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Best Homeowners Insurance Agencies in Bolingbrook, IL

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bolingbrook Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

405 S State St, Manhattan, IL 60442 Rating

Review Sources

5.0 (1)

Why choose this provider?

Brookhaven Financial LTD has been insuring clients in and around the Bolingbrook area since 1982. It offers a variety of coverage options, including home, auto, life, and business insurance. Health and farm insurance policies are also available. The company's agents understand that each situation is unique, and they're committed to ensuring that they meet the individual needs of every client who uses their service by working with a variety of well-established insurance carriers.

  • Personal Property Insurance
  • Multiple Policy Types

932 Maple Avenue, Downers Grove, IL 60515 Rating

Review Sources

5.0 (3)
5.0 (1)

Why choose this provider?

Schulz-Brundage Inc. has been committed to providing quality insurance coverage to clients throughout the Bolingbrook area since 1951. A family owned and operated independent insurance agency, its personal insurance includes homeowner's coverage for homes and rental properties, town and mobile homes, and apartments. This coverage extends to properties that are under construction and to weddings and private events. Personal possession and valuables within the property are also included in the coverage.

  • Multiple Policy Types

West Jefferson Street, Joliet, IL 60435 Rating

Review Sources

4.9 (26)
5.0 (6)
5.0 (4)

Why choose this provider?

Founded in 1960, Esco Insurance Agency Inc. is an independent, family-operated business that helps homeowners, including those with claims histories, obtain insurance coverage for residential dwellings. Its agents write insurance policies for homes, townhouses, condos, vacant properties, mobile homes, and RVs. Basic renters' policies are available as well. The agency also helps with life, health, auto, small business, and recreational product insurance, and it is a member of the Joliet Region Chamber of Commerce and Industry.

  • Personal Property Insurance
  • Multiple Policy Types

15745 South Bell Road, Homer Glen, IL 60491 Rating

Review Sources

4.9 (49)
5.0 (5)

Why choose this provider?

A1 Insurance and Financial Services LLC has offered homeowner's insurance near Bolingbrook since 2008. As an independent insurance policy provider, it works with over 20 top-rated insurance companies to find the right coverage and pricing to meet its clients' needs. Homeowner's insurance can be obtained easily after requesting a quote online from A1's passionate professionals. This midsize team has varied backgrounds in commerce, business, financial advising, and customer service.

  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Brookhaven Financial LTD.
405 S State St, Manhattan, IL 60442
Schulz-Brundage, Inc.
932 Maple Avenue, Downers Grove, IL 60515
Esco Insurance Agency, Inc.
West Jefferson Street, Joliet, IL 60435
A1 Insurance and Financial Services LLC
15745 South Bell Road, Homer Glen, IL 60491


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • In Bolingbrook, does homeowners' insurance cover dogs' veterinary expenses if they get sick?

    No. Homeowners' insurance in Bolingbrook does not cover dog's veterinary expenses if they get sick. Their owners should obtain pet insurance in able to cover medical expenses in case dogs need to be treated. Homeowners' insurance only covers the medical expenses of guests in case dogs attack or bite them.

  • Does homeowners' insurance in Bolingbrook include sewer backup coverage?

    No. Typical homeowners' insurance in Bolingbrook does not automatically include sewer backup coverage. However, individuals can add it to their standard homeowners' insurance policy. Sewer backup coverage includes room damage due to sump pump failures. It also covers basement damage if tree roots grow into the septic line outside a home.

  • After an inspection, will your homeowners' insurance in Bolingbrook be adjusted?

    It depends on the situation. Your homeowners' insurance in Bolingbrook may be adjusted depending on the result of the inspection. Your roof coverage can be adjusted based on your roof's condition. If your home does not meet the standards and is exposed to hazards, your policy can also be adjusted.

  • Are homeowners' insurance and hazard insurance in Bolingbrook the same?

    Yes. Mortgage companies and home loan lenders in Bolingbrook call homeowners' insurance hazard insurance. Homeowners' and hazard insurance provide the same protection to someone's property. Like homeowners' insurance, hazard insurance covers damages resulting from ice and snow, fire, smoke, hail, and wind. However, it does not cover the injuries sustained by policyholders' guests and damage to personal belongings.

  • What is the average cost of homeowners' insurance in Bolingbrook?

    The average cost of homeowners' insurance in Bolingbrook is $123 per month or $1,492 per year. The amount of homeowners' insurance, however, still depends on several factors. Individuals may also reduce their insurance premiums by paying higher deductibles, bundling homeowners' and auto insurance policies, or adding security systems to their properties.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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