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2024

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Best Homeowners Insurance Agencies in Kentucky

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2547Reviewed

1532Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Louisville

Expertise.com Rating

Review Sources

Google
4.6 (12)

Why choose this provider?

Ditsler Insurance Agency, LLC, is a locally owned and operated agency that caters to the protection plan needs of individuals and families in Kentucky. It offers clients the best homeowners' insurance, which serves as financial protection against unforeseen incidents like fire, earthquake, flood, theft, and vandalism. It covers the owner's legal responsibility for any injuries and property damage. This Trusted Choice partner agency also offers life, car, and business insurance products. It started its operations in 1979.

Lexington

Expertise.com Rating

Why choose this provider?

Brooke Whalen Insurance is a women-run, independent agency in Kentucky. It offers the best homeowners' insurance, with basic and comprehensive coverage that includes property damage, loss of use, and medical expenses when someone gets injured on the property. Its personal insurance policies protect cars, motorcycles, watercraft, condominiums, rental properties, and valuable possessions. It provides companies of various sizes with risk management solutions, including builders' risk and general liability insurance. The locally owned agency has been a part of the insurance industry for over six years.

Louisville

Expertise.com Rating

Review Sources

Google
4.9 (78)
Facebook
4.8 (18)
Yelp
1.0 (1)

Why choose this provider?

Dick Watts Insurance has been helping clients in Kentucky acquire the best policies since 2000. One of its products is homeowners' insurance, which protects property owners against damage or losses from incidents like fire, theft, and vandalism. It covers the living expenses of clients living somewhere else temporarily after their primary home becomes uninhabitable. The other add-ons the company handles include personal liability, medical expenses, and scheduled personal property coverages. It also offers life and car insurance products.

Louisville

Expertise.com Rating

Why choose this provider?

Brandt Davis is an independent insurance agency that provides homeowners in Kentucky with the best policies that protect their investments. Its agents work closely with clients in crafting a plan that meets their specific needs. They explain to them the details of various coverage options to help them make informed decisions. The Brandt Davis team also offers health, life, car, and business insurance products. It started catering to the risk management needs of customers in 2013.

Lexington

Expertise.com Rating

Why choose this provider?

Heritage Insurance Agency helps residents of Kentucky who want to secure financial protection. It offers them the best homeowners' insurance that safeguards their investments against damages or losses. This independent agency guides clients toward the state's best carriers, which include The Hartford, Kentucky National Insurance Company, and Kemper. It also offers life, car, and workers' compensation insurance policies. Since its establishment in 1990, the company has insured more than 2,000 clients. Additionally, it is licensed to operate in Ohio, Indiana, Tennessee, and Florida.

Lexington

Expertise.com Rating

Review Sources

Google
5.0 (205)
Facebook
5.0 (75)

Why choose this provider?

Carpenter Insurance Group, LLC, is an independent company in Kentucky. Its agents craft the best homeowners' insurance policies that cover losses for homes and possessions, as well as protect policyholders against lawsuits filed due to other parties injured in their property. Other protection plans available include renters', life, auto, boat, and motorcycle insurance. The locally owned and operated insurance agency has been serving since 2016. Its goal is to make the insurance purchasing process easily understandable and simpler for clients.

Louisville

Expertise.com Rating

Why choose this provider?

Dolack is an insurance agency that has been serving Kentucky residents since 1956. It provides clients with the best homeowners' insurance that serves as financial protection against damage caused by fire, lightning, hail, storm, explosion, and theft. It covers the living expenses of property owners living somewhere else temporarily after their homes become uninhabitable due to disasters. The company's agents also guide them in adding liability protection coverage to their plans. Additionally, Dolack offers health, life, car, and business insurance policies.

Louisville

Expertise.com Rating

Why choose this provider?

Family Select Insurance is a locally owned independent agency that offers personal and business insurance solutions to clients in all of Kentucky. One of its products is renter's insurance, which covers damage or loss from fires, water bursts, and burglaries. With guidance from its agents, clients can also include liability coverage to their policy to protect them financially when they accidentally damage their rented properties. In addition to renter's insurance, Family Select Insurance, the best company in the Bluegrass State, also offers auto, home, and life insurance.�

Lexington

Expertise.com Rating

Review Sources

Google
4.9 (193)
Facebook
4.9 (35)
Yelp
2.5 (3)

Why choose this provider?

John Parkhurst works as one of State Farm's more than 19,000 insurance agents in the entire country. Serving Kentucky, he provides homeowners with the best insurance policies with customized coverages that depend on their needs and preferences. Other insurance plans he offers include auto, life, health, pet, renters, and small business. Financial products such as mutual funds, annuities, and banking are also available. John is a member of State Farm's Chairman's Circle and Ambassador Club.

Louisville

Expertise.com Rating

Review Sources

Facebook
5.0 (94)
Google
4.9 (74)
Yelp
5.0 (1)

Why choose this provider?

Jeff Kleier is one of the best insurance agents in Kentucky. He extends his services to homeowners seeking to insure their properties and belongings. His agency offers life, health, auto, renters', condo, and business insurance. He also provides clients with financial services related to banking, annuities, and mutual funds. Kleier began his career with State Farm in 2007. He was an Ambassador Club Travel Agent Qualifier from 2015 to 2017 and one of the Top 100 New State Farm Agents in 2015.

Louisville

Expertise.com Rating

Why choose this provider?

Jerry Kays Insurance provides homeowners residing in Kentucky with the best protection plans. Its home insurance policies cover property damage due to fire, natural disasters, theft, and vandalism, as well as liability protection and medical costs for injured house guests. The other products that the agency crafts are auto, recreational vehicle, boat, health, and life insurance. It also strives to meet the risk management needs of business owners and represents different carriers, including Hagerty and Nationwide.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Ditsler Insurance Agency LLC
1313 Lyndon Ln, Louisville, KY 40222
Brooke Whalen Insurance
1795 Alysheba Way #1103, Lexington, KY 40509
Dick Watts Insurance
12200 Shelbyville Rd, Louisville, KY 40243
Brandt Davis
2821 S Hurstbourne Pkwy, Louisville, KY 40220
Heritage Insurance Agency
3306 Clays Mill Road Suite 106, Lexington, KY 40503
Carpenter Insurance Group, LLC
151 Prosperous Place Suite 1A, Lexington, KY 40509
Dolack
4050 Westport Road, Louisville, KY 40207
Family Select Insurance
6409 Dutchmans Parkway, Louisville, KY 40205
John Parkhurst
1795 Alysheba Way, Suite 2104, Lexington, KY 40509
Jeff Kleier
10333 Linn Station Road, Louisville, KY 40223
Jerry Kays Insurance
3701 Taylorsville Rd Ste 1A, Louisville, KY 40220

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