Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Arlington Heights, IL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arlington Heights Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

33Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1600 Golf Road, Rolling Meadows, IL 60008

Expertise.com Rating

Review Sources

Google
4.4 (7)
Facebook
5.0 (3)

Why choose this provider?

Reliant Insurance Agency, Inc., provides insurance advice and plans for homeowners in Arlington Heights. Its home insurance policy covers property repairs or replacements due to damage or losses caused by unexpected dangers like fire and water back-up. It also pays for medical injuries within the property and special belongings like collectible cars and wine collections. The agency checks the house to assess its risks and see what has not or doesn't need to be covered. It also provides insurance plans for renters, condos, and pets.

  • Fire
  • Multiple Policy Types

505 East Golf Road, Arlington Heights, IL 60005

Expertise.com Rating

Why choose this provider?

Joseph M. Wiedemann & Sons Inc. is a full-service insurance agency founded in 1930 that specializes in more than 25 insurance types, including home insurance. Its agents' services include reviewing the client's current coverage, advising them on where they may need more or less, and tailoring products that give them the coverage they need without paying for coverage they don't. The agency can also help its personal clients with auto, life, and health insurance.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

54 West Seegers Road, Arlington Heights, IL 60005

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
4.3 (3)

Why choose this provider?

Located in Arlington Heights, Midwest Insurance Brokerage Service Inc. offers its personal and commercial clients a choice of products provided by some of the country's most respected insurance carriers. Its agents regularly assist homeowners in need of unbiased advice on a range of products, in addition to reviewing their existing policies to determine their current suitability. The agents can also help clients get competitive quotes on additional coverage for lost personal items and liability claims.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

628 Academy Drive, Northbrook, IL 60062

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Yelp
3.5 (2)
Google
5.0 (1)

Why choose this provider?

Dasco Insurance Agency is a boutique agency that offers policies to personal and business clients throughout the North Shore and Chicagoland that are independent of any single carrier. Since the agency started in 1970, its agents have been helping homeowners get the coverage they need within their budgets. They've also helped them understand their policies, review existing policies to see if they're still appropriate, and add extra coverage to cover increased costs, such as the loss of high-value items.

  • Multiple Policy Types
  • Fire

1022 West Rand Road, Arlington Heights, IL 60004

Expertise.com Rating

Review Sources

Google
4.9 (68)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Based in Arlington Heights, Eric Esch has been a State Farm insurance agent since 2012. He regularly assists homeowners and people moving into the state, analyzing their coverage requirements and designing policies that will cover them should the worst happen, such as a fire, flood, or a claim from a visitor injured on the property. Mr. Esch can also help personal clients looking for life and health insurance and businesses in need of a range of policies.

  • Multiple Policy Types

356 East Golf Road, Arlington Heights, IL 60005

Expertise.com Rating

Review Sources

Google
4.6 (11)
Facebook
5.0 (2)

Why choose this provider?

Ryan Horan - State Farm Insurance Agent is an agency in Arlington Heights that specializes in helping homeowners and those relocating to the state get home insurance policies that provide them with the coverage they need within their budgets. Mr. Horan is licensed to assist clients, advise them on various levels of coverage, and tailor policies to suit. He also has experience helping his clients with their life, health, and auto insurances.

  • Multiple Policy Types

54 West Seegers Road, Arlington Heights, IL 60005

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Midwest Certified Insurance Agency Ltd. is an independent insurance agency that specializes in small to medium-sized business insurance needs as well as personal lines involving life, auto, and homes. Its team of insurance agents helps clients choose the right kind of protection for their homes, personal properties, as well as liability for accidents and injuries. The company was founded in 1971 and has been serving greater Chicagoland including Arlington Heights ever since.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

3135 North Wilke Road, Arlington Heights, IL 60004

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Kensington Insurance is a team of insurance agents with over two decades of experience handling homeowners' insurance needs in Arlington Heights. This company works with different insurers, including Foremost Insurance Group and Safeco Insurance, to find insurance products that meet clients' financial circumstances. Its insurance agents guide homeowners on coverage options and ensure clients obtain adequate protection from risks associated with dwellings and personal properties. Kensington Insurance also offers business, life, and auto insurance plans.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Reliant Insurance Agency, Inc.
1600 Golf Road, Rolling Meadows, IL 60008
Joseph M. Wiedemann & Sons, Inc.
505 East Golf Road, Arlington Heights, IL 60005
Midwest Insurance Brokerage Service, Inc.
54 West Seegers Road, Arlington Heights, IL 60005
Dasco Insurance Agency
628 Academy Drive, Northbrook, IL 60062
Eric Esch - State Farm Insurance Agent
1022 West Rand Road, Arlington Heights, IL 60004
Ryan Horan - State Farm Insurance Agent
356 East Golf Road, Arlington Heights, IL 60005
Midwest Certified Insurance Agency
54 West Seegers Road, Arlington Heights, IL 60005
Kensington Insurance
3135 North Wilke Road, Arlington Heights, IL 60004

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What's the difference between replacement cost and actual value in Arlington Heights?

    In a homeowners insurance policy, replacement cost coverage covers the full expense of restoring your home to its original state, while actual value coverage assesses the Arlington Heights property's depreciated value at the time of loss. Do note that actual value plans typically have lower rates than replacement cost policies.

  • Will your Arlington Heights homeowners insurance provide coverage for your vehicle in case it gets damaged by fire while parked in your garage?

    Your Arlington Heights homeowners insurance will not provide protection for your vehicle if it gets damaged in a fire while it's parked in your garage. To get coverage for situations like fire or objects falling on your vehicle while it's in the garage, you would need to have comprehensive coverage on your auto insurance policy, not on your homeowners insurance.

  • Does your Arlington Heights homeowner' insurance policy come with earthquake coverage as a standard inclusion?

    Your Arlington Heights homeowners insurance doesn't include earthquake coverage by default. You do have the option to include earthquake coverage as an additional endorsement to your policy. While adding earthquake coverage is reasonably priced and is determined by your home's value, the deductible for earthquake insurance is notably higher than the deductible you might have for your standard homeowners insurance.

  • Does homeowners insurance in Arlington Heights provide coverage for lost jewelry?

    If you lose a valuable piece of jewelry, your homeowners insurance policy in Arlington Heights will typically provide coverage for it. When you have additional insurance floaters or special endorsements for valuable items like jewelry, the deductible you need to pay when making a claim is often lower or even non-existent. Furthermore, in many cases, you may have the option to have the insurance company replace the lost item for you.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.