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Best Homeowners Insurance Agencies in Louisiana

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Louisiana Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



13Top Picks

Learn about our selection process.


featured provider = Featured Provider

New Orleans Rating

Why choose this provider?

Mark Minzlaff is an insurance agent who has been running the best State Farm office since 2009. It helps residents of Louisiana with their financial protection needs by providing them with the best policy coverage, such as home, car, life, health, pet, and business insurance. Minzlaff's team guides clients in crafting a home policy plan that protects their families against unexpected events. Its other products include mutual funds and annuities. Its staff is also fluent in Vietnamese.

Lake Charles Rating

Why choose this provider?

Ratliff-Doucet Insurance Agency serves individuals and families in Louisiana. It provides a wide variety of insurance products, such as homeowners' coverage, which protects the property structure and the policyholders' belongings against loss or damage. Its insurance specialists help clients compare various policy options and address any questions or concerns they may have along the process. In addition, the team writes policies to secure cars and businesses. Since its establishment, the best firm in the state has worked with hundreds of clients.

Terrytown Rating

Review Sources

5.0 (7)
1.0 (1)

Why choose this provider?

Bill Bravender runs the best State Farm office in Louisiana. It helps residents and families with their insurance needs. It provides homeowners' insurance products aimed at protecting policyholders and their belongings against damage or losses. The agency also caters to the financial protection needs of renters and condo owners. Additionally, Bravender's team offers a wide range of other plans, which include life, health, pet, auto, and business insurance policies. He holds a Life Underwriter Training Council Fellow designation.

Baton Rouge Rating

Review Sources

4.6 (16)
3.0 (1)

Why choose this provider?

Airline Insurance Agency, LLC, serves residential and commercial clients in Louisiana. It has been helping them secure the best home, car, and business insurance products since 1990. The company's homeowners' insurance includes coverages that protect residents and their assets against damages and losses due to accidents or disasters. It also offers a flood policy that safeguards the clients financially in the event of flooding. Some of its partner carriers include Safeco, Progressive, and National General Insurance.

New Orleans Rating

Review Sources

4.7 (41)
5.0 (8)
4.0 (2)

Why choose this provider?

Insurance agent Cas Fontenot opened a State Farm office in 1996. He and his team cater to the financial protection needs of individuals, families, and businesses in Louisiana by offering the best insurance options. One of their products is homeowners' insurance, which protects the policyholders' investment against damage or losses. Fontenot's office also provides other policy plans, such as renters', condo, life, health, pet, and car insurance. Some of its staff members are fluent in Vietnamese.

New Orleans Rating

Why choose this provider?

Leigh Ann Arcuri is an insurance professional who runs a State Farm-affiliated agency in Louisiana. Her firm provides a variety of insurance products, including homeowners' coverage. Arcuri and her team have over 80 years of combined experience in writing the best policies that protect people in case of damage to their homes. In addition, the insurance provides liability coverage if anyone is injured on the policyholder's property. Customers can choose to combine the purchase of a homeowners' policy with vehicle insurance.

Kenner Rating

Review Sources

5.0 (231)
4.9 (74)
5.0 (3)

Why choose this provider?

FM Agency Group caters to the insurance needs of residents and businesses in Louisiana. It has been offering the best insurance products to owners of homes, condo units, and rental properties since 2003. Its homeowners' insurance coverages include personal injury, loss of use, food spoilage, roof replacement, identity recovery, and water backup. It also offers umbrella liability and flood insurance policies. Apart from serving the Pelican State, the company is also licensed to operate in Mississippi and Alabama.

New Orleans Rating

Why choose this provider?

Southern Insurance Agency, LLC, is an independent agency that serves the residents of Louisiana. It guides homeowners to insurance carriers that provide the best policy coverages that meet their individual needs. Apart from serving residential property owners, this Trusted Choice partner agency also offers insurance products to condominiums, restaurants, bars, and clubs. Its commercial plans include policies for workers' compensation, cyber liability, crime coverage, and liquor liability. Southern Insurance Agency's team members have earned the Certified Professional Insurance Agent designation.

New Orleans Rating

Why choose this provider?

Brooks Insurance Services Nola caters to the people of Louisiana. It provides the best homeowners' insurance, which covers clients' private residences. This type of policy can combine various add-ons, including coverage for property loss, damaged contents, additional living expenses, and liability for accidents in the insured home or in the policyholders' custody. In addition, it helps clients purchase a separate flood damage protection as additional coverage. Insurance packages for landlords and renters are also available.

New Orleans Rating

Why choose this provider?

Ronald C. Guidry, Sr. Insurance Agency is an independent company that serves the residents of Louisiana. It has been providing the best coverages since 1981. Among its products is home insurance, which safeguards families and their assets against disasters, protects against liabilities, and covers medical expenses of injured guests. The agency also offers disability, flood, car, and business insurance. Some of its partner carriers are The Hartford, Americas Insurance Company, and Lighthouse Property Insurance Corporation.

Slidell Rating

Why choose this provider?

Sharon Green is an insurance agent who is operating the best State Farm office in Louisiana. The team, which has more than three decades of collective experience, offers the residents of the state homeowners' insurance. They also provides individuals and commercial clients life, car, and business insurance products that meet their specific needs. Green has received recognitions, such as Regional Vice President's Club Ambassadors for Life Qualifier, National Convention Qualifier, and Chairman's Circle.

Gretna Rating

Why choose this provider?

Lousiana's most trusted provider Alpha Insurance Agency has been serving clients in the state since 2001. Its professionals write homeowner's insurance policies that provide the best financial protection to residents in case of damage to their personal belongings and to the interiors or exteriors of their properties. In addition, the insurance offers coverage against potential lawsuits for injuries or property damage the policyholders or their families may cause to other people. Company owner Bryan Duplantier holds various designations, such as CPCU, CLU, and CFC.

Lake Charles Rating

Why choose this provider?

People First Insurance Family is an independent agency that serves residents and businesses in Louisiana. It offers the state's best home insurance to residential property owners who want to protect their families and belongings against damages and losses caused by fire, flood, or theft. Its team of agents helps clients acquire coverages for medical expenses, personal liability, personal injury, and excess liability. The agency also offers life, pet, car, business, and workers' compensation insurance options.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Derek Morel
5555 Bullard Avenue, Suite 104, New Orleans, LA 70128-3457
Ratliff-Doucet Insurance Agency
3311 Ernest Street, Lake Charles, LA 70601
Bill Bravender - State Farm Insurance Agent
1809 Carol Sue Avenue, Terrytown, LA 70056
Airline Insurance Agency LLC
9253 Airline Hwy., Baton Rouge, LA 70815
Cas Fontenot
3201 General Degaulle, Suite 103, New Orleans, LA 70114
Leigh Ann Arcuri - State Farm Insurance Agent
902 Jefferson Ave, New Orleans, LA 70115
FM Agency Group
Kenner, LA
Southern Insurance Agency LLC
725 Magazine Street, Suite E, New Orleans, LA 70130
Brooks Insurance Services Nola
3910 General De Gaulle Dr.,, New Orleans, LA 70114?
Ronald C. Guidry, Sr. Insurance Agency
3201 General Degaulle Dr., New Orleans, LA 70114
Sharon Green - State Farm Insurance Agent
391 Gause Blvd W, Slidell, LA 70460
Alpha Insurance Agency
831 Lafayette St, Gretna, LA 70053
People First Insurance Family
1611 Gerstner Memorial Drive, Lake Charles, LA 70615


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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