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2024

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Best Homeowners Insurance Agencies in West Palm Beach, FL

Our Recommended Top 13

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Our goal is to connect people with the best local professionals. We scored West Palm Beach Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

46Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

250 South Central Boulevard, Jupiter, FL 33458

Expertise.com Rating

Review Sources

Google
4.9 (116)
Facebook
5.0 (7)

Why choose this provider?

Michelle Silvester - Great Florida Insurance Agent is an independent, franchised insurance broker based in West Palm Beach that handles homeowners and property policies. Ms. Silvester and her team work with multiple carriers to provide cost-effective homeowners policy options for single-family homeowners, condo owners, and apartment building owners. The agency's homeowners policies typically include coverage for property damage, personal liability, and loss of property due to theft, and separate policies are available for areas not covered such as severe flooding and earthquakes.

  • Renter's Insurance
  • Multiple Policy Types

160 Toney Penna Drive, Jupiter, FL 33458

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (14)

Why choose this provider?

Raintree Insurance Group Inc. is a company serving clients in and around the greater West Palm Beach area. The firm works to provide clients with insurance policies that protect the home or condo, the tenant, and their belongings. Its team of agents also provides flood insurance, comprehensive personal liability, personal umbrella, and scheduled jewelry for added protection. Additionally, Raintree Insurance Group offers other insurance policies like life, auto, business, commercial, and disability.

  • Flood
  • Multiple Policy Types

4360 Northlake Boulevard, Palm Beach Gardens, FL 33410

Expertise.com Rating

Review Sources

Google
5.0 (212)

Why choose this provider?

Ackerman Insurance Services is a company providing homeowners insurance policies to clients throughout the West Palm Beach area. The firm's insurance specialists gather quotes from top carriers to ensure clients receive the best rates available for homeowners insurance policies. Insurance carriers this agency works with include Heritage Insurance, Chartis, Lexington, and Federated National. In addition to homeowners insurance, Ackerman Insurance Services also offers insurance policies for boats, condominiums, and motorcycles.

  • Condos
  • Multiple Policy Types
  • Flood

6076 Okeechobee Boulevard, West Palm Beach, FL 33417

Expertise.com Rating

Review Sources

Google
4.3 (29)
Facebook
5.0 (6)
Yelp
1.0 (1)

Why choose this provider?

M & M Insurance Agency Inc. is a full-service independent agency providing homeowners' insurance to clients in West Palm Beach and the surrounding areas. It has been assisting clients with their insurance needs for more than 25 years. It works alongside different insurance companies to better identify the appropriate homeowners' insurance coverage for its clients. It can provide insurance policies for condos, renters, and landlords. It also grants commercial insurance with general liability and workers' compensation.

  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

425 Greenwich Circle, Jupiter, FL 33458

Expertise.com Rating

Why choose this provider?

Jupiter Coverage Corp is a company insuring homes throughout the greater West Palm Beach area. The company helps clients find a policy that provides adequate coverage for their home as well as any other structures on their property, such as sheds or storage units. Its team can also source policies that provide financial protection in case an individual sustains an injury while on the policy holders property. Jupiter Coverage Corp also offers life, disability, and long term care insurance.

  • Multiple Policy Types

2101 Vista Parkway, West Palm Beach, FL 33411

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Florida United Insurance provides homeowners insurance policies to property owners in the West Palm Beach area. It consults with clients to assess their home's insurance needs and it thoroughly explains their coverage options to them. It hosts a complimentary online tool for clients to input their information and receive a custom quote for homeowners insurance policies from a range of carriers. Florida United Insurance also offers automobile and commercial insurance policies.

  • Renter's Insurance
  • Condos

1481 South Military Trail, West Palm Beach, FL 33415

Expertise.com Rating

Review Sources

Google
4.3 (9)
Facebook
5.0 (2)

Why choose this provider?

International Insurance Services provides homeowners policies to customers in West Palm Beach. In business for over twenty years, the company handles homeowners, condo, dwelling, and renter's insurance policies, and it networks with multiple carriers to give its customers options on rates and specific areas of coverage. In addition to homeowners policies, the business assists commercial property owners with obtaining coverage, and it handles products such as janitorial and performance bid bonds.

  • Personal Property Insurance
  • Multiple Policy Types

400 Executive Center Drive, West Palm Beach, FL 33401

Expertise.com Rating

Review Sources

Google
4.8 (42)
Facebook
5.0 (5)

Why choose this provider?

Massey, Clark, Fischer INC. provides clients in the West Palm Beach area with homeowners insurance policies. For over 60 years, the firm has been connecting clients with homeowners insurance policies that fit their budgets and their property's needs. It offers packages that cover the property in the event of damage as well as coverage options that extend to the home's contents. Massey, Clark, Fischer also provides clients with commercial insurance policies.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

13901 U.S. 1, Juno Beach, FL 33408

Expertise.com Rating

Why choose this provider?

Patriot Insurance Agency LLC is a company that works with clients local to the West Palm Beach area to find them suitable homeowners insurance policies. This independent firm maintains connections with over 100 different insurance carriers to find clients the best coverage at the most competitive rates. It offers online quotes and can combine multiple policies for maximum cost-savings. Patriot Insurance Agency is a member of the Florida Association of Insurance Agents.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Palm Beach Gardens, FL

Expertise.com Rating

Why choose this provider?

Darr Schackow Insurance Agency is an insurance agency serving customers located near the West Palm Beach area. It helps clients understand their policies and it recommends standard coverage as well as extended policies to cover special circumstances, such as flooding. For customer convenience, the agency offers online quotes, bill payment, and claim filing. Darr Schackow Insurance Agency also makes referrals for certified wind mitigation inspections to help clients qualify for additional benefits and credits.

  • Multiple Policy Types

580 Village Boulevard, West Palm Beach, FL 33409

Expertise.com Rating

Review Sources

Google
4.4 (157)
Facebook
4.4 (21)

Why choose this provider?

David Dunham Insurance offers to craft property damage policies for homeowners in West Palm Beach. It provides insurance plans that cover common perils, including fire, lightning, hail, windstorms, and freezing conditions. It also provides options added onto basic home insurance coverage for clients to consider, including flood and earthquake insurance, builder's risk insurance, dwelling replacement coverage, and a liability policy for claims of property damage or injury claims, defense costs, and medical expenses.

  • Fire
  • Multiple Policy Types

3650 Forest Hill Boulevard, West Palm Beach, FL 33406

Expertise.com Rating

Review Sources

Google
4.9 (223)
Yelp
5.0 (2)

Why choose this provider?

Dan Cavin - State Farm Insurance Agent is an agency serving the West Palm Beach area. Focused on providing homeowners with the insurance coverage they need, this firm offers an online tool for clients to obtain fast and accurate quotes for their property. In addition, its insurance specialists can help clients transfer their out-of-state policies to Florida. Dan Cavin - State Farm Insurance Agent is also able to serve Spanish and Portuguese-speaking clients.

  • Multiple Policy Types

1274 N Military Trl, West Palm Beach, FL 33409

Expertise.com Rating

Review Sources

Google
4.8 (63)
Facebook
5.0 (1)

Why choose this provider?

AC Insurance Services delivers insurance products all over Florida's southeastern coast from its two locations in Lake Worth and West Palm Beach. It offers homeowners' insurance, which includes dwelling, personal property, and liability protection. The agency can also arrange for clients to have a Wind Mitigation Inspection performed on their homes to give them additional protection in case of hurricanes. Related products include condominium and rental property insurance. The agency has been in operation since 1991.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Michelle Silvester - GreatFlorida Insurance Agent
250 South Central Boulevard, Jupiter, FL 33458
Raintree Insurance Group, Inc.
160 Toney Penna Drive, Jupiter, FL 33458
Ackerman Insurance Services
4360 Northlake Boulevard, Palm Beach Gardens, FL 33410
M & M Insurance Agency Inc.
6076 Okeechobee Boulevard, West Palm Beach, FL 33417
Jupiter Coverage Corp
425 Greenwich Circle, Jupiter, FL 33458
Florida United Insurance
2101 Vista Parkway, West Palm Beach, FL 33411
International Insurance Services
1481 South Military Trail, West Palm Beach, FL 33415
Massey, Clark, Fischer, INC.
400 Executive Center Drive, West Palm Beach, FL 33401
Patriot Insurance Agency, LLC
13901 U.S. 1, Juno Beach, FL 33408
Darr Schackow Insurance Agency
Palm Beach Gardens, FL
David Dunham Insurance
580 Village Boulevard, West Palm Beach, FL 33409
Dan Cavin - State Farm Insurance Agent
3650 Forest Hill Boulevard, West Palm Beach, FL 33406
AC Insurance Services
1274 N Military Trl, West Palm Beach, FL 33409

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How long after your West Palm Beach homeowners' insurance policy was cancelled will you get your refund?

    If you or your insurer cancel your homeowners' insurance policy in West Palm Beach, you must receive any unearned premium within 15 working days after the effective date of the cancellation, unless your policy is subject to an audit. Meanwhile, if your premium is financed with a Premium Finance Company,  the unearned premium will be returned to that company.

  • Are insurance companies in West Palm Beach allowed to send you a non-renewal notice when you have a pending claim?

    Yes. This is because there are currently no laws prohibiting insurers in West Palm Beach from non-renewing a homeowners' insurance policy even if you have a pending claim. The only exception to this is if the insured has damage from a hurricane or wind storm. The insurer can only non-renew the policy 90 days after the repairs have been made. However, if the insured causes any delay in the repair of their home, the insurer may refuse to renew the policy with 45 days of notice.

  • Can you file a lawsuit against your homeowners' insurance company in West Palm Beach?

    Yes. In fact, there are many situations in which you have the right to sue your insurer in West Palm Beach. For instance, you can file a lawsuit against your insurer if they do not attempt in good faith to settle your insurance claim. Under Florida law, when an insurance company fails to take care of your claim when, under all circumstances, it could and should have done so, you may have a valid lawsuit.

  • What should you do if your homeowners' insurance company in West Palm Beach denies your claim?

    In the event that your homeowners' insurance company in West Palm Beach denies your claim, you are not obliged to accept it. You can actually reject their decision even if they offer you an amount that is less than what you think you deserve. As their client, you may take action to dispute their decision or negotiate for a higher amount. An insurance attorney may be able to assist you with your concerns.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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