing homeowners' insurance in Metairie and the surrounding areas. Rogers assists clients in protecting their homes and personal properties in case of fire or other disasters. The homeowners' policy also helps prevent lawsuits resulting from injuries sustained within the premises. Rogers also provides insurance coverage for boats and other marine vehicles, commercial properties, condominium units, hotels and motels, motorcycles, and pets. Additionally, he offers life insurance, high-net-worth coverage, and surety bonds.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

111 Veterans Boulevard #1420, Metairie, LA 70005

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

The independent agents at Stone Insurance help families and individuals in Metairie protect their homes and assets. Backed by more than nine decades of insurance knowledge, the professionals at this firm stay updated about current market trends and how their clients can build comprehensive insurance policies. They coordinate with a network of reputable providers such as the American International Group and Zurich Insurance Group. Stone Insurance provides policies that cover natural disasters, potential injuries, and theft.

  • Personal Property Insurance
  • Multiple Policy Types

2920 David Drive, Metairie, LA 70003

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Ann Sagona Insurance Agency, Inc. has a team of insurance professionals that provides homeowners' insurance to clients in Metairie and surrounding areas. A homeowners' insurance policy can protect clients financially in case an unexpected incident occurs in their properties such as fires, theft, or vandalism. Insurance professionals at Ann Sagona Insurance Agency, Inc. will identify the needs of a homeowner and present the right insurance policy accordingly. The company also provides insurance for automobiles, business and commercial establishments, motorcycles, and recreational vehicles.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

4444 York Street, Metairie, LA 70001

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Yelp
2.0 (1)

Why choose this provider?

Alliance Insurance Agency Services, Inc., offers insurance options for homeowners in Metairie and the neighboring communities. It is a homeowners' insurance agency protecting clients' homes, families, and possessions from the destruction caused by disasters such as strong winds, hailstorms, and fires. Damages caused by accidents within the property are also covered by the agency. Any spoiled belongings in and out of the home may be included in the insurance. Alliance Insurance Agency Services, Inc., also helps clients earn additional protection through the premises guest liability.

  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Paulin Insurance Associates
2555 Severn Avenue, Suite 110, Metairie, LA 70002
Foundation Insurance Group, LLC
10170 Jefferson Hwy, River Ridge, LA 70123
Theresa Hollander - State Farm Insurance Agent
800 Metairie Road, Metairie, LA 70005
Dave Millet Insurance Agency
2305 Veterans Memorial Boulevard, Metairie, LA 70002
Morrison Insurance Agency
4444 York Street, Metairie, LA 70001
Rick Rogers - TWFG Insurance agent
110 Veterans Memorial Boulevard, Metairie, LA 70005
Stone Insurance
111 Veterans Boulevard #1420, Metairie, LA 70005
Ann Sagona Insurance Agency, Inc.
2920 David Drive, Metairie, LA 70003
Alliance Insurance Agency Services, Inc.
4444 York Street, Metairie, LA 70001

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What factors influence homeowners' insurance premiums in Metairie?

    Several factors influence homeowners' insurance premiums in Metairie, which include their specific location, credit score, the value of their personal belongings, and the amount of dwelling coverage they select. Although premiums might increase based on these factors, securing ample insurance is vital, as the premium cost is usually less than potential out-of-pocket expenses without sufficient coverage.

  • What essential questions should a homeowner in Metairie ask their insurance agent when considering homeowners' insurance?

    When Metairie homeowners contemplate securing insurance, they should discuss the following with their agents:

    • Does the insurer excel in customer service, and are they reputed for settling claims both fairly and swiftly?
    • What would be the estimated cost to reconstruct their house and replenish their possessions if compromised
    • How does the claim process work, and whom should they contact in such scenarios?
    • Are there any available discounts, such as those for multiple policies, security setups, or fire-resistant features?
  • Why is homeowners' insurance essential for Metairie homeowners?

    For Metairie residents, having homeowners' insurance is indispensable because:

    • Those who haven't fully paid off their homes find that lenders mandate such protective coverage.
    • After unpredictable events like fires or storms, it helps foot rebuilding bills.
    • For issues like theft or intentional damage, insurance eases the financial strain.
    • The policy mitigates liability and medical costs if guests get hurt on the premises.
  • Why do Metairie homeowners face higher insurance costs compared to other Louisiana residents?

    Metairie homeowners face steeper insurance costs primarily as its location makes it vulnerable to Gulf of Mexico storms. Even if many storms divert eastward, hurricanes have historically inflicted damage there. While home insurance includes wind damage, named storms like hurricanes introduce a distinct hurricane deductible for wind-related harm. Metairie's closeness to water and lower elevation predispose it to frequent flooding, even outside hurricane events. Notably, regular policies don't cover hurricane-induced water damage; separate flood insurance is necessary for such incidents.

  • What can prompt homeowners' insurance cancellations in Metairie?

    In Metairie, insurers might terminate homeowners' policies due to:

    • Drastic shifts in risk coverage.
    • Overdue premiums.
    • Infringements of policy rules.
    • Deliberate misrepresentation of pivotal facts.

    Per state law, Metairie homeowners must receive a notification at least 30 days before their policy officially ceases. This alert should clarify the rationale behind the cancellation or non-renewal and shed light on any potential premium augmentations resulting from these modifications.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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