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2024

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Best Homeowners Insurance Agencies in Peoria, IL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Peoria Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72Reviewed

46Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2000 W Pioneer Pkwy Suite 18A, Peoria, IL 61615

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Preston Insurance Agency Illinois LLC works with residents in and around Peoria. This homeowners' insurance agency has policies that protect the home and properties of its clients from various accidents, natural calamities, and theft. It can help clients file for claims to pay for property cleaning, structure repairs, and property replacement if covered by the insurance policy. The agency also has policies that cover damages caused by floods. Preston Insurance Agency Illinois has over 40 years of experience in the insurance industry.

  • Multiple Policy Types

3805 North Sterling Avenue, Peoria, IL 61615

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (3)

Why choose this provider?

Aaron Kilgore State Farm Insurance Agent serves clients in Peoria and throughout its surrounding areas. This agency helps clients select home insurance policies that are based on the value of their homes and the contents within them. It offers additional policy options, such as flood and earthquake insurance, as well as medical liability coverage. Agent Aaron Kilgore has been working with State Farm for more than 18 years. He's licensed to sell insurance throughout Illinois.

  • Flood
  • Earthquake
  • Multiple Policy Types

604 E War Memorial Dr, Peoria, IL 61614

Expertise.com Rating

Why choose this provider?

Jeff Burtis State Farm Insurance Agent is available to help clients in the Peoria area six days a week. This agency provides help with selecting and purchasing State Farm homeowners insurance products. It also offers help with making policy changes, as well as filing claims and navigating the claims process. In addition to home insurance, Jeff Burtis State Farm Insurance Agent sells auto, life, and pet coverage. Agent Jeff Burtis is licensed to sell insurance throughout Illinois.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

1616 W. Pioneer Parkway, Peoria, IL 61615

Expertise.com Rating

Review Sources

Facebook
4.7 (30)
Google
4.9 (10)

Why choose this provider?

Nixon Insurance Agency is a local homeowners' insurance agency that has been serving Peoria residents since 1964. Its team of insurance specialists has years of experience in providing the right type of home insurance to each owner or property investor. They guide the homeowners in deciding whether to insure their property based on its market value or insure the unit based on replacement cost. Aside from homeowners' insurance, Nixon Insurance Agency also offers farm insurance and flood insurance products.

  • Multiple Policy Types

914 West Glen Avenue, Peoria, IL 61614

Expertise.com Rating

Review Sources

Google
4.6 (18)
Facebook
5.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Adam Osborn is a State Farm insurance agent based in Peoria. Adam and his team of insurance professionals specialize in various areas including homeowners' insurance. They offer home insurance plans that cover property damage resulting from frozen plumbing, bulging or tearing of heating and cooling systems, theft, or vandalism. The agents also help clients protect personal belongings such as jewelry and collectibles. The team has a combined industry experience of over four decades. The insurance advisors speak in Spanish.

  • Multiple Policy Types

3304 North Prospect Road, Peoria, IL 61603

Expertise.com Rating

Review Sources

Google
4.5 (12)
Facebook
5.0 (5)

Why choose this provider?

Fortner Insurance Agency, Inc., is a full-service insurance agency that caters to property owners in Peoria and the surrounding areas. It works to understand the client's needs and provide comprehensive insurance coverage for their home. The agency offers a variety of homeowners' insurance plans, from a standard policy to coverage for luxury homes. Its homeowners' insurance gives financial security to clients in case of natural disasters or personal liability incidents. Among its other insurance offerings are life, commercial, and health insurance.

  • Personal Property Insurance
  • Multiple Policy Types

3510 West Willow Knolls Drive, Peoria, IL 61614

Expertise.com Rating

Review Sources

Google
4.0 (6)
Yelp
3.0 (2)

Why choose this provider?

Dempster Insurance Agency, LLC, is a family-owned business in Peoria that was established by William W. Dempster in 1964. Now retired, Dempster worked in the insurance industry for 40 years. The agency represents multiple insurance companies that provide competitive rates and proper coverage. It has a team of 13 licensed agents with more than 100 years of combined experience in the industry. Its policies include homeowners, life, personal auto, and long-term care insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

308 North Western Avenue, Peoria, IL 61604

Expertise.com Rating

Review Sources

Google
4.7 (63)
Facebook
4.5 (4)

Why choose this provider?

Ledbetter Insurance provides assistance for Peoria residents. The agency offers a wide range of services including home insurance. Its team helps clients acquire home insurance policies that provide coverage for properties and personal belongings. The agents also create home insurance plans that compensate for damage caused by crime, vandalism, fire, windstorms, or hail. Apart from home insurance, Ledbetter Insurance provides renters' insurance, recreational vehicle insurance, and commercial insurance. The agency has been protecting individuals and businesses since 1988.

  • Renter's Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Preston Insurance Agency Illinois LLC
2000 W Pioneer Pkwy Suite 18A, Peoria, IL 61615
Aaron Kilgore - State Farm Insurance Agent
3805 North Sterling Avenue, Peoria, IL 61615
Jeff Burtis - State Farm Insurance Agent
604 E War Memorial Dr, Peoria, IL 61614
Envision Insurance Group
1616 W. Pioneer Parkway, Peoria, IL 61615
Adam Osborn - State Farm Insurance Agent
914 West Glen Avenue, Peoria, IL 61614
Fortner Insurance Agency, Inc.
3304 North Prospect Road, Peoria, IL 61603
Dempster Insurance Agency, LLC
3510 West Willow Knolls Drive, Peoria, IL 61614
Ledbetter Insurance
308 North Western Avenue, Peoria, IL 61604

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is homeowners’ insurance legally required in order to own a home in Peoria?

    There is no legal mandate for residential property owners to have homeowners’ insurance in Illinois. Most homeowners in Peoria have one because it is a requirement in mortgage lending. You can skip getting homeowners’ insurance by buying your house with cash. However, it is recommended to have even the most basic insurance policy to cushion your finances should the unexpected happen to or in your home.

  • Why should you do a home inventory before buying a new homeowners’ insurance policy in Peoria?

    Taking an inventory of the belongings in your house and documenting them helps you estimate how much coverage for personal property you should get. Calculate how much it would probably cost to repair or buy replacements if your belongings got damaged in a fire. Having an inventory of your personal items also makes it easier to identify what you’ve lost and what you should claim after your house in Peoria gets hit by a disaster.

  • Will homeowners’ insurance cover medical expenses when your dog bites your neighbor in Peoria?

    Yes. The personal liability coverage under your homeowners’ insurance should protect you against medical expenses related to bodily injuries. The insurer should cover the cost of stitches and medication for a guest's bite wounds. Similarly, if a houseguest slips on a spilled substance and suffers a fracture, the related medical expenses should be covered. Consider raising your personal liability coverage limit if you have a dog breed considered aggressive in Peoria.

  • What is the benefit of including an Ordinance or Law endorsement in your homeowners’ insurance policy in Peoria?

    When your house gets heavily damaged by a disaster, you may incur extra costs because you have to repair or rebuild the house up to the current building codes in Peoria. The Ordinance or Law endorsement covers these additional costs up to a certain amount. As building codes get updated over time, this endorsement protects you from fluctuating home repair costs related to it.

  • Whose insurer should cover repair expenses if your neighbor’s tree falls and destroys your fence during a storm in Peoria?

    You would be accountable for this damage, so your homeowners' insurance policy should pay for the fence repair costs. However, if the tree fell on your Peoria property due to the neighbor's negligence, they may be compelled to claim the repair expenses against their policy. An instance of negligence is if the neighbor knew the tree was rotten and in danger of falling over but did nothing to stop it.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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