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2024

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Best Homeowners Insurance Agencies in Fort Wayne, IN

Our Recommended Top 18

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Fort Wayne Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

160Reviewed

103Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1002 Dehner Dr., Ossian, IN 46777

Expertise.com Rating

Review Sources

Facebook
4.8 (12)
Google
4.4 (9)

Why choose this provider?

The David Spear Agency caters to the residents of Fort Wayne and the surrounding areas. Its insurance plans for houses, condominiums, and apartments cover financial losses due to theft, vandalism, and fire. The agency also offers an umbrella insurance policy, which comprises coverage for medical, living, property, and protection expenses. It has risk management products for various vehicles, such as motorcycles, cars, and boats. The company works with different partners, including Auto Owners, Allstate, Safeco, and Progressive.

  • Condos
  • Auto Insurance
  • Health Insurance

10327 Dawsons Creek Blvd Ste C-1, Fort Wayne, IN 46825
WebsiteLicense: 659944

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Review Sources

Google
4.9 (47)
Facebook
5.0 (8)

Why choose this provider?

Family Insurance Services caters to clients in Fort Wayne and the nearby areas. It helps clients protect their homes and families by applying for homeowners' insurance products. These products cover clients' repair and temporary expenses if a fire or explosion damages their homes or possessions. It also benefits a guest or a stranger who obtained injuries while inside the clients' premises. Family Insurance Services is an independent company with over 25 years of experience in the industry.

  • Homeowners

414 Clinton St, Defiance, OH 43512
WebsiteLicense: 973253

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
5.0 (13)

Why choose this provider?

Roehrs-McMillen, Inc., is a locally owned and operated insurance firm established in 1930. It helps individuals and families in Fort Wayne secure their financial future through personal insurance plans, such as home, auto, life, and renters'. In addition, the agency offers business and farm insurance products. Roehrs-McMillen deals with the carriers like Celina Insurance Group and Goodville Mutual Casualty Company. One client complimented the company for being responsive to his concerns and helpful with his auto and homeowners' insurance plans.

  • Renter's Insurance

115 E Main St, Portland, IN 47371

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Review Sources

Google
4.8 (60)
Facebook
5.0 (10)

Why choose this provider?

Since 1935, Portland Insurance has been offering a variety of policies to clients in the Fort Wayne area. Its homeowners' insurance provides compensation for damage caused by natural disasters or fires. It also covers injuries that occur inside the residence, along with stolen personal items and vandalism. In addition, clients can get insurance for their vehicles, such as autos, motorcycles, boats, and RVs. The company also covers companies for workers' compensation claims and professional liability suits.

  • Renter's Insurance
  • Condos
  • Earthquake

1611 S Calhoun Street, Fort Wayne, IN 46802
WebsiteLicense: 3050010

Expertise.com Rating

Review Sources

Google
4.9 (209)
Facebook
5.0 (8)

Why choose this provider?

Marcus Elam is an insurance agent who offers various policies for homeowners in Fort Wayne and the surrounding areas. Through its wide range of coverage options, these policies protect homeowners from paying a large amount of money for damages to their homes. Elam is the owner of a State Farm agency that has been operating for more than 40 years. Aside from homeowners' insurance, Elam also provides insurance products focused on renters, businesses, health, and life.

  • Renter's Insurance
  • Homeowners

4302 Flagstaff Cove, Fort Wayne, IN 46815
WebsiteLicense: 2214220

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Amstutz Insurance, Inc., offers its products and services to clients within Fort Wayne and the adjacent communities. Since 1939, the company has been providing homeowners and renters with insurance coverage for their furniture, electronics, and other personal belongings. Its staff is available for consultations with clients regarding the options behind each product and which one fits their budget and needs in terms of providing financial security. It also offers other personal insurance products for the healthcare, annuity, and retirement needs of seniors.

  • Multiple Policy Types

4011 W Jefferson Blvd Ste 225, Fort Wayne, IN 46804
WebsiteLicense: 1094300

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Gregory Associates, Inc., has been offering insurance policies to clients in Fort Wayne since 1933. Homeowners can get financial protection in case of fire or natural disasters to their property. The policy also covers theft, vandalism, and injuries that occur inside the property. In addition, the firm offers insurance for vehicles like cars, motorcycles, boats, and yachts. Businesses can also cover for workers' compensation claims and professional liability suits. Founder Samuel Gregory Sr. had worked as an agent for another insurance firm prior to establishing his own.

  • Condos

110 E Rush St, Kendallville, IN 46755

Expertise.com Rating

Review Sources

Google
4.7 (11)

Why choose this provider?

Reick Insurance Agency is a non-affiliated brokerage that serves families and businesses in Fort Wayne. It offers various insurance products, such as homeowners', auto, health, life, pet, and commercial. Homeowners' insurance can provide financial protection for untoward incidents borne by clients' houses, other structures in the property, personal belongings, and costs incurred because of a covered loss. Reick Insurance Agency was founded in 1944. Owner and president Lou Zabona has been in the insurance industry for more than two decades.

  • Multiple Policy Types

10538 Coldwater Road, Fort Wayne, IN 46845
WebsiteLicense: 2207260

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (11)

Why choose this provider?

Berner and Company Inc. Insurance is a family-owned and family-operated business that has been serving individuals and businesses throughout the area of Fort Wayne for more than 30 years. It offers a wide range of insurance products, such as homeowners', general liability, short-term health, farm property, Medicare Supplement, and life insurance. Its team of independent agents collaborates with several carefully sought-out carriers to provide clients with tailored insurance coverage. The founder and a CPIA, Tim Berner, has a master's degree in business administration.

  • Homeowners

3526 Stellhorn Rd, Fort Wayne, IN 46815

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Starks Family Insurance is an independent agency that caters to clients in Fort Wayne. Among the products it offers is homeowners' policy, which insures dwellings against natural disasters, theft, or vandalism. It also covers liabilities the policyholders may incur due to injuries or damage to guests while on their premises. The firm's agents search through various carriers to find a package that fits clients' needs. Policyholders can modify their policies directly from the company's website 24/7.

  • Multiple Policy Types

616 N Jefferson Street, Huntington, IN 46750
WebsiteLicense: 1390500

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
4.2 (6)

Why choose this provider?

Mettler Insurance Agency serves clients in Fort Wayne and nearby areas. Its agents help individuals acquire homeowners' insurance and set financial limits in their coverage. The company's offerings include protection plans for individual health and different types of vehicles. Its team also crafts insurance for bonds, workers' compensation, general liability, commercial properties, and business vehicles. Mettler Insurance Agency has been in operation since 1950. Some of the carriers it partners with are Liberty Mutual and Foremost.

  • Multiple Policy Types

955 US 27 N, Berne, IN 46711

Expertise.com Rating

Review Sources

Facebook
4.7 (20)
Google
5.0 (2)

Why choose this provider?

Graber Insurance Incorporated provides services to clients in the Fort Wayne community. It helps individuals apply for homeowners insurance policies to protect their finances if their homes face damages due to disasters and accidents. It also guides renters who need insurance plans for their personal belongings inside their apartments. Its team is also available for pet, life, health, farm, and business insurance products. Graber Insurance Incorporated represents carriers such as Anthem BlueCross BlueShield, CNA Surety, First Comp, Progressive, and American Collectors.

  • Multiple Carriers
  • Multiple Policy Types

132 South Main Street, North Webster, IN 46555
WebsiteLicense: 1952790

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Pletcher Insurance, Inc., has been catering to residential clients and business owners in and around the Fort Wayne area for more than four decades. The agency provides homeowners' insurance that covers properties, such as houses, mobile homes, condominiums, and rental properties. It also offers other insurance products, including auto, recreational vehicle, business, and life insurance. The agency writes Medicare supplements, annuities, and long-term care. Founder Dave Pletcher brings over five decades of experience in the insurance industry.

  • Multiple Policy Types

1737 Morningstar Blvd., Decatur, IN 46733
WebsiteLicense: 922142

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (9)

Why choose this provider?

GMI Insurance offers home insurance policies to homeowners in Fort Wayne. Its products also include property liability and flood damage coverages that protect residential premises from the financial impact of accidents and natural disasters. When helping clients choose, it considers the structure and value of the property's contents. The company also has farm and boat insurance policies in its catalog. Teresa Turzillo, a company agent, has over 28 years of experience handling property, casualty, life, accident, and health insurance plans.

  • Renter's Insurance

6500 East State Boulevard, Fort Wayne, IN 46815
WebsiteLicense: 1924460

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

For over 55 years, Mitson Insurance Agency has been serving individuals, families, and businesses in Fort Wayne and neighboring areas. Its group of agents advises clients on coverage choices for many types of insurance, including life, health, auto, homeowners, and business. The agency has access to several carriers, such as CNA Surety, Safeco Insurance, The Hartford, and Foremost Insurance Group. Its commercial clients include restaurants, manufacturers, contractors, churches, schools, and retail stores.

  • Multiple Carriers
  • Multiple Policy Types

10305 Dawson's Creek Blvd Ste F, Fort Wayne, IN 46825
WebsiteLicense: 953389

Expertise.com Rating

Why choose this provider?

Heartland Insurance Partners is an independent, multi-line agency that serves Fort Wayne. Included in its products is homeowners' insurance, which helps pay for property damage and reimburses losses in case of theft. Its team also furnishes home protection plans that include living expenses and liability coverage. The risk advisors have access to policies from a broad range of providers, including Progressive, Foremost, and Safeco Insurance. Agency owner Brett Hess has been providing risk management solutions since 2002.

  • Renter's Insurance

12730 Coldwater Road Suite 103, Fort Wayne, IN 46845

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Insurance Management Group was founded in 1954 to serve the Fort Wayne community. The agency helps individuals feel confident about their future by offering personal insurance policies like homeowners', renters', car, and life. The homeowners' insurance plan protects the clients' dwelling, belongings, and liability. Its agents address clients' questions, review their coverage, and guide them throughout the process. In addition, they provide business and employer insurance products. In 2021, Big I Indiana named Insurance Management Group the Agency of the Year.

  • Multiple Carriers
  • Multiple Policy Types

10315 Dawson’s Creek Blvd, Suite H, Fort Wayne, IN 46825
WebsiteLicense: 2042690

Expertise.com Rating

Review Sources

Facebook
5.0 (20)

Why choose this provider?

Bixler Insurance, Inc., is an independent agency that started as a small firm in 1946. It helps individuals in the Fort Wayne metro avoid getting caught unprepared by offering personal insurance products, such as home, life, health, and auto. Its homeowners' insurance plan covers the consumers' dwelling, stolen or damaged belongings, and liability. The company also provides commercial insurance policies. Its agent, Andrew Flueckiger, is a certified insurance counselor. He has worked in the sales and marketing industries before joining the company.

  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The David Spear Agency
1002 Dehner Dr., Ossian, IN 46777
Family Insurance Services
10327 Dawsons Creek Blvd Ste C-1, Fort Wayne, IN 46825
Roehrs-McMillen, Inc.
414 Clinton St, Defiance, OH 43512
Portland Insurance
115 E Main St, Portland, IN 47371
Marcus Elam
1611 S Calhoun Street, Fort Wayne, IN 46802
Amstutz Insurance
4302 Flagstaff Cove, Fort Wayne, IN 46815
Gregory Associates, Inc.
4011 W Jefferson Blvd Ste 225, Fort Wayne, IN 46804
Reick Insurance Agency
110 E Rush St, Kendallville, IN 46755
Berner and Company, Inc.
10538 Coldwater Road, Fort Wayne, IN 46845
Starks Family Insurance
3526 Stellhorn Rd, Fort Wayne, IN 46815
Mettler Insurance Agency
616 N Jefferson Street, Huntington, IN 46750
Graber Insurance Incorporated
955 US 27 N, Berne, IN 46711
Pletcher Insurance, Inc.
132 South Main Street, North Webster, IN 46555
GMI Insurance
1737 Morningstar Blvd., Decatur, IN 46733
Mitson Insurance Agency
6500 East State Boulevard, Fort Wayne, IN 46815
Heartland Insurance Partners
10305 Dawson's Creek Blvd Ste F, Fort Wayne, IN 46825
Insurance Management Group
12730 Coldwater Road Suite 103, Fort Wayne, IN 46845
Bixler Insurance, Inc.
10315 Dawson’s Creek Blvd, Suite H, Fort Wayne, IN 46825

Fort Wayne, IN Homeowners Insurance Agency FAQs

  • How much are you likely to pay for homeowners’ insurance in Fort Wayne if you have an excellent credit score?

    If your credit score is excellent, you are likely to pay an annual premium of around $1,726 to insure your Fort Wayne house. Credit scores have an inverse relationship with insurance costs: the better your credit score, the lower your premium will be. Those with poor credit scores might have to pay around $4,763 for home insurance.

  • What happens if your insurance is not enough to rebuild your home after a Fort Wayne storm?

    If the cost of rebuilding your home in Fort Wayne exceeds your policy coverage, you would have to shoulder the rest of the expense. To avoid this scenario, consider purchasing a policy that is at least worth your home’s replacement value. This value is usually determined through a Replacement Cost Estimator (RCE) based on the age, size, fixtures, features, foundation material, and style of your home.

  • Does a standard homeowners’ insurance policy in Fort Wayne cover sewage backups?

    No, backups of sewer water are usually not included in a Fort Wayne home insurance policy. Dwelling protection—that is, basic structures of your house such as the foundation, roof, and walls—are usually included. Damage caused by burglary, fire, hail, and lightning are typically covered. You may opt for a comprehensive policy to protect your home against less common losses like sewage backups and equipment breakdowns.

  • If your laptop gets stolen at a restaurant in Fort Wayne, can you replace it using your home insurance policy?

    Yes. That homeowners’ insurance covers theft outside your Fort Wayne house might seem surprising, but it is actually included under “personal property” coverage. As long as the laptop is your property, its loss is covered. The loss of your friends’ properties is also covered if the item in question was left at your house when it was stolen.

  • How much can you save if you bundle homeowners’ and auto insurance in Fort Wayne?

    You can save around $428 in premiums every year if you purchase auto insurance together with a homeowners’ insurance policy from the same provider in Fort Wayne. There are other ways to save on your premium. Some insurers offer discounts to loyal customers, owners of newly constructed houses, and homeowners who have security systems installed.

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