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2024

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Best Homeowners Insurance Agencies in Wichita, KS

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Wichita Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

226Reviewed

143Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3447 W Central Ave, Wichita, KS 67203
WebsiteLicense: 8577546

Expertise.com Rating

Review Sources

Google
4.8 (31)
Facebook
5.0 (8)

Why choose this provider?

Design Benefits is an insurance service provider that serves clients in and around the Wichita area. The agency offers various types of insurance products, including homeowners' insurance. Its team of insurance agents assists clients in selecting the right level of homeowners' insurance coverage based on their needs. The agency also offers health insurance, life insurance, travel insurance, and Medicare insurance policies from multiple carriers. Design Benefits has been serving clients for more than three decades.

  • Homeowners

W 21st St N Suite 200 #164, Wichita, KS 67205

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (12)

Why choose this provider?

Insurance Solutions of South Central Kansas is a locally owned, full-service, independent insurance agency that sells home insurance throughout the Wichita, Kansas, metro area. With over two decades of combined experience, the agency provides insurance that all banks require for a mortgage in case the structure is damaged or destroyed; it also offers liability protection. Insurance Solutions of South Central Kansas provides auto and life insurance as well.

  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

228 N. Baltimore, Derby, KS 67037
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.8 (34)
Facebook
5.0 (27)
Yelp
5.0 (1)

Why choose this provider?

Wheat State Insurance Group is a local independent agency serving individuals across Wichita and the surrounding areas. The company carries homeowners', renters', landlords' insurance products from a wide range of carriers, giving clients access to policies that meet their specific coverage needs. Other products include auto, life, boat, and business insurance. The agency has established long-standing relationships with the industry's trusted carriers, including Safeco Insurance, Travelers, Nationwide, Allstate, American Equity, and State Auto Insurance Companies.

  • Multiple Carriers
  • Multiple Policy Types

550 N. 159th E. Ste 100, Wichita, KS 67230
WebsiteLicense: Verified

Expertise.com Rating

Why choose this provider?

Asset Insurance Consultants, LLC, is an independently owned and locally operated business serving Wichita and other areas in Kansas. Since 2010, the agency has been providing insurance options to its client base. It offers homeowners' insurance policies, which may cover repair costs, personal liabilities, medical payments, and additional living expenses depending on the clients' chosen plans. It also designs insurance add-ons for flood protection and earthquake protection. Asset Insurance Consultants supports several local nonprofits that help military veterans.

  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

889 N Maize Rd Ste 201, Wichita, KS 67212

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (3)

Why choose this provider?

Thomas L. May Insurance Services provides home insurance in Wichita, Kansas, and surrounding areas. Servings its clients since 1980 as independent agents, it provides its customers comprehensive home insurance at competitive prices by finding the best available rates. As a family-owned company, Thomas L. May Insurance Service's agents focus on commitment to service while offering competitive rates and personalized quotes to keep their clients protected with the right insurance coverage for their home.

  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

10254 W 13th Street, Wichita, KS 67212
WebsiteLicense: 6109816

Expertise.com Rating

Review Sources

Google
5.0 (33)

Why choose this provider?

Dean Jones is a State Farm insurance agent serving customers in Wichita, Andover, Rose Hill, and the surrounding communities. Since 1992, he has been helping clients protect themselves financially in case their houses and personal possessions get damaged after disasters by providing them with homeowners' insurance. Jones also offers auto, life, business, pet, and health insurance products. He is a member of the National Association of Insurance & Financial Advisors and is a Legion of Honor and Ambassadors for Life qualifier.

  • Homeowners

2912 N Ridge Rd,, Wichita, KS 67205
WebsiteLicense: 6102099

Expertise.com Rating

Why choose this provider?

Hensley Insurance, Inc., is an independent agency that serves clients in the Wichita area. It offers a broad range of homeowners' insurance policies to help owners protect their property and personal belongings from unforeseen events. Its plans cover guest medical, loss of use, and home structure. The agency also provides risk protection packages for automobiles, floods, and renters. Its agent and founder, Bradley Hensley, is committed to advocating for his clients and making sure they obtain the coverage that matches their needs.

  • Homeowners

PO Box 999, Newton, KS 67114

Expertise.com Rating

Review Sources

Google
4.6 (23)

Why choose this provider?

Krueger Insurance has been selling home insurance to the residents of Wichita, Kansas, for more than 35 years. This independent company works with large insurance providers, such as Progressive, Allied Insurance, and Foremost. It offers homeowners and renters insurance to protect clients' homes and belongings in the case of burglary or a natural disaster. The owner of the company, Casie Powell, has earned the Chartered Property and Casualty Underwriter designation.

  • Flood
  • Personal Property Insurance
  • Multiple Policy Types

7200 West 13th Street North, Wichita, KS 67212
WebsiteLicense: verified

Expertise.com Rating

Review Sources

Google
5.0 (54)

Why choose this provider?

Wolf Financial is an independent agency based in Wichita that offers homeowners insurance policies to provide coverage for damages caused by fire, wind, hail, or lightning. The insurance provides compensation to homeowners for structural damage, personal belongings, personal liability, living expenses, and medical coverage for non-residents. The agency also offers property insurance policies to provide coverage for renters and landlords. Wolf Financial provides other types of insurance services such as life, commercial, farm, and ranch.

  • Renter's Insurance
  • Condos
  • Fire

1133 South Rock Road, Wichita, KS 67207
WebsiteLicense: 11520999

Expertise.com Rating

Review Sources

Google
4.5 (41)
Facebook
5.0 (18)
Yelp
1.0 (1)

Why choose this provider?

Crystal McEachern is a Kansas-based insurance agent who offers homeowners' insurance policies in Wichita. She provides coverage for unforeseen events that damage properties. The coverage includes home repair and replacement, valuables, and movable personal property. She also offers other insurance products such as renters, auto, life, health, and business insurance. Other products offered are annuities, mutual funds, and banking. She also provides her services in Andover, Haysville, Rose Hill, Derby, Goddard.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

7777 E Osie St, Wichita, KS 67207

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (7)

Why choose this provider?

Stan Miller Agency in Wichita, Kansas, is a locally owned independent insurance agency that sells home insurance. Founded in 1988, the agency provides coverage for homeowners that includes personal belongings as well as the dwelling, offering discounts for clients who bundle home and auto insurance. As a full-service company, Stan Miller Agency provides other types of personal, commercial, and life insurance through reputable carriers such as AIG, Safeco, MetLife, and Progressive.

  • Personal Property Insurance
  • Homeowners

416 S Market, Wichita, KS 67202

Expertise.com Rating

Review Sources

Google
5.0 (46)

Why choose this provider?

The Insurance Guys is an independent agency that serves Wichita and the surrounding areas. It offers a full range of products for individuals and families comprising homeowners', vacation home, renters', and jewelry insurance plans. With access to policies from a broad range of carriers such as Nationwide, The Hartford, MetLife, and Chubb, its team is also equipped to insure owners of classic cars, motorcycles, and recreational vehicles. Established in 2005, The Insurance Guys protects over 2,000 commercial clients, 300 farms, and thousands of homeowners.

  • Renter's Insurance
  • Homeowners

101 E Broadway St, Newton, KS 67114

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (1)

Why choose this provider?

Family owned and operated, Fuqua Insurance Group has been providing homeowners insurance to clients in Newton and the Wichita metro area, since 1973. With additional locations in Lindsborg and Hesston, Fuqua assists homeowners with a customized plan to meet their needs. As an independent provider, Fuqua Insurance Group offers clients a variety of insurance carrier options to meet their exact needs at the right price. Discounts such as automobile and home bundles are also available.

  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

5119 E Kellogg Dr,, Wichita, KS 67218
WebsiteLicense: Verified

Expertise.com Rating

Why choose this provider?

EIG Insurance Center is a locally owned and operated agency that caters to clients in and around Wichita. The company offers personal policies such as homeowners', renters', mobile home, and condo insurance programs. Other products include auto, life, and disaster coverages. Business policies for commercial properties, employee benefits, and workers' compensation are also available. Owner Johnny Steven started his insurance career in 2014. He and his wife support various organizations, including the American Youth Soccer Organization and the American Cancer Society.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

12007 E 13th St, Wichita, KS 67206
WebsiteLicense: VERIFIED

Expertise.com Rating

Review Sources

Google
5.0 (81)
Facebook
5.0 (13)

Why choose this provider?

Shepherd Insurance Group is an independent agency that serves individuals and families in Wichita. It offers homeowners' insurance plans that protect policyholders' homes and their personal belongings, including firearms, collectibles, and pieces of jewelry. In partnership with multiple insurance carriers, the company also provides insurance products for businesses, renters, condominiums, classic cars, motorcycles, and boats. Partners Tats Shepherd and Heidi Holle-Williams have 28 years of combined industry experience. They are licensed to operate in several states, including Missouri, Oklahoma, and Texas.

  • Renter's Insurance
  • Homeowners
  • Business Insurance

4621 N Maize Rd, Maize, KS 67101

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Sims Insurance Services Inc. is an insurance broker with offices in Maize that serves the Wichita, Kansas, metro as a provider of home insurance and other insurance products. Founded in 2013, they specialize in home insurance policies required for mortgage purposes and that include coverage for earthquakes, floods, and beach front properties. Sims Insurance Services provides a variety of other personal and commercial insurance products as well as offering employee benefits and providing surety bonds.

  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types

2020 N. Tyler Road, Wichita, KS 67212
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (11)

Why choose this provider?

Winn Insurance Group is an independent agency that caters to the needs of those in Wichita and the surrounding areas. It offers personal and business insurance products such as homeowners and cyber liability. Its homeowners' insurance includes coverages for repairs to the property, medical expenses, loss of valuables, and living expenses. Clients may also opt to add other coverages such as personal umbrella and jewelry insurance. The agency provides a one-on-one approach to its services.

  • Renter's Insurance
  • Homeowners

8521 E 21st St N, Wichita, KS 67206
WebsiteLicense: 9988709

Expertise.com Rating

Why choose this provider?

ICI Insurance is an independent insurance agency that serves residents of Wichita and neighboring counties. Licensed in over 35 states, it offers homeowners' insurance policies to first-time and seasoned policyholders alike. The agency's staff educates new clients about different homeowners' coverages. These include specialized coverage for loss of unique possessions, like antique cars and jewelry. Current CEO and president Ryan T. Murry has previously worked for JPMorgan as a banker. He also established ICI's charity program, the Tom Murry Fund for Cancer Care Innovation.

  • Homeowners

627 N Caddy Ln, Wichita, KS 67212

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (2)

Why choose this provider?

Chris Pore Agency is an independent insurance company that was founded in 1985 and is located in Wichita, Kansas. The company works with a large number of national and local insurance providers to help customers find affordable and comprehensive home insurance. It also provides commercial, auto, life, flood, and renters insurance services. The founder, Chris Pore, is a Life Underwriter Training Council Fellow with more than 30 years of experience.

  • Renter's Insurance
  • Flood
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Design Benefits
3447 W Central Ave, Wichita, KS 67203
Insurance Solutions of South Central Kansas
W 21st St N Suite 200 #164, Wichita, KS 67205
Wheat State Insurance Group
228 N. Baltimore, Derby, KS 67037
Asset Insurance Consultants, LLC
550 N. 159th E. Ste 100, Wichita, KS 67230
Thomas L May Insurance Services LLC
889 N Maize Rd Ste 201, Wichita, KS 67212
Dean Jones
10254 W 13th Street, Wichita, KS 67212
Hensley Insurance, Inc.
2912 N Ridge Rd,, Wichita, KS 67205
Krueger Insurance
PO Box 999, Newton, KS 67114
Wolf Financial - Wichita
7200 West 13th Street North, Wichita, KS 67212
Crystal McEachern
1133 South Rock Road, Wichita, KS 67207
Stan Miller Agency
7777 E Osie St, Wichita, KS 67207
The Insurance Guys
416 S Market, Wichita, KS 67202
Fuqua Insurance Group
101 E Broadway St, Newton, KS 67114
EIG Insurance Center
5119 E Kellogg Dr,, Wichita, KS 67218
Shepherd Insurance Group
12007 E 13th St, Wichita, KS 67206
Sims Insurance Services, Inc.
4621 N Maize Rd, Maize, KS 67101
Winn Insurance Group
2020 N. Tyler Road, Wichita, KS 67212
ICI Insurance
8521 E 21st St N, Wichita, KS 67206
Chris Pore Agency
627 N Caddy Ln, Wichita, KS 67212

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the factors that could influence the cost of homeowners’ insurance in Wichita?

    One of the factors that could influence the cost of home insurance in Wichita is the value of the home and the cost to rebuild it in case of damage or destruction. Another factor is the geographical location of the home. The insurance premium might be higher in areas prone to natural disasters due to the increased risk of damage. Credit scores can also be a factor in determining a homeowners' insurance premium.

  • What are the advantages of working with an independent agency when it comes to homeowners’ insurance in Wichita?

    The availability of options is one of the advantages Wichita homeowners can gain from working with an independent agency. This allows homeowners to compare policies, coverage limits, and deductibles from different insurers to find the one that best suits their needs and budget. Independent agents also provide objective advice because they do not work for a specific insurance company.

  • How can Wichita residents save on homeowners’ insurance?

    Basic steps, such as setting up a residential security system, can lead to savings on the insurance premiums of Wichita homeowners. Residential property owners can also potentially reduce their premiums by as much as 20% by combining their home and auto insurance policies, contingent upon the policies of their insurance providers.

  • What types of residential property require specialized homeowners’ insurance policies in Wichita?

    Specialized homeowners’ insurance policies may be necessary for Wichita residents who own tiny houses and eco-friendly homes. Eco-friendly homes have distinctive fixtures and features like solar panels and specialized insulation that demand additional protection. The same is true with tiny houses, which generally have fewer amenities compared to standard homes. Older homes, including those with a historic roof, may need additional protection from wear and tear that regular policies do not cover.

  • Why is it important to include a complete home replacement value in the homeowners’ insurance policy provisions of Wichita residents?

    Wichita homeowners need to make sure their policy includes coverage for complete home replacement because the replacement cost may be significantly higher than what they actually paid for their homes. Replacement value covers the expenses of rebuilding homes that were completely damaged or destroyed due to covered perils, such as fire, vandalism, or natural disasters.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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