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2024

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Best Homeowners Insurance Agencies in Sunrise, FL

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Sunrise Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

42Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2853 Executive Park Drive, Weston, FL 33331

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Pines Insurance provides insurance to homeowners in the Sunrise area. The company's insurance policies offer financial protection against disasters such as fire or flooding, covering damages for both property and personal belongings. The homeowner's insurance policy may cover injuries and property damage caused to other people as well as damage caused by household pets. In addition, Pines Insurance assists clients with flood, builder's risk, liquor liability, and automobile insurance needs.

  • Multiple Policy Types

2129 North University Drive, Coral Springs, FL 33071

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

TWFG is a full-service insurance cover provider that focuses on the needs of clients in Sunrise. Regardless of the year of construction, the number of bedrooms, or the type of construction, it offers homeowners' insurance programs to help protect the financial interests of clients in case of a disaster. Its insurance policies cover damage resulting from floods or earthquakes as well as injuries sustained by a guest, the client, or one of the family members within the home.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

10167 West Sunrise Boulevard, Plantation, FL 33322

Expertise.com Rating

Review Sources

Google
4.2 (13)
Facebook
5.0 (13)
Yelp
5.0 (1)

Why choose this provider?

BB Insurance Marketing, Inc., is an independent and locally-owned company in Sunrise. Established in 1997, the agents at this firm shop and compare policies for clients to address risk exposures related to owning a home. They can provide specialized coverage for families and individuals requiring additional protection for floods, earthquakes, and animal liabilities. The company is affiliated with several reputable insurance providers to acquire the most competitive rates for their clients. BB Insurance Marketing also offers business insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

10240 West Sample Road, Coral Springs, FL 33065

Expertise.com Rating

Review Sources

Google
4.9 (30)

Why choose this provider?

Brightway Insurance is a local insurance agency near Sunrise with years of experience helping homeowners and businesses with all their insurance needs. Its agents offer various home insurance options for protecting homes against damages and losses from natural disasters and other events. The agency has condo and renters insurance that covers personal items in case of fire, theft, or floods. In addition to life insurance, Brightway Insurance provides drivers with comprehensive insurance coverage for automobiles.

  • Condos
  • Personal Property Insurance
  • Flood

8320 W Sunrise Blvd Suite 114, Plantation, FL 33322

Expertise.com Rating

Review Sources

Google
4.4 (21)
Facebook
4.0 (4)

Why choose this provider?

GreatFlorida Insurance is an independent insurance agency that grants property insurance to clients in Sunrise. It partners with various insurance companies to help clients buy the right insurance coverage for their homes. Its local insurance agents closely evaluate the client's needs to get them a homeowners' insurance policy that will protect them and their assets from financial hazards. The agency's other insurance offerings include umbrella, auto, boat, renters, and business insurance.

  • Multiple Policy Types

7771 West Oakland Park Boulevard, Sunrise, FL 33351

Expertise.com Rating

Review Sources

Google
4.7 (51)
Yelp
5.0 (1)

Why choose this provider?

The insurance agents at Synergy Insurance Group in Sunrise have over 40 years of combined experience providing customers with reliable insurance services and products. Its home insurance plans financially protect homeowners from suffering losses due to fire, theft, vandalism, or other events. For apartment renters, the agency's renters insurance provides full replacement costs for items damaged or stolen. Synergy Insurance also offers insurance coverage for rental properties, automobiles, off-road vehicles, and property damage liabilities.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

13713 West Sunrise Boulevard, Sunrise, FL 33323

Expertise.com Rating

Review Sources

Google
4.7 (55)

Why choose this provider?

Robin Lewis Insurance is an insurance agency based in Sunrise. The company emphasizes the importance of understanding each client's unique needs and preferences. Its insurance agents are committed to providing personalized attention to each client looking for homeowners' insurance. They anticipate the potential risks and help provide protection through offering coverage for the structure and its contents, as well as living expenses and liabilities. Clients can also opt to add coverage for floods, jewelry, and animal liabilities.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

1750 North University Drive, Coral Springs, FL 33071

Expertise.com Rating

Review Sources

Google
4.8 (89)
Facebook
5.0 (22)

Why choose this provider?

Shawn Aguilar - State Farm Insurance Agent and his team are available 24 hours a day to help customers near Sunrise choose the right insurance policy that fits their needs. Mr. Aguilar offers home insurance options that protect homes and their contents from fire, theft, vandalism, and plumbing mishaps. He has flexible insurance plans for farms and ranches to cover the loss of crops, livestock, and equipment. Shawn Aguilar also has life, auto, health, pet, and disability insurance plans.

  • Multiple Policy Types

400 Sawgrass Corporate Pkwy #200A, Sunrise, FL 33325

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

Signature Assurance is a homeowners' insurance agency based in Sunrise. With 15 years of industry experience, this firm helps homeowners protect their investments and financial security. Its home insurance coverage options depend on home types, including manufactured homes, condos, traditional homes, and rental properties. Its insurance agents assist in determining potential risks, considering factors such as home age and locations, and aid in writing home insurance policies that are tailored to clients' needs. Policy coverage includes structural and personal property losses.

  • Multiple Policy Types

7754 Northwest 44th Street, Sunrise, FL 33351

Expertise.com Rating

Review Sources

Google
5.0 (253)
Facebook
5.0 (13)

Why choose this provider?

The insurance agents at Advantage Plus Insurance in Sunrise strive to find the best insurance coverage for students, military veterans, and homeowners. It provides home insurance policies that protect properties from damages and losses in the event of fire, theft, and vandalism. It helps customers prepare all the right documents, photos, and proofs necessary to get the best insurance rates. Customers can also purchase car insurance from the brokers at Advantage Plus Insurance.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Pines Insurance
2853 Executive Park Drive, Weston, FL 33331
TWFG
2129 North University Drive, Coral Springs, FL 33071
BB Insurance Marketing, Inc.
10167 West Sunrise Boulevard, Plantation, FL 33322
Brightway Insurance
10240 West Sample Road, Coral Springs, FL 33065
GreatFlorida Insurance
8320 W Sunrise Blvd Suite 114, Plantation, FL 33322
Synergy Insurance Group
7771 West Oakland Park Boulevard, Sunrise, FL 33351
Robin Lewis Insurance
13713 West Sunrise Boulevard, Sunrise, FL 33323
Shawn Aguilar - State Farm Insurance Agent
1750 North University Drive, Coral Springs, FL 33071
Signature Assurance
400 Sawgrass Corporate Pkwy #200A, Sunrise, FL 33325
Advantage Plus Insurance
7754 Northwest 44th Street, Sunrise, FL 33351

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can an insurer refuse to renew a homeowner's insurance policy in Sunrise even if it has an open claim?

    There are no laws prohibiting an insurer from canceling a homeowner's insurance policy even if a claim is pending. However, there are specific exceptions to this when an emergency has been declared in accordance with Florida Statutes section 252.36. If this exemption occurs, the insurer cannot renew the insurance unless the policyholder in Sunrise commits fraud or unreasonably delays the claim and all policy limits have been paid.

  • How can a Comprehensive Loss Underwriting Exchange (CLUE) report help a homebuyer in Sunrise?

    The Comprehensive Loss Underwriting Exchange (CLUE) report provides information on a home's claims that can help a homebuyer gain insight into the property. It can help them determine any issues with insuring it. The report should provide buyers with up to seven years of claim data. If it is blank, it means that no claim has been filed for this period. A homebuyer in Sunrise can obtain the report from the seller.

  • Can you get a discount on your windstorm insurance premiums in Sunrise if you install wind-mitigation features at your home?

    Yes, you should anticipate a reduction in your insurance premiums or deductibles. Check the documents included in your windstorm insurance policy to see how much you can save by installing wind-mitigation features on your Sunrise home. Insurance companies must include the Wind Mitigation Notice of Premium Discount Form with the policy or yearly renewal paperwork for policyholders. The form should specify how much money you can save.

  • In Sunrise, how long does it take for an insurer to notify a policyholder of the outcome of their claim?

    Within 90 days, the insurer must notify the policyholder in Sunrise whether the claim will be rejected or accepted. If this does not occur, the policyholder has the right to interest on the claim payment. If the claim is accepted, the insurer must make a partial or full payment within the timeframe specified.

  • Are insurers allowed to increase premiums on a homeowner's insurance policy in Sunrise?

    In most cases, insurers must send this information to the Office of Insurance Regulation (OIR) before they can provide homeowner's insurance rates. They are then permitted to raise the premiums after obtaining written consent from the insured in Sunrise prior to the policy's start date. Insurers must use the required consent form, which specifies the rate filed with the OIR and the rate being charged.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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