Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Cicero, IL

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cicero Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

46Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

200 East Randolph Street, Chicago, IL 60601

Expertise.com Rating

Why choose this provider?

Einsurance is an insurance agency that offers homeowners' insurance policies. It insures a multitude of different property types including single-family homes, mobile homes, townhouses, and condominiums. Clients can also purchase policies if they are landlords or renters. Flood insurance is available as well. Einsurance sells package policies for those who want to bundle their homeowners' insurance and auto insurance policies together. Other focus areas of this agency include auto insurance, business insurance, health insurance, life insurance, and financial services.

  • Home Insurance
  • Renter's Insurance
  • Landlord Insurance

4219 95th Street, Oak Lawn, IL 60453

Expertise.com Rating

Why choose this provider?

Ferrell Insurance Agency sells homeowners insurance policies and can help clients to select packages that best fulfill their coverage needs. It offers plans that cover the physical structures of homes and account for any material replacement costs or repair costs. Several kinds of plans are available to cover items inside of properties as well as liabilities associated with guests. Condo insurance plans are also available and Ferrell Insurance Agency offers policies for a range of other personal and business needs too.

  • Renter's Insurance
  • Flood
  • Earthquake

5307 S Hyde Park Blvd Ste 101, Chicago, IL 60615

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
4.5 (8)

Why choose this provider?

Frank Cooper, State Farm Insurance Agent, offers homeowners insurance plans through the State Farm network. Its namesake agent assists customers with shopping for policies and securing coverage for their homes, their belongings, and their properties. A variety of plans are available depending on what amount of coverage each customer requires. Frank Cooper, State Farm Insurance Agent, also serves renters who need to insure their belongings. This agency offers auto insurance, life insurance, and small business insurance too.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

4732 N Harlem Ave, Harwood Heights, IL 60706

Expertise.com Rating

Review Sources

Facebook
4.3 (18)
Google
4.5 (11)

Why choose this provider?

Peter Grande, State Farm Insurance Agent, is an office under the State Farm umbrella that offers comprehensive homeowners insurance policies. Its agents help clients to find policies that adequately cover their homes, their belongings, and any liabilities attached to those things. Clients can get quotes for special items of property such as artwork and cover any businesses within their homes too. Small business insurance, automobile insurance, and life insurance plans are available as well.

  • Personal Property Insurance
  • Condos
  • Renter's Insurance

18W044 22nd St, Oakbrook Terrace, IL 60181

Expertise.com Rating

Review Sources

Google
4.9 (106)
Facebook
5.0 (36)
Yelp
4.0 (8)

Why choose this provider?

Finny Rajchel, State Farm Insurance Agent, is available to help those looking for homeowners insurance near Cicero. This agency offers a variety of customizable plans so that customers can purchase coverage for the structures of their homes and protect those on the premises through liability coverage. Coverage is also available for the belongings they have inside of their homes and on their land. Finny Rajchel, State Farm Insurance Agent, carries policies for automobiles and small businesses as well.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

3438 North Southport Avenue, Chicago, IL 60657

Expertise.com Rating

Review Sources

Google
4.8 (58)
Yelp
4.0 (22)

Why choose this provider?

Lakeview Insurance Agency of Illinois Ltd. provides homeowners insurance policies near Cicero. Active since 1976, this agency has considerable experience both advising clients on homeowners insurance and helping them to shop for and purchase policies. It offers policies that cover homes, possessions, liabilities, and special circumstances related to weather phenomena. Lakeview Insurance Agency of Illinois Ltd. also offers condo insurance and can insurance multifamily properties and apartment buildings as well. Auto, business, and life insurance policies are available.

  • Multiple Policy Types
  • Flood
  • Renter's Insurance

7900 S 87th Ave, Justice, IL 60458

Expertise.com Rating

Review Sources

Google
4.9 (143)
Yelp
5.0 (3)

Why choose this provider?

Joanna Kierys Chlystek, State Farm Insurance Agent, is operated by a team of agents with over 60 years of combined experience. It sells homeowners insurance policies through State Farm and advises clients on available rates and policy options depending on what their coverage needs are. Plans are available to cover housing structures, liability on the land, and any possessions that clients have. Joanna Kierys Chlystek, State Farm Insurance Agent, can also help clients to cover their cars or small businesses.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

106 N Halsted St, Chicago, IL 60661

Expertise.com Rating

Why choose this provider?

Linda Mitchell, State Farm Insurance Agency, serves the Cicero metro area and helps clients to purchase home and property insurance plans from State Farm. Its plans can cover for any costs associated with rebuilding properties, and they replace belongings such as items of furniture, electronics, jewelry, art, and other items, depending on the policy purchased. Renters insurance is available alongside condo insurance, and Linda Mitchell, State Farm Insurance Agency, can insure pets too.

  • Personal Property Insurance
  • Multiple Policy Types

6108 S Archer Ave, Chicago, IL 60638

Expertise.com Rating

Review Sources

Google
5.0 (389)
Facebook
5.0 (15)

Why choose this provider?

Vivian Valtas, State Farm Insurance Agent, offers policies for property and for homes and assists clients as they shop for quotes. The agency evaluates each client's circumstances and advise them on the types of coverage they need as well as in what amounts. It also helps clients when they need to file claims. Vivian Valtas, State Farm Insurance Agent, can assist with policies for automobiles, life insurance, health insurance, or small business needs.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

3106 1/2 N Central Ave, Chicago, IL 60634

Expertise.com Rating

Review Sources

Google
4.8 (104)
Yelp
5.0 (1)

Why choose this provider?

Bryan Solis, State Farm Insurance Agent, is an agency operating in the Cicero metro area that offers homeowners insurance. This office has been in business since 2014 and regularly helps clients to find quotes based on their circumstances and purchase policies that appropriately cover their properties and the property inside them. It assists both homeowners and renters and offers policies for belongings only. Bryan Solis, State Farm Insurance Agent, also carries policies for auto insurance and business insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

5615 West 95th Street, Oak Lawn, IL 60453

Expertise.com Rating

Why choose this provider?

InsureOne is an insurance company serving clients in the Cicero metro area. This company offers a variety of coverage options to clients that want to insure their homes. It sells property insurance that covers physical structures on owned land and belongings of the policy holder. These policies can also cover liability for people who are hurt on the property as well as living expenses related to being dislocated by property damage. Landlord and renters insurance policies are available as well.

  • Personal Property Insurance

6643 Ogden Ave, Berwyn, IL 60402

Expertise.com Rating

Review Sources

Google
4.8 (41)

Why choose this provider?

Jim Finnerty, State Farm Insurance Agent, assists people with homeowners insurance policies and enables them to shop for quotes offered by State Farm. This agency helps clients to cover their homes and purchase plans to repair or replace the materials included. Agent Jim Finnerty has served clients since 1989 and can advise them on the kinds of coverage they need to purchase for their needs. Life insurance and health insurance plans are available as well as auto insurance plans.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

7840 W Ogden Ave Unit 1, Lyons, IL 60534

Expertise.com Rating

Review Sources

Google
4.7 (39)
Yelp
5.0 (3)

Why choose this provider?

Mike Adelsbach, State Farm Insurance Agent, is managed by a founder who's been with State Farm since 2000 and offers 24/7 services to his clients. This agency sells homeowners insurance policies to people with a variety of needs. Packages are available to cover homes, insure damage caused by weather phenomena, and repair or replace any belongings. Mike Adelsbach, State Farm Insurance Agent, also covers cars and small businesses and offers life plans.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

501 W N Ave Ste 101, Melrose Park, IL 60160

Expertise.com Rating

Review Sources

Yelp
4.0 (6)

Why choose this provider?

Beth Black, State Farm Insurance Agent, is operated by a second-generation State Farm Agent and offers homeowners' insurance plans. This agency offers insurance plans for homes themselves as well as any property inside of them or on owned land. Policies are also available for renters or owners of condominiums. Clients receive complete guidance and support as they shop for policies and when they need to make adjustments or claims. Auto insurance policies are available too.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

1000 Jorie Boulevard, Oak Brook, IL 60523

Expertise.com Rating

Why choose this provider?

Kevin S. Dougherty Insurance Agency Ltd. offers homeowners insurance near Cicero through a variety of policies. Its policies can cover homes and belongings and offer clients a choice of quotes based on the amount of coverage they need. This agency is experienced at covering special items such as jewelry or pieces of fine art as well. Similar types of insurance policies are available for renters and for owners of condominiums. Auto and business insurance polices are offered here.

  • Multiple Carriers
  • Multiple Policy Types

7310 Madison St Forest Park , IL 60130, Forest Park, IL 60130

Expertise.com Rating

Review Sources

Google
4.9 (65)
Yelp
4.0 (16)

Why choose this provider?

Forest Insurance offers homeowners insurance policies to cover housing structures as well as tangible assets inside. This agency guides clients through shopping for quotes and helps them to find policies that can cover their specific liabilities. It assesses each client's properties and special valuables to help them properly insure them and purchase the right amounts of coverage. Condominium insurance and personal umbrella insurance policies are also available as well as life insurance and business insurance policies.

  • Multiple Policy Types

177 S Oak Park Ave, Oak Park, IL 60302

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
4.6 (9)
Yelp
4.0 (5)

Why choose this provider?

Adam Doe, State Farm Insurance Agent, is an office selling homeowners insurance policies that cover structures and belongings as well as living expenses in the event of displacement. This office has been active for over four years and assists clients as they shop for quotes and purchase plans to cover their property and liabilities. Adam Doe, State Farm Insurance Agent, also sells plans to cover health and life insurance needs and offers auto insurance too.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

1495, Bridgeview, IL 60455

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Westpoint Insurance serves clients in and around the Cicero metro area, providing assistance with the policy shopping process when clients need homeowners insurance. It offers policies that cover repair or replacement costs for physical housing structures and for furniture and other items inside them. The agency can consult clients on purchasing coverage for weather phenomenon, burglary, vandalism, and other incidents as well as liability coverage in case anyone is injured on the property. Car, travel, and personal umbrella insurance policies are available.

  • Multiple Policy Types

404 E North Ave Ste 1, Northlake, IL 60164

Expertise.com Rating

Review Sources

Google
4.6 (9)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Glenn Miller, State Farm Insurance Agent, provides comprehensive services to clients in the Cicero metro area who need homeowners insurance. It guides them through the policy purchase process and assists them with finding quotes based on their homes and the property they own. Its policies cover repair or replacement costs as well as liabilities associated with injury on properties. Insurance specifically for personal articles and renters insurance plans are available as well.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Einsurance
200 East Randolph Street, Chicago, IL 60601
Ferrell Insurance Agency
4219 95th Street, Oak Lawn, IL 60453
Frank Cooper - State Farm Insurance Agent
5307 S Hyde Park Blvd Ste 101, Chicago, IL 60615
Peter Grande - State Farm Insurance Agent
4732 N Harlem Ave, Harwood Heights, IL 60706
Finny Rajchel - State Farm Insurance Agent
18W044 22nd St, Oakbrook Terrace, IL 60181
Lakeview Insurance Agency of Illinois, Ltd.
3438 North Southport Avenue, Chicago, IL 60657
Joanna Kierys Chlystek - State Farm Insurance Agent
7900 S 87th Ave, Justice, IL 60458
Linda Mitchell - State Farm Insurance Agent
106 N Halsted St, Chicago, IL 60661
Vivian Valtas - State Farm Insurance Agent
6108 S Archer Ave, Chicago, IL 60638
Bryan Solis - State Farm Insurance Agent
3106 1/2 N Central Ave, Chicago, IL 60634
InsureOne
5615 West 95th Street, Oak Lawn, IL 60453
Jim Finnerty - State Farm Insurance Agent
6643 Ogden Ave, Berwyn, IL 60402
Mike Adelsbach - State Farm Insurance Agent
7840 W Ogden Ave Unit 1, Lyons, IL 60534
Beth Black - State Farm Insurance Agent
501 W N Ave Ste 101, Melrose Park, IL 60160
Kevin S. Dougherty Insurance Agency, Ltd.
1000 Jorie Boulevard, Oak Brook, IL 60523
Forest Insurance
7310 Madison St Forest Park , IL 60130, Forest Park, IL 60130
Adam Doe - State Farm Insurance Agent
177 S Oak Park Ave, Oak Park, IL 60302
Westpoint Insurance
1495, Bridgeview, IL 60455
Glenn Miller - State Farm Insurance Agent
404 E North Ave Ste 1, Northlake, IL 60164

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the primary areas covered by homeowners' insurance in Cicero?

    The two primary areas covered by homeowners' insurance in Cicero are property damage and personal liability. The former refers to losses and damage sustained by an asset because of covered perils. The latter covers liability sustained when sued for a tort and in the metro and elsewhere.

  • What factors affect replacement and premium costs for homeowners' policies in Cicero?

    The factors that affect replacement and premium costs for homeowners' policies in Cicero include the style of the house and the land area covered by the structure. The type of materials used is a factor, as is the addition of improvements to the home. The existence of added attachments like sheds and garages also influences expenses.

  • If building codes change and raise the costs of repairing a house in Cicero, will homeowners' insurance cover the added expenses?

    If building codes change and raise the costs of repairing a house in Cicero, homeowners' insurance usually won't cover the added expenses. The contract will be interpreted as it was written in the past and won't cover any new laws that have been passed since. This may be remedied through the use of an endorsement, which is a revision of the original policy.

  • What is the advantage offered by umbrella insurance as a supplement to home policies in Cicero?

    In Cicero, having an umbrella policy to supplement homeowners' insurance plans will raise the limits covered by the assurance plan when it comes to personal liability suits. It is an extra layer of protection above the standard ones delivered in regular plans, though it comes at an added cost.

  • Do all-perils homeowners' insurance policies in Cicero cover every risk possible?

    No, all-perils homeowners' insurance policies in Cicero do not cover every risk possible. There are exclusions in these contracts that limit the scope of damages that the insurer will pay for. Risks like quakes and floods are frequently excluded from standard assurance plans and must be negotiated by an agent.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.