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2024

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Best Homeowners Insurance Agencies in Fishers, IN

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fishers Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

39Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10765 Allisonville Rd, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
4.9 (29)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Butler Insurance is a Fishers-based independent insurance agency established in 1992 that services individuals, families, and businesses. It offers homeowners' insurance policies, which cover a broad range of threats including fire and smoke, theft and vandalism, and water damage. Each policy comes with different levels of standard coverage, which commonly includes dwelling and other structures, personal belongings, loss of use, and liability. Butler Insurance sponsors a number of organizations including Helping Challenged Children, Inc. and Habitat for Humanity of Hamilton County.

  • Multiple Policy Types

14074 Trade Center Dr 104, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (4)

Why choose this provider?

Luxor Insurance Group is an independent insurance agency based in Fishers. Its homeowners' insurance policy protects single-family homes from losses caused by theft, vandalism, accidents, and certain natural calamities. Flood insurance is offered separately for extended coverage. The agency also offers condo and renters' policies, as well as small business, life, and car insurance. Luxor Insurance Group is a member of Couri Associates, a well-known associate agency group in the Midwest.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

8767 South Street, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
4.9 (29)
Facebook
4.3 (3)
Yelp
5.0 (2)

Why choose this provider?

Osborn Insurance Agency addresses the different insurance needs of businesses, families, and individuals in Fishers through its partnership with multiple insurance providers. Founded in 2005, this company assists renters and homeowners in obtaining financial coverage for their homes and belongings. This coverage includes liability issues and the replacement and repair of damaged or lost items and properties, whether due to fire, theft, or other disasters. Osborn Insurance Agency is guided by humanitarian principles in responding to client needs.

  • Multiple Policy Types

11393 Lantern Road, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
4.9 (53)
Yelp
5.0 (1)

Why choose this provider?

Rhodes Insurance Group is a firm in Fishers that offers homeowners' insurance products. The company's insurance specialists assist homeowners in assessing potential financial risks and determine appropriate coverage options. Homeowners receive guidance on home insurance policy areas, including covered events such as fire, liability coverage for non-resident injuries, and compensation for stolen or damaged personal items, using either replacement or actual cash values. Scott Rhodes, the agency president, has been helping businesses and families address diverse insurance needs since 1989.

  • Multiple Policy Types

266 East Broadway Street, Shelbyville, IN 46176

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Google
4.9 (12)
Yelp
5.0 (1)

Why choose this provider?

Ken Kreish is an American Family Insurance Agent who has been serving personal and business clients in several states since 1990, including Indiana, Ohio, and Illinois. Mr. Kreish and his team have extensive experience in tailoring home insurance policies that provide coverage for natural disasters, such as storm damage, and unforeseen incidents, such as burglary. Additionally, they can talk clients through the benefits of additional coverage, such as the replacement costs of valuable items in the home.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

11502 Moore St, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (7)

Why choose this provider?

Associated Insurance Services, LLC, is a full-service insurance firm that serves the Fishers metro area and nearby localities. The company guides individuals in selecting a homeowners insurance policy that can protect their homes, belongings, and loved ones against disasters and financial risks. Its licensed agents provide coverage options from different carriers, including dwelling, other structures, personal property, loss of use, family or personal liability, medical expenses, and scheduled personal assets. They also handle other types of personal and commercial insurance plans throughout Indiana.

  • Multiple Policy Types
  • Flood
  • Condos

6330 East 75th Street, Indianapolis, IN 46250

Expertise.com Rating

Why choose this provider?

Capitol Insurance & Risk Management Group was founded in 1981 to help its clients find and choose from a wide range of policies offered by some of the biggest insurance companies in the country. Its agents regularly help their clients get coverage within their budgets that can protect them against damage to their homes and contents and help with their living expenses should they have to temporarily relocate. The agency also serves business clients.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

13578 East 131st Street, Fishers, IN 46037

Expertise.com Rating

Review Sources

Google
4.9 (29)
Facebook
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Curry Agency Inc. is an insurance company that caters to the insurance needs of residents and businesses in Fishers and nearby areas. The firm educates individuals on the different coverage options for a homeowners insurance policy, such as the dwelling, personal property, other structures, liability protection, and medical coverage. Its licensed agents also guide customers in evaluating insurance carriers in terms of deductibles, credits and discounts, and additional endorsements. Other offerings include auto, business, and life insurance plans.

  • Renter's Insurance
  • Multiple Policy Types

11447 Overlook Dr, Fishers, IN 46037

Expertise.com Rating

Review Sources

Google
4.9 (85)
Facebook
5.0 (23)

Why choose this provider?

Ray Insurance Group is an independent agency serving Fishers and the surrounding areas. Brad Ray, the agency's managing partner, and his team help clients protect themselves from financial loss in the event of a disaster or any other peril. They offer different types of coverage based on the property's value, location, and recent improvements, and consider any valuable personal belongings within the premises. The agency also offers auto, business, and life insurance.

  • Multiple Policy Types

7360 East Washington Street, Indianapolis, IN 46219

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

The independent agents at Irvington Insurance serve personal and commercial clients in Indiana and Ohio. They frequently help people looking for home insurance choose from a wide range of policies from major insurers that give them the coverage they need. This can include the property itself, its contents, other structures owned by the policyholder, and liability, should a visitor be injured on their premises. Irvington Insurance also specializes in auto and life insurance.

  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

14701 Cumberland Road, Noblesville, IN 46060

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (2)

Why choose this provider?

Globalnet Insurance is an insurance broker that is based in Noblesville, a community located a few miles north of Fishers. It offers standard homeowners' insurance, which includes coverage for the home and other structures, personal belongings, personal liability, and additional living expenses. It has separate lines for high-value homes, rental dwellings, secondary homes, and vacation homes. An independent agency, Globalnet Insurance deals with products from 14 insurance carriers, including MetLife, The Hanover, The Hartford, and National General Insurance.

  • Renter's Insurance
  • Multiple Carriers
  • Condos

7050 East 116th Street, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
5.0 (94)
Facebook
5.0 (28)
Yelp
5.0 (3)

Why choose this provider?

Based in Indiana, Priority Risk Management is an independent insurance firm serving residents of Fishers. It provides home insurance plans for clients looking to secure their residential properties. Its homeowners' insurance policies typically provide coverage for the dwelling and other structures, personal property, loss of use, medical expenses, family and personal liability, and scheduled personal property. Clients may also customize their policies by availing of extended coverage options for disasters, such as floods, hail, fire, smoke, and falling objects, and theft and vandalism.

  • Multiple Policy Types

5627 S Franklin Rd, Indianapolis, IN 46239

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

As The George Insurance Group is an independent agency, its agents can select a range of home insurance policies from major insurers, increasing the chances of the client getting a policy that provides the coverage they need at a price they can afford. Additionally, the agents talk clients through their policies to make sure they satisfy their needs, such as protection from natural and accidental disasters, theft, and liability. The agency also serves business clients.

  • Renter's Insurance
  • Multiple Policy Types

7316 U.S. 31, Indianapolis, IN 46227

Expertise.com Rating

Review Sources

Google
4.8 (82)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Connie Mortensen is a State Farm insurance agent who has been assisting personal customers in the Fishers metro area since 2013. The licensed agent has experience in tailoring home insurance policies that give her clients the coverage they need for their homes and outbuildings at premiums within their budget. Additionally, Ms. Mortensen takes the time to fully explain what's covered and what isn't, so that her clients are fully aware of what they're getting from their policies.

  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Butler Insurance, Inc.
10765 Allisonville Rd, Fishers, IN 46038
Luxor Insurance Group
14074 Trade Center Dr 104, Fishers, IN 46038
Osborn Insurance Agency
8767 South Street, Fishers, IN 46038
Rhodes Insurance Group
11393 Lantern Road, Fishers, IN 46038
Ken Kreish - American Family Insurance Agent
266 East Broadway Street, Shelbyville, IN 46176
Associated Insurance Services
11502 Moore St, Fishers, IN 46038
Capitol Insurance & Risk Management Group
6330 East 75th Street, Indianapolis, IN 46250
Curry Agency Inc.
13578 East 131st Street, Fishers, IN 46037
Ray Insurance Group
11447 Overlook Dr, Fishers, IN 46037
Irvington Insurance
7360 East Washington Street, Indianapolis, IN 46219
Globalnet Insurance
14701 Cumberland Road, Noblesville, IN 46060
Priority Risk Management
7050 East 116th Street, Fishers, IN 46038
The George Insurance Group
5627 S Franklin Rd, Indianapolis, IN 46239
Connie Mortensen - State Farm Insurance Agent
7316 U.S. 31, Indianapolis, IN 46227

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • For Fishers residents, what are the benefits of acquiring homeowners' insurance policies that adjust with inflation?

    For Fishers residents, the benefits of acquiring homeowners' insurance policies that adjust with inflation include an automatic increase in dwelling coverage limits in line with rising construction costs. This ensures they're adequately covered as building expenses climb, allowing them to rebuild if calamity strikes their home. Without this feature, insurance that seemed adequate in the past might not cover the full replacement costs at the time of a loss.

  • Why should Fishers homeowners be proactive in preventing losses that may lead to insurance claims?

    Fishers homeowners should actively prevent potential losses for several reasons:

    • It decreases the chance of a loss occurring and lessens its financial sting if it does.
    • Identifying and managing risks can mean fewer insurance claims, leading to claim-free discounts.
    • If a loss does transpire, prior mitigation can pave the way for a smoother, quicker, and more favorable claim resolution.
  • Why should mobile homeowners in Fishers consider insurance coverage?

    Mobile homeowners in Fishers should consider insurance coverage due to their homes' vulnerability to severe weather, especially strong winds. Without insurance, they're left unsupported in the aftermath of a disaster. Mobile home insurance typically safeguards the foundation and belongings inside against events like fires, natural calamities, and theft. However, the exact coverage can vary based on the insurer chosen.

  • When might a homeowner in Fishers need additional coverage?

    For residents of Fishers, heightened coverage is advised if their home is situated in regions susceptible to flooding, sinkholes, or earthquakes, as conventional insurance might overlook these nuances. Moreover, homeowners with valuable items, like rare artworks or expensive jewelry, or those dwelling in vintage properties necessitating costly refurbishments, should contemplate enhanced protection schemes.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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