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2024

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Best Homeowners Insurance Agencies in South Bend, IN

Our Recommended Top 10

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored South Bend Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

44Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1323 North Ironwood Drive, South Bend, IN 46615

Expertise.com Rating

Review Sources

Google
4.9 (114)
Facebook
5.0 (45)
Yelp
5.0 (1)

Why choose this provider?

Aldridge Insurance helps homeowners in and around South Bend protect their homes, assets, and properties. It is a homeowners' insurance agency offering policies for different needs such as property damage coverage, personal property floaters, and medical payment coverage. Property damage coverage pays for damage to a client's home, personal property, and other attached structures, while personal property floaters further expand the coverage of insurance. Medical payment coverage pays for any injuries of someone who is not part of the family.

  • Multiple Policy Types

51596 State Road 933 North, South Bend, IN 46637

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (4)
Yelp
4.0 (1)

Why choose this provider?

Michiana Insurance protects homes and homeowners in and around South Bend. The homeowners' insurance agency helps clients secure their family and assets from fires and natural disasters that may damage their homes. It also safeguards clients against thefts and burglaries, reimbursing the client for the loss of property or its repair. The agency also assists clients in covering medical expenses and liability protection when a guest is injured within the clients' property. Michiana Insurance was established in 1980.

  • Multiple Policy Types

13800 Jackson Road, Mishawaka, IN 46544

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
4.3 (10)

Why choose this provider?

Synergy Insurance Group is an insurance agency working with the residents of South Bend and the nearby areas. The company offers a variety of coverages for clients' homes, such as those that cover damages from fire, floods, and vandalism. It also offers policies that protect the contents of the home in the case of theft, including jewelry, fine art, and collectibles. Additionally, the company sells insurance for vehicles, offices, and restaurants.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

928 South Mayflower Road, South Bend, IN 46619

Expertise.com Rating

Review Sources

Google
4.6 (5)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Salinas Insurance Agency is an independent agency that has more than 12 years of experience in the insurance sector. With a location serving clients in South Bend, it specializes in offering homeowners' insurance policies to property owners looking to protect themselves financially from disasters. Salinas Insurance Agency provides homeowners with options from various insurance carriers, helping them find the right named perils or all-risk policy for them. The agency also helps clients find auto, personal, life, health, and business insurance policies.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

4104 Miami Street, South Bend, IN 46614

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
5.0 (5)
Yelp
4.0 (1)

Why choose this provider?

Michiana Family Insurance in South Bend insures homeowners and their property from damage, loss, and other risks. It provides the appropriate homeowners' insurance policy for condo owners, renters, and landlords. It has policies that cover destruction from fires, storms, and other natural disasters. It also offers policies that can financially protect clients whenever a person is injured on their property. Michiana Family Insurance has been in the industry for more than 20 years.

  • Fire
  • Multiple Policy Types

331 South Eddy Street, South Bend, IN 46617

Expertise.com Rating

Review Sources

Facebook
4.9 (112)
Google
4.8 (13)

Why choose this provider?

WalkerHughes Insurance is an insurance agency serving the residents of South Bend that has an additional dozen locations in the area. The agency offers property and liability homeowners insurance. This covers the cost of repairs for clients' damaged homes, as well as the cost of medical care for visitors who were injured on the property. The company also offers coverage for clients' motorcycles and boats, condos, restaurants, and law firms.

  • Fire
  • Condos
  • Multiple Policy Types

333 North Lafayette Boulevard, South Bend, IN 46601

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Rockstroh Insurance Agency, Inc., is a locally-owned and operated homeowners' insurance agency that serves clients in the South Bend metro area. It offers a home insurance policy that protects the primary home, other structures built on the property, personal possessions, and additional expenses as a result of a covered loss. Aside from home insurance, it also offers renters insurance and condo owners' insurance, which are more suitable to condo investors, owners, and tenants.

  • Condos
  • Multiple Policy Types
  • Multiple Carriers

1501 North Oak Drive, Plymouth, IN 46563

Expertise.com Rating

Review Sources

Google
4.6 (8)
Facebook
3.0 (2)
Yelp
5.0 (1)

Why choose this provider?

TCU Insurance Agency is a credit union and insurance agency working with the residents of South Bend. The company has seven additional locations in Indiana and Michigan, and its team sells insurance plans that cover the cost of repairs for clients' homes that have been damaged by vandalism, fires, and storms. It also sells plans for renters. Additionally, TCU Insurance Agency has life, auto and motorcycle, health, and business insurance packages.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

South Bend, IN

Expertise.com Rating

Review Sources

Google
4.6 (11)

Why choose this provider?

Insurance Trustees Inc. is an independently owned and operated insurance agency that has been working with the South Bend community for over 80 years. The company helps homeowners find insurance packages that are tailored to the specific needs of their home. It also offers insurance plans for clients who are renting their homes. Additionally, the company sells policies to cover clients' businesses, farms, and classic, collector, traditional, and recreational vehicles.

  • Personal Property Insurance
  • Multiple Policy Types

11590 McKinley Highway, Osceola, IN 46561

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (2)

Why choose this provider?

Justin Elias is an insurance agent working with State Farm Insurance who serves clients in South Bend and the nearby areas. The agent offers quotes for homeowners insurance policies that cover the costs of repairs for properties that were damaged by natural disasters. His policies also cover personal injury liability for visitors who were hurt on the property. Additionally, Elias sells plans for motor vehicles, businesses, health care, and pets.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Aldridge Insurance
1323 North Ironwood Drive, South Bend, IN 46615
Michiana Insurance
51596 State Road 933 North, South Bend, IN 46637
Synergy Insurance Group
13800 Jackson Road, Mishawaka, IN 46544
Salinas Insurance Agency
928 South Mayflower Road, South Bend, IN 46619
Michiana Family Insurance
4104 Miami Street, South Bend, IN 46614
WalkerHughes Insurance
331 South Eddy Street, South Bend, IN 46617
Rockstroh Insurance Agency, Inc.
333 North Lafayette Boulevard, South Bend, IN 46601
TCU Insurance Agency
1501 North Oak Drive, Plymouth, IN 46563
Insurance Trustees, Inc.
South Bend, IN
Justin Elias - State Farm Insurance Agent
11590 McKinley Highway, Osceola, IN 46561

South Bend, IN Homeowners Insurance Agency FAQs

  • How much is the typical deductible for homeowners' insurance in South Bend?

    In South Bend, the typical deductible for homeowners' insurance is $500. This means that if a covered loss occurs, the policyholder is responsible for the first $500 of the claim. Deductibles like these help consumers save money on insurance by discouraging small, routine claims that can be costly to process. The cost savings are then passed on to policyholders in the form of lower insurance premiums.

  • Does homeowners' insurance provide coverage for losses that occur during property rental in South Bend?

    No, homeowners' insurance does not cover losses that occur during South Bend property rental. The coverage you require is determined by the type of rental. Some insurers may cover short-term rentals with advance notice, while others require additional endorsements. However, regular, long-term rentals necessitate rental dwelling or landlord insurance. This type covers physical damage, personal property, liability, and rental income loss.

  • Is current homeowners' insurance required for the South Bend Home Repair Program?

    Yes, having current homeowners' insurance is one of the additional eligibility criteria for the South Bend Home Repair Program. The South Bend Home Repair Program is a city-sponsored program that assists low-income homeowners with home repairs and improvements. The program provides grants to eligible homeowners in specific neighborhoods, with a focus on low-income individuals. Roof and furnace replacements are examples of major home repairs that may be covered.

  • Can poor home maintenance lead to denied insurance claims in South Bend?

    Yes, poor home maintenance can lead to insurance claims being denied in South Bend. If damage occurs as a result of failing to properly maintain your property, insurers may deny your claim. To avoid this, it's critical to be proactive with home maintenance, addressing issues as they arise and performing routine maintenance tasks. This not only helps to avoid claim denials, but it also makes the property safer and more valuable in the long run.

  • Do you need any special homeowners' insurance coverage in South Bend?

    The state of Indiana does not require any special home insurance coverage. If you live in a high-risk flood zone, such as South Bend, and have a mortgage from a federally regulated or insured lender, you may be required to obtain flood insurance. It is worth noting that flood insurance can be useful even if it is not legally required to protect your home from flood-related damage.

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