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2024

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Best Homeowners Insurance Agencies in Overland Park, KS

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Overland Park Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

114Reviewed

73Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12022 Blue Valley Parkway, Overland Park, KS 66213

Expertise.com Rating

Review Sources

Google
5.0 (106)
Facebook
4.7 (7)
Yelp
4.5 (3)

Why choose this provider?

Flury-Hinderks Insurance Agency provides insurance solutions from its Overland Park location. The company offers a variety of insurance products including home insurance. Its team creates home insurance policies that contain different types of coverages such as personal liability coverage. This protection is for when the policyholder is at fault for someone's injuries or damaged property. Since 1950, the agency has insured over 2,500 families. The company is licensed in 12 states including Iowa, Utah, and California.

  • Condo Insurance
  • Car Insurance
  • Auto Insurance

11020 King St Ste 108, Overland Park, KS 66210

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (5)

Why choose this provider?

Established in 2008, Platinum One Insurance Agency is a Kansas-based independent insurance agency serving clients in the Overland Park area. It offers homeowners insurance policies, providing coverage tailored to clients' needs as well as additional coverage for irregular situations like home daycare, in-home business, and water back-up and sump pump overflow. Other insurance products such as life insurance, small business insurance, and auto insurance, are also available. Platinum One Insurance Agency is a Trusted Choice agency and founders Brad Runnebaum and Jeff Hartman are insurance agents with over 40 years of experience in the industry. They have established relationships with some of the top carriers in the industry including Travelers, Allied, Kemper, Encompass, Progressive and many others.

  • Personal Property Insurance
  • Multiple Policy Types

7501 College Blvd, Overland Park, KS 66210

Expertise.com Rating

Review Sources

Google
4.8 (4)
Facebook
5.0 (2)

Why choose this provider?

Boulevard Insurance LLC is a full-service insurance firm that has been serving the Overland Park metro area since 2008. The company provides homeowners' insurance options to individuals and families. The firm's homeowners coverage includes property coverage, personal belongings, liability, medical payments, and additional living expenses. Its agents also handle home insurance policies for beach homes, rentals, secondary homes, high-value homes, and windstorms. Other products include personal and business insurance. The company is a member of the Strategic Insurance Agency Alliance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

10955 Lowell Ave 1010, Overland Park, KS 66210

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Oliver Insurance Agency, Inc., is an Overland Park independent agency founded in 1967 by Keith L. Oliver. The company offers home insurance as well as other home and business insurance programs. Its team of experienced agents guides clients in protecting their property and belongings. Aside from assessing clients' homes, they ask about their specific needs and objectives to determine the right insurance coverage. Oliver Insurance Agency also provides personal auto, specialty, and lifestyle insurance programs.

  • Personal Property Insurance
  • Multiple Policy Types

6300 W 143rd St 120, Overland Park, KS 66223

Expertise.com Rating

Review Sources

Google
4.8 (22)
Yelp
1.5 (9)
Facebook
5.0 (4)

Why choose this provider?

Aspire Insurance Agency is a multi-coverage company that offers homeowners' policies to clients in Overland Park. It secures replacement or damage repair costs to a client's home and its additional structures, including fences, fountains, gazebos, statues, and ponds, as well as costs of additional living expenses for when a home becomes inhospitable. Aspire's home insurance also covers personal valuables affected by common hazards, personal liability, and medical expenses for a guest's injuries.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

12721 Metcalf Avenue, Overland Park, KS 66213

Expertise.com Rating

Review Sources

Google
5.0 (239)
Facebook
4.6 (10)
Yelp
5.0 (1)

Why choose this provider?

Capstone Insurance Agency is a locally-managed homeowners insurance agency that serves the residents of Overland Park and the surrounding areas. Its team of advisors focuses on providing home insurance policies that can protect the homeowners' properties in times of calamity or tragedy. They are also skilled in getting quotes for condo insurance and renters insurance. Aside from home insurance, Capstone Insurance Agency offers other products including car insurance, commercial property insurance, liability insurance, and motorcycle insurance.

  • Earthquake
  • Fire

1151 Emanuel Cleaver II Boulevard, Kansas City, MO 64110

Expertise.com Rating

Review Sources

Google
4.5 (108)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Auto Insurance Discounters sells homeowners insurance policies to clients throughout the Overland Park metro area. This agency provides comprehensive homeowners insurance plans that protect clients when they lose their homes and personal possessions to natural disasters, fires, or other incidents by covering repair costs. Auto Insurance Discounters offers rental insurance too, and homeowners and auto insurance policies can be bundled together. Auto Insurance Discounters is particularly experienced with auto, motorcycle, and boat insurance policies too.

  • Personal Property Insurance

7311 West 132nd Street, Overland Park, KS 66213

Expertise.com Rating

Review Sources

Google
5.0 (130)
Facebook
5.0 (34)
Yelp
5.0 (2)

Why choose this provider?

Blue Valley Insurance Agency is an independent insurance company with an office in Overland Park. It assists clients with various insurance needs, including homeowners' insurance. The agents offer home insurance policies with different coverage types. One of them is personal property insurance, which covers the replacement of lost, damaged, or stolen personal possessions such as electronics, furniture, and clothing. Blue Valley Insurance Agency has been providing insurance solutions for more than 30 years.

  • Personal Property Insurance

6900 College Boulevard, Overland Park, KS 66211

Expertise.com Rating

Why choose this provider?

CBIZ is an insurance company serving clients throughout the Overland Park metro area. This practice can assist clients with any needs that they have concerning homeowners insurance policies and gives them guidance as they shop for plans and compare rates between affiliated carriers. Its agents can help clients determine how much coverage they need and thoroughly protect themselves from a variety of liabilities introduced by their specific circumstances. CBIZ offers vacation rental insurance too.

  • Multiple Policy Types

10701 Barkley Street, Overland Park, KS 66211

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Conrad Insurance Agency provides homeowners' insurance and other types of coverage for individuals and businesses in Overland Park. As an independent agency with 30 years of experience, its insurance professionals are able to give new coverage or help clients switch plans because they are not tied to a single insurance company. They also offer business insurance, personal and commercial auto insurance, workers' compensation coverage, general liability insurance, restaurant insurance, and business owners' insurance.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

8901 W 75th St, Overland Park, KS 66204

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
4.3 (6)

Why choose this provider?

Bridget Meyer - State Farm Insurance Agent is a third-generation insurance agent assisting clients in Overland Park and the surrounding areas. Through a homeowners' insurance policy, she helps individuals protect their homes and valuables even if they are away taking a vacation or holding items in storage. Repair and replacement of properties and items of value are applicable under this type of insurance. She also helps policyholders safeguard collectibles, sports equipment, and jewelry with the personal articles policy in case robbery takes place.

  • Multiple Policy Types
  • Personal Property Insurance

9393 West 110th Street, Overland Park, KS 66210

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Johnson County Insurance Agency is an independent insurance company servicing Overland Park. It has been financially protecting homes, personal belongings, jewelry, and art pieces since 1942. Its homeowners' insurance covers losses and damages caused by theft, vandalism, and fire. It also includes medical costs for visitors injured in the policy owner's home. Additional living expenses are provided for up to 24 months in case the insured home is undergoing reconstruction or repairs. Johnson County Insurance Agency also covers apartments and condominiums.

  • Renter's Insurance
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Flury-Hinderks Insurance Agency
12022 Blue Valley Parkway, Overland Park, KS 66213
Platinum One Insurance Agency
11020 King St Ste 108, Overland Park, KS 66210
Boulevard Insurance LLC
7501 College Blvd, Overland Park, KS 66210
Oliver Insurance Agency, Inc.
10955 Lowell Ave 1010, Overland Park, KS 66210
Aspire Insurance Agency
6300 W 143rd St 120, Overland Park, KS 66223
Capstone Insurance Agency
12721 Metcalf Avenue, Overland Park, KS 66213
Auto Insurance Discounters
1151 Emanuel Cleaver II Boulevard, Kansas City, MO 64110
Blue Valley Insurance Agency
7311 West 132nd Street, Overland Park, KS 66213
CBIZ
6900 College Boulevard, Overland Park, KS 66211
Conrad Insurance Agency
10701 Barkley Street, Overland Park, KS 66211
Bridget Meyer - State Farm Insurance Agent
8901 W 75th St, Overland Park, KS 66204
Johnson County Insurance Agency
9393 West 110th Street, Overland Park, KS 66210

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What information is contained on the declaration page of a homeowners insurance in Overland Park?

    On the declaration page of a homeowner's insurance policy in Overland Park, you will find the insured's name, information about the insured's home, and the policy number. It also contains the types of coverage included in the policy and the start and end dates for each coverage. A declaration page will also show the insured's monthly or yearly premium as well as any coverage limits, deductibles, reductions, endorsements, and add-ons.

  • What is excluded from the dwelling coverage of homeowners insurance in Overland Park?

    Damage brought on by a flood is not included in the dwelling coverage on homeowner's insurance in Overland Park. For this need, a separate flood insurance policy must be purchased. The coverage also excludes losses brought on by earthquakes or sewage backups. Additionally, structures such as an above-ground pool, a shed, a detached garage, and fences are typically not covered as well.

  • Are liability costs from dog bites covered by homeowners insurance?

    Yes. Liability costs from dog bites are normally covered by your homeowner's insurance in Overland Park up to the limitations of the policy. The medical payments section of your insurance plan might also assist in paying for the costs related to an individual's injuries. However, coverage could vary, depending on your dog's breed or whether they have a history of biting.

  • Is there a homeowner's insurance discount available in Overland Park for newly constructed homes?

    Yes. You might get a homeowners insurance discount in Overland Park if you recently constructed the house or purchased it within the last 12 months. In addition, installing a home security system can earn you discounts. You can also get discounts by bundling your homeowner's insurance with another policy, selecting a higher deductible, enrolling in paperless billing, and paying your policy in full.

  • Does returning a settlement from an insurance claim lower your Overland Park home insurance rates?

    No. Returning an insurance claim settlement or a portion of a payout will not help you get your homeowner's insurance premium back to its previous cost. The number of claims and their total payout determine your premiums. The claim remains on your insurance record in Overland Park even if you refund some of the money.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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