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2024

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Best Homeowners Insurance Agencies in Iowa City, IA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Iowa City Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

33Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1929 Keokuk Street, Iowa City, IA 52240

Expertise.com Rating

Review Sources

Google
4.8 (229)
Facebook
4.8 (83)
Yelp
4.0 (1)

Why choose this provider?

Chad Burtch State Farm Insurance Agent is available to help clients in his Iowa City office five days a week. He helps his clients to select home insurance policies that cover the value of their house, as well as its contents and their personal belongings. In addition to home insurance, Mr. Burtch also provides help with selecting auto, business, life, and health insurance. He also offers financial services, including annuities and mutual funds.

  • Multiple Policy Types

631 9th Street, Marion, IA 52302

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
5.0 (5)

Why choose this provider?

Established in 1902, SFD Insurance is a multi-generational insurance agency that can provide individual and business insurance coverage and services to clients in Iowa City. Some of the home insurance coverage and policies they handle include homeowners liability, property insurance, condo insurance, and mobile home insurance. SFD Insurance also provides services for automotive insurance, umbrella insurance, long-term care insurance, and customized business owner's policy. Their providers include Accident Fund, Continental Western Group, and West Bend Insurance Company.

  • Renter's Insurance
  • Condos
  • Earthquake

132 East Main Street, Solon, IA 52333

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Ellison Insurance Agency, Inc. provides personal and business insurance options for clients in Iowa City and the rest of the region. The company provides a wide range of homeowners' insurance policy coverages such as property insurance, homeowners' liability, scheduled property insurance, and in-home business insurance. Other coverages include condominium and mobile home insurance. Insurances for renters and landlords are also available. The company manages risks and claims and regularly reviews policies.

  • Multiple Policy Types

24 Westside Drive, Iowa City, IA 52246

Expertise.com Rating

Review Sources

Google
4.9 (29)
Facebook
5.0 (11)
Yelp
3.5 (3)

Why choose this provider?

Relion Insurance Solutions is an insurance agency in Iowa City that focuses on helping clients find the right insurance policies for themselves and their investments. The agency offers homeowners' insurance policies that protect a home and its contents, depending on the policy's coverage. Coverage can include the structure, personal belongings, and other freestanding structures such as sheds. It can also involve liability protection, as well as coverage for damages due to earthquakes and flooding. Relion Insurance Solutions also provides various personal, business, and life insurance policies.

  • Multiple Policy Types

2 Hawkeye Drive, North Liberty, IA 52317
WebsiteLicense: 6842544

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Serving clients in Iowa City, Jason Quillin has been a homeowners' insurance agent for Farm Bureau Financial Services for 26 years. He is committed to helping his customers get the right coverage option for their residential property, whether they live in a single-family home, townhome, rental property, condominium, or mobile home. He also helps them report a property claim. Farm Bureau Financial Services has more than 80 years of experience in the insurance industry and has 4,300 agents.

  • Renter's Insurance
  • Condos
  • Multiple Policy Types

1402 Willow Creek Court, Iowa City, IA 52246

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

The Stimmel Agency - Farm Bureau Financial Services customizes homeowners' insurance coverages for Iowa City clients needing property and asset protection. The agency has coverage options prepared for clients residing in condominiums, single-family homes, townhomes, rental properties, and mobile homes. Its staff assists with the whole insurance process, from finding coverages to filing for claims and updating policies. Under residential equipment breakdown coverage, air conditioners, water heaters, stereos, computers, and televisions are replaced when damaged.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1110 North Dodge Street, Iowa City, IA 52245

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Don Naughton - Farmers Insurance Agent is an Iowa City insurance agency that offers insurance solutions for auto, commercial, home, and life insurance needs. Naughton offers home insurance packages that protect clients from unexpected expenses brought about by sudden accidental damages, natural disasters, losses, and vandalism to their homes and properties. The insurance plans cover dwellings. home contents (personal properties), and liability (for injuries caused to others or damage to their properties).

  • Multiple Policy Types

585 West Penn Street, North Liberty, IA 52317

Expertise.com Rating

Review Sources

Google
4.0 (4)
Facebook
5.0 (1)

Why choose this provider?

GreenState Credit Union in North Liberty is a home insurance provider in Iowa. In 2020, it was chosen in IIABA's Best Practices Study, with criteria based on outstanding customer retention, stability, growth, and financial management. The company is federally insured by NCUA. The firm's professionals also cater to accidental death & disbursement coverage, auto, life, and business insurance. They provide bilingual assistance for their clients. The company aims to give back to the community. They are currently in partner with The Iowa Children's Museum.

  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Chad Burtch - State Farm Insurance Agent
1929 Keokuk Street, Iowa City, IA 52240
SFD Insurance
631 9th Street, Marion, IA 52302
Ellison Insurance Agency, Inc.
132 East Main Street, Solon, IA 52333
Relion Insurance Solutions
24 Westside Drive, Iowa City, IA 52246
Jason Quillin - Farm Bureau Financial Services Agent
2 Hawkeye Drive, North Liberty, IA 52317
The Stimmel Agency - Farm Bureau Financial Services
1402 Willow Creek Court, Iowa City, IA 52246
Don Naughton - Farmers Insurance Agenct
1110 North Dodge Street, Iowa City, IA 52245
GreenState Credit Union - North Liberty
585 West Penn Street, North Liberty, IA 52317

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What types of damages does homeowners' insurance in Iowa City typically cover?

    In Iowa City, homeowners' insurance mainly covers storm, water, and fire damage. Storms, including tornadoes that hit the region, can wreak havoc. While policies generally cover internal water damage from plumbing issues, external damage often isn't included. Moreover, fires, whether partial or complete, are typically covered, ensuring homes can be restored or rebuilt.

  • What is the average monthly cost of homeowners' insurance in Iowa City?

    In Iowa City, the average monthly homeowners' insurance is about $107. However, note that the actual cost can depend on various circumstances. Factors influencing price include the property's size and value, the construction materials used, and the location of the house relative to crime and weather risks. A homeowner's claims history also plays a role.

  • What should Iowa City homeowners do after filing a roof insurance claim?

    Residents of Iowa City should continue to pay their insurance premiums, utilities, and mortgages even after filing a roof insurance claim. It's a misconception that homeowners' insurance covers these costs during a claim process. Additionally, it's crucial to inform both the mortgage lender and utility company about the roof damage and any claims made.

  • Why might Iowa City residents consider getting personal umbrella liability insurance in addition to their standard homeowners' policy?

    Personal umbrella liability insurance offers an added protection layer, covering personal assets when standard liability coverage runs out. For Iowa City residents, if someone gets injured on their property or they're deemed responsible in an auto accident, costs can exceed standard policy limits. Without a personal umbrella policy, they'd bear these excess expenses.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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