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2025

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Best Homeowners Insurance Agencies in Idaho

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1068Reviewed

646Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Meridian

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (20)
Yelp
3.7 (3)

Why choose this provider?

Idaho Select Insurance caters to homeowners in the local state. It assists families and individuals in obtaining the most economical insurance policies with the best coverages to protect them from financial losses caused by perils, such as fire, flood, vandalism, and theft. The independent company also furnishes customized renters', life, umbrella, and motorcycle insurance. In addition, its specialists serve business owners who want to acquire general liability and commercial auto insurance policies. Idaho Select Insurance, the Gem State's most trusted provider, works with various known carriers, including Progressive, Foremost, Hagerty, Kemper, and Travelers.

Boise

Expertise.com Rating

Why choose this provider?

Financial Insurance Group is an independent agency that serves Idaho. The selection of risk management solutions that it offers includes homeowners' insurance plans. The company crafts customized personal possession, liability, property, replacement cost, and additional living expense coverages. Its agents also help policyholders file reimbursements for stolen or damaged pieces of jewelry and physical injuries. They process policies for condominiums, manufactured homes, townhouses, and farms and ranches. Financial Insurance Group's other products are protection plans for businesses.

Meridian

Expertise.com Rating

Why choose this provider?

Boise River Insurance provides risk management solutions in Idaho. It aims to protect individuals and families from monetary losses through personal protection plans. The independent agency customizes homeowners' insurance, which includes personal property, liability, additional living expenses, and high-value item coverages. Its specialists also process health, life, flood, umbrella, and auto insurance products. They work with various carriers, such as Nationwide, Travelers, Progressive, and United Heritage. Owner Brett Murphy has been in the industry for over two decades.

Boise

Expertise.com Rating

Why choose this provider?

Boise Home & Flood offers the best risk management services in Idaho. It caters to individuals and families who want to acquire homeowners' insurance plans. The company processes personal property and content, family liability and guest medical, and additional living expense coverages. It helps policyholders file claims to secure reimbursements for property damage and physical injuries. It also furnishes insurance policies for log homes and cabins, condominiums, townhouses, and mobile and manufactured properties. Owner Eric Jeglum has been in the insurance services industry for over 15 years.

Meridian

Expertise.com Rating

Why choose this provider?

Generations Plaza Insurance provides the best risk management solutions in Idaho. It accommodates families and individuals who want to acquire homeowners' insurance plans. This top independent agency crafts customized guest liability, personal possession, additional living expense, and replacement cost coverages. It helps policyholders file claims for physical injuries and property damage due to perils like theft, vandalism, fire, and flood. It also offers other protection policies, including renters', life, umbrella, health, and classic car insurance. Generations Plaza Insurance has been in operation for more than a decade.

Nampa

Expertise.com Rating

Review Sources

Google
4.5 (40)
Facebook
5.0 (10)

Why choose this provider?

Shawn Kerr is State Farm's best insurance agent in Idaho who helps clients find the best policies in the state. He provides a wide selection of personal protection plans, including homeowners' insurance. He processes extensive personal property coverages to protect families and individuals from financial losses due to unforeseen events, such as flood, fire, theft, and vandalism. The specialist furnishes life, health, renters', and auto insurance. Shawn also serves business owners who want to acquire BOP and workers' compensation policies. In addition, he offers retirement planning assistance.

Meridian

Expertise.com Rating

Review Sources

Google
4.9 (61)
Facebook
4.4 (12)
Yelp
1.0 (1)

Why choose this provider?

Richardson Insurance Services, Inc., caters to families and individuals in Idaho. It provides a selection of personal protection plans, helping clients find the best homeowners' insurance policies from various carriers. The independent company crafts customized personal property, liability, and medical and additional living expense coverages to protect policyholders from monetary losses due to theft, vandalism, and fire. It also furnishes policies for secondary residences, vacation homes, and high-value houses. Company president Randy Richardson has been in the insurance industry for over three decades.

Boise

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (5)

Why choose this provider?

Christensen & Associates serves the insurance needs of families and individuals in Idaho. It assists clients in finding the best homeowners' insurance plans to protect them from monetary losses due to unforeseen events, such as theft, vandalism, and natural disasters. The locally owned and operated company processes other personal protection policies, including health, life, and recreational vehicle insurance. Additionally, it accommodates business owners who need commercial auto coverages. Christensen & Associates is an independent agency that represents various carriers, including Progressive and Safeco.

Boise

Expertise.com Rating

Review Sources

Google
5.0 (249)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Collin Leino helps individuals and families find the best insurance policies in Idaho. He offers an array of personal protection policies, which include homeowners' plans. He processes liability coverages to protect policyholders from financial losses caused by property damage. The agent also furnishes renters', life, health, pet medical, car, and motorcycle insurance. In addition, he serves clients who need retirement and estate planning assistance. Collin has been a part of State Farm for 10 years and is a major player in the insurance industry in the stae.

Meridian

Expertise.com Rating

Review Sources

Google
4.8 (127)
Facebook
5.0 (52)

Why choose this provider?

Mustard Seed Financial & Insurance offers the best services in Idaho. It provides risk management solutions, helping families and individuals obtain cheap homeowners' insurance plans. The independent company processes customized personal liability and property policies. Its agents assist policyholders in filing claims to secure reimbursement for physical injuries and damaged or stolen jewelry and fine art. They also furnish life, health, auto, and umbrella insurance policies. The agency's CEO, Kelly Link, carries 22 years of experience in the industry.

Boise

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
5.0 (14)

Why choose this provider?

Associated Insurance Services assists clients in acquiring cheap policies in Idaho. It caters to individuals and families, helping them obtain homeowners' insurance. The best independent agency processes customized coverages to protect policyholders from monetary losses due to perils like natural disasters and theft. Its agents also furnish renters', flood, auto, and motorcycle insurance. Additionally, they offer commercial property, general liability, and workers' compensation policies. Associated Insurance Services is a member of the Independent Insurance Agents and Brokers of America.

Nampa
Website

Expertise.com Rating

Review Sources

Google
4.8 (28)
Facebook
5.0 (19)

Why choose this provider?

WP Insurance is an independent agency serving homeowners in Idaho. It provides the best customized personal property and additional living expense coverages to protect families and individuals from financial losses due to property damage and physical injuries. The company also offers other personal protection plans, including life, health, and auto insurance. It represents multiple carriers, such as Travelers, Progressive, Safeco, United Heritage, Auto-Owners, and Foremost. WP Insurance has been in the industry for more than 80 years. Services in Spanish are available.

Nampa

Expertise.com Rating

Review Sources

Google
4.9 (92)
Facebook
5.0 (8)

Why choose this provider?

BigInsurance.com is an independent agency that provides services in Idaho. It helps families and individuals find the best homeowners' insurance plans to protect them from perils like theft, vandalism, and natural disasters. The company processes customized personal property and liability coverages. Its agents also furnish other personal protection policies, including life, health, renters', auto, and motorcycle insurance. They work with multiple carriers, such as Safeco, Allstate, Travelers, Progressive, and Dairyland. BigInsurance.com operates under the Buck Insurance Group, Inc.

Boise

Expertise.com Rating

Review Sources

Google
4.4 (34)
Facebook
4.6 (13)
Yelp
5.0 (1)

Why choose this provider?

Insurance Services of Idaho, LLC, helps individuals and families find the best policies in the state. Its selection of risk management solutions includes homeowners' insurance plans. The company assists policyholders in filing claims to secure reimbursements for property damage and physical injuries due to unexpected events, such as theft, vandalism, and natural disasters. Its agents process classic car, motorcycle, flood, umbrella, and renters' insurance. The agency's general manager, Brian Downing, is a second-generation insurance specialist who has been in the industry for over a decade.

Nampa

Expertise.com Rating

Why choose this provider?

Ballenger Insurance helps families and individuals acquire the best policies in Idaho. It processes various personal protection plans, which include homeowners' insurance. The independent agency crafts customized liability, personal property, and additional living expense coverages. It assists policyholders in filing claims to secure reimbursements for property damage and physical injuries due to theft, vandalism, and natural disasters. It also offers auto and life insurance. The business has been in operation for more than 65 years.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Idaho Select Insurance
3023 East Copper Point Drive, Meridian, ID 83642
Financial Insurance Group
6206 North Discovery Place, Boise, ID 83713
Boise River Insurance
41 South Baltic Place, Meridian, ID 83642
Boise Home & Flood
894 E Boise Ave Ste. 100, Boise, ID 83706
Generations Plaza Insurance
118 East Idaho Avenue, Meridian, ID 83642
Shawn Kerr - State Farm Insurance Agent
4301 Garrity Blvd Suite 101, Nampa, ID 83687
Richardson Insurance Services, Inc
940 East Carol Street, Meridian, ID 83646
Christensen & Associates
6307 W Interchange Lane, Ste 100, Boise, ID 83709
Collin Leino
4792 W Overland Road Suite 300, Boise, ID 83705
Mustard Seed Financial & Insurance
501 South Main Street, Meridian, ID 83642
Associated Insurance Services
2676 S Vista Ave, Boise, ID 83705
WP Insurance
904 12th Avenue South, Nampa, ID 83651
BigInsurance.com
410 North Kings Road, Nampa, ID 83687
Insurance Services of Idaho, LLC
1414 Broadway Avenue, Boise, ID 83706
Ballenger Insurance
324 12th Avenue South, Nampa, ID 83651

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